Académique Documents
Professionnel Documents
Culture Documents
Bank
As at
30 September 2012
Nmillion
As at
31 December 2011
Nmillion
As at
30 September 2012
Nmillion
As at
31 December 2011
Nmillion
44,790
1,461
157,091
24,118
64,963
291,939
30,872
261,067
47
2,858
18,909
3,791
24,217
634,184
30,074
3,081
66,476
19,501
88,877
302,771
46,051
256,720
30
2,638
11,299
5,036
24,724
554,507
44,790
1,461
157,091
24,118
52,992
290,982
29,915
261,067
2,858
1,984
18,741
3,791
23,812
622,620
30,072
3,081
66,476
19,501
79,117
301,285
44,565
256,720
2,700
1,984
9,385
5,033
24,272
542,906
89,430
87,452
9,375
47,469
30,608
1,978
81,778
79,867
9,375
47,469
23,023
1,911
77,476
77,476
9,375
47,469
20,632
71,708
71,708
9,375
47,469
14,864
Liabilities
Derivative liabilities
Trading liabilities
Deposit and current accounts
Deposits from banks
Deposits from customers
Other borrowings
Current tax liabilities
Deferred tax liabilities
Other liabilities
544,754
220
104,675
341,785
25,950
315,835
55,229
2,865
134
39,846
472,729
749
63,173
299,787
12,545
287,242
47,618
5,112
75
56,215
545,144
220
104,675
348,024
25,950
322,074
55,229
927
36,069
471,198
749
63,173
303,365
12,545
290,820
47,618
2,670
53,623
634,184
554,507
622,620
542,906
Assets
Cash and balances with central banks
Derivative assets
Trading assets
Pledged assets
Financial investments
Loans and advances
Loans and advances to banks
Loans and advances to customers
Current tax assets
Deferred tax assets
Equity Investment in group companies
Other assets
Intangible assets
Property and equipment
Total assets
Equity and liabilities
Equity
Equity attributable to ordinary shareholders
Ordinary share capital
Ordinary share premium
Reserves
Non-controlling interest
Gross income
Net interest income
Interest income
Interest expense
Non-interest revenue
Net fee and commission revenue
Fee and commission revenue
Fee and commission expense
Trading revenue
Other revenue
Total income
Credit impairment charges
Income after credit impairment charges
Operating expenses
Staff costs
Other operating expenses
Net income before indirect taxation
Indirect taxation
Profit before direct taxation
Direct taxation
Profit for the period
Profit attributable to:
Non-controlling interests
Equity holders of the parent
Profit for the period
Basic and diluted earnings per ordinary share (kobo)
Total loans and advances (Nmillion)
Total non-performing loans (Nmillion)
Non-performing loans to total loans ratio (%)
Group
Bank
9 months
period ended
30 September 2012
Nmillion
9 months
period ended
30 September 2011
Nmillion
12 months
period ended
31 December 2011
Nmillion
9 months
period ended
30 September 2012
Nmillion
9 months
period ended
30 September 2011
Nmillion
12 months
period ended
31 December 2011
Nmillion
64,030
47,440
63,377
55,845
41,117
53,505
26,601
42,535
(15,934)
21,750
26,419
(4,669)
27,642
35,428
(7,786)
25,240
41,437
(16,197)
21,125
25,786
(4,661)
26,732
34,523
(7,791)
21,318
17,135
17,312
(177)
4,045
138
20,758
14,193
14,456
(263)
6,271
294
27,605
18,388
18,732
(344)
8,845
372
14,231
8,063
8,240
(177)
4,045
2,123
15,141
7,383
7,573
(190)
6,271
1,487
18,732
8,380
8,630
(250)
8,845
1,507
47,919
(3,075)
44,844
(35,827)
(15,177)
(20,650)
9,017
(277)
8,740
(1,743)
6,997
42,508
(3,340)
39,168
(31,207)
(13,496)
(17,711)
7,961
(89)
7,872
(2,169)
5,703
55,247
(3,349)
51,898
(41,792)
(17,840)
(23,952)
10,106
(130)
9,976
(3,333)
6,643
39,471
(3,075)
36,396
(31,425)
(13,155)
(18,270)
4,971
(277)
4,694
(132)
4,562
36,266
(3,340)
32,926
(27,999)
(12,041)
(15,958)
4,927
(220)
4,707
(613)
4,094
45,464
(3,349)
42,115
(37,286)
(15,809)
(21,477)
4,829
(260)
4,569
(1,337)
3,232
971
6,026
6,997
707
4,996
5,703
976
5,667
6,643
4,562
4,562
4,094
4,094
3,232
3,232
43
273,909
26,358
9.6
36
247,186
15,305
6.2
30
266,082
17,708
6.7
32
273,909
26,358
9.6
29
247,186
15,305
6.2
17
266,082
17,708
6.7
Sola David-Borha
(Chief executive officer)
Board of directors
Atedo N.A. Peterside c o n (Chairman), Sola David-Borha (Chief executive officer), Yinka Sanni (Deputy chief executive officer), Kayode Solola (Executive), Obinnia Abajue (Executive),
Wole Adeniyi (Executive), Moses Adedoyin, Sam Cookey, Ifeoma Esiri, Arnold Gain**, Ben Kruger*, R. I. Mahtani, John H. Maree*, Maryam Uwais MFR
* South African ** South African/British
Group
Bank
9 months
period ended
30 September 2012
Nmillion
6,997
9 months
period ended
30 September 2011
Nmillion
5,703
12 months
period ended
31 December2011
Nmillion
6,643
9 months
period ended
30 September 2012
Nmillion
4,562
9 months
period ended
30 September 2011
Nmillion
4,094
12 months
period ended
31 December 2011
Nmillion
3,232
3,319
3,319
3,062
257
-
(1,345)
(1,345)
(1,546)
201
-
(3,903)
(3,903)
(3,801)
(48)
(54)
3,014
3,014
2,757
257
-
(1,085)
(1,085)
(1,286)
201
-
(3,563)
(3,563)
(3,481)
(48)
(34)
10,316
4,358
2,740
7,576
3,009
(331)
923
9,393
686
3,672
881
1,859
7,576
3,009
(331)