General Financial Literacy Student Checklist

1. I have a checking and or savings account at a bank or credit union

Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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%. I record or track &y s$ending or e#$enses or I budget &y &oney.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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'. I have a $lan or goal to graduate fro& high school.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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(. I have a $lan or goal to get so&e after high school education
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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). I have filled out the Federal Financial *id For& online !ith so&eone fro& &y fa&ily
htt$+,,!!!.fafsa.ed.gov,
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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-. I have o$ened a .oth I.* or considered starting another invest&ent
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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/. I have at least ' s$ecific !ritten do!n financial goals 0short, inter&ediate, long ter&1
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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2. I have identified and started to research career interest or 3ob or !ork goal
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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4. I s$end &y &oney &ore !isely than before
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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15. I understand the risks of debt, bankru$tcy, overs$ending, or using credit un!isely.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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11. I have s$ecific retire&ent goals
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1%. I understand ta#es better than before.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1'. If, I had &oney in a lo!er interest savings account I have looked at alternatives such
as certificates of de$osits, or &oney &arket accounts to start earning higher or better
interest.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1(. I understand the relationshi$ bet!een &y credit score and interest rates I &ay have to
$ay on loans such as car and or ho&e loans
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1). I feel like I understand !hat stocks and &utual funds are and the basics of ho! they
!ork.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1-. I understand that saving and investing and doing financial $lanning should be a
regular and ongoing $art of &y $ersonal financial future.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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1/. I understand ho! to sho$ for and $urchase .eal "state or ho&e o!nershi$ and
&ortgages and credit.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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12. I understand ho! to sho$ for and $urchase auto&obiles, car loans, and credit.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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14. I understand ho! to sho$ for and $urchase insurance $olicies that I &ight need.
Yes, and I did before No, I didnt and I still dont I didnt before, but I do no!
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%5. 6ne &a3or to$ic I !anted to learn or understand better by taking this GFL course !as
%1. 6ne &inor to$ic I !ould like to learn or understand better about &oney or the
econo&y or credit !ould be7.
%%. If I could choose one guest s$eaker to co&e into &y GFL class and talk it !ould be
88888888888888888888888888 to talk about888888888888888888888888888888888.