Académique Documents
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T.I.M.E.
1.
Pointing at the rigidities in the Indian banking system ,who among the following
recently said that the minimum tenure for fixed deposits should be 3 days, instead of
7 days, so that banks do
Not lose out on surplus funds of companies?
Ans: pratip chaudhuri
2. Recently the RBI extend the facility of exchange of cut/ mutilated notes I addition to
soiled notes and issue of good quality and clean bank notes to.
1) all branches of
commercial banks. 2) all branches of cooperative banks. 3) all branches of regional
rural banks. Ans: (1) (2) &(3)
3. Where has the first all women post office been setup on the occasion of international
womens day?
Ans: New Delhi
4. Recently the comptroller and auditor general (CAG) exposed serious irregularities with
regard to the implementation of the ADWDR scheme 2008.ADWDR stands for Ans:
Agriculture Debt Waiver and Debt Relief.
5. Who is the president of the world bank? Ans: jim yong kim
6. Dr Y.V. Reddy , former Governor of RBI has been appointed as the Ans: Chairman of
14th finance commission.
7. Which of the following trades was identified by the government of india to enforce
KYC(know your customer)norms, so that laundering laws to reduce/eliminate large
scale unreported cash transactions in the counter? Ans: jewellery & precious stones
trade
8. The government recently appointed a committee headed by MBN Rao to.. Ans:
prepare a blueprint for the counter s first womens bank.
9. invest India a not-for-profit joint venture company ,has been set up recently by the
Dept of industrial policy and promotion and Ans: FICCI
10. Naina lal kidwai , country head ,HSBC India ,is the new president of.. Ans: FICCI.
11. As per the revised guidelines, gold deposits can be made under gold deposit scheme
for periods ranging form
Ans: 6 months to 7 years.
12. Pascal lamy is the director-general of the Ans: World Trade Organization.
13. Subscribers of employees provident fund receive interest on their deposits at. %
for the year
2012-13 Ans: 8.5
14.Which countery is rated as the world banks (IBRD) largest client having received up to
U.S>$26
billion.
between 2009 &2013? Ans: India
15. The national payments corporation (NPC),which is working on rolling out mobile
banking on basic phones ,
Is promoted by Ans: RBA
16. Under the second phase of financial inclusion after march 2012, villages with a
population of less than.. Would be brought under the financial inclusion fold.
Ans: 2000
17. Which regulator banned trading in ESOPs by companies? Ans: SEBI
18. Who is observed Interational mother language day ? Ans: Prathip Chowdhury CMD,
SBI
19.Who is the chairman of IRDA? Ans: T.S Vijayan.
20. Which of the following is a cost effective deposit for a bank? Ans: current account
21. The justice wadhwa committee recommendations deal with Ans: public distribution
system.
22. SEBI has permitted insurance companies to hold upto 15% stake in any company the
pervious limit was?
Ans: 10%.
25. Which state is the first one to introduce e-GPE, facilitating online access to GPE
accounts and update
Information ? Ans: Arunachal Pradesh
26.The world bank group president jim yong kim has appointed keiko hond as head of
the ?
Ans: Multilateral Investment Guarantee Agency(MIGA).
27. Which of the following was included in the second schedule of the reserve bank of
india act,1934,
as published in the gazette of india dated 12 january, 2013? Ans: Westpac banking
corporation
28.The depostitors of public provident fund scheme ,1968, will receive interest at.. %
for the year
2013-14, as revised by government of india recently ? Ans: 8.7
29.Which organization has bagged NASSCOM award for best IT driven innovation 2013 in
the financial
Services and insurance category for its direct-to-consumer initiatives? Ans:
CIBIL
30. Which Indian bank has become the official partner of the Indian premier league? Ans:
yes bank
31. According to world bank president.jim youg kim which country represents world bank
groups largest
Client between 2009-13?
Ans: India
32.Which bank won the national award 2012 for outstanding performance at national level
for implementing
PMEGP programance? Ans: SBI
33. Recently Rajiv Gandhi Equity Savings Scheme (RGESS) has been amentded to cover
those assesses with yearly
Gross income not exceeding.. lakh. Ans: 12
34. Income tax assesses can now claim tax deduction of Rs:1 lakh for interest payment, if
they..
Ans: avail first home loan upto RS: 25 laks.
35. The managing director and CEO of national stock exchange is Ans: Chitra
Ramakrishna.
36. The finance minister, P. Chidambaram created a record inaugurating 300 bank
branches belonging to banks in The state(S) of Ans: Uttar Pradesh
37. Which of the following organizations has recently released the international debt
statistics 2013?
Ans: world Bank
38. Foreign direct investment is not allowed by the government of india in Ans: arms &
ammunition
39. NABARD extends refinance facility through commercial banks & regional rural banks
for extending credit to
1) share croppers 2) tenant farmers 3) rural artisans 4) rural infrastructure facilities
Ans: all of the above
40. Who is the comptroller & auditor general of india? Ans: Vinod Rai
41. The higher limit of Statuory liquidity Ratio (SLR) is ? Ans: 40%
42. A partnership between a domestic firm and a foreign firm is called Ans: a jointventure
64. Which bank has been appointed as the new nations pension system trustee bank with
effect
From july 2013)? Ans: Axis bank.
65.The cabinet committee on investment (CCI) is headed by? Ans: prime minister
manmohan sihgh.
66.The spring meetings of the IMF-WB-G20 focused on (1) struggling global economy, (2)
Creation of jobs. (3) elimination of extrme poverty. Ans:(1),(2)and(3).
67. Who is the author of the recently released book, economic policies and indias reform
agenda: new thinking?
Ans: Y.V.Reddy (Former RBI Governor)
68.The minister for women and child development launched ICDS systems strengthening
and nutrition improvement project (ISSNIP), aimed at improving child development
with an outlay of RS:2893 crore.the project is assisted by? Ans: world bank
69. In order to a rapidly changing business environment in central Asia and to power its
technology
transformation. Golomt bank has selected Infosys finacle the bank is based in? Ans:
Mongolia.
70. Who leads the RBI appointed financial inclusion advisory committee (FIAC)? Ans: K.C.
Chakravarty
71. Smart payout, a pre-paid card for blue collar employers and students .has been
launched by? Ans: SBI
72. The finance minister P. Chidambarm said in april 2013, that the general density in
about U.S.$9 while
It is U.S.$50 in china .the general insurance density is calculated as the ratio of?
Ans: peremium to
population.
73.Kospi is the stock exchange index of? Ans: south korea.
74.All credit rating agencies in India come under the control and guidance of which of the
following
Organisations? Ans: SEBI
75. Which of the following is a watch-dog body to observe and prevent unfair trade
practices in india?
Ans: CCI
76. CTS stands for? Ans: cheque truncation system.
77. Over-leveraging by a bank is related to? Ans: unsustainable lending.
78.A Full-fledged stock exchange must offer? Ans: Equity, Equity Derivatives, Interest rate
Derivatives
79.WEF annual meeting is held every year in Davos, Switzerland.WEF stands for? Ans:
world Economic forum.
80.The holder of which foreign currency acquirs more Indian rupees in exchange? Ans:
Kuwaiti dinar
81.Under the liberalized remittance scheme ,individuals including minors are allowed to
freely remit up to
U.S.$ . per financial year. Ans: 2,00,000
82.Recently, the government launched ebiz portal, indias first government-tobusiness(G2B) portal that would
Provide a one-stop solutions for all investment and busiess information. The portal is
developed by? Ans: Infosys
83.P.Chidambaram, Indias finance minister, recently inaugurated 101 branches of? Ans:
SBI
84.Agriculture plays a key role in the development of the economy and providing
employment to 55% of Indian population. The present share of agriculture in our
countrys GDP is? Ans:14%
85.The banking laws(Amendment)bill,2011 was passed by the Lok Sabha recently. Which
statement is not true relating to provisions in the bill? Ans: privatization of public
sector banks
86.Foreign exchange business and trasactions are governed by FEMA, 1999.FEMA stands
for? Ans: foreign Exchange management act
87.Which bank launched Mobi cash easy, mobile wallet service in Mumbai and Delhi?
Ans: SBI
88.Which of the following foreign currencies has/have not been pegged with the Indian
rupee? Ans: Bangladesh (taka)
89.SARFAESI act 2002 empowers banks/financial institutions to recover their nonperforming assets without the intervention of courts. SARFAESI stands for? Ans:
securitization and reconstructon of finasial assets and enforcement of security interest
act
90.MICR technology is used in? Ans: banks in processing and clearance of cheque
91.Har investor ki taaqat is the tagline of? Ans: SEBI
92.NCDEX spot exchange (NSPOT), an e-spot exchange and e-market place for farmers in
the country, tied up with which bank to provide credit to farmers? Ans: central bank of
india
93.Asias oldest stock exchange is? Ans: Bombay stock exchange
94.RBI clean note policy does not include which of the following? Ans: encourage banks to
accept only Clean and good looking notes.
96. Bharathiya reserve bank note mudran private limited was established by RBI as its
wholly owned subsidiary in
1995. the note printing units of the subsidiary are located in? Ans: 1) Mysore,
Karnataka 2) Salboni, Westbengal
97. The final approval to the five year plans is given by ? Ans: national development
council
98. The Attorney general shall hold office during the pleasure of the? Ans: president
99. Andhra bank adopted the dolphin as its mascot, because the dolphin is? Ans:
intelligent , responsive,
helpful & friendly.
100. What message does the Induslnd bank convey by adopting the humped bull as its
logo? Ans:
1) it identifies with indias great cultural heritage 2) it identifies with india
identifies with the Indus valley
3) it