Expected Balance Sheet of 2012

PROPERTY AND ASSETS

Cash
Cash in hand (including foreign currencies)
Cash with Bangladesh Bank and its agent bank
Balance with other banks and financial institutions
In Bangladesh
Outside Bangladesh
Money at call and short notice
Investments
Government
Others

Taka

257857191
3,480,163,241
3,738,020,432
553,911,884
382,906,771
936,818,655
4,912,506,331
1,876,206,934
6,788,713,265

Loans and Advances

Loans, cash credit, overdraft etc
Bills purchased and discounted
Fixed Assets including premises, furniture & fixtures
Other Assets
Non-banking Assets
Total Property and Assets

29,824,205,795
2,708,497,767
32,532,703,562
436,543,486
404,577,111
325,792,633
45,163,169,144

LIABILITIES AND CAPITAL

Liabilities
Borrowings from other banks, financial institutions and agents
Deposits and other accounts
Current accounts and other accounts
Bills payable
Savings deposits
Term deposits

633,139,578
5,151,957,028
367,492,118
2,615,221,120
31,230,222,050
39,364,892,316

Other Liabilities
Total Liabilities
Capital/Shareholders' equity
Paid-up Capital
Statutory Reserve
Surplus in Profit & Loss Account
Proposed Bonus Share
Revaluation Reserve for HTM Securities
Total Shareholders' equity

2,096,572,019
41,461,464,335

Total Liability and Shareholders' equity

44,530,029,566

1,558,492,500
913,905,400
5,718,850
498,717,600
91,730,881
3,068,565,231

Expected PROFIT & LOSS ACCOUNT 2012

Taka
Interest income
Interest paid on deposits & borrowings etc.
Net interest income
Income from investments
Commission, Exchange and Brokerage
Other operating income
Total operating income
Salaries and allowances
Rent, taxes, insurance, electricity etc
Legal expenses
Postage, stamps, telecommunication etc
Directors fees
Auditors' fee
Stationery, Printings, advertisements etc.
Managing Director's salary and allowances
Depreciation, leasing expense and repair of banks assets
Other expenses
Total operating expenses
Profit before provision and tax
Provision for loans and advances
Specific provision
General provision
Provision for off-balance sheet items
Provision for diminution value of share

4,229,355,390
-3,194,754,576
1,034,600,814
735,915,253
678,836,363
179,527,682
2,628,880,112
490,340,458
119,565,302
5,174,632
34,944,562
496,000
85,000
62,015,999
3,994,429
117,560,761
115,847,579
950,024,722
1,678,855,390
-337,599,369
-131,015,535
-468,614,904
-44,539,550
-37,500,000
-550,654,454

Profit before tax for the period

Current tax expense
Deferred tax expense
Profit after tax for the period
Retained Surplus brought forward
Appropriations
Statutory Reserve
Proposed Bonus Shares
Retained Surplus carried forward
Earnings per share

1,128,200,936
-396,500,000
-5,000,000
726,700,936
3,375,701
730,076,637
-225,640,187
-498,717,600
-724,357,787
5,718,850
35.32

Expected Balance Sheet of 2012 2013

PROPERTY AND ASSETS

Taka (2013)

Taka (2012)

363,640,414

257857191

4,376,538,404

3,480,163,241

4,740,178,818

3,738,020,432

1,148,822,278

553,911,884

416,946,521

382,906,771

1,565,768,800

936,818,655

Cash
Cash in hand (including foreign currencies)
Cash with Bangladesh Bank and its agent bank

Balance with other banks and financial institutions

In Bangladesh
Outside Bangladesh

Money at call and short notice

300,000,000

Investments
Government

5,776,963,896

4,912,506,331

Others

1,713,906,040

1,876,206,934

7,490,869,936

6,788,713,265

Loans, cash credit, overdraft etc

38,675,731,766

29,824,205,795

Bills purchased and discounted

3,514,665,399

2,708,497,767

Loans and Advances

42,190,397,165

32,532,703,562

619,951,616

436,543,486

1,471,912,440

404,577,111

325,792,633

325,792,633

58,704,871,408

45,163,169,144

212,008,751

633,139,578

6,502,160,537

5,151,957,028

557,899,714

367,492,118

Savings deposits

3,492,062,406

2,615,221,120

Term deposits

40,321,585,092

31,230,222,050

50,873,707,749

39,364,892,316

Other Liabilities

2,754,869,809

2,096,572,019

Total Liabilities

53,840,586,309

41,461,464,335

Paid-up Capital

2,057,210,100

1,558,492,500

Statutory Reserve

1,449,995,550

913,905,400

225,613,894

5,718,850

1,131,465,555

498,717,600

Fixed Assets including premises, furniture & fixtures

Other Assets
Non-banking Assets
Total Property and Assets

LIABILITIES AND CAPITAL

Liabilities
Borrowings from other banks, financial institutions and agents
Deposits and other accounts
Current accounts and other accounts
Bills payable

Capital/Shareholders' equity

Surplus in Profit & Loss Account

Proposed Bonus Share

91,730,881

Revaluation Reserve for HTM Securities

Total Shareholders' equity

4,864,285,099

3,068,565,231

Total Liability and Shareholders' equity

58,704,871,408

44,530,029,566

Expected Balance Sheet of 2013 2014

PROPERTY AND ASSETS
Cash
Cash in hand (including foreign currencies)
Cash with Bangladesh Bank and its agent bank
Balance with other banks and financial institutions
In Bangladesh
Outside Bangladesh
Money at call and short notice
Investments
Government
Others
Loans and Advances
Loans, cash credit, overdraft etc
Bills purchased and discounted
Fixed Assets including premises, furniture & fixtures
Other Assets
Non-banking Assets
Total Property and Assets

Taka (2014)

Taka (2013)

560,776,431
4,274,432,178
4,835,208,609

363,640,414
4,376,538,404
4,740,178,818

2,035,720,515
605,761,279
2,641,481,794
650,000,000

1,148,822,278
416,946,521
1,565,768,800
300,000,000

6,400,820,027
3,184,877,033
9,585,697,060

5,776,963,896
1,713,906,040
7,490,869,936

44,135,628,389
3,678,455,951
47,814,084,340
831,149,119
999,372,710
283,786,525
67,640,780,157

38,675,731,766
3,514,665,399
42,190,397,165
619,951,616
1,471,912,440
325,792,633
58,704,871,408

LIABILITIES AND CAPITAL

Liabilities
Borrowings from other banks, financial institutions and agents
Deposits and other accounts
Current accounts and other accounts
Bills payable
Savings deposits
Term deposits
Other Liabilities
Total Liabilities

659,601,547
7,331,951,747
662,657,287
4,038,063,127
45,207,482,651
57,240,154,812
3,556,985,861
61,456,742,220

212,008,751
6,502,160,537
557,899,714
3,492,062,406
40,321,585,092
50,873,707,749
2,754,869,809
53,840,586,309

Capital/Shareholders' equity
Paid-up Capital
Statutory Reserve
Surplus in Profit & Loss Account
Proposed Bonus Share
Revaluation Reserve for HTM Securities
Total Shareholders' equity
Minority Interest
Total Liability and Shareholders' equity

3,188,675,600
1,898,008,348
1,051,126,818
33358927
6,171,169,693
12,868,244
67,640,780,157

Expected Balance Sheet of 2014 - 2015

2,057,210,100
1,449,995,550
225,613,894
1,131,465,555
4,864,285,099
58,704,871,408