PERSONALISED YEARLY PREDICTION

Dear XYZ
It is with great pleasure that we present you your personal astrological signatures in a
complete new look with added features from our proprietary 'Karma Index' report.
We thank you for giving us the opportunity to analyse your birth chart.
It is not Vedic Astrologys purpose to replace an individuals responsibility to decide for
themselves or to present a fait accompli forecast for the future. We believe that you control
and shape your own destiny by your Karma and your efforts. However, this report tells you,
how much and when the planets will be supportive for you or they will be challenging and can
create obstacles and difficulties on your path.
We believe that stars will influence only 75%, and rest 25% is controlled by your own actions.
However, sometimes that 75% may become critical over which you may not have any control.
Best Regards
For CyberAstro.com
Astrologer
service@cyberastro.com
Visit us on Internet at our site http://www.cyberastro.com/ for future consultations.
Name
Date of Birth
Time of Birth
Place of Birth

Your Vedic Natal Chart

XYZ
DD/MM/YYYY
HH:MM:SS
City, Country

The Vedic Map of Heaven at the date, time and place of your birth
Your Ascendant (Janma Lagna)
Your Vedic Sun Sign
Your Moon Sign (Janma Rashi)
Your Birth Star (Janma Nakshatra)
Retrograde Planet/s
Combust Planet/s
Exalted Planet/s
Debilitated Planet/s

Capricorn
Cancer
Capricorn
ShravanaPhase 2
None
Mars
None
None

Natal status of each of the planets in your chart:

How 2014 will be in your life will have to be analysed based on different parameters both in
your natal chart as well as Dasha system and also the transit status of different planets in your
chart and what are there relationships with the planet positions in your natal chart.
Your Personalized Yearly Prediction report will be basically the garland crafted by our
astrologer after taking considerations of each of the elements mentioned above. These
elements will be the individual beads in the garland. How much each of these beads will

actually influence will be based on the final judgment made by our astrologer who has done
this report for you.

Planet

Dignity
(Based
on Sign
location)

Lordship

Functional
Status
Auspicious
/Inauspicious

House
Locati
on

Planet Natal Strengths

Sun

Neutral

Moon

Final
Judgement by
Astrologer

Sadbal

Vimsopakabal

VIII

Inauspicious

VII

1.25

11

Ashtakavarga
Natal
Strength
5

Enemy

VII

Neutral

IV

1.26

Mixed

Mars

Neutral

IV & XI

Inauspicious

VI

1.12

14

Mixed

Mercury

VI & IX

Auspicious

VII

1.15

10

Mixed

Jupiter

Grt.
Enemy
Own

III & XII

Inauspicious

III

1.09

15

Mixed

Venus

Neutral

V&X

VIII

1.12

10

Good

Saturn

I & II

IX

1.38

17

Very Good

Rahu

Grt.
Friend
Own

Most
Auspicious
Auspicious

---

Auspicious

II

-----

11

----

Good

Ketu

Neutral

---

Inauspicious

VIII

-----

10

----

Challenging

Challenging

Explanation of Natal status of Planet Table

A) Dignity:
Dignity of planet is based on its relationship with the sign where it is located in the natal chart:
The dignity largely decides what kind of results the planet will give in its period /subperiods/sub-sub periods. If the dignity is good then there are bound to be good results. If the
dignity is not good then there are bound to be some bad results. No matter whether the planet
is functionally benefic/malefic or strong and week in different strength calculations. The dignity
of any planet can be any of the following in descending order of the planets ability to give
good results during its period/sub-periods/sub-sub periods.
1 Exalted: results most outstanding
2 Mool trikona: results excellent
3 Own: results good in general
4 Great Friend: Generally good results
5 Friend: Mixed but generally ok
6 Enemy: Mixed but generally malefic
7 Great Enemy: Generally malefic
8 Debilitated: most challenging
B) Lord ship and functionality:
Lord ship of each planet as per different ascendants in the natal chart indicates functionality
of the planet for different aspects in our life throughout our life. Functionality can be
Auspicious, Inauspicious, Neutral, Most Auspicious or most Inauspicious
C) Different Strength calculations of the Planet and their significance:

1 ShadBal: This is the absolute modular strength of the planet and signifies the quantum of
its effects in our life irrespective of the functional status or dignity. A Benefic planet with low
Shadbal must be strengthened with Gem therapy to make it more effective. A malefic planet
with high shadbal must not be strengthened with Gem therapy because its malefic effects
will increase also Instead they must be harmonized with Yantra or propitiated with Yagnas
and Mantras. This strength is very important for astrologer while he recommends
astrological remedies. The minimum effective shadbal should be 1.0. The maximum can go
up to 2.5 in a chart.
2 Vimsopak Bal: Vimsopak Bal is calculated based on the dignity of the planet in 16
divisional charts computed from the Natal chart. Each divisional chart signifies a specific
aspect of life. For example Navamsa chart signifies spouse and marital life. The Dasamsa
chart signifies profession and career. The maximum Vimsopak bal of a planet can be 20,
which will signify the planet will be beneficial for most aspects in life. An average strength of
10 will signify the planet will have mixed effects for different aspects of life. Less than 10 will
signify the planet will be mostly inauspicious in most aspects in our life.
3 Ashtakbarga Natal strength: This signifies the potential of the planet to deliver positive
results during transit in relation with other planets positive and negative effects. The
maximum strength can be 8, which signifies the planet can give outstanding results in
transit. For Saturn and Mars, if the Ashtakbarga strength is more than 3 units, it will mean it
will give generally positive results. For remaining 5 planets (excluding Rahu/Ketu) the natal
strength must be 5 units or more to have the potential to deliver beneficial results in relation
to all other planets.
Your astrologer will consider all these factors before he makes his final judgment. His
judgment will be as follows:
1 Outstanding
2 Excellent
3 Very good
4 Good
5 Mixed
6 Challenging
7 Most challenging
House Location of Planet:
The house where the planet is located, its effects will be maximum for that house in your life.
This will be followed by the Lords of houses that the planet rules in the chart. A planet will also
give results for the houses that it aspects. Which aspects of your life each house signifies, you
can read in the explanation of different index given in the Karma index table.
Compare the overview of year 2013 and year 2014
We will use Karma index table to show you how the overall Karma index value and each of
the specific index value got accumulated for you during year 2013 and it will be accumulated
for you during year 2014. You can actually compare the yearly accumulated index values for
2013 and 2014 and then make an informed guess about year 2014 and what you can expect
in 2014 and in which areas of life.
Yearly Accumulated Index Value

From To
Date Date Soul Wealth Efforts Happiness Creativity Disease Spouse Windfall Destiny Vocation Desire Detachment Karma

01- 31Jan- Dec- 518

2013 2013

99

339

155

119

175

635

254

410

111

339

231

538

01- 31Jan- Dec- 490

2014 2014

378

711

61

282

276

929

153

737

96

711

432

681

Best >= 1000 Mixed < 1000 And >= 300 Average < 300 And >= 50 Worst < 50

Please go through this explanation of Karma index and the significance of each index given
below.
st

1 House
Soul Index:
This gives the progress of astrological signature for the Soul. As such, this Index signifies the
health of our inner and outer self and how we are building up our physical and mental
potential. It represents the inner self (the Soul), and the outer self (the Body). It indicates the
way we project ourselves--our behavior and attitude to the external world, as well as our
physical attributes.
nd

2 House
Wealth Index
This indicates the progress of astrological signature for our capacity to accumulate material
wealth. It projects our earning capacity through our own efforts and represents how we are
managing the surplus between our income and expenditure of material possessions to create
a continuous flow of wealth. Since such wealth can be used for the prosperity of our entire
family and society, this index will also signify the material prosperity of our entire family and
our extended family.
rd

3 House
Efforts Index
This represents our basic energy in life and gives the progress of astrological signature on
how effectively we are utilizing our inherent courage and efforts. This signifies the impulse and
intention that drive us, and monitors whether we are being able to bring forth our full potential
into our Karma or not. Since our siblings and friends are meant to help us in our efforts, this
index also signifies the astrological signature for the prosperity, and our relations with our
siblings and friends. A logical extension of this is that this index reflects our capacity to project
our will on the external world, our overall communication effectiveness.

th

4 House
Happiness Index
This gives the astrological signature of our capacity to feel good, and our basic emotional
nature determining our capacity for joy in this life. Thus, this index signifies our physical and
emotional security level, and monitors our capacity for rest and relaxation as well as peace of
mind. The logical extension is that the index should capture our accumulations of creature
comforts like good house, conveyance and other luxury items of comfort. On an emotional
level, this index will measure our comfort level with our mother, family, motherland, in general
everything that constitutes domestic bliss for our life.
th

5 House
Creativity Index
This gives the astrological signature of our potential to create new things and new ideas. It
monitors how creatively we are utilizing our knowledge, our karma, our desire and our efforts.
It signifies our level of intelligence. Thus when we are young, this index will give the signature
for our educational and academic achievements. This index is also one of love, specifically for
children. The finest example of our desire and sensual pleasure is the birth of our progeny
from our union of love. Thus, this index gives the astrological signature for the well being and
prosperity of our children. This index also captures our feelings of love and romance for
another person. It tracks infatuations and love affairs but not relationships of long-term
commitment, which are represented by the Spouse Index.
th

6 House
Disease Index
This gives the astrological signature for disturbance of ease in our life. Disease actually
means Disturbance of Ease ' for any aspect of life. If it is disturbance of ease for the physical
body, a negative value of index will represent ' illness '. If it is disturbance of ease in vocation,
the negative value of index will represent enmity, obstacles, litigation, and debts. It normally
signifies oppositions, difficulties and obstacles in life. A positive value of index will represent
that we are being able to carry out all our ' Karma ' without any obstacles, and even if there
are obstacles we will be able to overcome them successfully.
th

7 House
Spouse Index
This gives the astrological signature of our relationships with our partners in life, and also
signifies their well being. The most important partner in our life is our life partner and that is
why we call this index the ' Spouse Index '. This will also indicate our successes and failures
in our business negotiations, and in trading activities. It will also indicate relations with our
business associates and partners. This index also captures astrological signatures for short
journeys that we may undertake. A positive value of the index will mean successful short
journeys and a negative value of the index will mean problems and difficulties in such journeys
th

8 House
Windfall Index
This gives the astrological signature for sudden unexpected fortunes and misfortunes. Though
windfall is usually associated with gain, we are using this term to signify both unexpected
gains and losses. These events are not expected, strike suddenly and seem to be
unavoidable. The positive index value signifies unexpected monetary gains like unexpected
inheritance, or gains in gambling, speculation and lotteries. It also signifies unexpected new
opportunities and contacts, which will be profitable. The negative index value signifies the

reverse--calamities, accidents, and losses in speculation, gambling and even death. As

mentioned already, these are the results of past Karmas and Destiny and, according to us,
this is that one index which probably cannot be altered by our own efforts. The difference
between the Disease index and this index is that the Disease index is not unexpected and
sudden, but this one is. However, one can make contingency plans through one's efforts to
minimize the impact.
th

9 House
Destiny Index
This gives the astrological signature for our "Destiny". It represents our prime values,
principles, and ideals as well as spiritual and ethical disposition. It signifies the honour,
prestige, recognition and acceptance we will receive in this life. If this index is positive and
going up during a particular period, it signifies that Destiny is favorable to us and whatever
efforts we put in will produce favorable results. If this index is negative and going down, it
means destiny is unfavorable and we will have to put additional and more creative energy to
achieve success in our efforts.
th

10 House
Vocation Index
This gives the astrological signature of how we will progress in our Vocation, how we will
perform our ordained duties and the effect of our actions upon the world. Thus, this index will
depict our professional success and failure, and our social status, power and influence. This
index will also depict the well being of our father like the Happiness Index represents the well
being of our mother. In general this index will signify our relations with Government, our
superiors and people in authority.
th

11 House
Desire Index
This gives the astrological signature of how our desires are being fulfilled. Thus, this index
depicts actual material gain or income that we achieve through our efforts, creativity, and our
vocations. A positive value and upward trend may indicate that our gain may be even higher
than the efforts that we are actually putting. Similarly, a negative value and downward trend
may indicate that our gain will not be commensurate to our efforts.
th

12 House
Detachment Index
This gives the astrological signature of how our material and physical assets are getting
detached from us. This index will depict our material outflow, expenditure or losses. Thus, a
positive index will denote expenditures for profitable investments, or expenses for a noble
cause like charity. In today's global economy, a positive index can also mean successful and
profitable foreign relations and ventures. A negative index will indicate investments turning
sour and expenditures purely for gratification of our senses and physical desires.

The year number for 2014 and its impact for you
Your Year Number is 1
The ruling planet of this year is the Sun. This is a year of importance, a year of
overall prosperity.

During this year you will:

Feel sprightly-both mentally and physically

Have important changes for the better
Meet new people who will prove helpful in future
Work without stress and strain
Remain free of fear and worries
Attain fame

If you plan ahead and remain organized, you are bound to achieve success. This year is good
for appearing at competitive examinations, starting a new venture, buying plant and
machinery. If you are involved in the arts whether writing, music or painting, you would make
significant compositions, which would earn you, fame.

Overview on different aspects of life

Health:
Your health will mostly remain good. Capricorn ascendant born people generally do not
suffer from that much or from any chronic illness however prevention is always better
than cure hence even minor niggle must be address properly to avoid major issues in
future. No major setback or problem is indicated as far as your health is concerned.
Profession:
th
Saturn is your favourable planet and it is placed in the 9 house of destiny in your natal
st
chart and 1 house in your Navamsha chart hence if you are into profession then certain
this year will bring positive and opportune changes in your favour. New opportunities will
knock at you and there will be general feel-good factor all around. Change of place or
short travels are also on the cards during 2014 journey.
Finance:
You are generally sensible about pecuniary matters however sometimes you may have
wasteful hand therefore 2014 will remain rather a moderate year as far as your financial
matters are concerned. There would be regular and miscellaneous expenses during this
year. You may even decide to purchase any new gadget or equipment. Expenses after
self, entertainment, travels and progeny are foreseen during 2014.
Relationship:
Your conjugal life shall remain mostly harmonious however since transiting Saturn is
th
also aspecting 7 house and your natal Sun and Mercury hence occasional flare-ups
cannot be ruled out completely. You must prioritize your domestic matters and give
prerogative to the understanding and better cooperation with your better half. Last
quarter of the year is likely to run relatively better for your conjugal as well as domestic.
Despite feeling occasional stress, you may be able to handle things quite effectively.

THE PRESENT ASTROLOGICAL SIGNATURES:

Transit Signature in the Year 2014 (The slow moving planets)
Transit of planets in Vedic astrology is known as Gochara. It is seen that often the events
happen during and due to the movements of planets during transit. However it is also seen
that though a transit is beneficial there is no major improvement in life. Below is your potential
for the transit of the present slow moving planets, which will give you an idea of their
possibilities.
Transit of Saturn:
nd
Saturn would be transiting in the sign Libra till 2 November 2014. Its transiting
influence would have positive influence for your general life as it will transit through the
th
10th house from your natal Moon and ascendant. Saturn is placed in the 9 house of
th
destiny from your Ascendant and 9 house Saturn deems to be auspicious although
Saturn tends to confer belated results and create initials obstacles. 2014 would be a
good year for your health, finance and domestic life.
Transit of Jupiter:
th
Jupiter would be transiting in the sign Gemini till 18 June, 2014. Then it would be transiting
through the sign Cancer, its exalted sign. The analysis indicates that its influence would be
th
mixed for you in general till end of 2014 as Jupiter would be transiting through your 6 house
th
and then 7 house and over your natal Mars and Saturn and Mercury respectively. Jupiters
th
th
transit through 7 house post 18 June, 2014 will remain relatively better than its transit
th
through your 6 house.
Transit of Rahu:
th
Rahu would be transiting in Libra & it will stay there up to 13 July, 2014. The analysis
indicates that you may experience travels related to your occupational matters or else
there would be new opportunities coming in your way. If you into active service life then
th
change of place or relocation is also indicated. Transiting Rahu will be aspecting your 4
house hence some domestic worries and responsibilities may make you preoccupied.
th
Rahu will move to Scorpio after 13 July, 2014. It will stay here for one & half year. This
is moderate period to some extent for you.
Transit of Ketu:
th
Ketu would be transiting in Aries till 13 July, 2014. You are advised to remain careful
th
while dealing with any matter related to domestic matter as 4 house Ketu may create
expected domestic problem and commotion hence you must administer calmness and
judiciousness. It would be beneficial for you to maintain cordial relations with your family
members especially with your progeny and better half. Ketu will move to Pisces after
th
13 July, 2014 & it will stay here for one & half year. This transit of Ketu will remain
moderate for you in all respect.

Month wise status for 2014 as per month wise Karma index Values

From To
Date Date Soul Wealth Efforts Happiness Creativity Disease Spouse Windfall Destiny Vocation Desire Detachment Karma

01- 31Jan- Jan2014 2014

49

31

-40

-19

63

-70

21

-65

33

-40

-1

16

01- 28Feb- Feb2014 2014

-49

71

15

-28

26

27

-52

-2

-6

15

01- 31Mar- Mar2014 2014

18

56

19

-50

22

27

-32

-11

16

19

11

01- 30Apr- Apr2014 2014

204

22

-1

-13

-27

90

51

64

72

-1

20

100

01- 31May- May2014 2014

-25

-104

-6

-56

-32

26

-104

45

-104

-71

-18

01- 30Jun- Jun2014 2014

27

16

-12

26

50

-16

113

24

50

33

-12

-27

78

01- 31Jul- Jul2014 2014

89

26

-5

-12

61

-49

177

41

55

79

-5

-39

97

01- 31Aug- Aug- -130

2014 2014

-44

50

-123

-9

-156

114

-135

13

-88

50

-17

-126

-58

64

-15

-29

-7

62

-48

74

-89

64

38

-24

01- 30Sep- Sep-

-28

2014 2014

0131Oct- Oct2014 2014

82

94

308

76

44

193

115

43

295

-65

308

233

160

0130Nov- Nov2014 2014

85

134

223

79

96

123

150

73

221

22

223

156

188

0131Dec- Dec2014 2014

136

55

193

106

89

40

214

130

213

43

193

123

202

Best >= 100 Mixed < 100 And >= 30 Average < 30 And >= 5 Worst < 5

Please go through explanation of index values as given above and analyze the month wise
each index value accumulated.
Dasha Signature:
Principles of Dasha System:
The Dasha Vichar or planetary periods of Vedic Astrology provide a unique and
comprehensive system for judging the effects of planets throughout the development of our
lives. They are the most accurate system for showing how the planets distribute their effects
through time and the different stages of our lives.
The most common of these systems of planetary periods is the Vimshottari Dasha or the "120year cycle". This follows a predetermined sequence, the starting point of which is determined
by the longitude of Moon at the time of birth. In it, each of the seven major planets plus the
two Lunar Nodes are given specific periods. This entire life span is divided into different main
periods of planets and within this main period, there are sub-periods of all the planets and
then each sub-period can be divided into sub-sub-periods of planets. The effects of the
planets become most operative during the Main Dasha or the sub-Dasha. The transit effects
and the relation between the Main planet and the sub-planet also determine whether the good
effects will be more predominant or the bad ones.
We give your Dasha Table below:
Your Dasha Table

We will give the forecast for the year 2014 based on the planet periods, sub periods and sub
sub- periods in your life and during the year. These forecasts are based on the nature,
strength and roles of planets in your life as per the planet table and house table. Our forecast
is also based on the actual transit of planets during the year 2014 and what relations or
aspects they are making with the planets in your natal chart.

Dasha Signature in year 2014:

rd

You will pass through the sub period of Rahu will continue till 3 February 2016. Rahu is
nd

placed in the 2

house of finance in your natal chart.

nd

Although Rahu is an auspicious planet for you however 2 Rahu may cause unplanned
and unavoidable expenses hence you must have enough means to counter future emernd
gencies. 2 Rahu may also create health related problem especially stomach and digestive system.
Health and your finance may remain stable and sound during 2014. However having
said this, minor niggle may arise therefore you need to take timely precaution through
th
medical advice and medication if needed. Jupiters transit from 18 June, 2014 onwards
th
is going to be favourable for you in general. 10 house Rahu is not considered bad and
th
th
after 13 July, 2014 Rahu will be transiting through your 9 house of destiny and over
your natal Saturn and this transit of Rahu will remain favourable for you.
During this year, you will get mixed results in most undertakings as the yearly Karma Index is of 681. Your soul index is mixed of 490 & the disease index is average of 276 for
2014, and although no major setback is indicated however you must ensure medical
check-ups and follow-ups with medical practitioner if necessary.

The Year 2014 in detail:

Astrologically, I will divide the period under consideration for you into four distinct phases
based on the sub-sub periods that you will encounter during the next year.
st

th

Phase I: Saturn-Rahu-Jupiter: 01 September 2013 to 18 January 2014

The period is relatively moderate for your profession, personal life, love, affection, social
status as well as pecuniary condition. There may be occasional flare-ups with family
members particularly with your better half. Your mental frame will remain average however you may require to pull up your socks and take bull by its horns. Health is likely to
remain okay during this phase.
th

nd

Phase II: Saturn-Rahu-Saturn: 18 January 2014 to 02 July 2014

This is a good period for your domestic life as well as finance. You may decide to have
some investment and old policies may get matured. If you are into active service life,
then there will be recognition of your efforts and initiatives. Occasional frictions with family members cannot be ruled out completely. Short family trip or travel is on the cards. If
you have already taken superannuation or even on the verge of getting golden handshake then this period is likely to run opportune for you as you are expected to end your
long career journey on a happy note. If you are already retired then you may want to engage yourself with sporadic activities and may be inclined to take short-term job.
nd

th

Phase III: Saturn-Rahu-Mercury: 02 July 2014 to 26 November 2014

This time frame would be favourable for your finance, health and domestic tranquillity.
You may get good success in your endeavour and you will feel positive about your ac-

tions. Understanding with near and dear ones and kith and kin may get improved.
People around you may seek your advice to get things done. Financial aspect is likely to
get bolstered. No setback is indicated during this phase.
th

th

Phase IV: Saturn-Rahu-Ketu: 26 November 2014 to 26 January 2015

This time frame would be unfavourable and negative for your finance, health and domestic tranquillity. There will be difficulties in getting your tasks completed and health
may also give you some trouble. A sense of discontent may prevail over your general
life. You need to stay positive and focused. You should pull up your socks and take
things in your stride during this period of time in your general life.

Special comments on your concerns:

Your First Concern: Relationship and finance
Answer: Finance is likely to remain stable however unavoidable and planned expenses will
be there in your financial life. You may do some investment and even old policies are also
likely to get matured. You may come across additional source of making money however
expenses will also be there to confront you. Inflow of money will be good however you just
need to check that there should be balance between inflow and outflow of money so that you
can effectively balance your budget.
As far as relationship and conjugal life is concerned, there will be difference of opinions or
small arguments with your better half. You need to ensure that mole must not turn into a
molehill. Forbearance is essential to traverse through the trying times in conjugal life. It is not
necessary to agree on each and every terms and things with your wife however if things are
handled tactfully then unpleasant situation can be avoided. Last quarter of the year will see
through more bonding and better understanding with your better half.
Your Second Concern: Health / Diseases
th

th

Answer: Till 18 June, Jupiter will transit through your 6 house of physical maladies and
over your natal Mars hence your health will remain stable and sound save and except minor
th
niggle. Post June, 2014 Jupiter will be transiting through your 7 house of conjugal life. You
nd
are undergoing Saturn major period and Rahu major period and Rahu is placed in the 2
house hence you must be careful about stomach related problem, acidity, wind imbalance,
indigestion and gastric problem. Nothing serious is foreseen during the year 2014. Any health
related problem must be attended with due care and prompt action.

Astrological Remedies:
Please wear a Diamond / Zircon of about 5 to 6 carats in potency/weight studded in a
silver ring, the little finger of your right hand. The gemstone should be genuine & superior and should be worn regularly but first put it on a Friday morning, after bath & prayers.

This is needed for your health, finance and general happiness as Venus is your yogath
karaka planet however it is ill- positioned in the 8 house of adversities with inimical
Ketu hence empowering Venus will remain beneficial for you.
You should also wear a planetary Yantra for destiny Lord Mercury to bolster your luck
related factors. For further details please visit our web site.
On behalf of CyberAstro.Com
Astrologer
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