Office Hours: Monday-Friday 7:10am-7:40am, 3:15pm-3:45pm Planning Period 8:38am-9:25am Email: kbutler@savannahr3.com
Student Conduct Mission Statement Part of the educational responsibility of Savannah High School calls for a disciplined setting to provide a productive learning environment. To achieve this learning environment, responsibility is to be shared by everyone involved: students, faculty, administration, parents, and members of the community. Savannah High School Mission Statement The mission of Savannah High School is to provide quality education through dedication and cooperation in a safe and secure environment. Pagers/Cell Phone Policy Students may not send or receive communications to or from wireless devices while on school property during the school day. Wireless devices include cellular phones, camera phones, beepers, pagers, text messaging devices, and portable computers such as laptops, notebooks, and PDAs. Students must further ensure that their wireless devices are turned-off completely and stowed away during the school year. Failure to turn off wireless devices can disrupt the school environment. Pop, Snacks, etc. These items are not to be allowed in the classrooms without prior approval of the administration. Hall Passes Once granted permission; Ms. Butler will sign a hall pass prior to the student leaving the room. The pass will include the students name, time, and destination. When the student returns, the pass should include the name of the teacher visited and the time left.
Course Content (Missouri Competencies): Income 1. Identify components and sources of income. 2. Analyze how career choice, education, skills, and economic conditions affect income and goal attainment. 3. Relate taxes, government transfer payments, and employee benefits to disposable income. Money Management 1. Explain how limited personal financial resources affect the choices people make. 2. Interpret the opportunity costs of financial decisions. 3. Evaluate the consequences of personal financial decisions. 4. Apply a decision-making process to personal financial choices. 5. Summarize how inflation affects spending and saving decisions. 6. Evaluate how insurance (e.g., auto, home, life, medical and long-term health) and other risk-management strategies project against financial loss. 7. Design a financial plan (budget) for earning, spending, saving and investing. 8. Demonstrate how to use the services available from financial institutions. 9. Analyze the role of the Federal Reserve in controlling the money supply. Spending and credit 1. Compare the benefits and costs of alternatives in spending decisions. 2. Evaluate information about products and services. 3. Compare the advantages and disadvantages of different payment methods. 4. Analyze the benefits and costs of consumer credit. 5. Compare sources of consumer credit (e.g. credit cards, consumer loans, auto loans, student loans). 6. Evaluate the terms and conditions of credit cards and consumer loans. 7. Evaluate factors that affect creditworthiness. 8. Explain the purpose and components of credit reports. 9. Demonstrate awareness of consumer protection and information (e.g., identify theft, phishing, scams). 10. Propose ways to avoid or correct credit problems. 11. Describe the rights and responsibilities of buyers and sellers under consumer protection laws. Saving and Investing 1. Compare consumer choices for saving and investing. 2. Explain the relationship between saving and investing. 3. Examine reasons for saving and investing, e.g., time value of money. 4. Compare the risk, return, liquidity, manageability, and tax aspects of investment alternatives. 5. Demonstrate how to buy and sell investments. 6. Analyze factors affecting the rate of return on investments (e.g., Rule of 72, simple interest, compound interest). 7. Evaluate sources of investment information. 8. Examine how agencies that regulate financial markets protect investors. 9. Demonstrate how to evaluate advisors credentials and how to select professional advisors and their services.
Course Rationale/Description (National Standards of Business Education): The increased emphasis on financial literacy has highlighted the need for students to learn how to navigate the financial decisions they must make and how to make informed decisions related to managing financing and budgeting, saving and investing, living independently, earning and reporting income, buying goods and services, using credit, banking, and protecting against risk. Equal Opportunities: Each student, being limited only by individual differences, will be given the opportunity to develop and achieve to the maximum extent possible. The classroom will provide equal educational opportunities for all students. Classes will be designed to meet the varying needs of all students, and will not discriminate against any individual for reasons of race, creed, color, sex, national origin, economic status, or disability. Academic Dishonesty (Plagiarism/Cheating): Cheating on tests, assignments, projects, or similar activities; plagiarism claiming credit for another persons work; fabrication of facts, sources or other supporting material unauthorized collaboration; facilitating academic dishonesty; and other misconduct related to academics. 1 st offense students involved given a zero for the assignment test, or, or project; parents/guardians contacted by teacher; administration documents offense. Repeated offenses may result in student failing the course.
Course Materials: 3 ring binder recommended
Attendance An absence is either considered either excused or unexcused. Examples of excused absences include personal illness (hospitalization, emergency in the family, religious reasons, doctor or dentist appointment, drivers test, court appearance, college visit permission must be granted in advance. Feel free to contact the administrator if you have any questions about whether an absence is excused. Students are responsible for missed assignments/homework due before or on the day they return to class. A student absent from school for an excused reason will be given one day for each day missed to make up missed work.
Assignments/Quizzes/Exams: NO LATE WORK ACCEPTED.
Classroom rules/policies: 1. Class will begin promptly when the bell rings 2. Be courteous to your peers and do not interrupt the class by arriving late 3. Academic dishonesty form must be signed and returned at the beginning of the semester 4. Come prepared for each class with the proper materials 5. Display good listening skills and be respectful of others during classroom discussions
Grading Scale: A student's semester grade will be determined by dividing the total points earned by the total points possible A 96-100 C 73-76 A- 90-95 C- 70-72 B+ 87-89 D+ 67-69 B 83-86 D 63-66 B- 80-82 D- 60-62 C+ 77-79 F 59 and below