Travel Insurance

We put a lot into planning the perfect vacation abroad. However, to make sure that our
vacation is a complete success, travel insurance is an absolute necessity. Your trip abroad
should be without hassles and worries, and a comprehensive travel insurance policy
provides you with the same. Whether you lose your baggage or passport, or even need some
medical support on your trip, overseas travel insurance will make sure you get what you
need. Go on your vacation without any worries in the back of your mind, buy a travel
insurance policy.

HDFC ERGO Travel Insurance

With HDFC ERGO Travel Insurance, enables you to explore and enjoy new destinations
with heartiness. With its wide range of travel insurance plans that encompasses both
business and leisure travel, we always have a plan that will best suit your travelling
purpose and that too at a cost that is soft on your budget. So, be rest assured and enjoy
your travelling abroad without worries.
Entry Age

Single Trip: 6 months to 70 years

Annual Multi Trip: 18 years to 70 years
Single Trip Asia Excluding Japan: 6 months to 70 years

Family Floater

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Self : Upto the age of 60 yrs

Spouse : Upto the age of 60 yrs
Child : Max 2 from 3 months upto the age of 21 yrs
Rest assured on Our Travel Claims Support Team on call 24*7
Optimum coverage at low costs
Online purchase option available

General covers available across all our plans are as follows

Emergency Medical Expenses: Covers medical costs incurred due to illness or accident
including medically necessary and prescribed emergency evacuation. It covers outpatient, inpatient, medical aid, therapies and diagnostic tests as described in the policy schedule
Emergency Medical Evacuation: Evacuation to the home country is covered up to the medical
sum insured chosen
Repatriation of remains: Covers the funeral expenses or expenses of repatriating the remains
back to India, in case of death of the insured overseas
Emergency Dental Expenses: Covers acute anesthetic treatment of natural teeth

Hospital Cash: Pays a daily allowance as stated in the policy schedule in the event of
hospitalization either due to sickness or accidents
Accidental Death and Permanent Total Disability Common Carrier: The company will pay the
sum insured specified in the schedule in addition to the sum insured specified under the
Personal Accident section, if the insured sustains Accidental Bodily Injury during the course of
the journey while travelling in a common carrier such as rail, bus, tram, or aircraft; and such
bodily injury results in death or permanent total disability
Personal accident: Compensation paid in case of death or permanent total disability caused
due to an accident
Flight delay: Compensation if the aircraft is delayed for more than 12 hours than the original
scheduled departure time
Loss of Passport: Expenses incurred in obtaining a fresh or new passport
Loss of Checked Baggage: Compensation for the permanent loss of checked-in baggage
Delay of Checked Baggage: Compensation for reasonable expenses incurred for the purchase
of toiletries, clothing and medication due to delay of checked-in baggage for more than 12
hours
Personal Liability: Compensation of damages to be paid to a third party, resulting from death,
injury or damage to health or property caused involuntarily by the insured
Financial Emergency Assistance: Insurance cover is provided in the event of the Insured
Person getting into a financial emergency due to theft, pilferage, robbery or dacoity of his/her
travel funds. A fixed sum is paid as emergency assistance up to the limits specified under the
Policy
Hotel Accomodation: Pays for the cost of hotel accomodation, if the Insured Person sustains
Bodily Injury or Sickness which directly and independently of all other causes results in a
hospital stay as an in-patient and misses his/her flight back to the country of residence
Hijack Distress Allowance: Insurance cover is provided in the event of the hijack of the air or
sea common carrier in which the Insured Person is traveling whilst on the trip abroad during
the Period of Insurance. An allowance will be paid for each day of the hijack up to the limits
specified under the Policy

The company shall not be liable to pay any benefit to the Insured caused due to:

Civil War or Foreign War

Terrorism
Self Inflicted Injury, Suicide
Non adherence to medical advice
Under influence of Liquor, Drugs or Narcotics (Unless advised/administered by a physician)
Participation in any Sport as a Professional Player
Participation in any Criminal Act
AIDS or HIV
Treatment of Nervous and Mental Problems
Participating in hazardous sports like parachuting, hang gliding, bungee jumping etc.
*Please note these are illustrative exclusions. For a detailed list, kindly refer the policy
wordings.
*This content is descriptive only. Actual coverage is subject to language policy issued.