INTRODUCTION

Work-life balance is about the interaction between paid work and other activities, including
unpaid work in families and the community, leisure, and personal development.
Work-life balance is about creating a productive work culture where the potential for
tensions between work and other parts of people's lives is minimised. This means having
appropriate employment provisions in place, and organisational systems and supportive
management underpinning them.
Work-life balance for any one person is having the 'right' combination of participation in paid
work (defined by hours and working conditions), and other aspects of their lives. This
combination will not remain fixed, but may change over time.
Work-life balance should:
benefit both the individual and the organisation
be responsive to the needs of the organisation (nature of the business, operating hours etc)
and demands of their service-users (citizens and/or government)
be aligned with the vision and strategic direction of the organisation
recognise that the needs of both the organisation and employees are not static, but change
over time
be broad, in order to cover a wide variety of situations (e.g. not just targeted at those with
children) and employee needs
be a joint responsibility between employees, their union and the organisation
be available to all employees, or have it clearly stated where they are not (e.g. some jobs
may not be able to be done part-time)
be fair and equitable, recognising that different cultures, abilities/disabilities, religions,
beliefs, whanau and family practices may mean different solutions for different people, and
that "one size does not fit all"
be affordable for the organisation and realistically budgeted
value employees for their contribution to the organisation, regardless of their working
pattern.
Work-Life Balance Courseware
Printable, customizable, training materials
Having a balance between work and home life can be a challenge. With this
challenge come great rewards when it is done successfully. By balancing a career
with home life it will provide benefits in each environment. You will become healthier,
mentally and physically, and you will be able to produce more career wise.

With a Work-Life Balance you will be managing your time better. Better time
management will benefit all aspects of life; you will be working less and producing
more. This workshop will show how to focus on the important things, set accurate
and achievable goals, and communicate better with your peers at work and your
family at home.

Work life issues

The Extension organization has a long tradition of professional service to clientele, often
at a cost of sacrifice to family and self. The results of a national study indicated that
work/life issues are of great concern. Employees identified the most critical work/life
challenges as: 1) a heavy work load, 2) evening and weekend time commitments, and
3) lack of control or job autonomy. The recommendations, based on this study, urged
Extension administrators throughout the organization to reduce the workload and time
requirements of county-based professionals and contended that policies needed to be
consistent within the national Extension system.
The pressure of an increasingly demanding work culture in the UK is perhaps
the biggest and most pressing challenge to the mental health of the general population.
The cumulative effect of increased working hours is having an important effect on the
lifestyle of a huge number of people, which is likely to prove damaging to their mental
well-being. The Mental Health Foundation is concerned that a sizeable group of people
are neglecting the factors in their lives that make them resistant or resilient to mental
health problems.
It is estimated that nearly three in every ten employees will experience a mental health
problem in any one year. However the recent and dramatic rise in Britains working
hours would suggest this is likely to increase. 13% of the UK working population work
49 hours or more per week.
Work related stress already costs Britain 10.4 million working days per year. The human
costs of unmanaged work related stress extends far beyond this. A key way to protect
your mental health against the potential detrimental effects of work related stress is to
ensure you have a healthy work-life balance.
















HDFC BANK PROFILE

BACKGROUND

The Housing Development Finance Corporation Limited (HDFC) was amongst the
first to receive an in principle approval from the Reserve Bank of India (RBI) to set
up a bank in the private sector, as part of RBIs liberalisation of the Indian Banking
Industry in 1994. The bank was incorporated in August 1994 in the name of HDFC
Bank Limited, with its registered office in Mumbai, India. HDFC Bank commenced
operations as a Scheduled Commercial Bank in January 1995.


PROMOTER

HDFC is Indias premier housing finance company and enjoys an impeccable track
record in India as well as in international markets. Since its inception in 1977, the
Corporation has maintained a consistent and healthy growth in its operations to
remain the market leader in mortgages. Its outstanding loan portfolio covers well over
a million dwelling units. HDFC has developed significant expertise in retail mortgage
loans to different market segments and also has a large corporate client base for its
housing related credit facilities. With its experience in the financial markets, strong
market reputation, large shareholder base and unique consumer franchise, HDFC
was ideally positioned to promote a bank in the Indian environment.


BUSINESS FOCUS

HDFC Banks mission is to be a World Class Indian Bank. The objective is to build
sound customer franchises across distinct businesses so as to be the preferred
provider of banking services for target retail and wholesale customer segments, and
to achieve healthy growth in profitability, consistent with the banks risk appetite. The
bank is committed to maintain the highest level of ethical standards, professional
integrity, corporate governance and regulatory compliance. HDFC Banks business
philosophy is based on four core values: Operational Excellence, Customer Focus,
Product Leadership, People and Sustainability.


CAPITAL STRUCTURE

As on 31st December, 2013 the authorized share capital of the Bank is Rs. 550 crore.
The paid-up capital as on the said date is Rs 478,91,87,090/- ( 2394593545 ) equity
shares of Rs. 2/- each). The HDFC Group holds 22.69 % of the Bank's equity and
about 17.00 % of the equity is held by the ADS / GDR Depositories (in respect of the
bank's American Depository Shares (ADS) and Global Depository Receipts (GDR)
Issues). 34.92 % of the equity is held by Foreign Institutional Investors (FIIs) and the
Bank has 4,35,340 shareholders.



ICICI BANK PROFILE

ICICI Bank is India's second-largest bank with total assets of Rs.
4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs.
51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The
Bank has a network of 2,774 branches and about 10,021 ATMs In india.

ICICI Bank offers a wide range of banking products and financial services
to corporate and retail customers through a variety of delivery channels
and through its specialised subsidiaries in the areas of investment
banking, life and non-life insurance, venture capital and asset
management.

The Bank currently has subsidiaries in the United Kingdom, Russia and
Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri
Lanka, Qatar and Dubai International Finance Centre and representative
offices in United Arab Emirates, China, South Africa, Bangladesh,
Thailand,Malaysia.

ICICI Bank's equity shares are listed in India on Bombay Stock Exchange
and the National Stock Exchange of India Limited and its American
Depositary Receipts (ADRs) are listed on the New York Stock Exchange
(NYSE).

















State bank of india

State Bank of India (SBI) is a multinational banking and financial
services company based in India. It is a government-owned corporation with its
headquarters in Mumbai, Maharashtra. As of December 2013, it had assets
of US$388 billion and 17,000 branches, including 190 foreign offices, making it
the largest banking and financial services company in India by assets.
State Bank of India is one of the Big Four banks of India, along with ICICI
Bank, Punjab National Bank and Bank of Baroda.
The bank traces its ancestry to British India, through the Imperial Bank of India,
to the founding in 1806 of the Bank of Calcutta, making it the oldest commercial
bank in the Indian Subcontinent. Bank of Madras merged into the other two
presidency banksBank of Calcutta and Bank of Bombayto form the
Imperial Bank of India, which in turn became the State Bank of India.
Government of India owned the Imperial Bank of India in 1955, with Reserve
Bank of India taking a 60% stake, and renamed it the State Bank of India. In
2008, the government took over the stake held by the Reserve Bank of India.
SBI is a regional banking behemoth and has 20% market share in deposits and
loans among Indian commercial banks
State Bank of India (SBI) is an India-based commercial bank. Its primary banks
include Treasury, Corporate / Wholesale Banking, Retail Banking and Other
Banking business. The Treasury Segment includes the entire investment
portfolio and trading in foreign exchange contracts and derivative contracts. The
Corporate / Wholesale Banking segment comprises the lending activities of
Corporate Accounts Group, Mid Corporate Accounts Group and Stressed Assets
Management Group. These include providing loans and transaction services to
corporate and institutional clients and further include non-treasury operations of
foreign offices. The Retail Banking Segment consists of branches in National
Banking Group, which primarily includes Personal Banking activities, including
lending activities to corporate customers having banking relations with branches
in the National Banking Group. This segment also includes agency business and
automated teller machines (ATMs).







Bank of baroda

Bank of Baroda (BoB) is an Indian state-owned banking and financial
services company headquartered in Vadodara (earlier known as Baroda) in Gujarat,
India. It offers a range of banking products and financial services to corporate and retail
customers through its branches and through its specialised subsidiaries and affiliates in
the areas of retail banking, investment banking, credit cards, and asset management.
During the FY 2012-13, Its total global business was 8,021 billion, making it the
second largest bank in India after State Bank of India. In addition to its headquarters in
its home state of Gujarat, it has a corporate headquarters in the Bandra Kurla
Complex in Mumbai.
Based on 2012 data, it is ranked 715 on Forbes Global 2000 list.BoB has total assets in
excess of 3.58 trillion (short scale), 3,583 billion (long scale), a network of 4283
branches (out of which 4172 branches

are in India) and offices, and over 2000 ATMs.
The bank was founded by the Maharaja of Baroda, H. H. Sir Sayajirao Gaekwad III on
20 July 1908 in the Princely State of Baroda, in Gujarat.

The bank, along with 13 other
major commercial banks of India, was nationalised on 19 July 1969, by the Government
of India and has been designated as a profit-making public sector undertaking (PSU).
Bank of Baroda is one of the Big Four banks of India, along with State Bank of
India, ICICI Bank and Punjab National Bank.

19081959[edit]


Maratha Maharaja Sayajirao Gaekwad III, the founder of Bank of Baroda
In 1908, Maharaja Sayajirao Gaekwad III, one of the knights of the Maratha Kingdom, set up the
Bank of Baroda (BoB).
[1]
with other stalwarts of industry such as Sampatrao Gaekwad, Ralph
Whitenack, Vithaldas Thakersey, Tulsidas Kilachand and NM Chokshi.
[8]
Two years later, BoB
established its first branch in Ahmedabad. The bank grew domestically, until after World War II.
Then in 1953 it crossed the Indian Ocean to serve the communities of Indians in
Kenya and Indians in Uganda by establishing a branch each in Mombasa and Kampala. The next
year it opened a second branch in Kenya, in Nairobi, and in 1956 it opened a branch in Dar-es-
Salaam. Then in 1957 BoB took a giant step abroad by establishing a branch in London. London
was the center of the British Commonwealth and the most important international banking
center. 1959 saw BoB complete its first domestic acquisition when it took over Hind Bank.
1960s.
In 1961, BoB merged in New Citizen Bank of India. This merger helped it increase its branch
network in Maharashtra. BoB also opened a branch in Fiji. The next year it opened a branch in
Mauritius. Bank of Baroda In 1963, BoB acquired Surat Banking Corporation in Surat, Gujarat.
The next year BoB acquired two banks: Umbergaon Peoples Bank in southern Gujarat and
Tamil Nadu Central Bank in Tamil Nadu state.
In 1965, BoB opened a branch in Guyana. That same year BoB lost its branch in Narayanjanj
(East Pakistan) due to the Indo-Pakistani War of 1965. It is unclear when BoB had opened the
branch. In 1967 it suffered a second loss of branches when the Tanzanian government
nationalised BoBs three branches there (Dar es Salaam, Mwanga, and Moshi), and transferred
their operations to the Tanzanian government-owned National Banking Corporation.
In 1969 the Indian government nationalised 14 top banks, including BoB. BoB incorporated its
operations in Uganda as a 51% subsidiary, with the government owning the rest.