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a) Name :
b) Date of Birth: Age in yrs
c). Occupation:
d) Correspondence Address:
e) Mobile / Contact No.:
f) E-mail Id
g) Do you want financial planning for yourself & wife?
b) Retirement Planning
Age of Retirement 55 Years
Est. Years of Retirement 35 Years
Approximately 60,000
PV of monthly exp required on retirement 60,000
At what age you want to retire ?
c) Other Goals
Housing 10,000,000 15
Car
Estate
Holidays
Charity
Business Investments
Childs Marriage 500,000 20
Childs Education 1,500,000 15
Lumpsum Amount for Children
Inheritance
Total PV of Goals 12,000,000
3 FINANCIAL INFORMATION
Expected Spouse
Income Component Your Income
Growth Earnings
Salary
Rental
Business
Annuity*
Dividends and Interest*
Other
* Not required if detailed investments are given
Net Worth
Component Self Spouse Dependent
Assets
Mutual Funds - Income
Mutual Funds - Equity
Mutual Funds - Liquid
Shares & Stocks
Bank Deposits
Taxable Bonds
Taxfree Bonds
PPF / EPF
Small Savings Investments
Business Capital
Property
Others
Total Assets 0 0 0
Liabilities
Car Loan
Personal Loan
Business Loan
Housing Loan
Other Liabilities
Total Liabilities 0 0 0
Estimated Total Net worth 0 0 0
Estimated minimum bank balance or contingency reserves
4 Protection
Health Insurance
Disability Insurance
Asset Insurance
Car
House
Life Insurance
* Maturity Proceeds in case of life insurance only
Family Sustainance
Years of Protection from Today 20
5 RISK PROFILER
Financial Status
Health Status
Dependant/Independent
Source of expenses
Maturity Date
51,417
Priority of
Goals
Expected
Growth
Dependent
0
0
0
Maturity
Proceeds*
Net Asset Report of NRC
Direct Infra.
Sr Client Name MF Equity MF Debt Company FD RBI Bond
Equity Bonds
0 0 0 0 0 4.55
0 0 0 0 0 1.59
0 0 0 0 0 5.32
0 0 0 0 0 0.75
0 0 0 0 0 3.13
0 0 0 0 0 0.20
0 0 0 138,599 0 8.82
Equity Debt
901,462 602,989
900,000 600,000
Investment Investment
Inheritance 3,500,000
Inheritance Equity
3,500,000 Debt
3,500,000
60,000 Monthly 3
720,000 Annually 4
Years Remaining 23 7
Inflation Rate 5% 8
2,211,497 Annually 9
Years of Retirement 35 11
12
15
54,535,192 17
54,500,000 18
19
20
Assumptions Made 21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
Outstanding Capital Earnings Expenses Net Effect
642,210,237
Inflation @ 5% Assumption
Goals PV Tenure FV
Existing Inv
Investments
Dream Realisation
Childs Education
Housing
Childs Marriage
Retirement
383,233
81,059
2,554,888
2,189,506
5,208,686
20,789,282
1,326,649
Existing Investments
7,323,355
1,437,935
14,620,369
23,381,659
3,118,392
20,263,267
20,789,282
-526,015
Goal Value Current 1,000,000 << Intensity + Priority ???
Maturity after Years 10 << Delay / Prepone ??
Inflation 5%
FV Required 1,628,895