1414149058oct 29 2014 Z1 LR PDF

O
n the 11th hour of the

11th day of the 11th
month of 1918, an
armistice, or temporary cessa-
tion of hostilities, was declared
between the Allied nations and
Germany in the First World
War, then known as the Great
War. Commemorated as
Armistice Day beginning the
following year, November 11th
became a legal federal holiday
in the United States in 1938.
In the aftermath of World War
II and the Korean War,
Armistice Day became
Veterans Day, a holiday dedi-
cated to American veterans of
all wars.
THE GREAT WAR &
ARMISTICE DAY
Though the Treaty of
Versailles was signed on June
28, 1919, November 11
remained in the public imagi-
nation as the date that marked
the end of the Great War.
In November 1918, U.S.
President Woodrow Wilson
proclaimed November 11 as
the first commemoration of
Armistice Day. The days obser-
vation included parades and
public gatherings, as well as a
brief pause in business activities
at 11 a.m. On November 11,
Veterans Day
Proverbs 3:5,6 God Bless America
Recycled Paper from 30% Post Consumer Waste
October 29, 2014
Zone 1, Vol. 12, No. 21
We are a Family, Friendly Publication
Wayne
continued on page 11
NOTE: To have your groups announce-
ment appear in Community Happenings,
please e-mail your paragraph to calen-
dar@lifeandleisurenj.com.
NOV 1
Come to the Big Band Concert to ben-
efit Shepherds Haven Adult Day Center,
Saturday, November 1 from 7:30-10pm
at Christ Church Parish Hall, 400
Ramapo Avenue, Pompton Lakes.
Tickets are $25 and include hor doeu-
vres and desserts. BYOB and reserve
your ticket or table of 8-10 people.
Call 973-835-2207 or visit www.
Reflections109.org to hear the band.
Wayne Elks will hold Festa Italiano on
Saturday, November 1 from 7:30pm.
Food by Chef Bob Fisher and music for
dancing by Johnny and Barb. Donation
$30.00. Reservations call Joyce 973-
956-8956.
NOV 8
The Packanack Lake Mothers Club will
host the 26th annual Holiday Bazaar
Saturday, November 8 from 10am-4pm
at the Packanack Lake Clubhouse, 52
Lake Drive West, Wayne. More than 25
artisans and crafters from the area will
sell jewelry, childrens items, home dcor,
original hand painted glassware and can-
dles. New this year is Paint your Own
Pottery where you can create your
unique pottery. Also Crepe Guru of
Hoboken will be whipping up some deli-
cious treats while you shop.
Saturday Night Live with the Friendship
Circle on Saturday, November 8 from
6:45-8:15pm at 194 Ratzer Road. Enjoy
pizza and hands on science experiments
with Mad Science. Parents can have the
opportunity for a night out while the kids
are having fun. Cost is $10 a family and
October 29, 2014 Page 2, Zone 1
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I
n 1991, I started a compa-
ny called North Jersey
Credit Clinic (NJCC) in
Pompton Lakes; offering cred-
it repair services, debt mitiga-
tion/modification and credit
counseling. Unfortunately,
business was very good, mean-
ing, there were a lot of people
in our area that were basically
in trouble, behind on their
bills, carrying massive credit
card debt and watching their
credit profiles being torn to
shreds by the three major
credit reporting agencies.
Interest rates at the time were
higher than today, but, some
credit cards and individual
store charge cards were
allowed by law to charge their
customers an annual rate not
to exceed 29.99% and that is
exactly what they did.
Many of your neighbors
were victimized by low bal-
ance credit card issuers and
lenders that offered credit
repair services promising to
wipe out their debts through
their combined/consolidated
lending practices. This did
nothing more than entice
these poor unsuspecting folks
into an initial lower rate, but,
if any payment was received
after the due date the interest
rate accelerated to 29.99%
retroactively to the time of
the consolidation and this
was legal!
The credit repair and
counseling industry was seedy
indeed and when NJCC start-
ed it was like a breath of fresh
air in a polluted industry.
Business was so good that it
distracted me from my retire-
ment and estate planning
business resulting in my sale
of NJCC. Let me first share
one client story that I think
you will find interesting;
Mary (not her real name of
course) purchased an entire
house full of furniture from
four stores in our area, spend-
ing $25,000 in the process.
She was enticed by the stores
to open a charge account to
defer interest and payments
for a year at each place she
shopped. She took advantage
of the offers and had a beauti-
fully decorated and furnished
home. At the conclusion of
the year, Mary called each
company to find out the bal-
ance she owed and promptly
sent the checks to pay-off the
balances in full and thought
that the matter was closed.
Unfortunately, as you will
read, this was not the case.
One day my wife Terry,
was making a deposit at our
local bank and overheard a
conversation between a bank
employee and Mary on the
other end of the phone. Mary
was quite hot and disturbed
that the bank had turned her
down for a credit card as well
as a mortgage refinance appli-
cation calling her a bad cred-
it risk! Terry could hear Mary
screaming at the employee
through the handset of the
phone, as well as the response
she received from the bank
indicating that her credit pro-
file was terrible and she just
didnt qualify for any credit at
their bank or any other bank,
the employee added. Terry,
upon Marys disconnecting
the call, informed the repre-
sentative that we owned
NJCC and could help Mary if
she would simply call her and
refer our services, leaving my
name and number which, she
did. Immediately Mary called
me telling me that my wife
had overheard her conversa-
tion at the bank and that she
needed help. Upon her
arrival to my office later that
day the mystery was solved in
about three hours.
Mary, in fact, paid each
of the furniture store balances
that she received verbally over
the phone. However, by the
time the credit card compa-
nies received the checks,
interest had accrued of under
$1 on each card. The amount
is quite significant to the story
as $1 reflected a balance owed,
yet too small for the stores
computers to generate a bill.
There were no further activi-
ties on each of the store
accounts, so there were no
bills generated for that reason
as well. Eventually, the
accounts went into non-pay-
ment mode and to the credit
and collections department
that charged-off the accounts
as uncollectible; automati-
cally notifying the credit
bureaus, severely damaging
Marys credit report. My job
was to contact each credit
grantor, explain and verify the
situation asking them to not
only purge the balance from
their records as paid in full,
but to notify the reporting
agencies to wipe out this neg-
ative information. Within a
few weeks Marys credit was
restored and the banks were
calling her to extend credit
and loans. A happy ending
story, Mary became a financial
planning client of mine as
well cheerfully referring her
family and friends who also
became clients.
Marys story is not
unique, stuff like this happens
all of the time and perhaps
unwittingly to you too.
Another technique to help
people who carry credit card
debt is something you can
benefit from as well; simply
call the lender and ask them
to lower the rate! In virtually
every scenario, the banks and
credit card companies com-
plied and in some cases the
reduction was as significant as
7% or more! Let me share
with you the latest statistic
from the Federal Reserve:
total credit card debt in the
USA as of 8/31/14 was $880.3
billion, an average of $7,828
of credit card debt for every
household in the nation. More
than likely you are counted
amongst the debtors. The first
rule in obtaining financial
independence is to eliminate
non-mortgage debt and credit
cards top the list! Credit card
debt is the cancer of the
American people and there is
a cure, pay cash! If you dont
have the cash, dont buy it!
Ask yourself, do I really need
that item or do I want it! Pay
cash for gas and youll receive
an immediate discount at the
pump too! Pay for your pur-
chases by check or debit card
and I would suggest that pay-
ing-off your credit card debt is
a better investment than a
401k contribution! Before
building your retirement for-
tune, you must eliminate
credit card debt with 14 -
19% in interest charges. This
is a better investment than
investing, first! Then you
must plow all disposable and
discretionary funds into
wealth accumulation vehi-
cles, both long and short-
term, preferably tax-deferred,
tax-free and tax-advantaged
to finance your retirement
and future quality of life.
Your motto should be, if it is
to be, its up to me! If I may
be of service in this regard,
please call me for a no obliga-
tion no cost appointment.
Mark E. Charnet, CAS, is
President and Founder of
American Prosperity Group.
APG is the Premier Retirement
and Estate Planning Franchise
in the United States with 20 of-
fices in 10 states. Mr. Charnet
has over thirty three years of
experience in the Retirement
and Estate Planning fields.
Creator of the Trinity Method
of Investing, Mark encour-
ages your inquiries and can be
reached at: 973-831-4424
or via email,
markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in
a career in retirement and es-
tate planning? Check out this
website: www.APGFran-
chise.com Securities through:
United Planners Financial
Services, A limited partnership.
Member SIPC, FINRA and a
Registered Investment Advisor.
APG is located at: 901 Route
23 South, 2nd floor, Pompton
Plains, NJ over Lakeland Bank
and PediatriCare.
Credit card debt = the American cancer! By Mark Charnet
It really is a... "Taste you can trust at prices that are just right!"
Anthony Francos
WAYNE

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E NNE IIN L NNL O S UUS
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he Performing Arts
Academy in Pompton
Lakes is excited to
announce the opening of a sec-
ond studio location in the
Lincoln Park Plaza, in Lincoln
Park. Artistic director Dawn
Laviola-Schaub, of Pompton
Plains, has been teaching the
art of dance for 30 years, and
her students have won count-
less awards and honors. This
year, the PAA dance company
earned the following awards at
the United States Tournament
of Dance National
Competition:
Petite Miss Dance of the United
States 2014
Delaney Destefano
Petite Miss Acrobat of the
United States 2014
Sophia Miguel
Junior Miss Dance of the United
States 2014
Jolie Schaub
International Princess of Dance
2014 Marisa DAmico
Junior Miss Acrobat of the
United States 2014
Emma Schneider
E
rosion of tooth enamel
is one of the many
causes of tooth pain.
Tooth erosion occurs when
excess acid wears away the
tooth enamel, which is the
hard outer layer that gives
teeth their structure. In gen-
eral, the calcium that occurs
naturally in saliva will help
neutralize the acids on the
foods and protect your enam-
el from erosion. When you
consume a lot of highly
acidic foods or drinks, the
calcium in your saliva may
not be able to keep up. Pure
fruit juice and any type of
carbonated drink (even diet
soda) and most sports/energy
drinks are highly acidic.
Large amounts of these will
permanently damage tooth
structure.
Symptoms of tooth ero-
sion include the following:
1.Tooth Pain. When enamel
wears away, your teeth are
more sensitive to hot, cold or
even chewing.
2.Discoloration. Your teeth
appear more yellow. The
layer below enamel, dentin,
is exposed and is yellowish in
color.
3.Transparency. Your teeth
may look more transparent
(clear) near the edges where
you bite.
4.Cracks and Cups. If the
enamel starts to erode, your
teeth may develop cracks and
small dents along the chew-
ing surface and gum line.
You can reduce your risk
for tooth erosion by keeping
acidic foods to a minimum.
Read the labels for acids that
are present. Chewing sugar
free gum helps by encourag-
ing your mouth to produce
more saliva to help recover
from exposure to excess acid.
Dr. Peter Brusco is a 1980
graduate of The University of
Pennsylvania and has been
practicing in Kinnelon since
1982. Dr. Bruscos practice is
located at 170 Kinnelon Road,
Suite 29A in Kinnelon. You
may reach him by calling 973-
838-5862 or visit him on the
web at www.drbrusco.com.
Tooth enamel erosion By Peter Brusco, DMD Performing Arts
Academy opens
second studio in
Lincoln Park
Dr. Peter Brusco, D.M.D.
Preventing cavities,
gum problems and
saving your teeth for a
lifetime for over 30 years. and Share at Dr. Peter Brusco, D.M.D.

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Visit our school and find
out how many consecutive
years over 90% of our
children scored in the
top 10% nationally...
and they are having the
MOST FUN in
their lives!
Cel ebr at i ng
Our 42
ND
Anni ver sar y

A Truly Unique Montessori School

Call, visit and
compare the
advantages gained
for your child
Children Develop at Their Own Pace.

WAYNE
25 Nevins Rd (next to the Ice Vault) 1219 Ratzer Rd 950 Preakness Ave 973-696-9750
www.applemontessorischools.com

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Margaret (Peggy) Tana
Ed.M, MAT, LPC, LCADC
Licensed Professional Counselor
Licensed Clinical Alcohol and
Drug Counselor
NJ 37PC00302700, NJ 37LC00078800
Counseling for individuals
and couples using a holistic,
person-centered approach.
Experienced with abuse,
trauma, cultural and
spiritual issues.
Trained in EMDR.
170 Kinnelon Road
Kinnelon, NJ 07405
www.margaret-tana.com
973-838-7265
Anxiety
Addiction
Depression
HIGHEST PRICES
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Gold Now $1,250 oz.
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h T l l S
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r a e WW r e g n o L
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next o to Home Goo
973-839
. i r F - . s e u TTu n e p O

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s n i a l P n
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ods & T.. TTJ. M x aaxx
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WE OFFER A LARGE VARIETY OF DANCE
Ballet Tap All Boy Hip Hop Jazz Lyrical
Contemporary Modern Hip Hop Acrobatics
Pointe Tumbling for Tots and so much more!
194 WANAQUE AVENUE POMPTON LAKES
261 COMLY ROAD LINCOLN PARK
(Lincoln Park Plaza Next to Franks Pizza)
We Welcome Miss Nadine to Our Staff, formerly of Dance Place Plus
PERFORMING ARTS
ACADEMY
FR
E
E
TR
IA
L
C
LA
S
S
New clients only.
NOW OPEN
OUR NEW
LINCOLN PARK
LOCATION!
Call for more
information!
973.839.7800 Pompton Lakes 973-832-7575 Lincoln Park
Visit Our Website: www.thepaa.com Dawn La Viola-Schaub Artistic Director
ALL NEW

STATE-OF-THE-ART
STUDIO
ACCEPTING FALL REGISTRATIONS
siblings are welcome! RSVP by email
fcpassaiccounty@yahoo.com, visit our
website www.fcpassaiccounty.com or call
973-694-6274.
NOV 9
The Chabad Center of Passaic County
invites the Community to join us for a
movie screening of The Cheburashka
Project, on Sunday, November 9, at The
Chabad Center of Passaic County, 194
Ratzer Road Wayne. The film is a portrait
of Russian Jews who immigrated to the
U.S. as children. The event starts at
4:30pm with a Chinese buffet dinner,
5:15pm film and a 6:15pm Q &A with the
film director. A childrens program will be
held during the showing of the film.
Tickets $20 per person ages 3 and up.
RSVP on Jewishwayne.com or call Chani
at the Chabad Center 973-694-6274.
NOV 14
Wayne Elks Auxiliary will hold Bunco
night Friday, November 14. Doors open
6:15pm and games begin at 7pm.
Donation $7.00 includes admission,
games, coffee, tea and dessert.
NOV 16
Wayne Elks will hold a Sunday Social
Family Dinner on November 16, serving
3-4pm. Menu includes tossed salad,
bread, butter, pasta fagioli, sausage pep-
pers, Vinnys Famous Chicken, dessert,
coffee, tea, and soda. Donation $15.
Reservations please call Joyce 973-956-
8956.
Boy Scout Troop 108 is cooking and
serving their annual pancake breakfast
on Sunday, November 16, from 8am-
12pm at Father Rugel Hall in Our Lady of
the Valley Church, 630 Valley Road,
Wayne. The breakfast is $7 and includes
pancakes, sausage, fruit, bagels, dough-
nuts, pastries, coffee, tea and orange
juice. Buy tickets at the door. Children 3
and under are free.
NOV 30
Wayne Elks will have Soup on the Go on
Sunday November 30 with pickup from
2-4pm. Fresh made soup by Chef Bob
Fisher. Use it, freeze it or just take and
go. Must order in advance; choose
Chicken Orzo, Cream of Mushroom, Beef
Barley, Manhattan Clam Chowder. Call
Joyce at 973-956-8956 or text your
order to 201-314-9413.
Around the
Community ...
The New Paths: Christians Engaging
Israel program will be led by Rabbi
Stephen Wylen of Temple Beth Tikvah
and has been created specifically for
ordained Christian priests and ministers.
New Paths will run for five sessions,
from 9-10am on Tuesday mornings at
the Wayne YMCA, 1 Pike Drive in
Wayne, Nov 11, 18 and 25. To register
or questions, please contact Rabbi
Stephen Wylen at tbtrabbi@gmail.com.
There is no fee. You are not required to
be present at all sessions, but your best
effort is requested.
The Community Food Box Program has
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Conveniently Located On Route 23 South
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973-839-5666
Hours: Mon. - Fri. 9:00 a.m. - 5:00 p.m., Sat. 9:30 a.m. - 4:00 p.m.
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F
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Shomrei Torah member Betty
Singer heads up, coordinates
and facilitates the Project Isaiah
Grocery Drive for Shomrei
Torah. These religious school
students helped sort the 148
shopping bags to contribute to
the Wayne Interfaith Network.
To Advertise
in Life & Leisure
Call 973-696-8008
Community Happenings
continued from page 2
1921, an unidentified Ameri-
can soldier killed in the war
was buried at Arlington
National Cemetery in
Washington, D.C.; the U.S.
Congress had declared the day
a legal federal holiday in
honor of all those who partic-
ipated in the war. On the same
day, unidentified soldiers were
laid to rest at Westminster
Abbey in London and at the
Arc de Triomphe in Paris.
On June 4, 1926,
Congress passed a resolution
that the recurring anniversary
of [November 11, 1918] should
be commemorated with
thanksgiving and prayer and
exercises designed to perpetu-
ate peace through good will
and mutual understanding
between nations and that the
president should issue an annu-
al proclamation calling for the
observance of Armistice Day.
By that time, 27 state legisla-
tures had made November 11 a
legal holiday. An act approved
May 13, 1938 made November
11 a legal Federal holiday, ded-
icated to the cause of world
peace and to be hereafter cele-
brated and known as Armistice
Day. In actuality, there are no
U.S. national holidays because
the states retain the right to
designate their own, and the
government can only designate
holidays for federal employees
and for the District of
Columbia. In practice, howev-
er, states almost always follow
the federal lead.
FROM ARMISTICE DAY
TO VETERANS DAY
American effort dur-
ing World War II (1941-1945)
saw the greatest mobilization
of the U.S. Army, Navy,
Marines and Air Force in the
nations history (more than 16
million people); some 5.7 mil-
lion more served in
the Korean War (1950 to
1953). In 1954, after lobbying
efforts by veterans service
organizations, the 83rd U.S.
Congress amended the 1938
act that had made Armistice
Day a holiday, striking the
word Armistice in favor of
Veterans. President Dwight
D. Eisenhower signed the leg-
islation on June 1, 1954. From
then on, November 11
became a day to honor
American veterans of all wars.
The next development in
the story of Veterans Day
unfolded in 1968, when
Congress passed the Uniform
Holidays Bill, which sought to
ensure three-day weekends for
federal employeesand encour-
age tourism and travelby cele-
brating four national holi-
days (Washingtons Birthday,
Memorial Day, Veterans Day
and Columbus Day) on
Mondays. The observation of
Veterans Day was set as the
fourth Monday in October.
The first Veterans Day under
the new law was Monday,
October 25, 1971; confusion
ensued, as many states disap-
proved of this change, and con-
tinued to observe the holiday
on its original date. In 1975,
after it became evident that the
actual date of Veterans Day car-
ried historical and patriotic sig-
Established 1971
309 Valley Road, Wayne (973) 696-4446
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435 Ringwood Ave Pompton Lakes
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P
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$
6
9
(Reg. $300)
14 Years of Age and Under
Includes Exam, X-Rays
and Cleaning
Redeem with this ad. Not to be combined with any other offer. Expires 11/30/14.
N
E
W
P
A
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IE
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SP
E
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$
7
9
(Reg. $374)
Includes Exam, X-Rays
and Cleaning Redeem with this ad. Not to be combined with any other offer. Expires 11/30/14.
In Office
Membership Plans
Available
Upon Request.
HOURS:
Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment
&
SAVE DATE
Warehouse Sale
Up to
T
H
E THANKSGIVING
Cheesecake Pie Sale
Cash Only!
Nov. 17 thru 21 & Nov. 24 thru 26 from 10am-3pm
Saturday, 11-22 from 9am-4pm
220 WEST PARKWAY POMPTON PLAINS

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Veterans Day
C
aring for pets is some-
times compared to
raising children.
Though the two are not exact-
ly the same, there are similari-
ties between raising a child
and caring for a pet. Like curi-
ous kids, fearless pets may not
understand the potential haz-
ards around them, and some of
these dangers differ depending
on the season.
WINTER
Cold weather and snow
may make both pets and peo-
ple less likely to venture out-
doors. Dogs that use the yard
to relieve themselves often
cannot avoid the ice and
snow. These conditions can
put pets at risk.
As with humans, animals are
susceptible to hypothermia
and frostbite. When the
weather is cold, pets should
not remain outdoors without
shelter for extended periods of
time. The Humane Society of
the United States advises that
exposed skin on noses, ears
and paw pads can quickly
freeze and suffer permanent
damage. Dogs and cats are
safer and warmer indoors.
Salt and other chemicals
used to melt snow and ice can
irritate pet paws. When the
animal then licks irritated
paws, the chemicals can be
transferred to the tongue and
mouth. Rinse paws after dogs
come in from walks, or use
protective booties to keep feet
covered. Limit the amount of
products you use to melt snow,
opting for sand or cat litter for
traction.
Provide more water dur-
ing the winter when the effort
it takes for pets to keep their
bodies warm can quickly
deplete their energy stores.
Compensate by giving pets a
little more food and water in
the winter.
Pets may be attracted to
automotive antifreeze due to
its sweet smell and taste. But
antifreeze can be toxic.
Coolants and antifreeze made
with propylene glycol are less
toxic to pets, wildlife and even
human beings.
SPRING
Spring is a season of
rebirth and renewal when
pleasant weather has both
people and pets eager to get
outdoors again. However, cer-
tain springtime dangers may
be lurking, and it takes an
informed pet owner to keep
animals safe.
Spring cleaning is a ritual
for many families, and clean-
ing chemicals and products
can be dangerous to inquisi-
tive pets. Use these items
properly, and keep dogs and
cats away. Birds are especially
sensitive to chemical fumes, so
move birds out of harms way
when cleaning.
Products used in the yard,
such as pesticides, fertilizers,
tools, and soil additives, may
be harmful if ingested. Sharp
tools can injure dogs or cats
running around the yard. Keep
pets out of garden beds when
doing lawn and garden work.
As homeowners throw open
windows and doors to let fresh
air inside, they may not realize
broken or torn screens can let
indoor animals escape.
Examine entry and exit
points, making sure they are
not easily penetrated, before
leaving pets unattended. A
lost pet can be struck by a
vehicle or be exposed to yard
hazards.
SUMMER
Hot weather can be very
hazardous, as heat stroke and
dehydration are potential
summertime problems for pets.
Old and young pets are less
capable of regulating their
body temperatures, making
them especially susceptible to
hot spells. Keep pets indoors
during the hottest hours of the
day and provide plenty of
water.
Chemicals used to main-
tain a swimming pool are dan-
gerous to pets and people.
They should be stored out of
reach to prevent accidental
contact or ingestion.
Dr. Matthew Krupnick, D.V.M.
591 Newark Pompton Tpke. (near Friendly's)
Pompton Plains, NJ
973.616.0400
Full Service Animal Hospital,
Specializing in Cats & Dogs
Complete Medical, Dental & Surgical
Services On Premises
Caring & Competent Staff
WHERE YOUR
PET IS FAMILY
FREE Exam
NEW CLIENTS ONLY.
Limit 1 per pet.
Not combinable w/other offers. Expires 11/30/14.
15% OFF
Exam Fee
ONE TIME ONLY. Limit 1 per pet.
Not combinable w/other offers. Expires 11/30/14.
PequannockVeterinarian.com
O
p
e
n
Saturdays
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm Fri 8-5pm Sat 8-12pm
Practice weather-related pet safety all year long
Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital
LOCATION
246Hamburg Turnpike,
Suite 202
Wayne, NJ 07470
is certif ied by the American Board of
Cardiovascular Disease and Interventional
Cardiology. He is a member of the American
College of Phlebology and the American
Society of Laser Medicine and Surgery.
Dr. Ghassemi specializes in advanced
vascular procedures, which include Vascular
Laser Therapy for the treatment of varicose
veins, laser ablation and sclerotherapy. He
also specializes in advanced cardiovascular
procedures, including angioplasty, laser
atherectomy and stenting.
Dr. Ghassemi received his M.D. from the
University of Medicine and Dentistry
(UMDNJ)/Robert Wood Johnson Medical
School in Camden. His internship and
residency were completed at the Medical
College of Pennsylvania Hospital in
Philadelphia in Internal Medicine in 1991.
He completed his fellowship at Hahnemann
University Hospital in 1994 and in 1995
completed an Interventional Fellowship at
the Albert Einstein Medical Center,
Philadelphia.
Is Sclerotherapy a solution for
Spider Veins?
The vein treatment I received was great. I am very happy with the
procedures done on my legs. I wish I had done this earlier.
Zofia Pawlowski
TheVery Best in Non-Surgical Procedures
At ACP Vein Treatment Center in Wayne, we treat venous
diseasesin men andwomenwith painless, minimally invasive vascular
therapies. The most common of these include treatments for
varicose veins and spider veins. These conditions are progressive
diseases that can develop into serious medical issues, including
discoloration and ulceration. Our new ACP Vein Center in Wayne is
dedicated entirely to thediagnosis and treatment of vein disorders.
To learn more visit
acpveincenter.com
HOURS
8:30am-5:30pm
CONTACT
855-900-VEIN (8346)
YES!
Spider veins are
cherry red, or
bluish in color, and
occur more com-
monly on the legs,
sometimes on the arms, and occa-
sionally on the face. They are thin
and thread-like, measuring 1-2 mm
in diameter, and generally appear
in a linear pattern, a branch-like
pattern, or a spider pattern. These
veins are not painful, and usually
are a cosmetic issue only.
A treatment option for these
problematic veins is Sclerother-
apy. In order to understand how
sclerotherapy works, it is impor-
tant to understand how pressure
on the veins causes vein swelling.
This pressure hinders the blood
from being able to successfully
pass through it. So, the walls of
the vein swell (thus making them
stand out from the leg).
It is estimated that approximately
half of all adult women are af-
fected by spider veins. Treatment
helps improve your skins appear-
ance, creating a more uniform,
unblemished look. Sclerotherapy
is a simple office procedure that
can eliminate unsightly spider
veins in your legs.
At the new ACP Vein Center,
Sclerotherapy is one of our most
popular treatments for removing
spider veins. It involves injecting
problem veins on the legs with a
sterile solution that irritates the lin-
ing of the blood vessel and makes
the problem vein go away. This is
a minimally invasive procedure that
rarely requires any anesthetic, and
can be performed in our office. A
session will usually take about 30
minutes, depending on the number
of veins to be treated. Sclerother-
apy is most often used on small-to
medium-sized veins.
Q.
A.
TO USE
i|x
AREAS OF
EXPERTISE
Diagnosis and Treatment
of Vein Disorders
Endovenous Laser Therapy
Ambulatory Phlebectomy
Sclerotherapy
Compression Therapy
for Venous Edema
Now is the time to get
ready for Fall Fun.
Take a trip to enjoy the
Fall foliage; visit an apple
orchard; hike the
Appalachian mountains; enjoy
pumpkin picking with your
children and grandchildren.
All these great Fall
activities require fresh
and healthy legs.
M
E
D
I
C
A
L

D
O
C
T
O
R
Rex Ghassemi, M.D., F.A.C.C.,
International Prince of Dance
2014 Mario Rizzi
Teen Mr. Dance of the United
States 2014 Scott Dudas
Teen Mr. Acrobat of the United
States 2014
Scott Dudas
Teen Miss Acrobat of the United
States 2014
Karley Flynn
International Queen of Dance
2014 Taylor Wagner
Emerald Award for Highest
Scoring Acrobatic routine, Junior
and Senior levels
Ruby award for Highest Scoring
Tap routine, Senior level
TOP CREW award for Highest
Scoring Hip Hop routine, Junior
level
National High Score Jr. Soloist
Jolie Schaub
National High Score Sr. Soloist
Taylor Wagner
PAA is also proud to be
the home of Miss Dance of the
United States 2013, Alexa
Lobosco and Miss Dance of the
United States 2011, Alyssa
Romano. Members of the PAA
company will be dancing at an
upcoming NJ Devils game, and
several PAA dancers will per-
form as part of the US Dance
& Acrobatic Team at the
Intrepid on November 11, in
honor of Veterans Day.
For more information
about becoming a part of the
PAA dance family, please call
our office at 973-839-7800.
Some dogs and cats may
be good swimmers, but that
does not mean they should be
left alone in swimming pools.
As you would a child, keep a
watchful eye on pets when
theyre in or around pools.
Warmer weather brings out
the bugs, and so keep pets up-
to-date with their immuniza-
tions. Mosquitoes can spread
diseases that can lead to
heartworm and other condi-
tions. Talk to a veterinarian
about preventative measures
to keep pets healthy.
AUTUMN
Autumn is a great time of
year to spend some time out-
doors with your pet. But you
must be aware of your sur-
roundings and practice safety.
Many animals spend the fall
storing food or making
accommodations for winter
hibernation. Snakes may be
out looking for burrows and
can be in foul moods. A curi-
ous pooch can walk away with
a bite if he or she comes up
against a grumpy snake look-
ing for a den.
The ASPCA Animal
Poison Control Center notes
mushrooms may be growing
in the fall. Unfortunately, it
can be difficult to distinguish
highly toxic mushrooms from
nontoxic ones, so the best
way to keep pets from ingest-
ing poisonous mushrooms is
to keep them away from
areas where mushrooms are
growing.
Some people may resort
to rodenticides to keep mice
and other small animals out of
homes when theyre seeking
warmer places to nest. These
products are highly toxic to
pets and can result in death.
Sometimes eating a mouse
that has consumed a rodenti-
cide is enough to harm a pet.
Pet owners that use these
products must exercise
extreme caution or find other
methods to curtail rodent
infestations.
No matter the season,
pet owners must prioritize
keeping their pets safe from
seasonal hazards.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in
Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quali-
ty and compassionate care for
pets in the community. The Pe-
quannock Animal Hospital is
located at 591 Newark Pomp-
ton Turnpike in Pompton
Plains. You can reach the hospi-
tal by calling 973-616-0400.
Practice weather-related pet safety all year long
Performing Arts Academy opens
second studio in Lincoln Park
W
ayne Rotary has
contributed more
than $500,000 to
local charities through the
years, as a result of its annual
Fruit Sale; and the organiza-
tion is now in the process of
holding its 2014 event.
Oranges, Grapefruits and
Apples are being offered to the
public.
Again this year, readers
can purchase their fruit over
the Internet. A credit card can
be used for purchasing by visit-
ing our website at
www.rotaryclubwaynenj.org.
Approximately 42 pounds of
fresh Florida Navel Oranges
are available for $38 per case.
Pink Grapefruit are $35 per
case. About 20 pounds of
Empire, Golden Delicious
Apples (or mixed Apples) are
$30 per case.
Readers, who do not have
access to the web, can order
via the mail. Just make out a
check to Wayne Rotary
Foundation, Inc. for the amount of cases desired, and
send to Wayne Rotary, Box
2022, Wayne, NJ 07474.
Include your name, address,
and phone number.
All fruit, whether ordered
via web or mail, will be distrib-
uted to customers on Saturday,
December 6, 2014, from 8am-
12pm. The location will be the
large Vander May Colonial
Funeral Home Parking Lot, at
567 Ratzer Road, in Wayne.
Volunteer Rotarians and Boy
Scouts will load the cases of

754 Totowa Rd., Totowa 973.942.8229
www.barnyardandcarriagehouse.com

E V I E C E R &
H S A C H T I W Y AAY PPA
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L A TTA O T D O O F R U O Y
Wayne Rotary raises half million
for local charities with fruit sale
nificance to many Americans,
President Gerald R. Ford
signed a new law returning the
observation of Veterans Day to
November 11th beginning in
1978. If November 11 falls on a
Saturday or Sunday, the federal
government observes the holi-
day on the previous Friday or
following Monday, respectively.
On Veterans Day an offi-
cial wreath-laying ceremony is
held at the Tomb of the
Unknowns in Arlington
National Cemetery, while
parades and other celebrations
are held in states around the
country. Veterans Day is not to
be confused with Memorial
Daya common misunder-
standing, according to the U.S.
Department of Veterans
Affairs. Memorial Day (the
fourth Monday in May) honors
American service members
who died in service to their
country or as a result of injuries
incurred during battle, while
Veterans Day pays tribute to all
American veteransliving or
deadbut especially gives
thanks to living veterans who
served their country honorably
during war or peacetime.
www.history.com
fruit directly into your car.
There will be a limited num-
ber of extra cases of fruit avail-
able for cash purchase at this
distribution, first-come, first-
served basis.
Some of the local charities
supported by Wayne Rotarys
Fruit Sale have included: The
Foundation for the Handi-
capped, the Gift of Life
Program, Wayne First Aid
Squad, Wayne Community
Policing, Passaic County
Historical Society, Kids be Safe,
Wayne School System, Clergy
Fellowship, local Scouting,
local Wayne nursing homes,
and the Boys and Girls Club
If you have any questions
please call Wayne Rotarian
Alan Katz at 973-709-0500,
Ext. 1501. Readers who would
like to find out about Rotary
Service and membership are
encouraged to call Wayne
Rotary Club past President
Lenny Agrusti, at 973-
872-2566 or e-mail at
ismealen26@aol.com.
Wayne Rotary raises half million for local charities with fruit sale
Free Estimates Fully Insured
References Available
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Crafting Fabulous Kitchens, Additions,
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Financing Available
As-Low-As $79.00 A Month
Call For An Appointment To Set-Up A FREE Design Consultation.
1016 Route 23 North Wayne, NJ
(Just 200 feet after the Alps Road exit)
973-696-0333
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License# 13VH00011000
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FREE
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$30 OFF
ANY ROOFING REPAIR
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Member Of The
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Quality You Can Trust Since 1886...From Americas Largest Roofing Manufacturer
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FREE
Upgrade To Lifetime Shingles
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Senior
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WE DO SMALL REPAIR JOBS
NJ Lic# 13VH00222500
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e
Clean
Roofs
Roof Removal Slate Tile Shingles Skylight Repairs Flat Roofs
Rubber Roofs Leaders & Gutters Chimney Repairs Chimney Liners Solar Panels
With coupon. May not be combined with any
other offers. Expires 12/31/14.
www.Kovachroofing.com Email: Kovachroofing@aol.com
Nobody Covers You Better
Established 1948
A Professional Roofing Company
Veterans Day
Look for us, were in your neighborhood today!
5 Year Guarantee on All Paver
Driveway Installations!
20
%
Off
Brick pavers, Walls or
Custom Landscape Design
over $3,500
Certain restrictions apply.
Not to be combined with any other offer.
Must be contracted within 30 days
of receiving ad.
esigning
Brick Paver Renovations/Repairs & Sealing
D
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ardens
Up
To
Landscape Design & Installation
Professionally Installed Brick Pavers
Patios, Walkways & Driveways
All Types of Retaining Walls
Sod & Seed Lawns Drainage
Planting Excavating Grading
Stone Veneers Landscape Lighting
Ponds & Waterfalls Belgium Block
All Types of Masonry Work
973-696-5978
86 Main Street Bloomingdale
973-838-0300
973-879-7319
nas86@msn.com
WE DO THE COMPLETE JOB
Plumbing, Electric, Carpentry & Ceramic Tile
FREE ESTIMATES
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Over 50 Years Serving Passaic, Morris & Bergen County
Superior Workmanship At Competitive Rates

$75
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holesale
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itc
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N
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S P O T E L B A TTA S
O C . C N I S
arrived at St. Michaels Episcopal Church,
1219 Ratzer Road, Wayne. The boxes
contain a great selection of quality frozen
food that is delivered on site each month,
for pick up, at very inexpensive prices.
There are 8 different selections of boxes
and prices to choose from. The program is
exceptionally convenient for all who par-
ticipate. For more information and to
receive a menu call 973-626-2802.
Professional musicians and vocalists of
the Wayne Seniors Swing Band will per-
form for your dancing and listening
pleasure on the third Tuesday of each
month. Performances will take place
from 12:30-2:30 pm at the Wayne Elks
Lodge, 50 Hinchman Ave. in Wayne.
Requested donation is $2 from Wayne
Elks Lodge members and Wayne Adult
Community Center members. For all
others donation is $3. Light refresh-
ments will be served. For more informa-
tion, call 973-633-0734.
The Riverview Garden Club, based in
Wayne encourages local area residents
who are interested in gardening and in
expanding their botanical knowledge to
become club members. Novice as well
as experienced gardeners welcome. For
details about joining, please call mem-
bership chairperson Linda Wescott 973-
694-1098 or email riverviewgc13
@yahoo.com or visit riverviewgarden-
club.com.
Visiting Angels in association with The
Alzheimers Foundation of America is
offering free year round memory
screenings. Confidential screenings are
held from 2-4pm every third
Wednesday of each month except for
November. Call for your appointment
973-839-3761. All screenings are held
at the Visiting Angels office at 2190
Hamburg Turnpike, Wayne.
The Golden Age Circle of Wayne, Inc.
(GACW) is an active non-profit senior
group sponsored by the Wayne
Department of Parks and Recreation
that meets every Thursday at 1pm in
the PAL Building, 1 PAL Drive in Wayne.
Day trips and overnight trips are sched-
uled throughout the year, certain meet-
ings host special speakers, and bingo is
played for only GACW members one
Thursday during each month. To qualify
as a member, you must be a Wayne res-
ident of at least 50 years of age. Yearly
dues are $7. For more information, call
Val Turner, assistant recording secretary,
at 973-694-5094.
Jewish Family Service of North Jersey, a
recipient of financial assistance from UJA
Federation of North Jersey, is expanding
its Kosher Meals on Wheels program in
Wayne. The Meals on Wheels Program
provides hot, nutritious kosher meals to
people age 60 and over, or those younger
who have a disability and who are unable
to cook or shop. Drivers needed to deliv-
er meals two times a month. We are
accepting referrals for people who would
like to receive meals. To volunteer, to
request Kosher Meals on Wheels, or for
additional information, call Paul Klein at
973-595-0111.
Spa 23 Health & Racquet Club in Wayne
offers birthday parties and special events
for all ages. Kids will have the time of
their lives at Spa 23 parties! In addition to
our pool parties, choose from any of our
themed parties, or add a theme to your
pool party. Theme parties are available
seven days a week. Pool parties are avail-
able Fridays, Saturdays, and Sundays.
You can also book the entire club for your
own private event! The spa is located at
381 Route 23 in Pompton Plains. Contact
Spa 23s program director, Laura
Severance, at 973-839-8823. View more
information online at www.spa23.com.
An open invitation is extended to all sen-
iors in the area to join the Golden Key of
Wayne. Come play bingo, dominoes, and
card games with some friendly seniors.
Enjoy fellowship, fun, holiday parties, and
trips. The Golden Key Club meets every
Friday afternoon from 1-3pm at the Post
174 American Legion building, 55
Mountain View Blvd., Wayne. For more
information, please call Annette Ford at
973-628-0492.
The MOMS Club of Wayne is looking for
members. It is part of an international
non-profit support group for mothers
who stay home with their children;
including those who have home-based
businesses or work part-time but are
home with their children during the day.
The group offers a wide range of activi-
ties: monthly socials, group activities/
outings, play group opportunities and
moms night out for the moms only along
with community service projects. All
activities and service projects are volun-
tary. If you live in Wayne and are inter-
ested in joining please e-mail mom-
sofwayne@yahoo. com or go to
www.meetup.com/moms-club-of-wayne.
The Morning Minyan, a group of caring
people dedicated to observing the tradi-
tion of daily prayer, meets at 7:30am in
the sanctuary of Temple Beth Tikvah,
950 Preakness Avenue in Wayne. A light
breakfast follows the 15-20 minute
prayer service. All welcome.
The Pines Lake Womans Club is an
active club opened to all women from
the Wayne area that are at least 18
years old meet monthly on the second
Wednesday of the month at the Pines
Lake Elementary School cafeteria at
7:30pm. Visitors are welcome. The club
offers fun, friendship, and service. For
more information call 973-835-3272
or e-mail pineslake womansclub@
yahoo.com.
maria.ferrito@century21.com
NJ CIRCLE OF EXCELLENCE
2002-2013
Consistent
TOP PRODUCER
in the WAYNE area.
TOWNHOME SPECIALIST
RELOCATION AGENT

GEMINI LLC Realty
973-696-1111x131
197 Berdan Ave., Wayne, NJ

CALL MARIA
at 973-986-6914 Cell
for CURRENT MARKET VALUE
OF YOUR HOME
Professional Full Service Realtor

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THE GOOD GUYS
973.942.8925 Local & Long Distance
For Free Estimates Call
MOVING & STORAGE INC.
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Expert Piano Moving Small Jobs Welcomed
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Community Happenings
C
irca 1979. As a junior
in high school, I
was the consummate
underachiever. Thinking that
somehow I was going to be
playing centerfield for the
New York Yankees made it
easy for me to neglect school.
One day while in Mrs. Whites
English class I became a dis-
ruption, as usual. You know,
just trying to be cool. On this
particular occasion she asked
me to come to the front of the
class, made me sit on a chair in
the corner and then proceeded
to make a dunce cap and put it
on my head. Everyone was
laughing, but they were no
longer laughing with me. They
were now laughing at me.
I thought, is this really
who I am? Truth is, I did not
like who I was and knew I
needed to change. I was not a
dunce, but simply a young
man who couldnt find his
way. Can you relate?
We are all somebody.
Dont ever let anyone tell you
differently. So many of us are
the product of who others tell
us we are. Remember you were
crafted for a purpose. I believe
your mission, if you choose to
accept it, is to identify what
that purpose is and live it out!
Think about it
What would happen if
you found your purpose and
lived it out? Ask yourself two
questions: What do you like to
do? And, what are you really
good at? Chances are your pur-
pose lies somewhere in the
common answer to these two
questions. For me, covering
centerfield for the Yankees
was not my purpose. There
was something greater. There
is a great difference between
dreams and purpose. One is all
about you and the other is you
all about others!
Joe Pellegrino is an author,
speaker and consultant for Not
Just An Average Joe, LLC.
Have thoughts of your own?
Send them to joe@notjus-
tanaveragejoe.com. 2014 Not
Just An Average Joe, LLC.
The dunce cap
Picture this

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