CLAYTON R.

OWEN
7815 Oakwood Ave, Los Angeles, Ca, 90036 (323)782-0860 Home, (323) 646-5526 Cell, claytono@hotmail.com

SUMMARY OF QUALIFICATIONS
Efficient, well-organized, detail oriented and dedicated Compliance Officer with over seven years of financial regulatory
experience and over twelve years of Sales and Operational experience in financial institutions. Responsible for overall
compliance with applicable rules, regulations, and statutory requirements governing financial institutions. Possesses
excellent analytical skills and extensive knowledge in conducting thorough research in order to understand and interpret
current laws and regulations. Possesses excellent leadership, management, sales, operational, and communication skills.

PROFESSIONAL EXPERIENCE

HBW SECURITIES LLC & HBW ADVISORY SERVICES LLC 08/2005 -

07/2009
Chief Compliance Officer
Responsible for handling all communications with all regulatory agencies and ensuring that all divisions are in
compliance at all times with both Federal and State regulatory agencies. Handle all supervision of suitability
standards under FINRA and SEC rules, maintaining and updating Written Supervisory Procedures as needed and
maintaining and updating all AML policies and procedures per Federal and State requirements. Supervising
members of the Compliance Department so that all internal and external audit standards are maintained and
followed through with. Review trading activities and transactions of Registered Representatives and Investment
Advisor Representatives for any compliance and suitability matters. Implementation of any new programs or
technologies that may assist in promoting a higher standard of Compliance with FINRA, SEC, or State agencies as
necessary. Oversight of regulatory filings including 3070’s, form B/D, U4/U5, form ADV. Work closely with E&O
carrier to resolve customer issues, representative inquiries, coverage, policies/procedures and participation. Contract
reviews including Representative Contracts, Product providers, or other financial institutions. Effective and
consistent monitoring of discretionary trading by Advisor Representatives. Review for accurate information and
updates with Registered Representatives and Advisor Representatives. Timely reviews of form ADV amendments
and other regulatory filings. Communication of new regulations and rules to Registered Representatives and
Advisor Representatives. Work directly with Vice President of Operations and Chief Executive Officer on any legal
issues including customer complaints, advisory issues, or company matters.

COUNTRYWIDE FINANCIAL CORPORATION 01/2005 –

08/2005
Senior Compliance Officer
Responsible for performing compliance reviews, managing the ongoing review and assessments of risks and
controls summarized in the CORAD risk matrices for Document Management Services and Acquisitions. Key
functions include working with DMS Management and Countrywide Home Loans Legal department to identify
required procedural and workflow changes and enhancements, monitoring all outstanding audits exceptions, and
acting as interface with all internal and external audit/compliance review groups. Serve as primary interface and
provider of division compliance and audit update status information. Involved in creating, maintaining and
distributing compliance review status and statistical reports; research investor, state, federal and other compliance
requirements; and communicating required changes to business areas. Monitor and follow up on and reporting on
status/progress of all procedural/systems changes to ensure division/business area compliance.

HSBC BANK CORPORATION 08/2004 – 12/2004

Compliance Analyst (Contract)
Responsible for Anti Money Laundering requirements, KYC reporting, and verification of all transactions, within
the West Coast banking offices. Review accounts for money laundering and for Terrorist Funds activities. Review
the FINCEN list and make sure that all lists are up to date and current. Continue to review for activities that fall
under the Patriot Act requirements for transfer of funds and currency transactions. Make sure all accounts have been
reviewed and are current with all regulatory standards.
SPRINGBOARD CAPITAL MANAGEMENT / SPRINGBOARD SECURITIES 11/2002 – 06/2004
Compliance Director
Responsible for handling all communications with Regulatory agencies and ensuring that all companies are in
compliance at all times with all State and Federal regulatory bodies. Interfaced with clients on behalf of the firm
when complaints are made and follow through to completion of those complaints, filed focus reports, maintained
financial records of the broker dealer and the registered investment advisory firm. Reviewed all trade blotters and
trade imbalances, rectified all blotters and trades. Reviewed companies marketing materials and sales scripts to
ensure compliance with FINRA and SEC regulations. Reviewed all outgoing correspondence to clients and vendors,
maintaining BD files in compliance with FINRA standards and Investment Advisor files in compliance with SEC
standards. Processed commission checks for brokers, Satellite office inspections (if needed). Represented the firm
in FINRA audits and SEC audits. Developed monitored and maintained budgets for the Broker Dealer and
Investment Advisor and made reports to Chief Executive Officer. Developed Business Plan for the Broker Dealer
and the Investment Advisor.

AMERICAN EXPRESS FINANCIAL ADVISORS 04/2002 – 08/2002

Field Compliance Supervisor
Responsible for supervising 10 Offices of supervisory jurisdiction and 27 Advisors. Supervised compliance
operations and implementation of all FINRA rules and regulations and record keeping. Handled all internal
investigations and customer complaints. Managed mail correspondence, advertising approvals, daily blotters, daily
exceptions reports, weekly and monthly trading activities reports. Conducted branch audits, compliance interviews,
and annual meetings. Streamlined information and corporate policies to advisors and branch offices.

FIDELITY FEDERAL BANK / GATEWAY INVESTMENT SERVICES 05/1995 – 03/2002

Compliance Officer – Branch Review
Responsible for auditing branch offices and maintaining up to date FINRA and SEC regulations. Responsible for
product development and enhancements for existing products and introduction of new products to all branches.
Worked with system’s developers to create a system that would increase sales for the Registered Representatives
and maintain proper compliance with all regulatory bodies. Created more efficient ways of tracking sales for the
Registered Reps and Regional Sales Managers.
Retail Sales Coordinator
Coordinated information between management and staff. Managed 195 registered representatives, helping them
achieve sales goals and objectives. Coordinated sales meetings and sales events with management and
representatives. Developed sales strategies for new products and coordinated information for existing products for
the sales force.
Financial Service Representative
Responsible for advising bank customers and existing clients on mutual funds, fixed and variable annuities, and life
insurance products. Advised and completed 1st and 2nd trust deeds, equity lines of credit, and car loans. Top of the
field in 1st and 2nd trust deeds for 1997 and 1998. Chairman Club Recipient in Investment Sales for 1997 and 1998
for sales of $2.4 million and over.

EDUCATION
University of Texas, Arlington
Field of Study in Economics
University of California – Los Angeles (Currently attending)
Field of Study in Economics

LICENSES
Series 7, 24, 26, 51, 63, and California Life and Disability,

SKILLS
Microsoft Excel, Microsoft Word, Microsoft Power Point, Microsoft Access, WealthServ Compliance software.