Académique Documents
Professionnel Documents
Culture Documents
MAY 2015
May 2015
Youth Alpha
Submitted by
Youth Alpha.
I can honestly say
that we have a wonderful group of leaders
who put a tremendous
amount of time and energy into preparing for
these young people to
I am delighted to present
the 2015 Leave a Legacy
section (see pages 2 and 3) in
Anglican Life and my thanks
go out to Father Sam who,
as editor, has supported this
initiative each year. The Leave
a Legacy program is sponsored
by the Canadian Association of
Gift Planners and its purpose is
to raise the level of awareness
about the gift planning and its
many benefits both to donors
and charities. Each May, the
Anglican Church is a partner
with Leave a Legacy along
with many other charities in
Newfoundland and Labrador.
This edition features a
number of articles revolving
around the word Legacy and
asks questions such as what
will your legacy be, what happens when families disagree
or where does a legacy fit into
an estate plan. For that matter,
what is an estate plan? And,
we also look at the legacy of
plastic and how it will impact
the planet for years to come.
In my columns and talks
over the years, I have encouraged Anglicans to ensure that
they have a legal Will and to
prayerfully consider leaving
something in their Will for
their Church the local Parish,
the Diocese, General Synod,
or The Primates World relief
and Development Fund. From
my experience, 80-90% of
planned gifts that have been
made originate from bequests
in wills and the major beneficiary has been the local
parish. I have witnessed some
wonderful gifts. But, there is
much more that can be accomplished.
Good Works, a national
organization, recently asked
Environics Research to conduct
a poll among 1500 Canadians
and they found some very
interesting statistics about
legacy giving:
anglicanlife in Newfoundland&Labrador
Kevin Smith
Columnist
MAY 2015
Planned Giving
Its planned because it takes some thought and preparation, and because you should consult a lawyer and your
financial planner about it. The easiest planned gift is part of
something you should have anyway: your Will.
Planned giving is a phrase that charities use often and donors almost never say! In a nutshell, it means you create a
charitable gift now that goes to the organization you love in
the future, usually when you die.
Submitted by
Janet Gadeski
Strategies for
Transferring Assets
3. Gifting assets before death Without doubt the easiest way to transfer assets is to give them away while
youre alive. While gifting to charitable causes can lead
to tax benefits, other gifting can create tax liabilities.
4. Testamentary trusts A testamentary trust takes
effect at death and becomes part of the Will. It allows
ownership of assets to be transferred while control of
the assets is determined by the provisions of the trust.
5. Living trusts A living trust is created while you are
alive and there are many reasons why they are used. But
they serve the same basic purpose of transferring ownership of assets while retaining control.
Source: RBC
That charity probably struggles to support its current programs, launch new ones, renew buildings and equipment,
perhaps take a risk on something promising but untried.
When it receives a gift through someones Will, the charity can use that gift for something special something it
couldnt do otherwise. Or it can save and invest the gift so
that the yearly interest goes on supporting programs youve
been giving to year by year. Talk to the charity you love
about using your bequest in the way youd like it to be used.
Leave a Legacy
Name _______________________________________
Address _____________________________________
______________________________________________
Postal Code ___________ Telephone ______________
Date of Birth (for annuity quote)
If you are Male ________________________________
If you are Female _______________________________
anglicanlife in Newfoundland&Labrador
MAY 2015
Submitted by
Hilary Wicks
The current date must be included. If you have more than one will,
this will make it clear which is your most recent will. An executor
should be named who is responsible for proving your will is valid
by having it probated, filing your final income tax return and distributing your estate to your beneficiaries. It is often useful to appoint
an alternative executor in the case where your executor is unable or
unwilling to act.
Guardianship is important too. If you have children under the age of
majority or adult children with disabilities for whom you are responsible, you can identify who you want to be responsible for caring for
these children. Your will should also contain clear instructions as to
who you want to get your specific possessions, property and other
financial assets after you die. You should also name your beneficiary
who will receive all or a portion of your estate after distribution.
Note: Because of space requirements, we could not include all the points raised
by Ms Wicks. A follow up will be included at a later date.
Annuities
anglicanlife in Newfoundland&Labrador
MAY 2015
Christian caregiving
ANGLICAN LIFE in Newfoundland and Labrador is the newspaper
of the Anglican Church in the Province of Newfoundland and
Labrador. A co-operative effort of the three Dioceses in
Newfoundland and Labrador, it is publishes ten issues each
calendar year with an independent editorial policy.
Anglican Life is a section of the Anglican Journal
Editor:
The Venerable Sam Rose
8 Croydon Street
Paradise, NL
A1L 1P7
Email: samrose@nl.rogers.com
Columnist
I am visiting with a
parishioner at a hospital
and I am about to pray
with the person when
in walks the doctor and
his team. I am prepared
to step back and allow
the doctor to speak with
his patient. Instead, recognizing my collar and
that I am a member of
the clergy he signals for
me to continue, and I do.
After I finish praying with
the parishioner I turn
to the good doctor to
let him know that I am
done. He affirms what
I did with a nod of his
head.
A couple of things
happened here in my exchange with the doctor
and his medical team.
First of all, as a secular
professional helper, the
doctor respects what I
do as a Christian caregiver. And secondly, he
recognizes that I bring
something distinctively
Christian to the healing
situation.
Helping clients
achieve their goals.
Taking the time to understand
your unique needs.
Circulation: 20,183
Tel: 709-724-7327
Toll Free: 1-800-776-0077
rick.harnum@nbpcd.com
david.harnum@nbpcd.com
www.bmo.com/nesbittburns
BMO Wealth Management is the brand name for a business group consisting of Bank of Montreal and certain of its affiliates, including BMO Nesbitt Burns Inc., in providing wealth management
products and services. BMO (M-bar roundel symbol) is a registered trade-mark of Bank of Montreal, used under licence. Nesbitt Burns is a registered trade-mark of BMO Nesbitt Burns Inc.
BMO Nesbitt Burns Inc. is a wholly-owned subsidiary of Bank of Montreal. If you are already a client of BMO Nesbitt Burns, please contact your Investment Advisor for more information.
Member - Canadian Investor Protection Fund and Member of the Investment Industry Regulatory Organization of Canada
anglicanlife in Newfoundland&Labrador
MAY 2015
Submitted by
anglicanlife in Newfoundland&Labrador
MAY 2015
Anglican Foundation
When Anglican
Foundations Executive Director received
a request from Rhonda Noseworthy, social
worker at the Janeway
Childrens Health & Rehabilitation Centre in
St Johns, NL, she was
quick to respond with
a generous gift from
the Foundations Kids
Helping Kids Fund.
The gift fully paid for
a manual wheelchair
for James Renouf, a
young boy who, with his
family attend St Marks
Anglican Church in St
Johns. Ten-year old
James has Duchenes
muscular dystrophy,
a condition that leads
to progressive loss of
muscle function and
weakness. A special
wheelchair will make it
possible for James to
stay active and go on
school outings.
Executive Director,
Judy Rois visited James
with his mom, physiotherapist and social
The Revd Canon Judy Rois (left) Executive Director of the Anglican Foundation presented
young James Renouf (centre) with the gift of a new wheelchair from the Foundation. Also
pictured is James mother Nancy Renouf (right) Photo: Anglican Foundation
Western Diocesan
PWRDF coordinator
The Anglican
Foundation of Canada
thanks every parish in the
Dioceses of Western Newfoundland,
Central Newfoundland, and
Eastern Newfoundland & Labrador
for your continued memberships.
Your donations allow AFC to help build
strong faith communities every day.
Together we can do things that matter
Thank you!
www.anglicanfoundation.org
During her first Lenten season as PWRDF coordinator, Mona Edwards had the
privilege of sharing with several parishes in the Western Diocese as they lived
out their Baptismal covenant in service to others. All Saints Church in Corner
Brook hosted a soup and sandwich luncheon following their morning service
March 1st with a free-will offering donated to PWRDF. The Cathedral of St. John
the Evangelist in Corner Brook hosted a beans and touton lunch March 7th
and donated the proceeds to PWRDF. The Parish of Bonne Bay North hosted
weekly lunches following their Wednesday Lenten services with free-will offerings donated as well. If any parish in Western Diocese would like to Mona
to speak about how your generosity is helping others, please contact her at
709-635-4606 or email: monacedwards@nf.sympatico.ca
anglicanlife in Newfoundland&Labrador
MAY 2015
Judy Finn
anglicanlife in Newfoundland&Labrador
Central Newfoundland
Allison Billard
Columnist
FUNERAL HOMES
Preplanning
Crematorium
Chapel
Monuments
Flowers
634-0077 1-888-868-6800
During your most difficult times... we are here to serve you.
6102663
anglicanlife in Newfoundland&Labrador
MAY 2015
Saint Lukes
to host estate
planning
Submitted by
Robert Sexty
MAY 2015
Ron Clarke
Columnist
anglicanlife in Newfoundland&Labrador
MAY 2015
10
Lisa Snow
a window
pane and
others. This
was really
interesting
and as we
watched
each slide
we could
imagine
something
new.
At the
end of our
banquet we
were entertained by
two of our
youth; Mark Warrick and
Christopher Payne. They
played, sang and acted. It
was a fun time enjoyed by
all.
There were several cler-
gy in attendance, which
is very important to our
group. On Sunday morning
an uplifting service was
held at St Andrews with
over 200 in attendance.
Rebuilding Christchurch
Cynthia Haines-Turner
Columnist
anglicanlife in Newfoundland&Labrador
MAY 2015
11
Christ makes
On Monday, March 16th, 2015 St. Matthews church in Rocky Harbour held its
6th annual St. Patricks Irish stew and other dishes fundraiser. The event saw
over 100 people in attendance with lots of food, fun and fellowship. In addition
to the meal, there was a bake sale hosting a wonderful variety of baked goods.
Submitted by Dale Decker
Columnist
anglicanlife in Newfoundland&Labrador
MAY 2015
12
Your financial gift helps make a real difference in sharing stories that
matter to Anglicans in our three Dioceses and across our country. We
thank you for this, and we hope you will renew your commitment to
this valuable ministry by making a gift to the Anglican Life Appeal
this year.
The Rt. Revd David Torraville
Bishop of Central Newfoundland
anglicanlife
Cheque
Credit Card
VISA
Mastercard
NAME ___________________________________
TELEPHONE ( ________ ) _______________________
ADDRESS _________________________________
TOWN ___________________________________
PROVINCE __________ POSTAL CODE ________________
PARISH __________________________________
EMAIL ___________________________________
Mail Your
Gift To:
Anglican Life
34 Fraser Road
Gander, NL
A1V 2E8
Card #_____________________________
Expiry (Month) __________ (Year) _________
Signature___________________________
anglicanlife in Newfoundland&Labrador