373

373
Frequency Table
q2.Gender
Frequency Percent Valid Percent Cumulative Percent
0
2.4
2.4
2.4
Male
108
29.0
29.0
31.4
255
68.4
68.4
99.7
.3
.3
100.0
Total
373
100.0
100.0
Valid Female
Q3.Age
0
.8
.8
.8
20 to 30
29
7.8
7.8
8.6
30 to 40
93
24.9
24.9
33.5
Valid 40 to 50
114
30.6
30.6
64.1
50 to 60
71
19.0
19.0
83.1
Above 60
63
16.9
16.9
100.0
Total
373
100.0
100.0
Q4.Education
Valid
.8
.8
.8
Illiterate
183
49.1
49.1
49.9
<SSLC
130
34.9
34.9
84.7
SSLC
31
8.3
8.3
93.0
HSC
1.1
1.1
94.1
UG / PG
18
4.8
4.8
98.9
Others
1.1
1.1
100.0
Total
373
100.0
100.0
Q5.Occupation
.5
.5
.5
Farming
101
27.1
27.1
27.6
Labours
197
52.8
52.8
80.4
Business
14
3.8
3.8
84.2
Private Company
10
2.7
2.7
86.9
Housewife
49
13.1
13.1
100.0
Total
373
100.0
100.0
Valid
Q6.Family Income
0
.3
.3
.3
Below Rs.3000
187
50.1
50.1
50.4
Rs.3000 to 6000
137
36.7
36.7
87.1
Valid Rs.6000 to 9000
29
7.8
7.8
94.9
Rs.9000 to 12000
2.1
2.1
97.1
Above Rs.12000
11
2.9
2.9
100.0
Total
373
100.0
100.0
Q7.Family Expenses
0
.8
.8
.8
Rs.2500
97
26.0
26.0
26.8
Rs.2500 to 5500
155
41.6
41.6
68.4
Valid Rs.5500 to 8500
91
24.4
24.4
92.8
Rs.8500 to 11500
17
4.6
4.6
97.3
Above Rs.11500
10
2.7
2.7
100.0
Total
373
100.0
100.0
Q8.No.of Family memers

Valid
12
3.2
3.2
3.2
1 to 3
134
35.9
35.9
39.1
1 to 5
153
41.0
41.0
80.2
1 to 7
57
15.3
15.3
95.4
Above 7
16
4.3
4.3
99.7
.3
.3
100.0
Total
373
100.0
100.0
Q9a.Yor Bank A/C is with

Valid
43
11.5
11.5
11.5
.3
.3
11.8
BOI
.5
.5
12.3
CITY UNIAN
.5
.5
12.9
CUB
.5
.5
13.4
INDIAN BAN
80
21.4
21.4
34.9
IOB
29
7.8
7.8
42.6
IOB,INDIAN
1.3
1.3
44.0
P.N.B
102
27.3
27.3
71.3
PANJABNATI
.3
.3
71.6
PUNJABNATI
12
3.2
3.2
74.8
SBI
93
24.9
24.9
99.7
SBI,CUB,IB
.3
.3
100.0
Total
373
100.0
100.0
Q9b.Yor Bank A/C is with

Valid
307
82.3
82.3
82.3
C.U.B
.3
.3
82.6
CANARA BAN
.8
.8
83.4
CITY UNION
.5
.5
83.9
CO-OPERATI
.8
.8
84.7
CO OPERTIC
2.4
2.4
87.1
CUB
.5
.5
87.7
IB
1.6
1.6
89.3
INDIAN OVE
16
4.3
4.3
93.6
IOB
13
3.5
3.5
97.1
P.N.B
1.9
1.9
98.9
PUNJAB NAT
1.1
1.1
100.0
Total
373
100.0
100.0
Q10a.Withdrawal
Valid
.3
.3
.3
Yes
179
48.0
48.0
48.3
No
193
51.7
51.7
100.0
Total
373
100.0
100.0
Q10b.Old Age pension (OAP) (All type of Govt. Pensions)

Valid
Yes
98
26.3
26.3
26.3
No
275
73.7
73.7
100.0
Total
373
100.0
100.0
Q10c.NREGA (100 Days employment)

Valid
.5
.5
.5
Yes
274
73.5
73.5
74.0
No
95
25.5
25.5
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q10d.Deposits
Valid
.5
.5
.5
Yes
107
28.7
28.7
29.2
No
264
70.8
70.8
100.0
Total
373
100.0
100.0
Q10e.Remittance
Valid
Yes
.5
.5
.5
No
371
99.5
99.5
100.0
Total
373
100.0
100.0
Q10f.Funds Transfer
Valid
Yes
.8
.8
.8
No
370
99.2
99.2
100.0
Total
373
100.0
100.0
Q11.1b.Fixed Deposit (Awareness)

Valid
.8
.8
.8
Yes
151
40.5
40.5
41.3
No
219
58.7
58.7
100.0
Total
373
100.0
100.0
Q11.1c.Fixed Deposit (Usage)

Valid
11
2.9
2.9
2.9
Yes
13
3.5
3.5
6.4
No
349
93.6
93.6
100.0
Total
373
100.0
100.0
Q11.1d.Fixed Deposit (Amount )

Valid
357
95.7
95.7
95.7
One
.5
.5
96.2
Two
.3
.3
96.5
200
.3
.3
96.8
1000
.5
.5
97.3
5000
.3
.3
97.6
10000
1.6
1.6
99.2
25000
.5
.5
99.7
30000
.3
.3
100.0
Total
373
100.0
100.0
Q11.1e.Fixed Deposit (Duration )

0
357
95.7
98.3
98.3
One
.5
.6
98.9
Two
1.1
1.1
100.0
Total
363
97.3
100.0
Missing System
10
2.7
Total
373
100.0
Valid
Q11.2b.Recurring Deposit (Awareness)

0
1.1
1.1
1.1
Yes
122
32.7
32.8
33.9
No
246
66.0
66.1
100.0
Total
372
99.7
100.0
Missing System
.3
Total
373
100.0
Valid
Q11.2c.Recurring Deposit (Usage)

Valid
2.1
2.1
2.1
Yes
1.9
1.9
4.0
No
358
96.0
96.0
100.0
Total
373
100.0
100.0
Q11.2d.Recurring Deposit (Amount)

0
364
97.6
97.6
97.6
One
.3
.3
97.9
Two
.3
.3
98.1
Valid 200
.5
.5
98.7
700
.8
.8
99.5
1000
.5
.5
100.0
Total
373
100.0
100.0
Q11.2e.Recurring Deposit (Duration)

0
365
97.9
99.2
99.2
One
.8
.8
100.0
Total
368
98.7
100.0
Missing System
1.3
Total
373
100.0
Valid
Q11.3b.Saving Deposit (Awareness)

Valid
1.6
1.6
1.6
Yes
220
59.0
59.0
60.6
No
145
38.9
38.9
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q11.3c.Saving Deposit (Usage)

Valid
.3
.3
.3
Yes
148
39.7
39.7
39.9
No
222
59.5
59.5
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q11.3d.Saving Deposit (Amount)

0
279
74.8
74.8
74.8
Two
.8
.8
75.6
10
.3
.3
75.9
11
.3
.3
76.1
20
.3
.3
76.4
Valid 100
33
8.8
8.8
85.3
200
38
10.2
10.2
95.4
500
12
3.2
3.2
98.7
1000
.8
.8
99.5
1100
.5
.5
100.0
Total
373
100.0
100.0
Q11.3e.1.Saving Deposit (Duration) (Not fixed Saving)

Valid
229
61.4
61.4
61.4
Yes
142
38.1
38.1
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q11.3e.2.Saving Deposit (Duration) (Per month)

Valid
366
98.1
98.1
98.1
One
1.3
1.3
99.5
Two
.5
.5
100.0
Total
373
100.0
100.0
Q12.1.No oproper employment

Valid
.8
.8
.8
Totally Agree
164
44.0
44.0
44.8
Totally Disagree
36
9.7
9.7
54.4
Moderate
89
23.9
23.9
78.3
Can't say
81
21.7
21.7
100.0
Total
373
100.0
100.0
Q12.2.Poor wage / High cost of living

Valid
.3
.3
.3
Totally Agree
114
30.6
30.6
30.8
Totally Disagree
47
12.6
12.6
43.4
Moderate
143
38.3
38.3
81.8
Can't say
68
18.2
18.2
100.0
Total
373
100.0
100.0
Q12.3.Agriculture Yield is very low

Valid
.3
.3
.3
Totally Agree
159
42.6
42.6
42.9
Totally Disagree
53
14.2
14.2
57.1
Moderate
113
30.3
30.3
87.4
Can't say
47
12.6
12.6
100.0
Total
373
100.0
100.0
Q12.4.physically not it for the work

Valid
.5
.5
.5
Totally Agree
61
16.4
16.4
16.9
Totally Disagree
135
36.2
36.2
53.1
Moderate
62
16.6
16.6
69.7
Can't say
113
30.3
30.3
100.0
Total
373
100.0
100.0
Q13.a1.Personal Banking (Direct Banking) (Level of knowledge)

0
.3
.3
.3
High
125
33.5
33.5
33.8
very High
16
4.3
4.3
38.1
Low
127
34.0
34.0
72.1
Very Low
103
27.6
27.6
99.7
Moderate
.3
.3
100.0
Total
373
100.0
100.0
Valid
Q13.a2.Personal Banking (Direct Banking) (Usage)

Valid
1.3
1.3
1.3
Yes
145
38.9
38.9
40.2
No
221
59.2
59.2
99.5
.3
.3
99.7
.3
.3
100.0
Total
373
100.0
100.0
Q13.b1.ATM/ Debit card (Level of knowledge)

Valid
.3
.3
.3
High
104
27.9
27.9
28.2
very High
2.4
2.4
30.6
Low
150
40.2
40.2
70.8
Very Low
109
29.2
29.2
100.0
Total
373
100.0
100.0
Q13.b2.ATM/ Debit card (Usage)

Valid Yes
82
22.0
22.0
22.0
No
287
76.9
76.9
98.9
.8
.8
99.7
10
.3
.3
100.0
Total
373
100.0
100.0
Q13.c1.Mobile banking (Level of knowledge)

Valid
.5
.5
.5
High
38
10.2
10.2
10.7
very High
2.1
2.1
12.9
Low
211
56.6
56.6
69.4
Very Low
114
30.6
30.6
100.0
Total
373
100.0
100.0
Q13.c2.Mobile banking (usage)

Valid
.8
.8
.8
Yes
1.6
1.6
2.4
No
360
96.5
96.5
98.9
.8
.8
99.7
.3
.3
100.0
Total
373
100.0
100.0
Q13.d1.internet banking (Level of knowledge)

Valid
.3
.3
.3
High
35
9.4
9.4
9.7
very High
12
3.2
3.2
12.9
Low
208
55.8
55.8
68.6
Very Low
117
31.4
31.4
100.0
Total
373
100.0
100.0
Q13.d2.internet banking (Usage)

Valid
.8
.8
.8
11
Yes
2.4
2.4
3.2
No
357
95.7
95.7
98.9
.8
.8
99.7
.3
.3
100.0
Total
373
100.0
100.0
Q13.e1.Other (Level of knowledge)

Valid
205
55.0
55.0
55.0
High
1.1
1.1
56.0
very High
.5
.5
56.6
Low
97
26.0
26.0
82.6
Very Low
65
17.4
17.4
100.0
Total
373
100.0
100.0
Q13.e2.Other (Usage)
Valid
213
57.1
57.1
57.1
No
159
42.6
42.6
99.7
.3
.3
100.0
Total
373
100.0
100.0
Q14a.KCC (kisan Credit card)

Valid
.8
.8
.8
Very Good
35
9.4
9.4
10.2
Good
90
24.1
24.1
34.3
Bad
176
47.2
47.2
81.5
very Bad
55
14.7
14.7
96.2
No Opinion
14
3.8
3.8
100.0
Total
373
100.0
100.0
Q14b.GCC (General Credit card)
12
Valid
.8
.8
.8
Very Good
26
7.0
7.0
7.8
Good
46
12.3
12.3
20.1
Bad
220
59.0
59.0
79.1
very Bad
65
17.4
17.4
96.5
No Opinion
13
3.5
3.5
100.0
Total
373
100.0
100.0
Q14c.IOD (Inbuilt overdraft)

Valid
1.3
1.3
1.3
Very Good
23
6.2
6.2
7.5
Good
37
9.9
9.9
17.4
Bad
230
61.7
61.7
79.1
very Bad
65
17.4
17.4
96.5
No Opinion
13
3.5
3.5
100.0
Total
373
100.0
100.0
Q14d.SHG (Self help group)

Valid
.3
.3
.3
Very Good
137
36.7
36.7
37.0
Good
135
36.2
36.2
73.2
Bad
60
16.1
16.1
89.3
very Bad
37
9.9
9.9
99.2
No Opinion
.8
.8
100.0
Total
373
100.0
100.0
Q14e.Jewel Loan
Valid
.8
.8
.8
13
Very Good
122
32.7
32.7
33.5
Good
143
38.3
38.3
71.8
Bad
53
14.2
14.2
86.1
very Bad
49
13.1
13.1
99.2
No Opinion
.8
.8
100.0
Total
373
100.0
100.0
Q14f.Agriculture Loan
Valid
.8
.8
.8
Very Good
110
29.5
29.5
30.3
Good
109
29.2
29.2
59.5
Bad
113
30.3
30.3
89.8
very Bad
30
8.0
8.0
97.9
No Opinion
2.1
2.1
100.0
Total
373
100.0
100.0
Q14g.Education loan
Valid
.8
.8
.8
Very Good
86
23.1
23.1
23.9
Good
69
18.5
18.5
42.4
Bad
161
43.2
43.2
85.5
very Bad
47
12.6
12.6
98.1
No Opinion
1.9
1.9
100.0
Total
373
100.0
100.0
Q14h.money Lender
Valid
1.9
1.9
1.9
Very Good
184
49.3
49.3
51.2
Good
126
33.8
33.8
85.0
Bad
38
10.2
10.2
95.2
14
very Bad
16
4.3
4.3
99.5
No Opinion
.5
.5
100.0
Total
373
100.0
100.0
Q14i.Others
0
354
94.9
94.9
94.9
Very Good
2.4
2.4
97.3
Good
2.1
2.1
99.5
Bad
.3
.3
99.7
No Opinion
.3
.3
100.0
Total
373
100.0
100.0
Valid
Q15.1b.KCC (Kisan credit card) (Usage)

Valid
2.4
2.4
2.4
Yes
31
8.3
8.3
10.7
No
333
89.3
89.3
100.0
Total
373
100.0
100.0
Q15.1c.KCC (Kisan credit card) (No.of Loan taken)

Valid
342
91.7
91.7
91.7
26
7.0
7.0
98.7
10
1.1
1.1
99.7
90000
.3
.3
100.0
Total
373
100.0
100.0
Q15.1d.KCC (Kisan credit card) (Total Amount)

Valid
341
91.4
91.4
91.4
.3
.3
91.7
.3
.3
92.0
15
10000
.5
.5
92.5
12000
.5
.5
93.0
25000
1.1
1.1
94.1
40000
.5
.5
94.6
45000
.5
.5
95.2
60000
.3
.3
95.4
75000
1.3
1.3
96.8
80000
.5
.5
97.3
90000
.5
.5
97.9
100000
1.1
1.1
98.9
150000
1.1
1.1
100.0
Total
373
100.0
100.0
Q15.1e.KCC (Kisan credit card) (Status of Repayment)

0
342
91.7
91.7
91.7
Regularly Repaying
26
7.0
7.0
98.7
Valid Default in payment
1.1
1.1
99.7
No dues as on date
.3
.3
100.0
Total
373
100.0
100.0
Q15.2b.GCC (General Credit card)(Usage)

Valid
1.6
1.6
1.6
Yes
21
5.6
5.6
7.2
No
346
92.8
92.8
100.0
Total
373
100.0
100.0
Q15.2c.GCC (General Credit card)(No.of Loan taken)

Valid
354
94.9
94.9
94.9
18
4.8
4.8
99.7
20000
.3
.3
100.0
16
Total
373
100.0
100.0
Q15.2d.GCC (General Credit crad) (Total Amount)

Valid
353
94.6
94.6
94.6
.3
.3
94.9
.3
.3
95.2
10000
.3
.3
95.4
20000
17
4.6
4.6
100.0
Total
373
100.0
100.0
Q15.2e.GCC(General Credit card) (Status of Repayment)

0
353
94.6
94.6
94.6
Regularly Repaying
1.9
1.9
96.5
.5
.5
97.1
No dues as on date
11
2.9
2.9
100.0
Total
373
100.0
100.0
Q15.3b.IOD (Inbuilt overdraft) (Usage)

Valid
1.9
1.9
1.9
Yes
.8
.8
2.7
No
363
97.3
97.3
100.0
Total
373
100.0
100.0
Q15.3c.IOD (inbuilt overdraft) (No.of Loan taken)

Valid
371
99.5
99.5
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q15.3d.IOD (Inbuilt overdraft)(Total Amount)
17
Valid
370
99.2
99.2
99.2
.3
.3
99.5
40000
.5
.5
100.0
Total
373
100.0
100.0
Q15.3e.IOD (Inbuilt overdraft) (Status of Repayment)

Valid
371
99.5
99.5
99.5
Regularly Repaying
.3
.3
99.7
No dues as on date
.3
.3
100.0
Total
373
100.0
100.0
Q15.4b.SHG (Self help group)(Usage)

Valid
1.6
1.6
1.6
Yes
139
37.3
37.3
38.9
No
228
61.1
61.1
100.0
Total
373
100.0
100.0
Q15.4c.SHG (Self help group) (No.of Loan taken)

Valid
250
67.0
67.0
67.0
50
13.4
13.4
80.4
39
10.5
10.5
90.9
20
5.4
5.4
96.2
1.9
1.9
98.1
1.3
1.3
99.5
.3
.3
99.7
10
.3
.3
100.0
Total
373
100.0
100.0
Q15.4d.SHG (Self help group) (Total Amount)
18

0
237
63.5
63.5
63.5
.3
.3
63.8
2000
1.6
1.6
65.4
3000
.3
.3
65.7
4000
.3
.3
66.0
5000
13
3.5
3.5
69.4
6000
1.1
1.1
70.5
7000
1.9
1.9
72.4
7500
.3
.3
72.7
10000
25
6.7
6.7
79.4
15000
13
3.5
3.5
82.8
18000
.5
.5
83.4
Valid 20000
10
2.7
2.7
86.1
25000
.8
.8
86.9
30000
15
4.0
4.0
90.9
33000
.5
.5
91.4
36000
1.9
1.9
93.3
40000
10
2.7
2.7
96.0
45000
1.9
1.9
97.9
50000
.3
.3
98.1
60000
1.1
1.1
99.2
70000
.3
.3
99.5
75000
.3
.3
99.7
200000
.3
.3
100.0
Total
373
100.0
100.0
Q15.4e.SHG (Self help group) (Status of Repayment)

Valid
234
62.7
62.7
62.7
Regularly Repaying
108
29.0
29.0
91.7
Default in payment
1.1
1.1
92.8
No dues as on date
27
7.2
7.2
100.0
19
Total
373
100.0
100.0
Q15.5b.Jewel Loan (Usage)

Valid
1.6
1.6
1.6
Yes
89
23.9
23.9
25.5
No
278
74.5
74.5
100.0
Total
373
100.0
100.0
Q15.5c.Jewel Loan (No.of Loan taken)

Valid
289
77.5
77.5
77.5
51
13.7
13.7
91.2
16
4.3
4.3
95.4
2.4
2.4
97.9
.5
.5
98.4
.5
.5
98.9
.8
.8
99.7
10
.3
.3
100.0
Total
373
100.0
100.0
Q15.5d.Jewel Loan (Total Amount)

Valid
283
75.9
75.9
75.9
.3
.3
76.1
1000
.3
.3
76.4
4000
.5
.5
76.9
5000
.8
.8
77.7
7000
.3
.3
78.0
10000
1.3
1.3
79.4
12000
.3
.3
79.6
15000
.3
.3
79.9
18000
.3
.3
80.2
20
20000
1.6
1.6
81.8
25000
1.3
1.3
83.1
30000
1.9
1.9
85.0
40000
1.6
1.6
86.6
45000
.5
.5
87.1
50000
20
5.4
5.4
92.5
55000
.3
.3
92.8
75000
.8
.8
93.6
100000
19
5.1
5.1
98.7
150000
.5
.5
99.2
200000
.3
.3
99.5
300000
.5
.5
100.0
Total
373
100.0
100.0
Q15.5e.Jewel Loan (Status of Repayment)

0
284
76.1
76.1
76.1
Regularly Repaying
54
14.5
14.5
90.6
19
5.1
5.1
95.7
No dues as on date
16
4.3
4.3
100.0
Total
373
100.0
100.0
Q15.6b.Agriculture Loan (Usage)

Valid
1.9
1.9
1.9
Yes
36
9.7
9.7
11.5
No
330
88.5
88.5
100.0
Total
373
100.0
100.0
Q15.6c.Agriculture Loan (No.of Loan taken)

Valid
340
91.2
91.2
91.2
27
7.2
7.2
98.4
21
.8
.8
99.2
.3
.3
99.5
6000
.5
.5
100.0
Total
373
100.0
100.0
Q15.6d.Agriculture Loan (Total Amount)

0
338
90.6
90.6
90.6
.3
.3
90.9
.3
.3
91.2
5000
1.3
1.3
92.5
10000
2.1
2.1
94.6
15000
.3
.3
94.9
Valid 20000
.5
.5
95.4
25000
.5
.5
96.0
30000
.3
.3
96.2
45000
.5
.5
96.8
50000
11
2.9
2.9
99.7
100000
.3
.3
100.0
Total
373
100.0
100.0
Q15.6e.Agriculture Loan (Status of Repayment)

0
337
90.3
90.3
90.3
Regularly Repaying
21
5.6
5.6
96.0
2.4
2.4
98.4
No dues as on date
1.6
1.6
100.0
Total
373
100.0
100.0
Q15.7b.Education Loan (Usage)

Valid
2.4
2.4
2.4
Yes
1.6
1.6
4.0
22
No
358
96.0
96.0
Total
373
100.0
100.0
100.0
Q15.7c.Education Loan (No.of Loan taken)

Valid
369
98.9
98.9
98.9
.8
.8
99.7
90000
.3
.3
100.0
Total
373
100.0
100.0
Q15.7d.Education Loan (Total Amount)

0
369
98.9
98.9
98.9
.3
.3
99.2
Valid 10000
.5
.5
99.7
90000
.3
.3
100.0
Total
373
100.0
100.0
Q15.7e.Education Loan (Status of Repayment)

Valid
369
98.9
98.9
98.9
Regularly Repaying
.3
.3
99.2
Default in payment
.8
.8
100.0
Total
373
100.0
100.0
Q15.8b.Money lenders (Usage)

Valid
.8
.8
.8
Yes
133
35.7
35.7
36.5
No
237
63.5
63.5
100.0
Total
373
100.0
100.0
Q15.8c.Money lenders (No.of Loan taken)
23
Valid
271
72.7
72.7
72.7
37
9.9
9.9
82.6
27
7.2
7.2
89.8
1.6
1.6
91.4
12
3.2
3.2
94.6
.8
.8
95.4
.5
.5
96.0
1.1
1.1
97.1
10
.3
.3
97.3
12
1.1
1.1
98.4
20
1.6
1.6
100.0
Total
373
100.0
100.0
Q15.8d.Money Lenders (Total Amount)

Valid
270
72.4
72.4
72.4
.5
.5
72.9
.3
.3
73.2
1000
2.4
2.4
75.6
2000
1.9
1.9
77.5
3000
.5
.5
78.0
4000
2.4
2.4
80.4
5000
10
2.7
2.7
83.1
6000
1.1
1.1
84.2
10000
14
3.8
3.8
87.9
15000
.5
.5
88.5
20000
1.6
1.6
90.1
25000
2.4
2.4
92.5
30000
.8
.8
93.3
40000
1.1
1.1
94.4
50000
13
3.5
3.5
97.9
70000
1.1
1.1
98.9
24
100000
.8
.8
99.7
120000
.3
.3
100.0
Total
373
100.0
100.0
Q15.8e.Money Lenders (Status of Repayment)

0
254
68.1
68.1
68.1
Regularly Repaying
55
14.7
14.7
82.8
19
5.1
5.1
87.9
No dues as on date
45
12.1
12.1
100.0
Total
373
100.0
100.0
Q15.9b.Others (Usage)
Valid
337
90.3
90.3
90.3
Yes
2.1
2.1
92.5
No
28
7.5
7.5
100.0
Total
373
100.0
100.0
Q15.9c.Others (No.of Loan taken)

Valid
371
99.5
99.5
99.5
.5
.5
100.0
Total
373
100.0
100.0
Q15.9d.Others (Total Amount)

0
Valid 24000
Total
371
99.5
99.5
99.5
.5
.5
100.0
373
100.0
100.0
Q15.9e.Others (Status of Repayment)

25
371
99.5
99.5
99.5
.5
.5
100.0
373
100.0
100.0
Valid Regularly Repaying

Total
Q16.Level of Satisfaction about BC Services

Valid
Highly satisfied
93
24.9
24.9
24.9
Satisfied
228
61.1
61.1
86.1
Dis satisfied
42
11.3
11.3
97.3
Can't Say
10
2.7
2.7
100.0
Total
373
100.0
100.0
Q17.1.Difficult procedure
Valid
18
4.8
4.8
4.8
20
5.4
5.4
10.2
43
11.5
11.5
21.7
32
8.6
8.6
30.3
39
10.5
10.5
40.8
56
15.0
15.0
55.8
56
15.0
15.0
70.8
46
12.3
12.3
83.1
63
16.9
16.9
100.0
Total
373
100.0
100.0
Q17.2.Takes more time

Valid
37
9.9
9.9
9.9
78
20.9
20.9
30.8
48
12.9
12.9
43.7
49
13.1
13.1
56.8
46
12.3
12.3
69.2
26
45
12.1
12.1
81.2
35
9.4
9.4
90.6
25
6.7
6.7
97.3
10
2.7
2.7
100.0
Total
373
100.0
100.0
Q17.3.Services not available for whole day

Valid
.8
.8
.8
12
3.2
3.2
4.0
41
11.0
11.0
15.0
32
8.6
8.6
23.6
61
16.4
16.4
39.9
58
15.5
15.5
55.5
72
19.3
19.3
74.8
66
17.7
17.7
92.5
28
7.5
7.5
100.0
Total
373
100.0
100.0
Q17.4.Lack of awareness
Valid
14
3.8
3.8
3.8
27
7.2
7.2
11.0
48
12.9
12.9
23.9
51
13.7
13.7
37.5
45
12.1
12.1
49.6
48
12.9
12.9
62.5
62
16.6
16.6
79.1
53
14.2
14.2
93.3
25
6.7
6.7
100.0
Total
373
100.0
100.0
Q17.5.Device not working properly
27

1
73
19.6
19.6
19.6
10
2.7
2.7
22.3
38
10.2
10.2
32.5
40
10.7
10.8
43.3
36
9.7
9.7
53.0
43
11.5
11.6
64.5
44
11.8
11.8
76.3
23
6.2
6.2
82.5
65
17.4
17.5
100.0
Total
372
99.7
100.0
Missing System
.3
Total
373
100.0
Valid
Q17.6.Server not Connected

Valid
17
4.6
4.6
4.6
72
19.3
19.3
23.9
76
20.4
20.4
44.2
42
11.3
11.3
55.5
37
9.9
9.9
65.4
42
11.3
11.3
76.7
45
12.1
12.1
88.7
26
7.0
7.0
95.7
16
4.3
4.3
100.0
Total
373
100.0
100.0
Q17.7.Finger print does not match

Valid
94
25.2
25.2
25.2
52
13.9
13.9
39.1
35
9.4
9.4
48.5
28
21
5.6
5.6
54.2
31
8.3
8.3
62.5
18
4.8
4.8
67.3
33
8.8
8.8
76.1
59
15.8
15.8
92.0
30
8.0
8.0
100.0
Total
373
100.0
100.0
Q17.8Limits on Transaction
Valid
13
3.5
3.5
3.5
33
8.8
8.8
12.3
29
7.8
7.8
20.1
39
10.5
10.5
30.6
42
11.3
11.3
41.8
40
10.7
10.7
52.5
19
5.1
5.1
57.6
65
17.4
17.4
75.1
93
24.9
24.9
100.0
Total
373
100.0
100.0
Q17.9.Neturale broblem
Valid
105
28.2
28.2
28.2
68
18.2
18.2
46.4
15
4.0
4.0
50.4
68
18.2
18.2
68.6
35
9.4
9.4
78.0
24
6.4
6.4
84.5
1.6
1.6
86.1
11
2.9
2.9
89.0
41
11.0
11.0
100.0
Total
373
100.0
100.0
29
Q17.10.Others
Valid 10
373
100.0
100.0
100.0
Q18.Sugesstion
Valid
352
94.4
Missing System
21
5.6
Total
373
100.0
100.0
100.0
30

373

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Valid Rs.6000 to 9000

Valid Rs.5500 to 8500

Q8.No.of Family memers

Q9a.Yor Bank A/C is with

Q9b.Yor Bank A/C is with

Q10b.Old Age pension (OAP) (All type of Govt. Pensions)

Q10c.NREGA (100 Days employment)

Q11.1b.Fixed Deposit (Awareness)

Q11.1c.Fixed Deposit (Usage)

Q11.1d.Fixed Deposit (Amount )

Q11.1e.Fixed Deposit (Duration )

Q11.2b.Recurring Deposit (Awareness)

Q11.2c.Recurring Deposit (Usage)

Q11.2d.Recurring Deposit (Amount)

Frequency Percent Valid Percent Cumulative Percent

Q11.2e.Recurring Deposit (Duration)

Q11.3b.Saving Deposit (Awareness)

Q11.3c.Saving Deposit (Usage)

Q11.3d.Saving Deposit (Amount)

Q11.3e.1.Saving Deposit (Duration) (Not fixed Saving)

Q11.3e.2.Saving Deposit (Duration) (Per month)

Q12.1.No oproper employment

Q12.2.Poor wage / High cost of living

Q12.3.Agriculture Yield is very low

Q12.4.physically not it for the work

Q13.a1.Personal Banking (Direct Banking) (Level of knowledge)

Frequency Percent Valid Percent Cumulative Percent

Q13.a2.Personal Banking (Direct Banking) (Usage)

Q13.b1.ATM/ Debit card (Level of knowledge)

Q13.b2.ATM/ Debit card (Usage)

Q13.c1.Mobile banking (Level of knowledge)

Q13.c2.Mobile banking (usage)

Q13.d1.internet banking (Level of knowledge)

Q13.d2.internet banking (Usage)

Q13.e1.Other (Level of knowledge)

Q14a.KCC (kisan Credit card)

Q14b.GCC (General Credit card)

Frequency Percent Valid Percent Cumulative Percent

Q14c.IOD (Inbuilt overdraft)

Q14d.SHG (Self help group)

Q15.1b.KCC (Kisan credit card) (Usage)

Q15.1c.KCC (Kisan credit card) (No.of Loan taken)

Q15.1d.KCC (Kisan credit card) (Total Amount)

Q15.1e.KCC (Kisan credit card) (Status of Repayment)

Valid Default in payment

Q15.2b.GCC (General Credit card)(Usage)

Q15.2c.GCC (General Credit card)(No.of Loan taken)

Q15.2d.GCC (General Credit crad) (Total Amount)

Q15.2e.GCC(General Credit card) (Status of Repayment)

Valid Default in payment

Q15.3b.IOD (Inbuilt overdraft) (Usage)

Q15.3c.IOD (inbuilt overdraft) (No.of Loan taken)

Q15.3d.IOD (Inbuilt overdraft)(Total Amount)

Frequency Percent Valid Percent Cumulative Percent

Q15.3e.IOD (Inbuilt overdraft) (Status of Repayment)

Q15.4b.SHG (Self help group)(Usage)

Q15.4c.SHG (Self help group) (No.of Loan taken)

Q15.4d.SHG (Self help group) (Total Amount)

Frequency Percent Valid Percent Cumulative Percent

Q15.4e.SHG (Self help group) (Status of Repayment)

Q15.5b.Jewel Loan (Usage)

Q15.5c.Jewel Loan (No.of Loan taken)

Q15.5d.Jewel Loan (Total Amount)