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Mobile Commerce
M-commerce Value Chain, Revenue Models and Justification
Several types of vendors provide value-added services to m-commerce. These include
mobile-portals, advertisers, software vendors, content providers, mobile portal, mobile
network operators and more. The revenue models of m-commerce are: access fees,
subscription fees, pay-per use, advertising, transaction fees, hosting, payment clearing and
point-of-traffic.
Mobile technologies not only provide convenience and efficiency benefits, but can lead in
both core competencies and competitive advantage and impact entire strategies and business
models.
Wireless Local Area Networks and Wi-Fi
A wireless LAN (WLAN) is like a wired LAN without the cables. WLANs transmit and
receive data over the airwaves from a short distance in what is known as Wi-Fi.
Mobile Applications in Financial Services
Mobile Banking and Stock Trading: Mobile banking is generally defined as carrying out
banking transactions and other related activities via mobile devices.
Wireless Electronic Payment Systems: Wireless payment systems transform mobile phones
into secure, self-contained purchasing tools capable of instantly authorising payments over
the cellular network.
Micropayments: Electronic payments of small purchase amounts are called micropayments.
Mobile (Wireless) Wallets: An e-wallet is a piece of software that stores an online shoppers
credit card numbers and other personal information that the shopper does not have to re-enter
that information for every online purchase.
Mobile Shopping, Advertising & Content Providing
Shopping from Wireless Devices:
An increasing number of online vendors allow customers to shop from wireless devices. E.g.
mobile.yahoo.com
Target Advertising:
Knowing the current location of mobile users and their preferences or surfing habits,
marketers can send user-specific advertising messages to wireless devices.
Mobile Portals:
A mobile portal is a customer channel, optimized for mobility, that aggregates and provides
content and services for mobile users. E.g. zed.com
Voice portals:
A voice portal is a web site that can be accessed by voice. Voice portals are not really
websites in the normal sense because they are not accessed through a browser.
Managerial Issues
Comparing wireless to synchronised mobile devices
Time-table
Setting application priority
Choosing a system
Reference for further study:
http://en.wikipedia.org/wiki/Mobile_commerce
http://en.wikipedia.org/wiki/Mobile_Banking
http://en.wikipedia.org/wiki/Mobile_marketing
http://en.wikipedia.org/wiki/Mobile_web
http://en.wikipedia.org/wiki/Mobile_payment
http://en.wikipedia.org/wiki/Electronic_commerce
http://en.wikipedia.org/wiki/Mobile_ticketing
http://en.wikipedia.org/wiki/Ubiquitous_computing
www.parliament.uk/briefing-papers/POST-PN-263.pdf
http://www.cs.cmu.edu/~aura/docdir/pcs01.pdf