I, the under-mentioned, solemnly declare that this internship report on HABIB METRO BANK is my original work. I further declare that I have strictly observed reporting ethics and duly discharged copy-right obligation and properly referred all outsourcing of materials used in this report and nothing is confidential in this report in respect of the company of my internship. I take the responsibility for all legal and ethical requirements regarding this report.
Signature: __________________
Name: IQRA SHAHID Registration No.L4F12MCOM2056
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ACCEPTANCE CERTIFICATE This internship report on HABIB METRO BANK is accepted by the Punjab College of Commerce, M.COM campus on the bases of declaration given by IQRA SHAHID L4F12MCOM2056
Internship Supervisor: Name: Signature: Date:
Principal Punjab College of Commerce Lahore Signature
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ACKNOWLEDGEMENT
All praise to ALMIGHTY ALLAH alone, the Omnipresent and the most Merciful and compassionate. The words are bound, knowledge is limited and time is short to express His dignity. It is one of infinite blessings of ALLAH that he bestowed me with the potential and ability to contribution towards the deep oceans of knowledge already existing. I also thank my parents, my brothers and friends for their support in completion of my internship report.
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EXECUTIVE SUMMARY Habib Metro Bank is not a largest bank in the Pakistan. But have a solid track record of twenty one years - in addition to the convenience of over more than 180 branches serving its customers throughout the country and also at several overseas locations. In this 8 weeks of my internship I have learned a lot of things there.
This report contains the information and learning about HMB that I learnt during the 8 weeks internship period in HMB. This report deals with History & introduction of the HMB, its Products and Services, and also the review of various departments of the Bank. This report shows critical analysis of HMB. In 2 nd chapter discussed about internship activities during internship in HMB.I worked in accounts department remittance department, clearing department, trade department. I learned how to clear cheques how to open account how to issue cheque book. At the end of this report, on basis of my observation during internship, SWOT analysis of HMB is provided. Suggestions are also recommended as per learning from analysis. This report will provide a better and brief learning about Habib Metro Bank.
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LIST OF TABLES Table No. Title of Table Page No. 1.1 Shareholders of bank 11 1.2 Ratios 21
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LIST OF FIGURES Figure No. Title of Figure Page No. 1.1 Organization chart 17 1.2 Function chart 17
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TABLE OF CONTENTS
Title Page Internship Completion Certificate I Declaration by The Intern ii Acceptance Certificate iii Acknowledgement iv Internship Executive Summary v List of Tables vi List of Figures vii Table of Contents viii Chapter I INTRODUCTION OF THE COMPANY HMB (full title) 10 1.1 History of the Company 10 1.2 Ownership of the Company 11 1.3 Services 12-13 1.4 Products 14-15 1.5 No of branches 16 1.6 Market share 16 1.7 Customers type 16 1.8 Organization Chart of the Company 17 1.9 Functions Performed by departments 18-20 1.10 Critical Analysis 20 1.10.1 Financial Analysis 21 1.10.2 Marketing Strategies 22-23 1.10.3 Major competitors of the Company 23-24 1.10.4 Success and Failure of Company Products in the Market (reasons) 24 1.10.5 Major HR Policies 25-26 1.10.6 Competitive Analysis of the Company (SWOT) 26 1.10.6.1 Strengths 26 1.10.6.2 Weakness 26 1.10.6.3 Opportunities 27 1.10.6.4 Threats 27
Chapter II INTERNSHIP ACTIVITIES 2.1 Account opening department 28 ix
2.1.1 Supervisor 28 2.1.2 Process 28-29 2.1.3 Quality control 29 2.1.4 Activities performed 29 2.1.5 Comparison between theory and practice 29 2.2 Cash department 30 2.2.1 Supervisor 30 2.2.2 Process 30 2.2.3 Activities performed 30 2.1.9 comparison 30 2.3 Clearing department 30 2.3.1 Supervisor 30 2.3.2 Process 31 2.3.3 Quality control 31 2.3.4 Activities performed 31 2.3.5 comparison 31 2.4 Remittances department 32 2.4.1 Supervisor 32 2.4.2 Process 32 2.4.3 Activities performed 33 2.5 Trade department 33 2.5.1 Supervisor 33 2.5.2 Process 33 2.5.3 Activities performed 34 2.6 Credit department 34 Supervisor 34 Activities performed 34 Chapter III INTERNSHIP ASSESSMENT AND RECOMMENDATIONS
3.1 Major Responsibilities Undertaken During Internship 35 3.2 Skills and Qualifications Acquired from Internship 35 3.3 Impact of Internship on Future Career Path of the Intern 36 3.4 Overall Comparison Between Theory and Practice 36 3.5 Recommendations for the Company 37 3.6 Recommendations for the College 38 3.7 Recommendations for Future Interns 38 Appendices 40-41 References 39
(Applied Logic Series 15) Didier Dubois, Henri Prade, Erich Peter Klement (Auth.), Didier Dubois, Henri Prade, Erich Peter Klement (Eds.) - Fuzzy Sets, Logics and Reasoning About Knowledge-Springer Ne