Monthly Revenue Growth Rate

Retained Earnings Percentage

5.0%
75.0%

Operating Expense Ratios

Revenue Range - Minimum
Revenue Range - Maximum

$500,000
$999,999

$1,000,000

$499,999

Cost of Goods Sold

64.0%

71.0%

69.0%

64.0%

Salaries and Wages

Benefits
Payroll Taxes
Subcontractors
Travel/Entertainment
Advertising
Trade Shows
Rent
Utilities
Insurance
Telephone
Office Supplies
Repairs and Maintenance
Furniture and Fixtures
Legal
Accountant
Business Consultant
Subscriptions
Capital Equipment
Depreciation
Other Income/Expense
Interest Expense

5.3%
0.3%
1.5%
0.0%
0.6%
0.7%
0.0%
3.4%
2.0%
0.8%
0.5%
0.3%
0.6%
0.0%
0.1%
0.1%
0.1%
0.1%
0.0%
1.2%
8.0%
1.0%

5.3%
0.3%
1.5%
0.0%
0.6%
0.7%
0.0%
3.4%
2.0%
0.8%
0.5%
0.3%
0.6%
0.0%
0.1%
0.1%
0.1%
0.1%
0.0%
1.2%
6.0%
0.5%

5.3%
0.3%
1.5%
0.0%
0.6%
0.7%
0.0%
3.4%
2.0%
0.8%
0.5%
0.3%
0.6%
0.0%
0.1%
0.1%
0.1%
0.1%
0.0%
1.2%
6.0%
0.5%

5.3%
0.3%
1.5%
0.0%
0.6%
0.7%
0.0%
3.4%
2.0%
0.8%
0.5%
0.3%
0.6%
0.0%
0.1%
0.1%
0.1%
0.1%
0.0%
1.2%
8.0%
1.0%

Type of Model:

(Enter "1" for Cautious, "2" for

Conservative, or "3" for Aggressive)

Company Name:
Corporate Tax Rate:
Starting Cash Position (if applica

ABX Services, Inc.

20%
$25,000

Initial Bank Debt:

Number of Employees at Present:
Average Salary of Employees:
Expected Revenue in Month 1:

Quick Snapshot of P&L Statement

$400,000

Quick Snapshot of Balan

Quick Snapshot of Balance Sheet

Quick Snapshot of Cash Flow Statement

t of Cash Flow Statement

ABX Services, Inc.

0

Projected Profit &

0

0
0

Sales
Cost of Goods

Gross Profit
Staffing Expenses
Marketing Expenses
Facilities Expenses
Professional Service Expenses
Other Expenses

Month 1

Month 2 Month 3 Month 4

$400,000

$420,000

$441,000

$463,050

$256,000

$268,800

$282,240

$296,352

$144,000 $151,200 $158,760 $166,698

0
0
0
0
0

$28,400
$5,200
$30,400
$1,200
$5,200

$29,820
$5,460
$31,920
$1,260
$5,460

$31,311
$5,733
$33,516
$1,323
$5,733

$32,877
$6,020
$35,192
$1,389
$6,020

Operating Expenses

$70,400

$73,920

$77,616

$81,497

Operating Profit

$73,600

$77,280

$81,144

$85,201

Other Income/Expense
Interest (Income)/Expense

0
0

$32,000
$4,000

$33,600
$4,200

$35,280
$4,410

$37,044
$4,631

Other Income/Expenses

$36,000

$37,800

$39,690

$41,675

Net Income Before Tax

Taxes

Net Income

$109,600 $115,080 $120,834 $126,876

0%

$21,920

$23,016

$87,680

$92,064

$24,167

$25,375

$96,667 $101,501

Projected Ba
Assets
Current Assets
Fixed Assets
Other Assets
Total Assets

$76,680
($4,800)
$0

$130,944
($9,840)
$0

$187,921
($15,132)
$0

$247,747
($20,689)
$0

$71,880 $121,104 $172,789 $227,059

Liabilities and Stockholders' Equity

Current Liabilities
Long-term Liabilities
Deferred Tax Liabilities

$21,920
$0
$0

$44,936
$0
$0

$69,103
$0
$0

$94,478
$0
$0

Total Liabilities

$21,920

$44,936

$69,103

$94,478

Total Stockholders' Equity

$49,960

$76,168 $103,686 $132,581

Total Liabilities and Stockholders' Equity

$71,880 $121,104 $172,789 $227,059

Projected Cash
Pre-Startup
Cash On Hand
Total Cash In
Total Cash Available
Total Cash Paid Out

$0
$25,000
$25,000
$0

Month 1

Month 2 Month 3 Month 4

$25,000
$76,680 $130,944 $187,921
$400,000 $420,000 $441,000 $463,050
$425,000 $496,680 $571,944 $650,971
$348,320

$365,736

$384,023

$403,224

Cash Position

$25,000

$76,680 $130,944 $187,921 $247,747

Projected Profit & Loss Statement - Year 1

Month 5

Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

$486,203

$510,513

$536,038

$562,840

$590,982

$620,531

$651,558

$684,136

$326,728

$343,064

$360,218

$378,229

$397,140

$416,997

$437,847

$311,170

$175,033

$183,785 $192,974 $202,622 $212,754 $223,391 $234,561 $246,289

$34,520
$6,321
$36,951
$1,459
$6,321

$36,246
$6,637
$38,799
$1,532
$6,637

$38,059
$6,968
$40,739
$1,608
$6,968

$85,572

$89,850

$94,343

$89,461

$93,934

$98,631 $103,563 $108,741 $114,178 $119,887 $125,881

$38,896
$4,862

$40,841
$5,105

$42,883
$5,360

$45,027
$5,628

$47,279
$5,910

$49,643
$6,205

$52,125
$6,516

$54,731
$6,841

$43,758

$45,946

$48,243

$50,656

$53,188

$55,848

$58,640

$61,572

$133,219
$26,644

$106,576

$39,962
$7,317
$42,776
$1,689
$7,317

$41,960
$7,683
$44,915
$1,773
$7,683

$44,058
$8,067
$47,160
$1,862
$8,067

$46,261
$8,470
$49,518
$1,955
$8,470

$48,574
$8,894
$51,994
$2,052
$8,894

$99,060 $104,013 $109,214 $114,674 $120,408

$139,880 $146,874 $154,218 $161,929 $170,026 $178,527 $187,453

$27,976

$29,375

$30,844

$32,386

$34,005

$35,705

$37,491

$111,904 $117,500 $123,375 $129,543 $136,020 $142,821 $149,963

Projected Balance Sheet - Year 1

$310,565
($26,523)
$0

$284,042

$121,122
$0
$0

$376,523
($32,649)
$0

$445,779
($39,082)
$0

$518,498
($45,836)
$0

$594,853
($52,928)
$0

$675,025
($60,374)
$0

$759,207
($68,193)
$0

$847,597
($76,402)
$0

$343,874 $406,697 $472,662 $541,925 $614,652 $691,014 $771,195

$149,098
$0
$0

$178,473
$0
$0

$209,316
$0
$0

$241,702
$0
$0

$275,707
$0
$0

$311,413
$0
$0

$348,903
$0
$0

$121,122

$149,098 $178,473 $209,316 $241,702 $275,707 $311,413 $348,903

$162,920

$194,776 $228,225 $263,346 $300,223 $338,944 $379,601 $422,291

$284,042

$343,874 $406,697 $472,662 $541,925 $614,652 $691,014 $771,195

$0
Projected Cash Flow Statement - Year 1
Month 5

Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12

$247,747
$486,203
$733,950

$310,565 $376,523
$510,513 $536,038
$821,077 $912,561

$423,385

$444,554

$466,782

$445,779
$562,840
###

$518,498
$590,982
###

$594,853
$620,531
###

$675,025
$651,558
###

$759,207
$684,136
###

$490,121

$514,627

$540,359

$567,377

$595,745

$310,565

$376,523 $445,779 $518,498 $594,853 $675,025 $759,207 $847,597

TOTAL
$6,366,851
$4,074,784

###
$452,046
$82,769
$483,881
$19,101
$82,769

###
###
$509,348
$63,669

$573,017
###
$348,903

###

ANNUAL
$25,000
$6,366,851
###
$5,544,254

$847,597

Month 1
Sales
Cost of Goods
Gross Profit
Staffing
Salaries
Benefits
Payroll Taxes
Sub-Contractors
Other
Total Staffing

Month 2 Month 3

$ 400,000 $ 420,000 $441,000

$ 256,000 $ 268,800 $282,240
###
###
###

$ 21,200
$
1,200
$
6,000
$
-

$ 22,260
$
1,260
$
6,300
$
-

$ 23,373
$ 1,323
$ 6,615
$
-

$ 28,400

$ 29,820

$ 31,311

$
$
$

2,400
2,800
-

$
$
$

2,520
2,940
-

$ 2,646
$ 3,087
$
-

5,200

5,460

5,733

$ 13,600
$
8,000
$
3,200
$
2,000
$
1,200
$
2,400
$
-

$ 14,280
$
8,400
$
3,360
$
2,100
$
1,260
$
2,520
$
-

$
$
$
$
$
$
$

14,994
8,820
3,528
2,205
1,323
2,646
-

$ 30,400

$ 31,920

$ 33,516

$
$
$

400
400
400

$
$
$

420
420
420

$
$
$

441
441
441

1,200

1,260

1,323

Other
Magazine, Journal and Database Subscriptions $
Capital Equipment
$
Depreciation
$

400
4,800

$
$
$

420
5,040

$
441
$
$ 5,292

Marketing
Travel/Entertainment
Advertising
Trade Shows
Other
Total Marketing
Facilities
Rent
Utilities
Insurance
Telephone
Office supplies
Repairs and Maintenance
Furniture & Fixtures
Other
Total Facilities
Professional Services
Legal
Accountant
Business Consultant
Other
Total Professional Services

Other
Total Other

5,200

5,460

5,733

Operating Expenses

$ 70,400

$ 73,920

$77,616

Operating Profit

$ 73,600

$ 77,280

$81,144

Other Income/Expense
Interest (Income)/Expense

$ 32,000
$
4,000

$ 33,600
$
4,200

$ 35,280
$ 4,410

Other Income/Expenses

$ 36,000

$ 37,800

$39,690

Net Income Before Tax

###

###

###

Taxes

$ 21,920

$ 23,016

$ 24,167

Net Income

$ 87,680

$ 92,064

$96,667

Retailed Earnings

$ 65,760

$ 69,048

$72,500

ABX Services, Inc.

Projected Profit & Loss Statement - Year 1
Month 4 Month 5 Month 6 Month 7 Month 8 Month 9 Month 10Month 11
$463,050 $486,203 $510,513 $536,038 $562,840 $590,982 $620,531 $651,558
$296,352 $311,170 $326,728 $343,064 $360,218 $378,229 $397,140 $416,997
###
###
###
###
###
###
###
###

$ 24,542
$ 1,389
$ 6,946
$
-

$ 25,769
$ 1,459
$ 7,293
$
-

$ 27,057
$ 1,532
$ 7,658
$
-

$ 28,410
$ 1,608
$ 8,041
$
-

$ 29,831
$ 1,689
$ 8,443
$
-

$ 31,322
$ 1,773
$ 8,865
$
-

$ 32,888
$ 1,862
$ 9,308
$
-

$ 34,533
$ 1,955
$ 9,773
$
-

$ 32,877

$ 34,520

$ 36,246

$ 38,059

$ 39,962

$ 41,960

$ 44,058

$ 46,261

$ 2,778
$ 3,241
$
-

$ 2,917
$ 3,403
$
-

$ 3,063
$ 3,574
$
-

$ 3,216
$ 3,752
$
-

$ 3,377
$ 3,940
$
-

$ 3,546
$ 4,137
$
-

$ 3,723
$ 4,344
$
-

$ 3,909
$ 4,561
$
-

6,020

6,321

6,637

6,968

7,317

7,683

8,067

8,470

$
$
$
$
$
$
$

15,744
9,261
3,704
2,315
1,389
2,778
-

$
$
$
$
$
$
$

16,531
9,724
3,890
2,431
1,459
2,917
-

$
$
$
$
$
$
$

17,357
10,210
4,084
2,553
1,532
3,063
-

$
$
$
$
$
$
$

18,225
10,721
4,288
2,680
1,608
3,216
-

$
$
$
$
$
$
$

19,137
11,257
4,503
2,814
1,689
3,377
-

$
$
$
$
$
$
$

20,093
11,820
4,728
2,955
1,773
3,546
-

$
$
$
$
$
$
$

21,098
12,411
4,964
3,103
1,862
3,723
-

$
$
$
$
$
$
$

22,153
13,031
5,212
3,258
1,955
3,909
-

$ 35,192

$ 36,951

$ 38,799

$ 40,739

$ 42,776

$ 44,915

$ 47,160

$ 49,518

$
$
$

463
463
463

$
$
$

486
486
486

$
$
$

511
511
511

$
$
$

536
536
536

$
$
$

563
563
563

$
$
$

591
591
591

$
$
$

621
621
621

$
$
$

652
652
652

1,389

1,459

1,532

1,608

1,689

1,773

1,862

1,955

$
463
$
$ 5,557

$
486
$
$ 5,834

$
511
$
$ 6,126

$
536
$
$ 6,432

$
563
$
$ 6,754

$
591
$
$ 7,092

$
621
$
$ 7,446

$
652
$
$ 7,819

6,020

6,321

6,637

6,968

7,317

7,683

8,067

8,470

$81,497

$85,572

$89,850

$94,343

$85,201

$89,461

$93,934

$98,631

$ 37,044
$ 4,631

$ 38,896
$ 4,862

$ 40,841
$ 5,105

$ 42,883
$ 5,360

$ 45,027
$ 5,628

$ 47,279
$ 5,910

$ 49,643
$ 6,205

$ 52,125
$ 6,516

$41,675

$43,758

$45,946

$48,243

$50,656

$53,188

$55,848

$58,640

###
$ 25,375
###
$76,125

###
$ 26,644
###
$79,932

###
$ 27,976
###
$83,928

###
$ 29,375
###
$88,125

$99,060

###

###
$ 30,844
###
$92,531

###

###

###

###

###

###

###
$ 32,386
###
$97,157

###
$ 34,005

###
$ 35,705

###

###

###

###

Month 12

TOTAL

$684,136
$437,847
###

$ 6,366,851
$ 4,074,784
$ 2,292,066

$ 36,259
$ 2,052
$ 10,262
$
-

$
$
$
$
$
$

$ 48,574

337,443
19,101
95,503
452,046

$ 4,105
$ 4,789
$
$

8,894

$
$
$
$
$
$
$

23,261
13,683
5,473
3,421
2,052
4,105
-

$
$
$
$
$

38,201
44,568
82,769

$
$
$
$
$
$
$
$
$

216,473
127,337
50,935
31,834
19,101
38,201
483,881

$ 51,994

$
$
$

684
684
684
2,052

$
$
$
$
$

6,367
6,367
6,367
19,101

$
684
$
$ 8,210

$
$
$

6,367
76,402

8,894

$
$

82,769

###

$ 1,120,566

###

$ 1,171,501

$ 54,731
$ 6,841

$
$

509,348
63,669

$61,572

573,017

###
$ 37,491

$ 1,744,517
$

348,903

###

$ 1,395,614

###

$ 1,046,710

Projected Balance S
Month 1 Month 2 Month 3
Assets
Current Assets
Cash and cash equivalents
Accounts receivable
Inventories
Prepaid expenses
Total Current Assets

$76,680

Fixed Assets
Furniture and Fixtures
Equipment
Less accumulated depreciation
Total Fixed Assets

$
$
$ 4,800
$(4,800)

$ 76,680

$130,944

$ 187,921

###

###

$
- $
$
- $
$ 9,840 $ 15,132
$ (9,840)
###

Other Assets
Total Assets
Liabilities and Stockholders' Equity
Current Liabilities
Short-term debt
Accounts payable
Other accrued liabilities
Income taxes payable
Total Current Liabilities

$71,880

###

###

$ 21,920
$21,920

$ 44,936
$44,936

$ 69,103
$ 69,103

$21,920

$44,936

$ 69,103

$(15,800) $ 7,120
$ 65,760 $ 69,048

$ 31,186
$ 72,500

Long-term Liabilities
Long-term debt
Deferred tax liabilities
Total Liabilities
Stockholders' equity:
Retained earnings
Total Stockholders' Equity

###

###

###

Liabilities and Stockholders' Equity

###

###

###

ABX Services, Inc.

Projected Balance Sheet - Year 1
Month 4

Month 5

Month 6

Month 7 Month 8 Month 9 Month 10 Month 11

$ 247,747

$ 310,565

$ 376,523

$ 445,779

### $ 310,565

$
$
$ 20,689
###

###

###

$ 594,853

###

$ 675,025

###

$ 759,207

###

###

$
- $
- $
- $
- $
- $
- $
$
- $
- $
- $
- $
- $
- $
$ 26,523 $ 32,649 $ 39,082 $ 45,836 $ 52,928 $ 60,374 $ 68,193
$ (26,523)
###
###
###
###
###
###

### $ 284,042

$ 518,498

$ 94,478
$ 94,478

$ 121,122
$ 121,122

$ 94,478

$ 121,122

$ 56,455
$ 76,125

$
$

82,988
79,932

###

###

###

###

###

###

$ 149,098 $ 178,473 $ 209,316 $ 241,702 $ 275,707 $ 311,413

###
###
###
###
###
###

###
$ 110,847
$ 83,928

###
$ 140,100
$ 88,125

###
$ 170,815
$ 92,531

###
$ 203,066
$ 97,157

###
$ 236,929
$ 102,015

###
$ 272,485
$ 107,116

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

Month 12

$ 847,597

###
###

$
$
$ 76,402
###
###

###
###

$ 348,903
###
###

###
$ 309,820
$ 112,472
###
###
###
###

Projected Cash Flo

Pre-StartupMonth 1

Month 2

$ 25,000

$ 76,680

$ 400,000

$ 420,000

Cash On Hand

Month 3
###

Cash In
Cash Sales
Collections from Credit Accounts
Loan or Other Cash Injection
Total Cash In

$ 25,000
$ 25,000

###

###

###

Total Cash Available

$ 25,000

###

###

###

Cash Paid Out

Inventory/COGS
Salaries and Related Staffing Expenses
Marketing Expenses
Rent
Utilities and Telephone
Insurance
Repairs and Maintenance
Other Facilities-Related Expenses
Professional Services
Subscriptions
Capital Equipment Purchases
Depreciation
Other Operating Expenses
Taxes
Loan Interest Payment
Loan Principal Payment
Other Start-up Costs
Owner's Withdrawal
Total Cash Paid Out
Cash Position

$
$
$
$
$
$
$
$
$
$
$
$
$
$

$ 25,000

256,000
28,400
5,200
13,600
10,000
3,200
2,400
1,200
1,200
400
4,800
21,920

###
$ 76,680

$
$
$
$
$
$
$
$
$
$
$
$
$
$

268,800
29,820
5,460
14,280
10,500
3,360
2,520
1,260
1,260
420
5,040
23,016

$ 441,000

$
$
$
$
$
$
$
$
$
$
$
$
$
$

282,240
31,311
5,733
14,994
11,025
3,528
2,646
1,323
1,323
441
5,292
24,167

###

###

###

###

ABX Services, Inc.

Projected Cash Flow Statement - Year 1
Month 4

Month 5

###

$ 463,050

$
$
$
$
$
$
$
$
$
$
$
$
$
$

Month 6

###

$ 486,203

Month 7

###

$ 510,513

Month 8

###

$ 536,038

Month 9 Month 10 Month 11

###

$ 562,840

###

$ 590,982

###

$ 620,531

###

$ 651,558

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

296,352
32,877
6,020
15,744
11,576
3,704
2,778
1,389
1,389
463
5,557
25,375

$
$
$
$
$
$
$
$
$
$
$
$
$
$

311,170
34,520
6,321
16,531
12,155
3,890
2,917
1,459
1,459
486
5,834
26,644

$
$
$
$
$
$
$
$
$
$
$
$
$
$

326,728
36,246
6,637
17,357
12,763
4,084
3,063
1,532
1,532
511
6,126
27,976

$
$
$
$
$
$
$
$
$
$
$
$
$
$

343,064
38,059
6,968
18,225
13,401
4,288
3,216
1,608
1,608
536
6,432
29,375

$
$
$
$
$
$
$
$
$
$
$
$
$
$

360,218
39,962
7,317
19,137
14,071
4,503
3,377
1,689
1,689
563
6,754
30,844

$
$
$
$
$
$
$
$
$
$
$
$
$
$

378,229
41,960
7,683
20,093
14,775
4,728
3,546
1,773
1,773
591
7,092
32,386

$
$
$
$
$
$
$
$
$
$
$
$
$
$

397,140
44,058
8,067
21,098
15,513
4,964
3,723
1,862
1,862
621
7,446
34,005

$
$
$
$
$
$
$
$
$
$
$
$
$
$

416,997
46,261
8,470
22,153
16,289
5,212
3,909
1,955
1,955
652
7,819
35,705

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

###

Month 12

ANNUAL

###

$ 25,000

$ 684,136

###

###
###

###

###

$
$

$
$
$
$
$
$
$
$
$
$
$
$
$
$

437,847
48,574
8,894
23,261
17,103
5,473
4,105
2,052
2,052
684
8,210
37,491

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

###
452,046
82,769
216,473
159,171
50,935
38,201
19,101
19,101
6,367
76,402
348,903
-

###

###

###

###