PORTFOLIO RECOMMENDATIONS

MAY 2013
RECOMMENDED PORTFOLIO - EQUITY & DEBT MUTUAL FUNDS AS ON 1 ST MAY 2 0 1 3
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Aggressive Moderate Conservative
A Diversified Equity Funds 60% 35% 35% 2-3 Years
B Infrastructure Oriented Funds 10% 5% 0% 3 Years
Debt Funds 25% 55% 60%
A Income / Dynamic Income Funds 5% 5% 10% Minimum 15 Months
B Short Term Funds 5% 20% 20% Minimum 9 Months
C Monthly Income Plans / Hybrid Funds 10% 25% 25% Minimum 15 Months
D Ultra Short Term Funds 5% 5% 5% 1 Week to 3 Months
Gold 5% 5% 5% 2-3 Years
Total 100% 100% 100%
Sr. No. Scheme Name % Exposure % Exposure % Exposure Invesment Investment Objective
Horizon
Equity Funds 70% 40% 35%
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2 Franklin India Flexi Cap Fund 10% - - A flexi cap fund
3 Birla Sun Life Top 100 Fund - 5% 5% A large cap fund
4 ICICI Prudential Dynamic Plan - 5% 10% A flexi cap fund
5 IDFC Sterling Equity Fund 10% 5% - A Fund focussing on Mid &
Small Cap stocks
6 Reliance Equity Opportunties Fund 10% 5% - A flexi cap fund
7 HDFC Top 200 - 10% 10% A large cap fund
8 SBI Magnum Equity Fund 10% - - A flexi cap fund
9 Tata Dividend Yield Fund - - 5% A fund focussing on companies with
higher Dividend Yield
10 UTI Opportunities Fund 10% 5% 5% A large cap fund
1 ICICI Prudential Infrastructure Fund 5% 5% Thematic Funds
2 HDFC Infrastructure Fund 5% - Thematic Funds
1 Birla Sun Life Income Plus 5% 5% 5% A long term income fund
2 Kotak Bond Scheme Plan - A - - 5% A long term income fund
1 Birla Sun Life Dynamic Bond Fund 5% 10% 10% A short term income fund
2 Reliance Short Term Fund - 10% 10% A short term income fund
1 Reliance MIP - 5% 10% MIP with upto 15% equity exposure
2 HDFC MIP - LTP 5% 10% 10% MIP with upto 20% equity exposure
3 ICICI Prudential MIP - Cumulative 5% 10% 5% MIP with upto 25% equity exposure
1 ICICI Prudential Flexible Income Plan-Reg 5% 5% 5% An ultra short term fund
1 Reliance Gold Savings Fund 2.5% 2.5% 2.5% A Fund of Fund investing into Gold ETF's
2 Kotak Gold Fund 2.5% 2.5% 2.5% A Fund of Fund investing into Gold ETF's
HDFC Equity Fund 10% - - A large cap fund
MUTUAL FUNDS - A ROUND- UP OF EQUITY AND DEBT FUNDS AS ON APRIL 3 0 , 2 0 1 3
Equity Funds Funds Recommended based on Long termTrends
Diversified Equity Funds
Infrastructure Oriented Funds
Income / Dynamic Income Funds
Short Term Funds
Monthly Income Plans
Crisil Liquid Fund Index 2.00% 3.98% 8.17% 7.76% 7.04% --
Ultra Short Term Funds
Gold
Name of Scheme Inception NAV Returns for
Date Rs 3 m 6 m 1 yr 3 Yrs 5 Yrs Inception
S&P BSE Sensex -2.50% 5.82% 12.62% 3.56% 2.44% --
CNX Nifty -2.07% 5.94% 13.00% 3.96% 2.80% --
S&P BSE 200 -2.97% 5.51% 11.80% 2.32% 2.06% --
CNX 500 -3.24% 4.92% 11.09% 2.04% 1.91% --
S&P BSE 100 -2.60% 6.22% 12.77% 2.98% 2.17% --
CNX Midcap -5.84% 1.77% 4.65% -1.01% 2.22% --
CNX Infrastructure -5.39% -2.41% 2.82% -11.06% -11.56% --
HDFC Equity Fund 1-Jan-95 282.1530 -5.51% 4.38% 8.73% 4.88% 9.62% 19.97%
Franklin India Flexi Cap Fund 2-Mar-05 33.9194 -6.59% 3.54% 11.19% 4.30% 6.81% 16.13%
Birla Sun Life Top 100 Fund 24-Oct-05 25.4123 -3.10% 6.33% 15.32% 6.88% 6.44% 13.20%
ICICI Prudential Dynamic Plan 31-Oct-02 113.7051 -4.96% 3.30% 9.24% 5.52% 7.53% 26.04%
IDFC Sterling Equity Fund 7-Mar-08 20.3461 -5.22% 0.96% 7.59% 5.97% 16.19% 14.79%
Reliance Equity Opportunities Fund 31-Mar-05 42.2946 -3.84% 2.62% 13.93% 9.49% 12.24% 19.52%
HDFC Top 200 11-Sep-96 221.1480 -4.16% 6.02% 11.02% 5.58% 9.10% 21.96%
SBI Magnum Equity Fund 1-Jan-91 48.0154 -3.08% 6.75% 12.63% 5.91% 5.91% 14.53%
Tata Dividend Yield Fund 22-Nov-04 35.6905 -5.48% 2.69% 5.32% 6.34% 8.74% 16.27%
UTI Opportunities Fund 20-Jul-05 31.3693 -2.34% 2.88% 11.28% 8.61% 10.98% 15.82%
ICICI Prudential Infrastructure Fund 31-Aug-05 25.8000 -7.46% -0.73% 4.50% -4.49% -2.40% 13.16%
HDFC Infrastructure Fund 8-Jan-08 9.9480 -8.09% -2.80% -1.52% -5.17% 0.39% -0.10%
Crisil Composite Bond Fund Index 2.89% 5.48% 10.52% 7.72% 7.28% --
Birla Sun Life Income Plus 21-Oct-95 54.6320 3.83% 7.77% 13.42% 8.78% 9.44% 10.17%
Kotak Bond Scheme - Plan A 25-Nov-99 34.6516 2.91% 6.21% 13.19% 9.26% 9.97% 9.69%
Crisil Composite Bond Fund Index 2.89% 5.48% 10.52% 7.72% 7.28% --
CRISIL Short-Term Bond Fund Index 2.33% 4.37% 9.32% 7.62% 7.67% --
Birla Sun Life Dynamic Bond Fund 24-Sep-04 20.1704 2.93% 5.43% 11.16% 8.90% 9.53% 8.50%
Reliance Short Term Fund 23-Dec-02 22.2081 2.87% 5.16% 10.70% 8.17% 8.94% 7.99%
Crisil MIP Blended Index 2.09% 5.52% 10.94% 7.33% 7.08% --
Crisil Composite Bond Fund Index 2.89% 5.48% 10.52% 7.72% 7.28% --
Reliance MIP 10-Nov-00 25.8708 1.49% 5.08% 10.32% 8.08% 12.48% 10.76%
HDFC MIP - LTP 26-Dec-03 26.7091 0.33% 4.50% 9.71% 7.58% 10.20% 11.08%
ICICI Prudential MIP - Cumulative 14-Jul-99 30.4635 1.66% 5.03% 10.21% 7.69% 7.89% 9.34%
ICICI Prudential Flexible Income Plan-Reg 27-Sep-02 220.9772 2.33% 4.54% 9.43% 8.70% 8.00% 7.77%
Reliance Gold Savings Fund 7-Mar-11 12.6155 -10.13% -13.69% -7.29% -- -- 11.41%
Kotak Gold Fund 25-Mar-11 12.4281 -11.71% -14.03% -8.32% -- -- 10.90%
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Note: Note: Returns for all the schemes are absolute 1 year and less but are compunded annualised for more than 1 yer period. Moreover, past returns cannot be taken as an indicator of future performance. Equity
Oriented Scheme recommendations have been made based on the methodology, which assigns weightages to parameters like FAMA, Sharpe ratio, Sortino Ratio, Corpus, Past Performance, Beta and Volatility. Debt
Oriented Scheme recommendations have been made based on the methodology, which assigns weightages to parameters like Sharpe ratio, Performance Consistency,Corpus, Past Performance, Expenses, Credit
Risk andVolatility.All the NAVs and return calculations are for the Growth Oriented Plans.
RECOMMENDED PORTFOLIO AS ON 1 ST MAY 2 0 1 3
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Phone: (91)-22-66521000, Fax: (91)-22-24900983
Sr. No. Scheme Name Investment Objective
A Diversified Equity Funds
B InfrastructureOrientedFunds
Gold
Equity Funds
HDFCEquity Fund The investment objective of the Scheme is to achieve capital appreciation.
Franklin India Flexi Cap Fund An open-end diversified equity fund that seeks to provide medium to long term capital appreciation by investing in stocks
across the entire market capitalization range.
Birla Sun LifeTop 100Fund The large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by
market capitalization.
SBI MagnumEquity Fund "To provide the investor Long-term capital appreciation by investing in high growth companies along with the liquidity of an
open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.SBI
Magnum Equity Fund seeks capital appreciation through investment in diversified portfolio of equities of high growth
companies, along with liquidity of an open ended scheme."
IDFCSterling Equity Fund The investment objective of the Scheme is to seek to generate capital appreciation from a diversified portfolio of equity and
equity related instruments. The Scheme will predominantly invest in sterling equity and equity related instruments. terling
equity and equity related instruments will be the stocks included in the CNX Midcap index or equity and equity related
instruments of such companies which have a market capitalization lower than the highest components of CNX Midcap Index.
The Scheme may also invest in stock other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above
the market capitalisation range of the defined small midcap stocks) and derivatives. On defensive consideration, the Scheme
may also invest in debt and money market instruments. However there is no assurance that the investment objective of the
scheme will be realize
Reliance Equity Opportunties Fund The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth
opportunities by investing in a portfolio constituted of equity securities &equity related securities and the secondary objective
is to generate consistent returns by investing in debt and money market securities
HDFCTop 200 To generate long term capital appreciation from a portfolio of equity and equity-linked instruments primarily drawn from the
companies in BSE 200index.
ICICI Prudential FocusedBluechipEquityFund It is an open-ended equity fund. The investment objective is to seek to generate long-term capital appreciation and income
distribution to unit holders from a portfolio that is invested in equity and equity related securities of about 20 companies
belonging to the large cap domain and the balance in debt securities and money market instruments. The Fund Manager will
always select stocks for investment from among Top 200 stocks in terms of market capitalization on NSE. If the total assets
under management under in this scheme go above Rs.1000 Cr., the fund manager reserves the right to increase the number
of companies to more than 20.
Tata DividendYield Fund "An open ended equity fund that aims to invest at least 70%of its assets in shares with high dividend yields. DividendYield will
be considered high if it is greater than the Dividend Yield of BSE Sensex. .The Fund invests in stocks with high dividend yields
higher than the BSE Sensex. Fund manager focuses on companies with high dividend payout, growth and high capital
efficiency. Key Focus is on growth oriented stocks with marginal dividend yield."
UTI Opportunities Fund It is an open-ended equity fund that seeks to generate capital appreciation and/or income distribution by investing the funds
of the scheme in equity shares and equity-related instruments. The focus is to capitalize on opportunities arising in the market
by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing
trends change.
ICICI Prudential Infrastructure Fund An open-ended equity Scheme. Objective is to generate capital appreciation and income distribution to unitholders by
investing predominantly in equity/equity related securities of the companies belonging to the infrastructure industries and
balance in debt securities and money market instruments
HDFCInfrastructure Fund To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies
engaged in or expected to benefit fromthe growth and development of infrastructure
Reliance Gold Savings Fund The investment objective of the Scheme is to seek to provide returns that closely correspond to returns provided by Reliance
Gold ExchangeTraded Fund (RGETF).
Kotak Gold Fund The investment objective of the scheme is to generate returns by investing in units of Kotak Gold ExchangeTraded Fund.

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