Marital status of women compared to the economic

conditions of the women before and after taking a loan

from MFIs.
Marital
status
Married
Single
Widowed

R2
0.165
0.203
0.319

Adjusted R2
0.162
0.146
0.304

Stan.
Error
0.051
0.156
0.124

Unstndardized Standard
Beta
Beta
0.417
0.406
0.294
0.25
0.564
0.565

Sig.
0.04*
0*
0*

Significant at 0.05 *

In the above mentioned table, we compare the marital status of

women who took part in microfinance activities with the economic conditions
of the poor women before and after taking a loan from MFIs. When linear
regression analysis technique was run by selecting the marital status of the
women who took the loan. R2 coefficient of determination of married women
shows the cases explained by independent variable, i.e. condition of the
women before micro-finance into dependent variable i.e. condition of the
women after micro-finance. The value of R2 is about 16.5% of married
women. After removing error chances from R2 the value is 16.2%. The
comparison of Standard Error 0.051 and Unstandarized beta 0.417 shows
that data lie near the regression line which means that dispersion of data is
nearly normal. Standards beta for married women is 40.6%, which means
when one unit of standard deviation is increased with independent variable
there is 0.406 unit increase independent variable. Significant value for
married women who are taking loans from MFIs is 0.04 which is less than Pvalue 0.05, which shows that our null hypothesis is rejected and the
alternative hypothesis is accepted which is that there is difference between
before and after economic conditions of poor women.
When linear regression analysis technique was run by selecting the
marital status of the women who took the loan. R2 coefficient of
determination of married women shows the cases explained by independent
variable, i.e. condition of the women before micro-finance into dependent
variable i.e. condition of the women after micro-finance. The value of R2 is
about 16.5% of married women. After removing error chances from R2 the
value is 16.2%. The comparison of Standard Error 0.051 and Unstandarized
beta 0.417 shows that data lie near the regression line which means that
dispersion of data is nearly normal. Standards beta for married women is
40.6%, which means when one unit of standard deviation is increased with
independent variable there is 0.406 unit increase independent variable.

Significant value for married women who are taking loans from MFIs is 0.04
which is less than P-value 0.05, which shows that our null hypothesis is
rejected and the alternative hypothesis is accepted which is that there is
difference between before and after economic conditions of poor women.
When linear regression analysis technique was run by selecting the
marital status of the women who took the loan. R2 coefficient of
determination of married women shows the cases explained by independent
variable, i.e. condition of the women before micro-finance into dependent
variable i.e. condition of the women after micro-finance. The value of R2 is
about 16.5% of married women. After removing error chances from R2 the
value is 16.2%. The comparison of Standard Error 0.051 and Unstandarized
beta 0.417 shows that data lie near the regression line which means that
dispersion of data is nearly normal. Standards beta for married women is
40.6%, which means when one unit of standard deviation is increased with
independent variable there is 0.406 unit increase independent variable.
Significant value for married women who are taking loans from MFIs is 0.04
which is less than P-value 0.05, which shows that our null hypothesis is
rejected and the alternative hypothesis is accepted which is that there is
difference between before and after economic conditions of poor women.

When comparing the results for married, single and widows there are
quite different results. Widows experienced the most benefit as the beta
value of them is 56.5%.

Model Summary

Model
1

R
.415a

R
Square
.173

Adjusted
R
Square

Std.
Error of
the
Estimate

.170

.25681

a. Predictors: (Constant), Before_Microfinance

Coefficients

Model
1 (Constant)

Unstandardized
Coefficients
Std.
B
Error
1.344

.077

.415

.046

Before_Microfinance

Standardize
d
Coefficients
Beta

.415

Sig.

17.375

.000

9.111

.000

a. Dependent Variable: After_Microfinance

In the above mentioned table, we compare the economic conditions of the

women before and after taking a loan from MFIs. In this table, we do a a
Paired Samples Test to compare the conditions of women who taking part

Adjusted R2 show the value explained by the independent variable into a

dependent variable after removing error chances from R2
The comparison of Stann. Erro and unstandard beta show the dispersion of
data along regression line
Standard beta shows the change in term of standard deviation when one
standard deviation increases in independent variable how many units of
standard deviation increased in the perception