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Hdmf - Pag-ibig Test

Q.1) Pag-ibig member with updated Multi-Purpose Loan payment is not eligible to apply for
Housing
Loan.

A. True
B. False (Answer)



Q.2) HDMF Program can be used for the purchase of Commercial establishment.

A. True
B. False (Answer)


Q.3) HDMF Collateral Ratio to a P400,000.00 loan amount is:

A. 80%
B. 95%
C. 100% (Answer)


Q.4) HDMF Maximum loan amount

A. 1 Million
B. 2 Million
C. 3 Million (Answer)


Q.5) HDMF Processing Fee

A. P 2,000.00
B. P 3,000.00 (Answer)
C. P 1,000.00


Q.6) HDMF Retention Fee (accounts secured by Contract to Sell) for loans over P 500,000.00
to P
1,000,000.00.

A. 6%
B. 7% (Answer)
C. 7.5%


Q.7) Penalty for late payment of monthly amortization is computed

A. Monthly
B. Weekly
C. Daily (Answer)


Q.8) Maximum loan entitlement of Pag-ibig member paying P1,300.00 monthly contribution

A. 2.7 M (Answer)
B. 2.0 M
C. 1 M


Q.9) Capacity to pay shall be limited to an amount for which the monthly amortization shall not
exceed _____% of the members Net Disposable Income

A. 20%
B. 30%
C. 40% (Answer)


Q.10) HDMFMaximum Loan Term

A. 20 years
B. 25 years
C. 30 years (Answer)


Q.11) Statute of Frauds is a legal provision which requires agreement for the sale of real estate to
be
in writing to be enforceable.

A. True (Answer)
B. False

Q.12) Tax Declaration is obtained from the BIR

A. True
B. False (Answer)

Explanation
Assesor's Office


Q.13) Certified True Copy of the Title can be obtained from the Registry of Deeds

A. True (Answer)
B. False


Q.14) Deed of Sale is executed upon full payment of Equity

A. True
B. False (Answer)


Q.15) Capital Gains Tax is under the account of the Seller

A. True (Answer)
B. False


Q.16) Transfer Tax is under the account of the Seller

A. True
B. False ( Answer)


Q.17) Authority to Sell is issued by the Selling Broker

A. True
B. False (Answer)


Q.18) Marketing Agreement is between Buyer and Seller

A. True
B. False (Answer)


Q.19) Contract of Sale is to Deed of Sale; Contract to Sell

A. Dacion En Pago
B. Deed of Conditional Sale (Answer)
C. Deed of Sale with Mortgage


Q.20) Zonal value of a property can be obtained from

A. Assessors Office
B. BIR (Your Answer)
C. Land Registration Administration

Q.21) What does HDMF stand for?




Home Development Mutual Fund


Q.22) What does Pag-Ibig Stand for?





Pagtutulungan sa Kinabukasan: Ikaw, Bangko Industriya at Gobyerno.