Questionnaire for SME

A) Would you please inform, since how long your firm has been in business
1) Less than 1 year.
2) More than 1 year but less than 3 years.
3) More than 3 years but less than 5 years.
4) More than 5 years.

B) What inspired you to promote the business?

1) Family business
2) Friends relatives doing similar business
3) Promoter have gained experience of the activity somewhere else (like working
experience, acquired education qualification etc)
4) Consultants suggested setting up the business.
5) Market survey that was carried out suggested that the business plan is a viable.

C) What is the main activity of your firm?

1) Manufacturing
2) Services
3) Educational institutes
4) Retail and Wholesale Trade
5) Others (Please specify)..

D) Would you please let us know which of the financing facilities have been used by your
firm?
1) Trade credit
2) Bank loans( Cash credit, overdraft or term loans)
3) Retained earnings
4) Other loans from friends and relatives, sister/group concern, etc
5) Grants or subsidy from the government agency
6) Equity
7) Private money lenders
8) NBFC
9) Factoring, leasing, hire purchase etc

E) Can you please let us know whether you are aware about the scheme under which
you avail the credit?

1) Yes
2) No

F) Have you availed credit facility from multiple banks?

1) Yes
2) No

G) Could you please inform us which of the following factors have increased/decreased
your need for external financing?

- Inventories, working capital, debtors
1) Increased 2) Decreased 3) No change

- Fixed investment and capital expenditure/expansions
1) Increased 2) Decreased 3) No change

- Merger and acquisition and corporate restructuring
1) Increased 2) Decreased 3) No change

H) Would you please let us know whether you have availed the credit under the CGTMSE
scheme?

1) Yes
2) No

I) Where you/your consultant provided necessary information about the objective
procedures which bank applies to arrive at decisions so as enable you to prepare the
credit proposal in a scientific manner?

1) Yes
2) No

J) Would you please inform us if you have availed credit facility from private banks?
If yes, then how would rate the relative performance by the private banks in terms of:

Interest rate
1) Higher than public sector banks
2) Lower than public sector banks

Time taken to process the loan proposal
1) More than public sector banks
2) Lesser than public sector banks