Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

switch on your
banking benefits.

How do you qualify?

How do you get rewarded?

Ways to collect points

CONTENTS
Earning
eBucks

Earn up to 2.5% back in eBucks on

shopping and earn up to 15% back in
eBucks on fuel, Checkers & Shoprite

eBucks
Discounts

Get up to 40% off in the eBucks Shop.

Discounts
on data

Get up to 100% off your Uncapped

ADSL Data subscription and up to
500MB of FREE 3G Data.

eBucks
Lifestyle

Your access to a world ofconvenience.

SLOW Lounge
Access

As an FNB Private Clients cardholder

you can experience a place where
the chaos of the airport and stress of
travelling are momentarily forgotten.

How do you
qualify?
How do you get
rewarded?
Ways to collect
points

PRIVATE CLIENTS

Use FNBs value add services and the

way you do your day-to-day banking

Earning eBucks

eBucks Discounts

eBucks Lifestyle

Discounts on data

The points you

collect each month
will determine your
rewardlevel.

How do you get rewarded?

Ways to collect points

More Points = higher reward level

= more eBucks & bigger discounts

Earning eBucks
is as easy as 1, 2, 3.
Meet the qualifying
criteria to earn eBucks.
Collect points monthly
based on how you bank.

How do you qualify?

SLOW Lounge Access

eBucks reward rates

Earn eBucks based

on your reward level.

Points collected
for the month

18999

900011 999

12 000 15 999

16 000 17 999

18 000+

Reward
level

Reward level

You earn eBucks on qualifying purchases whenever you:

Double your eBucks (up to 2.5% back)

onshopping with an FNB Private Clients Credit
Card and earn up to 15% back in eBucks on fuel,
Checkers & Shoprite and prepaid electricity and
airtime purchases.

Swipe your card

Credit Card
Cheque Card

0.6%
0.3%

0.9%
0.45%

1.25%
0.62%

1.75%
0.87%

2.5%
1.25%

1.2%
0.6%

1.8%
0.9%

2.5%
1.25%

3.5%
1.75%

5.0%
2.5%

1.2%
0.6%

1.8%
0.9%

2.5%
1.25%

3.5%
1.75%

5.0%
2.5%

Buy Fuel & Gautrain tickets

1%

2.5%

5%

7.5%

15%

Shop at Checkers & Shoprite

1%

2.5%

5%

7.5%

15%

Buy Prepaid Electricity & Airtime,

electronically through FNB

1%

2.5%

5%

7.5%

15%

10%
15%

15%
20%

20%
30%

30%
50%

50%
100%

Shop Online
Credit Card
Cheque Card
Shop Internationally
Credit Card
Cheque Card

Send or receive Foreign

currency through FNB Forex
Online Payment Fees
Standing Instruction Fees

Please note: certain limits and rules apply to these rates.

For more information visit: www.eBucks.com

Terms, conditions and rules apply

02

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

eBucks Discounts

How do you qualify?

Discount

Get up to 40% off in the eBucks shop

and up to 40% off selected local and international
flights when you book through eBucks Travel

Reward
level

How do you get rewarded?

5% 10% 20%

Ways to collect points

30%

40%

10% 20% 40%

80%

100%

100 MB 200MB

300MB

400MB

500MB

For more information visit: www.eBucks.com/shop

Discounts on data
Get up to 100% off your Uncapped ADSL Data
subscription and up to 500MB of FREE 3G Data.

Discount on monthly uncapped ADSL

Data through FNB Connect

FREE monthly 3G Data

Reward
level

ADSL Data

3G Data

To sign up for uncapped ADSL, login to

Online Banking.

Free monthly 3G data is exclusive to active

FNB Tablet, Smartphone or Laptop holders.

Select My Bank Accounts and then FNB

Connect from the orange menu tab on
the left.

The free 3G data is loaded onto a Bank issued

prepaid SIM card. All customers obtaining
new FNB smart devices will be supplied with
a SIM card.

For more information visit: www.eBucks.com

R399 =
Maximum qualifying
discountp/m

Existing smart devices customers canobtain

a SIM card from your nearest dotFNB store or
by calling 0860 102 970.

Terms, conditions and rules apply

03

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

How do you qualify?

How do you get rewarded?

Ways to collect points

eBucks Lifestyle
Your access to a world of convenience.
FNB Private Clients can enjoy the exclusive service
of eBucks Lifestyle. By contacting 087 575 0050,
adedicated Lifestyle assistant will help with:

Travel arrangements
including flights, carrental and accommodation
Gifting services
like ordering flowers, wine,gift vouchers and hampers
Lifestyle experiences
such as spa days, hotair balloon rides, and luxury picnics
Dining reservations
Sport and event ticket sourcing
Golf Reservations
Discounted Speed Pass Services
VIP meet and assist airport services

In addition you will have access to:

Priority Pass International Lounges

Avis Point2Point transfer services

Depending on your reward level you will also enjoy complimentary

services:
Priority Pass is the worlds largest independent airport lounge access program offering its members
access to over 700 airport lounges worldwide. As long as you have booked your international travel
through eBucks Lifestyle you can attain annual FREE membership valued at $99.
FREE Priority Pass
visits (per annum)

10

Reward
level

AVIS Point2Point transfers providing local transfers to ensure you will always get to where
you are going in style.
FREE AVIS Point2Point
trips (per annum)

Reward
level

Free visits and trips are based on a calendar year and are dependent on your current reward level.
Please note
Priority Pass Memberships are dispatched from the UK and can take 15 working days to be delivered.
eBucks Lifestyle operating hours
Monday - Friday
08h00 - 21h00
Saturdays and Public Holidays 08h00 - 16h00
Closed on Sundays, Good Friday, Christmas Day & New Years Day.
For more information please call eBucks Lifestyle on 087 575 0050.
For more information visit: www.eBucks.com

Terms, conditions and rules apply

04

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

How do you qualify?

How do you get rewarded?

Ways to collect points

SLOW Lounge Access

As an FNB Private Clients cardholder you can experience a place where the chaos of the airport and stress of travelling are momentarily
forgotten. Access to the SLOW Lounge is based on the same qualifying criteria as eBucks Rewards.

The SLOW Lounge boasts thefollowing:

Seasonal, freshly prepared food

An exclusive coffee blend, prepared by abarista
A business centre - a work environment of the highest
standard (complimentary Wi-Fi access, printing and
faxing facilities)
A library filled with recreational and business books for your
reading pleasure
Private marble washrooms
An Armani spa offering where you can receive a
complimentary 15-20 minute treatment before your flight

SLOW Domestic and International Lounge

FNB Private Clients
Qualifying Cards

Qualifying
criteria

Qualifying Cardholders
Entries per calendar month

Fee when qualifying

criteria is met

Additional Entries above

FREE qualifying entries

Cheque & Credit Card

Reward Level
1 or above

8 including guests
(no guests will be allowed
during Peak times)

free

R250 per person

Cheque Card only

Reward Level
1 or above

4 including guests
(no guests will be allowed
during Peak times)

free

R250 per person

Credit Card only

Active Credit Card in good

standing with monthly spend
of R7500 or more in the
preceding calendar month

4 including guests
(no guests will be allowed
during Peak times)

free

R250 per person

NOTE

If you have an additional credit card and meet the qualifying criteria you will qualify for an
additional 4 entries per month (for each additional credit card you have)

If you do not meet the qualifying criteria the fee per person per entry is R250 for the Domestic
Lounges and R500 for the International Lounge.

If you meet the above qualifying criteria you will also qualify for 2 FREE day access entries including
2 FREE guests per visit per month into SLOW in the City. SLOW in the City is located at the Corner of
Rivonia and West Street, Sandton, Gauteng (opposite the Sandton Gautrain station).

For more information visit: www.eBucks.com

Peak times include

Monday to Friday 04h45-07h00

and again between 15h00-17h30
Sunday
15h00-17h30
All other times not specified above are deemed off-peak times.

Terms, conditions and rules apply

05

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

How do you qualify to earn eBucks

and access the SLOW Lounges?
1. Have an Active FNB Private
Clients Cheque Account in
Good Standing*.
2. Have total monthly deposits of at
least R32 500** in your FNBPrivate
Clients Cheque Account.
3. Transact once a month using:

FNB Banking App

Online Banking
Cellphone Banking
Telephone Banking

How do you qualify?

How do you get rewarded?

Ways to collect points

How do you get rewarded?

1. You must be an eBucks member in

order to earn eBucks.

If you are not already a member, please call eBucks rewards

on 087 320 3200 or visit www.eBucks.com.

2. Pay using an FNB Private Clients

Cheque or linked Credit Card.
Note: If you ONLY have a FNB Private Clients Credit Card:

You can only earn a flat rate of 0.6% back in eBucks in shopping
or 1.2% back in eBucks when you shop online or internationally,
as long as you have linked** your FNB Private Clients Credit
Card to earn eBucks. You will also earn 0.6% back in eBucks on
qualifying Checkers & Shoprite purchases.
You will NOT be able to earn eBucks when you fill up with
Fuel, load Prepaid Airtime and buy prepaid Electricity through
our electronic channels or when you send or receive Foreign
currency through FNB Forex.
You can access the SLOW Lounges if your account is active and
in good standing and you have a total monthly spend of R7500
or more in the preceding calendar month.

* Good standing means that none of your FNB and FirstRand Bank accounts and credit agreements should be overdrawn, or be in arrears, or be in default, nor should the account holder be undergoing sequestration, or be subject to any legal process with FNB or FirstRand Bank
as defined in our terms and conditions

* * A linkage fee of R200 is charged to link your FNB Private Clients Credit Card to earn eBucks. The R200 Linkage Fee is billed upfront, thereafter charged annually on the anniversary of your initial linkage date. You can link your FNB Private Clients Credit Card to your eBucks Account
by calling 087 320 3200 or visiting www.eBucks.com. If you currently hold a FNB Private Clients Cheque and Credit Card, a linkage fee is not charged. Your FNB Private Clients Credit Card is automatically linked to eBucks.

For more information visit: www.eBucks.com

Terms, conditions and rules apply

06

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

How do you qualify?

How do you get rewarded?

Ways to collect points

Ways to collect points

Use FNBs value add services
and the way you do your
day-to-day banking

Points
per month

Be registered for inContact, update your contact

details at least once in a 12 month period via Online
Banking and allow FNB to communicate with you by
giving them consent to market you

500

Have email statements on all your accounts

500

Have an active FNB Private Clients Cheque Account

or Credit Card Account for more than:

18 months

3 years
Use our electronic channels instead of an FNB Branch
they are more convenient and secure:

No Branch transactions in the last month

No Branch transactions in the last 3 months

No Branch transactions in the last 6 months

500
1000
500
1000
1500

Have Debit orders going off your FNB Private Clients

Cheque Account:

1 or more

6 or more

500
1000

Maintain a minimum monthly balance in your FNB Private

Clients Cheque Account or linked Savings Pocket of:

R15 000 to R49 999

R50 000 or more

1000
2000

For more information visit: www.eBucks.com

Use FNBs value add services and

services and products
Maintain a minimum monthly balance in an FNB Investment
Account of:

R10 000 to R49 999

R50 000 or more

Points
per month

1500
2500

Have an FNB Homeloan, One Account or

Single Facility in good standing, with an outsanting
balance of R250 000 or more

3000

Have an FNB Share Investor or Share Builder account

with a minimum cumulative trade value of at least
R15 000 over the previous 6 months

1000

Have one of the following and maintain a monthly balance of:

A Euro or Pound Global Account with a balance of at
least 1 000

A US Dollar Global Account with a balance of at
least 1 500

A Australian Dollar Global Account with a balance of at
least 1 600

A Chinese Renminbi Global Account with a balance of at
least 9 000

An Indian Rupee Global Account with a balance of at
least 90 000

3000

Draft and keep your signed Will in FNBs custody and

where FNB is the executor

1000

Have an active FNB Smart Device contract

1500

Terms, conditions and rules apply

07

Earning eBucks

eBucks Discounts

Discounts on data

eBucks Lifestyle

SLOW Lounge Access

How do you qualify?

How do you get rewarded?

Ways to collect points

Ways to collect points (continued)

Use your FNB Private Clients
Credit Card
Have an Auto Payment set up on your Credit Card

Points
per month

500

Swipe your Credit Card for

Between R2 000 and R4 999

Between R5 000 and R9 999

Between R10 000 and R19 999

R20 000 or more

1000
1500
2000
2500

Pay for your online shopping using your Credit Card

1500

Use between 10% and 90% of your credit limit during a

calendar month

3000

Do not exceed your limit or go into arrears for at least:

6 months

18 months

750
1500

Make use of one of the following

FNB credit products which must
be in good standing

Swipe your Cheque or Credit Card for purchases and/or

use Cash@Till to withdraw cash more than you withdraw
cash from ATMs or from FNB Branches:

The value of your card swipes and/or Cash@Till
withdrawals exceeds your ATM or FNB Branch cash
withdrawals by 3 times (for example, if you withdraw
R100 from an ATM or FNB Branch, you need to have
swiped your card for at least R300)

The value of your card swipes and/or Cash@Till
withdrawals exceeds your ATM or FNB Branch cash
withdrawals by 9 times, for example, if you withdraw
R100 from an ATM or FNB Branch, you need to have
swiped your card for at least R900.

Only swipe your card or use Cash@Till
(no ATM or FNB Branch withdrawals).
Swipe your Cheque or Credit Card for purchases abroad

Points
per month

500

1000
1500
1500

Points
per month

An Overdraft of at least R5 000 of which you have

used between 10% and 100%

2000

A Temporary Loan, which you have successfully paid

2000

Have a Revolving Loan that you used during the month (which
means you utilised some or all of the granted credit facility)

2000

A Personal Loan of at Least R5 000

1500

For more information visit: www.eBucks.com

Use your FNB Private Clients

Cheque or Credit Card

First National Bank - a division of First Rand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).
E&OE
Effective 15 November 2014.
Rewards are allocated around the 8th of each month based on your banking behaviour in the previous calendar month.
For points that are tiered based on value (for example have an investment with a minimum balance) you will only earn
points based on the total value in the event that you have multiple accounts with varying amounts.

Terms, conditions and rules apply

08