Ron Phillips Ebook Final Tel Number

CONTENTS
Introduction 1
Who Is Ron Phillips? 3
Building Your Dreams 7
Why Was The Wealth Accelerator System Created? 9
What Is The Wealth Accelerator System? 14
How Secure Do You Feel? 21
Why Invest In Real Estate? 24
The Truth About The Real Estate Market 28

How Does The Wealth Accelerator System Work? 32
How To Double Your Retirement Money 34
The Nitty Gritty 39
Putting It All Together 47
Why Buy Through Ron Phillips? 53
Taking Action 57
Copyright 2015 Ron Phillips

All rights reserved. No part of this book may be reproduced, stored in a retrieval system, or
transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning,
or otherwise, without the prior written permission of the publisher.
Disclaimer
All the material contained in this book is provided for educational and informational purposes only.
No responsibility can be taken for any results or outcomes resulting from the use of this material.
While every attempt has been made to provide information that is both accurate and effective, the
author does not assume any responsibility for the accuracy or use/misuse of this information.
Introduction
You have probably heard the term real estate investing bandied about and are curious about what it
involves and if it actually works. You also may have read about people who made a fortune, and
wonder if they were just lucky or if they knew something that you dont.
Obviously if all the real estate
investing strategies worked wed all
be millionaires. Clearly that is not the
case. This was obvious when many
people lost their shirt when the real
estate bubble burst. A lot of them
used harebrained schemes to try to
make money fast.
The truth is a lot of money-making strategies out there that just dont work. This is not one of them.
Earning a real, dependable income is not something accomplished overnight, but it is possible.
The Wealth Accelerator System
The information in this eBook focuses on an exclusive Wealth Accelerator System developed by Ron
Phillips. His first-hand experience and accumulated knowledge delivers positive, tangible results.
Rons successes include doubling a clients retirement account in less than 45 days. It is possible, and
those who follow his system are the proof. They demonstrate that you can set up a reliable alternative
source of income, eliminate debt and increase your net worth.
Over the past decade, Ron has fine-tuned his Wealth Accelerator System and shared it with over
5,500 people to help them reach their financial goals. If you cant seem to get ahead, or your money is
actually declining because of minimal interest rates and escalating expenses, this system can help. This
is not some fly-by-night, risky method, but a strategic system with corroborated results. This proven
real estate investing strategy builds wealth and security.
Anyone can learn the Wealth Accelerator System. Financial independence and increased prosperity
are yours for taking, if you want it. Lets find out how!
Who Is Ron Phillips?

In order to appreciate this system, you need to first understand a
bit about Ron Phillips. Ron came from a traditional home, but not
a rich one. His parents taught him that hard work and doing a job
well are the basis of success. His parents also taught him that
there are no shortcuts when it comes to honesty. Ron believes in
presenting himself honestly and makes sure his actions reflect
his values.
At seventeen, Ron left home and joined the military. Once again,
the honor and ethics were emphasized and he learned that these
important traits are what build truly great people. Ron took what
he learned from his family and the military forward into the
business world. He started his own company and surrounded
himself with like-minded people who share the same ideals.
Ron Phillips began his career in real estate

investing by attending a seminar about flipping
properties. The presenter was dynamic and the
information was extremely exciting. He took this
newly acquired information and put it into
practice. After working hard with a seller of a
property, he ended up buying it and flipping it
within 30 days. He made $20,000 on the sale.
He was so charged up by his results that he began attending intensive boot camps to refine his
techniques. For four years, Ron flipped properties for a profit and listened to what other investors
were saying. The common consensus was that it was wise to buy real estate and hold on to it to
continue making money. However, Ron could see there was a big problem with this mindset - it takes a
lot of effort.
Ron did not want to spend hours dealing with rents, maintenance, taxes and tenants. He wanted to
spend his time with his family and to live life to its fullest. He never wanted to end up as one of those
people who looked back on their life regretting they had not been with their kids as they grew. Those
years only come once. It was at this moment his philosophy changed and he began to explore new way
to invest.
Ron Phillips has been at this a long time, but hes the first to say that it doesnt feel like work at all. In
fact, he looks at real estate investing as a game thats fun to play. Having said that, you have to know
what you are getting into before you can win at the game. If you dont understand all the rules and the
possible pitfalls, you simply cannot win.
One of the biggest problems is that there's a lot of misinformation out there about how to play the
game and the right way to invest. When Ron started looking at this he realized that a large gap existed
between the education you need to win and actual implementation. Even the people who sold
coaching courses never came close to bridging this gap, even though it is essential for success.
Ron saw that there was a need for something simple to follow that anyone could use. He wanted to set
up a system that would educate people so they would have the information they need to get their foot
in the door and start seeing positive results. This is how the Wealth Accelerator System was born.
Not only will you get the knowledge you need to go out and start investing now, it doesnt matter how
small or big you want to start. It will help anyone. His system uses the same principles he believes in
for his own life honesty and transparency.
Ron discovered a better way than just flipping properties or just buying any property that comes along
and then sitting on it in hopes of an increase in value. It is also far better than just dreaming about
making money it does make money.
From past experience, Ron knew that you must have a plan. Without one you lose focus and fail. That
is why his system includes a fully developed plan to help you accomplish your goals.
Today, Ron helps people to learn how to buy and what to buy. He focuses on residual, incomeproducing properties that grow in value, not flipping houses. The best part is that these properties
grow in value while you're sleeping, while you're eating, while youre at the gym, while youre with
your family, and while youre out having fun. These cool little businesses just sit there and crank out
money for you.
Building Your Dreams

Think about where you are today financially and where you would like to be in the future. You may be
in a lot of debt and have little, or nothing,
in your bank account. You may think that
this couldnt possible work for you
because you do not have the resources or
the know-how. Its time to push those
thoughts out of your mind because you
can do this.
In fact, Ron has shown thousands of
people what to do and they have risen out
of debt and on to owning their own investment property. The Wealth Accelerator System is simple
and designed to take the work out investing. You have a team to rely and others to talk to who already
use the system you are reading about now. This system will forge a path for you to follow. If you follow
the simple instructions laid out for you, you can reach your goals.
There isnt some mysterious magic formula and you dont have to take enormous risks either. Anyone
can do this if they can read and follow instructions. Does it sound too good to be true? Well, it's not.
Read on and find out why this system can change your life forever.
Why Was The Wealth Accelerator System Created?

Earlier in this eBook we mentioned that Ron Phillips doubled a clients retirement account in less than
45 days. This isnt fiction and it didnt happen just once for just one person. This kind of result is
possible for you too.
We also mentioned earlier that
Ron started his real estate
career by flipping houses and
that he earned $20,000 on his
first sale. However, there is
more to his story than just
that. While he was attending
one of many boot camps he
attended to learn how to flip
houses, one of the presenters made him an offer that would change his life forever. He told Ron that he
would fund his deals if Ron could find appropriate properties. You can imagine how this got Rons
heart racing. He searched and searched and finally found a small local house that he was sure fit all the
investor's criteria. Unfortunately, his benefactor turned him down flat.
Clearly, Ron was not deterred as he went on to make millions. He decided to buy, and then flip, the
property that he had found and made his $20,000 in a very short time. Suffice it to say, that deal
changed his views about the possibilities in the real estate market.
At first Ron was ecstatic about making all the money on his first sale and loved what he was doing. He
flipped houses for a long time and made good money. Then things started to change for him.
Typically, people dont talk about what creates change. All you see is the result. In Rons case, he is
very vocal about what turned him away from flipping houses towards something new. After many
deals and many houses he discovered that you can learn to hate a property just as much as he loved
that very first deal. Flipping houses is a lot of work and houses arent always what they seem. Of
course, no one ever tells you that in one of those seminars or boot camps. Everything is always very
rosy. Over time Ron began to seriously search for a better way to make money through real estate.
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His journey to find this new way of investing started by looking at what investing is supposed to be. He
needed a definition so he could find direction. Ron looked investing up in the Websters dictionary and
this definition kicked his thoughts into overdrive:
To spend money with the expectation of achieving a profit or material result by
putting it into financial schemes, shares or property or by using it to develop a
commercial venture.
What resonated with him was the fact that working long hours, day in and day out wasnt even in the
definition. There was no mention of spending your own time and energy. He realized that the true
intent of any wise investor should be to use your money to earn, not your precious time and energy.
Investing is about letting your money work for you,
not working for your money
This trigger sent him searching for methods of investing that would work for him. He knew there were
ways to earn money without having to work as hard as when he rehabbed houses. He wanted to find
ways that let his money work for him while he spent time doing the things that he enjoyed.
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He also wanted investment strategies that allowed him to stick around the house more, instead of
battling traffic, picking up materials, lining up contractors and breaking his back trying to rehab a
house to get it ready to sell. Of
course, in the back of his mind there
was always the worry that he would
do all the hard work and then not
make a profit. He couldnt imagine
doing that hard work for nothing.
Ron realized if he was to become a
true investor rehabbing properties
wasn't going to cut it anymore. Sure,
flipping homes provided him with a
vital income. He had been laid off
from his job and he was making a very respectable living. In fact, he made a lot of money, but he wasn't
happy. After all, what good is money if you never have time to enjoy it?
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Ron saw that other people were just as dissatisfied as he was with their life balance. If they made a lot
of money, they were never home. If they stayed at home, they didn't earn enough to save or they
ended up doing something they weren't really crazy about just so they could spend time with their
loved ones. There had to be another way!
Ron did find a better way to make money and to increase wealth quickly. You can start the ball rolling
and then just watch the money keep coming in and it takes a lot less effort than flipping houses.
Today he helps others make money using what he discovered. You can share in this method too, bump
up your bank balance, boost your retirement account, or do both. Now it is possible to have the wealth
and security you only dreamt about before.
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What Is The Wealth Accelerator System?

Ron began educating himself about flipping houses may
years ago. From 2008 onwards he attended countless
seminars to learn the ins and outs of the business. This
was a time when every Tom, Dick and Harry was
putting on a seminar. People knew that you could make
fast money flipping houses and these supposed gurus
took advantage of the interest. Some were good; some
not so good.
All of them showed pictures of their huge mansion and
their hot Porsches or Lamborghinis in the driveway.
They were all suave and sophisticated and some of them
even invested in a video or two to give their
presentation punch. Naturally, the tone was always
positive and designed to get attendees hypes up.
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The problem was that none of them discussed the down side of the business.
Of course, ignoring the negative side of flipping houses builds up unrealistic expectations. Anyone with
anything between their ears should realize that all investments have risks. Smart investors know what
they are and learn how to reduce them.
Many of the seminar presenters also claimed to have secrets that would magically create wealth. They
had that special sauce that no one else had and the only way to get their secret was to buy their
products. Maybe it was a piece of software, a particular technique for choosing a property or even a
script to read to prospects, but it was their way or poverty forever. It turns out that these guys weren't
very successful at all. Only about 3% actually prospered. In more realistic terms that meant that a
whopping 97% were failing. Ron didnt like those odds.
When Ron looked at what these guys were doing he realized that anyone attending these seminars
never really had much of a chance from the start. They were set up to fail before they really began. He
thought back to when his benefactor refused to help him. Without money, how can you start?
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He put himself in the shoes of an average attendee who is there just looking for other ways to earn
money. If he had been a regular Joe with a regular job and his dreams of funding through someone else
was gone, that probably would have been the end of it for him. That big roadblock would bring his
dreams to a screeching halt.
The truth is most people dont have a clue where to go or what to do next if they have no money to
fund their deal. Realistically, they are probably at one of these seminars because they dont have the
money. Its a catch 22 they have no money so they look for ways to make some, but they cant make
any because they have none to start. No wonder people give up!
Besides that, even if the person goes through one of these seminars and has a bit of money in the bank
to go out and make their first buy, finding deals that make it worthwhile is not easy. Truthfully, finding
the right property at the right price is extremely hard. If the market is tight, it is even harder. Not
surprisingly, no one tells you that in a seminar either.
So if the Wealth Accelerator System isn't some secret sauce or a no-win scenario from the start, what
is it? It starts by you figuring out where you stand now.
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Wealth Plan
To reach a goal you need to know where you are now. You need to have a start and an end point to
map the path you are going to take to reach your goals. Not only does this save you a lot of frustration,
it also saves you time and money.
An idiot with a plan will always beat a genius with no plan.

~ Fran Tarkenton
Now some of you might be groaning because this sounds like a lot of work. In reality, the Wealth
Accelerator System makes it easy and it is crucial to your success. Of course, your finances are your
own and there is no single solution for every person. The closer your wealth plan matches your life,
the more likely you are to succeed.
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Getting in the Game

There are many people out there that teach the basics of the real estate market, but how many teach
you know how to actually go out and put what you've learned in action? It's easy to take notes and
learn about what to look for and what to avoid, but you need to know how to take that first step to you
can get the ball rolling.
For many people this is a huge stumbling block. Fear often gets in the way, and it's not surprising.
What if I buy the wrong investments? What if I fail?
No one in their right mind wants to strike out and invest if they dont know what theyre doing. This is
why the Wealth Accelerator System is so vital.
All of the success teams are in place and you have support in all of your investments. Plus, all the
people are the best at what they do. What more could you ask for? The Wealth Accelerator System
will get you in the game quickly with an expert team to guide you. This can put you in a position to buy
assets quickly so you can watch them increase in value.
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Watch it Grow
This is the fun part. Once you have some assets in your portfolio, you will learn ways to manage those
ways to keep building your portfolio.
For most investors, buying one property is not enough to fulfill their needs. Fortunately, the Wealth
Accelerator System is a proven repeatable way to succeed with each purchase. We will also teach you
many ways to invest so you can tailor your investments to your personal needs. You will learn what is
necessary to move from a fledgling investor to a seasoned professional in no time. All you have to do is
follow the system.
Keeping What Youve Built

Believe it or not, keeping what you have built up in your investment portfolio is much harder than
building up your properties in the first place. This is why you need the guidance of others who have
invested for years and who can provide you with suitable advice. There are a lot of ins and outs in the
investment business and your prosperity depends on being well-informed. We have the best people to
help you.
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How Well Does This System Work?

You may want to hear that everyone succeeds using this system, but that would be both untrue and
unrealistic. After all, success is heavily reliant on the person.
Ten percent of those who try out our system don't want to follow what we teach in our system. Thats
their choice and naturally no system suits all people. Another ten percent may be doing a lot of what
we teach already. They can still get help through the system, but they may not choose to do so. That
leaves the other 80 percent of people, just like you, that the system can help to succeed. That is a far
cry from the measly 3% success rate that flipping houses offers, even at its very best.
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How Secure Do You Feel?

Between 2004 and 2007, meeting rooms across the country
filled with people attending seminars about the benefits of
buying and flipping houses. By 2008, the real estate bubble
had burst and many of these people were left destitute.
While the economy is on an upswing, most of us aren't
living well financially. The statistics support this too.
Unemployment is through the roof and most people are
carrying a lot of debt. If you are working at a regular job
without any security, how far are you away from disaster if
you get laid off?
The truth is that most people buy into a lifestyle first.
People want to live a comfortable life and are willing to go
into debt to get it. Whatever you owe in debt reduces the
value of your assets and it also leaves you unprotected
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from a loss of income. Most people are only a few paychecks away from bankruptcy if they
lose their job.
Obviously the problem with living like this is that you are relying on your efforts to earn. If the job is
gone, so is the money. You are in a situation where you are doing exactly the opposite of what you
should do. Remember Rons revelation investing is about having your money work for you, not you
working for your money. Logically, the first thing you need to do to have it work for you is to take
control of it.
This is a simplified version of the process, but it needs to start with control. Control is necessary so
you can reach the next step in the process saving money and capitalizing on it. You need money to
invest and you cannot get it unless you exercise control over your money.
If you are working, you earn money. Most people have money left over each month that they can save.
When you have enough, you can capitalize on it to buy assets that rise in value. The goal is to grow
your net worth until you have enough accumulated wealth that you can use the income your assets
generate instead of working at a job. This is passive income because you are not punching the clock
every day to earn it. It produces money on its own.
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So why would you want to trade in your earned income for a passive income? There are two major
reasons. The first is what was already mentioned. You dont need to do anything to earn a passive
income. It produces money for you every month.
The second reason is taxes. Earned income is taxed higher than any other income. Yes, you read that
right. The money that people earn from a regular job is taxed more than money earned in other ways.
As a result, if you generate passive income and live on that money you will pay less tax. The extra
money stays is in your pocket working for you instead of working for Uncle Sam.
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Why Invest In Real Estate?

By now you probably wonder why you didnt know
about all of this sooner. Just think about your savings
when you pay less tax and the convenience of a
personal moneymaking machine. On top of that you
can also free up time to spend time with your family,
do the things that you want to do and stop worrying
about your finances.
Most people are cautious when it comes to investing
and creating a passive income because they believe it
is too risky. Those that decide to educate themselves
often come back overwhelmed by the choices and
unsure of themselves again. There are certainly many
investments out there, and if a person chooses to put
their hard-earned money into one most people end up
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using a broker because they dont feel confident enough to decide on their own. However, there are
more important reasons to choose real estate over others types of investments besides your level of
risk and the overwhelming number of products that are available. One of them is your return on
your investment.
For the sake of comparison, lets lump investments such as stocks, bonds, mutual funds, and gold into
one basket. Then lets throw real estate into the other.
What is the best return you could ever expect on an investment? If you dont know, check with some
friends or family members. If you said 15%, that would be very impressive. Returns like that on stocks
are possible at times, but they are also associated with a lot of risk. Plus, anyone who is earning that
kind of money year after year on stocks is doing far better than most people. Our interest rates are
very low now and those kinds of winners are very rare. If you decided to lock your money into a 5 year
or 10 year bond or GIC instead you would certainly cut your risk, but your returns would be lower too.
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Still, lets say you are one of the lucky

ones
and
you
found
that
great
investment with good interest. With an

initial investment of $20,000 you
decide to buy those winning stocks at a
15% return. Over 10 years you would
have $88,804 in your investment
basket because of your compounded
interest. Fantastic!
Now lets compare that to whats
possible if you put your money into the
real estate basket. You decide to put
$20,000 down to buy a property with a 7% return. Remember, the stock was getting 15%. After ten
years you would have an amazing $157,000 profit! How is this possible? How could you earn almost
double the amount you would make than through a stock with a higher interest rate? It is through the
power of leveraging.
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When you buy $20,000 of stocks that is what you get - $20,000 worth of stock. That is what you always
earn interest on. The only way to earn more is to invest more. Real estate is different. When you invest
$20,000 on a property as a down payment you can actually buy $100,000 worth of real estate.
Consequently, you are earning a return on $100,000, not just the $20,000 you invested.
Think of the possibilities! Your money has more power to earn when it is in real estate.
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The Truth About The Real Estate Market

By now you might think theres a catch, and its no wonder if youve been listening to what is reported
about the stability of the real estate market in the media. Weve all heard the tales of market cycles
and how they eat up your profits. The truth is that you are not getting the full picture.
The media likes sensation, so what
you see are what they consider
highlights of market cycles. In
reality, they are reporting what has
already happened, not what is
about to happen. This poses a big
problem if the average person is
depending on this information to
invest. Plus, sensationalism sells so
you arent as likely to hear about
steady profits as impending doom, even when media predictions are completely wrong.
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The real estate market constantly expands and contracts. Expansion occurred in 2006 through 2008
and as a result there was an oversupply of properties on the market. At this point the market
saturated, a recession hit, and things headed for the bottom. Today, the market is in recovery and the
cycle is on an upswing again. For investors, the bottom and recovery segments of the cycle are the
absolute best times to invest. If you follow the reports of the media all you would hear are terms like
slow growth and invest with caution, not buy, buy, buy.
Following media graphs of the real estate market is not a good idea for another reason. They do not
say what is truly happening overall either. Most graphs use the house price index. Sure, these graphs
show the big upswings and downturns, but they don't tell you that average property prices increase
steadily every year. Even when the cycle hits bottom it is always higher than the last cycle.
The real estate market does cycle, but an investor can use that to their advantage when they know
how. The valleys and mountains of these cycles repeat over time. Every time there is a dip, a rebound
follows. We are now in the deepest and the longest running shortage of housing starts in modern
history since 1959. That creates huge opportunity for people who understand how to find deals and
take advantage of them.
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These
dips
and
rises
in
fortunes are not just found in

real estate. Gold rises and falls
in similar patterns. The media
were certainly behind the
times when they were telling
people to buy gold a few years
ago. Gold actually hit an alltime high and then crashed. If
you had chosen to follow the
cycle of gold, you would have
known that it was bound to go
down again. Why listen to the
media when they are behind
what is happening? Gold follows the same cycles and its graph continue to go up and down, very much
like the real estate market.
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The stock market also cycles. It bottomed out

in 1931 and again in 1982 and then again in
2008. It has been on a steady climb since then.
It will peak and then drop again. When the
stock market is at record highs, it only makes
sense that it will fall once more. Wise investors
know this and buy stocks cheaply when the
market bottoms out or when stocks turn and
start to climb again. You can do this with real estate too, but for a far greater return.
The real estate market is also in a unique position now and this makes investing in it even more
attractive. Back in the late 70's early 80's, interest rates were as high as 18 percent. Now, interest rates
are between 4 and 5 percent. While lower interest rates are bad for an investor who puts their money
into stocks, bonds, etc., it is a great time for real estate investors to leverage their money for a very low
cost. Property prices are low too, so you can buy for less and pay less to leverage. Thats an incredible
combination
that
you
can
use
to
earn
incredible
profits
to
make
the
most
of
your money.
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How Does The Wealth Accelerator System Work?

We mentioned earlier that the Wealth Accelerator System focuses on three components control,
saving and capitalizing, and investing. The board game Monopoly is a good analogy of how the system
works. You put your game piece on start, move around the board, and buy properties. When other
players land on your properties, they pay you.
In the Wealth Accelerator System you start
out by working at your job and earning a
paycheck. You accumulate some savings and
you buy assets. Just like Monopoly, you start
out by buying a building lot.
Having land allows you to build a house on it.
Once you build the house you charge rent for those who are on it. This rent is also referred to a
dividend and it is a form of passive income. There are many ways to earn a passive income, but this
one is lucrative.
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Dividends are amazing because they increase your income and you are in total control of your money.
You can take what you earn and then capitalize on the extra money and reinvest. This in turn allows
you to build up more and more money and buy more and more properties.
Eventually, you can move out of the residential market and into commercial properties. These
properties allow for a bigger passive income and even less effort on your part. Remember that little
mustached man on the Monopoly game? That could be you. You could be the next Rich Uncle
Pennybags and own Park Place, Boardwalk or even the whole board!
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How To Double Your Retirement Money

Are you worrying that this isnt possible for you because you have no money? You are not alone and
this is the most common stumbling block new investors face. Most people do not have a lot of liquid
assets, such as cash in the bank. They cannot get past this problem so that they can start to invest.
However, most people have other
kinds of asset they can use to start.
Even if you feel like these assets are
locked up in things like the equity in
your home or stuck in your retirement
account until you're 59 and a half
years old, there are ways to use them
to your benefit. Hard to reach assets
are not impossible to use. Lets look at
how you can do this.
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You may not be aware that your retirement accounts are accessible to purchase real estate as an
investment vehicle. A self-directed IRA allows you to use your money and shelter your savings.
In order to put the money in your IRA to work for you, a third-party must administer your money. This
third-party administrator (TPA) acts much like a trustee, but you do not lose control over your money.
They are just a separate entity who manages your funds, but you control how the funds are invested.
The types of investments you can buy using a TPA is extensive. You cannot buy collectibles or
insurance, but pretty much any other investment is fine. You can also own a business within a selfdirected IRA. Naturally, we are discussing using your IRA to buy real estate, but you can use it for
other types of investments too. Heres how Ron did in back in 2008.
Ron helped a client purchase a property. This was back in 2008, just before the crash and the client
wanted to buy a property at the top end of the market. The client needed a $63,000 down payment on
an $180,000 house.
Few of us have $63,000 in our bank account, and neither did this guy. He needed a loan. It's really
important that you understand this. In order for this client to buy the property he needed to use his
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IRA, but his IRA didnt have to pay cash. He did have some money in his IRA, but he used it to get a loan
instead of spending the cash.
The best part is that the loan would be completely independent of him, his FICO score and his assets.
Lenders only look at the property when they decide whether or not to lend against a self-directed IRA.
They want to know that it will have a good cash flow and produce a passive income so that they get
their money back.
The bank approved the loan against the IRA and he now had a $63,000 down payment on an $180,000
house. When the deal closes, his IRA now holds an asset worth $180,000. His original cash of $37,000
is still untouched. Once the deal closed 45 days later, the total value of his IRA was $217,000.
So if you think that you cannot double the balance in your retirement account in 45 days, think again.
You absolutely can and Rons clients are proof.
The benefits of using this method dont stop there either. Let's look at the figures on this property over
a 10-year period, which is a reasonable time to hold any investment. If you figure in appreciation on
the property at a modest 3 percent per year (which is reasonable as he was buying at the very top of
36
the market) his profit would be $54,000 ($180,000 x .03% x 10 years) without compounded interest.
Compounded interest would amount to more because the interest you earn each year is tacked on to
your profits. Every year you start with a bigger balance and so the amount of interest you earn
goes up too.
After ten years of appreciation your assets are now worth $271,000 ($180,000 + $54,000 appreciation
+$37,000 cash still in IRA). Now some of you out there might say, Yeah, but he took a loan out against
that property and hes going
to have to pay that back. Of
course, he does have to pay
the loan back, but he was
also getting $1,450 a month
in rent on the property. Even
after
paying
administration
taxes,
fees
and
maintenance he has about

$900 a month left to pays towards the loan.
37
By the time the client owns this property for 10 years, the loan will practically be paid off, but not by
the client himself. The tenants will have paid all but $40,000 on that loan. When the owner does sell
the property he will deduct the $40,000 outstanding on the loan from his total profits, so his assets
will then be worth $231,000. If you consider that his initial investment was $63,000 for the loan and
spread that over the ten-year period you discover that he got a 367% total return on his investment,
or 36.7% per year on his money! This client still has this property and it is approaching the ten-year
mark. The property is still performing as intended when the client made the original investment.
Warren Buffet recognized that incredible profits are possible through real estate too. In an interview
done in late 2012, Buffet was asked if he recommended investing in real estate or the stock market.
Buffet replied If I had a way to buy a couple hundred thousand single-family homes, I'd load up
on them.
Well interestingly enough, he did find a way. He now owns a hedge fund full of single-family homes. He
used the exact method explained here and commented that real estate is about as attractive an
investment as you can make. In the same interview, Buffet also strongly encouraged people to
purchase real estate with a 30-year fixed mortgage to take advantage of incredibly low interest rates.
38
The Nitty Gritty

We have laid out the basics of how
to double your retirement account.
Now its time to look at the details.
Obviously,
we
use
particular
criteria to go out and find the right

properties to buy. The first thing
we do is we look at the economic
factors in the area where we want
to invest.
In order to consider a property in an area you need to know what condition the market is. You need to
know if there is job growth, commercial development, and people moving into the area?
In addition, the property itself must generate a positive cash flow. As a rule, if you buy a nice,
affordable property in a newer area the rents will be higher than your mortgage payments. This is a
39
positive cash flow. However, you don't want to buy the most expensive properties in the area, because
they lose their value the fastest.
An attractive property must have all the amenities a renter will need in the area too. This ensures that
when you rent the house it stays rented. People will want to live there. Buy properties that are close to
good schools and universities. Make sure there is good shopping nearby too.
Also, check out the crime rate for the area online. Anybody who tries to sell you a $30,000 or $40,000
house and tells you it's a great property in a great community is lying to you. At that price it is
certainly in a war zone no matter city it is in. A low crime rate improves your chances of renting
because quality of life is better. If the deal looks too good to be true, it probably is. High crime area
homes often sell for a lot less just so the owners can get out of the area.
Naturally, location is your number one consideration when you are looking at properties, but you also
need to time your purchase properly. You need to watch the ebb and flow of the market to time your
investment decisions too. Location without proper timing can cost you a lot of money.
40
When you are looking at properties, try not to buy in an area dominated by rental properties either.
You want to buy in a predominantly owner occupied community and then rent your property because
the value of your property will increase faster.
Finally, you need a good property manager in place to handle all the day-to-day needs for your
investment. Warren Buffett uses professionals to maintain the properties in his hedge fund. He can
then focus on what he does best; investing. His property managers know how to handle properties and
an important part of the hedge fund success.
Once you have found a good area to buy property in, you need to know what type of property is best to
buy. This time your choice is simple - buy single-family homes. A single-family home is a townhome, a
duplex, a fourplex or a standalone unit. Normally, you want to buy new construction (less than 10
years old), but there is some leeway, depending on the area. There are several reasons for sticking to
new construction. Number one is maintenance. Newer construction requires less upkeep which means
fewer expenses. Number two is that new construction attracts quality tenants. Renters tend to stay
longer in a nicer home and this reduces turnover and lost revenue.
41
When you are looking at single-family homes, you want ones with a minimum of three bedrooms, two
baths, and an attached two-car garage. Multifamily units like duplexes and fourplexes with less are
okay too. You also want to make sure that all the appliances and window coverings your tenants will
need are part of the sale otherwise the money will come out of your pocket after you close escrow.
That is an extra expense you want to avoid.
Let's look at an example in Oklahoma City. Incidentally, that is where Rons client purchased the
property that doubled his retirement fund. The property value continues to rise even though it was
purchased at the top of the market. This is because Oklahoma City was not heavily affected by the
downturn and the property values continue to appreciate.
The house we are going to use as an example is brand new construction and listed at $158,000. It is a
three bedroom ranch home with a two car garage. With a 25% percent down payment of $39,500 you
end up with a balance outstanding of $118,500, and your mortgage payments would be around $580
per month. You can easily rent this home for $1,000 per month. This means you already have a cash
flow of $5,040 a year ($420 x 12 = $5,040). That's an 11% return on your investment right off the bat.
Most retirement accounts dont come near to that kind of money.
42
If you start to add in appreciation each year, the figures are even better. At 5% appreciation, which is
about what the Oklahoma City are is getting now, the property value increases by $7,900 a year
($158,000 x 5%). Cash flow and appreciation add up to almost $13,000; a 33% return on investment!
It doesnt end there either. You also get tax benefits when you own real estate inside of your
retirement account, like the client we mentioned earlier. Even if you buy a property outside of your
retirement account you get to write off the value of the house (not the land) over 27 1/2 years. In our
example, the house was worth $150,000 house. If you are in the 25% tax bracket that amounts to
$1,100 less you have to pay in taxes each year. This money stays in your pocket and increases your
cash flow. There is a cap of $25,000 unless you're a real estate professional, but the extra money is
available to do with it as you like. You could pay the taxes on the property without spending a dime of
your own money.
Even with all of these pluses, we are still not at the end of the benefits real estate investments offer.
You have already seen how the property will create a good cash flow, how it can appreciate each year
and that there is a tax reduction on rental properties. Now lets talk about the mortgage on
the property.
43
We touched on this in our earlier example, but it is worthy of closer examination. Even if you never
make a lump sum payment on the mortgage and only pay regular monthly payments your mortgage
balance is coming down each month and someone is paying it for you. This is real money in your
pocket and it's an extra 4 percent return on your investment through a reduction in the principal of
your
mortgage.
investment
Most
accounts
dont
even get this much. When you

add all these benefits you are
actually
getting
40.5%
return on your investment.

It should be clear to you why
Ron no longer rehabs houses.
No one can get that kind of
return, plus they have to do
all the work to get the property ready. The biggest benefit of all is that once you buy the property it
just sits out there making you money while somebody else watches it for you. Thats fantastic.
44
Let's talk about the impact on your savings when you get a bigger return on your money. Sure, you
know you make more money, but do you realize how much more?
Most of us would be happy to get 4 or 5 percent on our investments today. For this example we will be
conservative and use a 3% return on investment. If you want to double the money in your retirement
account you can use the rule of 72
to calculate how long it will take.
Simply divide 3 into 72. In this
case, doubling your retirement
account will take 24 years.
At 5 percent, it takes 14.4 years,
but when you start getting higher
returns
you
see
difference
quickly. At 15 percent it only takes

us 4.8 years to double our money.
If you're getting 20 percent, your
45
money doubles every 3.6 years. Imagine how quickly you could change things! This is why you want to
invest in something that gives you the highest return you can get, and real estate provides that.
Lets look at another example of how this works on a larger, multifamily property. This property is a
brand new fourplex. The property is $450,000 and $112,000 is needed for a down payment. With your
cash flow, the reduction in the principal of your mortgage, your tax reduction, and your appreciation
the return on investment is 33.5 percent and that is using a lower appreciation rate of 3% for a
multifamily unit.
In some areas rents actually go up so you end up making even more money. Even if rents only increase
1% per month you will end up with 12% more each year. Once rents go up, they seldom go back down.
Ron shared all of this with a builder in Oklahoma City back in 2008. He's now building properties for
himself and his average annual return on all the houses that he has is 18% after expenses. This
means that he is doubling his money about every four years!
46
Putting It All Together

Now that you understand the principles behind this kind of investing the next step is to get these
places paid off so that they can start cranking out huge amounts of money for the owner, just like in
the game of Monopoly. First, consider how different your life would be if you owned 10 properties,
free and clear. Would that change your
life forever?
In reality, this is easy to do. There are two
ways to go about it. The first way is to do
what Rons client did to double his
retirement fund, but take the profits and
pay down the principal on the mortgage as
quickly as possible. Instead of having a 25
year mortgage hanging over your head, you
could pay it off in 10 to 13 years.
47
The second way is by buying land. Land is a great place to start because it's so inexpensive, but it has
the potential to earn even more than houses. Before the crash in 2008, you could build a nice house
next to a vacant lot in a decent area for lets say $400,000. In three months it was worth $440,000. You
could sell it for $440,000 and pocket the $40,000. Here's the thing that people didn't see. That lot right
next to that house was $120,000, but when prices rose, it was the land that went up. Its value
increased $40,000 during that same time period.
Now think about that for just a second. How does a $120,000 property go up the same amount as a
$400,000 property right next door? It is because land appreciates, not houses. It was the land
underneath that $400,000 house that went up in value and it was the land next to it that went up in
value. Land is a capital appreciating asset. Houses produce dividends, or rents.
Right now you can buy buildable lots in golf course communities across America. Lets day you decide
to buy one house for $100,000 with a down payment of $25,000. You also leverage the property and
buy two lots nearby for $8,000 each and just sit on them.
After 10 years, your tenants have paid down the principal on the house mortgage to $60,858. The
value of the land in the area has gone up $35,000 over ten years (3.5% per year). This also means that
48
your two pieces of land have gone up $35,000 each. Now you can sell them. With $70,000 in your
pocket you pay off the house mortgage and still have almost $10,000 left. Lets not forget that there is
also a positive cash flow on the house of $6,500 a year for 10 years. That's $65,000 plus the $10,000
from the lots.
Once you pay off the mortgage, all of the cash flow is yours too. Thats $11,000 extra dollars every
year. If the rental market drops, you have the freedom the lower your rent to keep your renters and
still make great money. Can you imagine what happens once you start stacking the profits from ten of
those on top of each other? You end up with $100,000 coming in a year, and you don't have to do
anything to get it. How would that change your life? Thats what the Wealth Accelerator System helps
you to do.
Land is important now and it always has been. You could take almost any major city in America and
draw a circle around it to project growth for the next 5 or 10 years. Speculators go out and buy up all
the farmland in the surrounding area. They wait for the city to grow and then they develop it or they
sell it off to a developer. These people make a lot of money doing this and it is happening everywhere,
because our population keeps growing and so do our cities. Some cities are exploding in size.
49
One
article
appropriately
described
land
accordion
in
as
the
the
home
building equation. This is

because it drops the most in a
downturn and goes up the
most in an upturn. How can
you
use
this
to
your
advantage? Lets take a look.

Just as in the earlier example,
you go out and purchase a
building lot next to a $300,000 house in a golf course community. Land next to it is available from the
developer for between 20 and 30 percent of what it actually costs to develop it. For this example, lets
say you buy it for $7,500.
50
Next you entitle it by getting

someone to draw up plans. You
also get a survey done. You then go
to the county or the city and apply
to have it approved by their zoning
and planning committees. All this
costs you around $7,000.
After this the property needs to be
developed. Development includes
building the entire infrastructure
such as the roads, sewers, utilities,
parks, etc. By the time all of your
costs are about $32,000. If all the land does is go back up to replacement cost for development, it is
still a home run. You can still recoup your money. Anything above that is pure profit. Ron has
purchased thousands of lots and he knows that the return on investment is incredible. Heres the rules
he uses to buy these lots.
51
First, buy from recreational or second home communities close to the city. Dont buy mobile homes
you want regular homes. You also want to buy properties that do not have a required time to start
building. Also, only consider buying a lot on a street where new homes have been built within the last
10 years. This indicates that people want to live there.
You can do this without a developer too and many people have chosen to work with Ron and his team
for this very reason. If you were to actually go out and attend an auction and purchase property like
Ron used to do, you'd have to actually get there first. This usually involves a flight. Then you need to
rent a car and drive around for about three days to look at the properties so you know what you want
to buy at the auction. You would also need a hotel while you were there and would have expenses
during your stay.
You need to consider whether all of this was really worth it. If you had to take time off work you
probably lost some pay or used up your vacation days. You have the extra expenses for getting there
and staying there while you are making the deal too. Lets say that you find a lot and you buy it for
$5,500. As it turns out, you could have bought a property through Ron for about the same price,
without the hassle.
52
Why Buy Through Ron Phillips?

Why do people purchase through Ron? It's very simple - it's easy and you get a fantastic deal. Ron
amassed thousands of lots over the years and his expenses are lower because he buys multiple
properties at once. This leaves him room for a profit, while you still get a fantastic deal.
Heres an example of one of
Rons good buys. The area is
Bella Vista and it sits in the
Northwest corner of Arkansas.
It's a beautiful area with 8 lakes
and 7 golf courses. It started off
as a little retirement community,
with a lot of second homes in the
region. Much of the surrounding
area is already developed or the land is designated for state parks and conservation areas. The only
place really left to build is Bella Vista.
53
The population has doubled in the area in the last 10 years. The unemployment rate is also incredibly
low. The reason for that is that there are many companies with their company headquarters in the
area. This includes Walmart, Tyson Foods, Fuji film, J.B. Hunt Trucking, ConAgra and many others.
Besides the number of major companies in the area, Walmart also requires that those who work with
them are within driving distance of their headquarters. This spawns a lot of growth in addition to the
companies that are already there.
What started out as a little retirement village has now grown to two zip codes. They just made
highway 71 going through Bella Vista a four-lane divided highway and a bypass is under construction.
The bypass opens up the west side of Bella Vista for commercial construction and growth, making it an
ideal place to buy. There are still great deals to be had, but theyre going fast. The average price
realtors are getting for the lots is about $19,200. Rons selling them for $8,200.
You might be wondering why he would sell these lots so cheap when he could be getting more than
double the amount. There are two reasons for this. Number one, retailing lots is not Rons business
model. He wholesales properties. Number two, there's simply not enough properties left for him to
buy as properties are selling so fast. He does not have the volume he needs to make it worth his while.
54
Since 2009, prices in the area started increasing and are expected to climb even quicker. From 2009 to
2013 investors saw a 327% percent return in just
four years.
Now the crazy thing about working with Ron is that
you never need to leave the comfort of your own home.
Ron will send you a plat map. This is a map, drawn to
scale, showing the divisions of a piece of land in the
county. A plat map shows you what's built around the
area and surrounding a particular piece of property.
Besides the map, you will receive a photograph of the
home closest to the property. You will also receive an
overview of the community as seen through Google.
This way you can see the topography of the area and
things such as golf courses, parks and lakes. Usually the
lots have new builds nearby.
55
The lots are also the largest lots, such as corner lots or lots on cul-de-sacs, and the most desirable lots,
such as those closest to a lake or gold course. All of the lots have a proper slope and they are in an area
of new growth close to amenities.
If you doubt the quality, heres a photograph of the home across the street from a lot offered for sale.
Ken lives in Southern California and he bought his lot sight unseen at one of Rons live events. He
drove down there to view it. He never thought the property would be that good and hes still buying
properties from Ron to this day.
For those of you out there who need it, Ron also offers owner financing. This is one of the ways that he
makes these opportunities available to anyone so they can get into investing and real estate now. You
can use this resource even if your credit's bad and he does not ask for anything down. It's a fully
amortized loan, so your last payment is the end of the road. There are no pre-payment penalties
either. So many people are able to pay them off very quickly. It's a great way to lock in a fantastic price
and use land to catapult yourself forward so you can go on to own income properties.
56
Taking Action
What you have read here starts the process of buying income-producing real estate and how you can
pay it off using the power of land. You have also
seen how it possible to do this in under 10
years. This means you can build a massive
portfolio and an incredible passive income that
can continue through your retirement. If you're
young enough, it can also help you to retire
sooner.
The reason this works is because there's a
system already in place. Rons been helping
people for 10 years and helped thousands of
people by using this system. The success teams of the Wealth Accelerator System are in place to help
you understand wealth creation from start to finish. They can help you understand what markets to
buy in and how you should follow the system game plan.
57
The people Ron has helped are so grateful they feel they need to tell him. He has received testimonial
after testimonial ranting about their success. Here are just a few of them:
I don't think you both are so 'crazy' now. We are forever grateful to you and
your team for making our retirement dream start to turn into a reality right
before our eyes.
~ Carol
When Ron first sat down with Carol and her husband, Carol didn't think there was any way that they
could generate the $10,000 in passive income that her
husband wanted within ten years. They had a negative cash
flow of $1,134 a month at the time. As of April 2014, after
less than three years, we helped them turn their negative
cash flow into a positive one of $6,427 a month. They are
way ahead of schedule for their goal of $10,000 in 10 years.
Their situation is not exceptional either - anyone can do this.
You need a plan and you need to use it.
58
A personal wealth plan is so powerful. You will find it valuable whether you use our company to
purchase real estate, or not. It is the best guide you can have when you are buying any investments
because you have direction and the best way to use your current assets to achieve your goals. We urge
you to take action and click the link, pick a time that works for you, and call into our office to schedule
your wealth plan today. Here is what a few of Rons clients say:
Ron and Brandon have been invaluable in coordinating the purchase process,
answering our many questions, and making things happenwe now own
property in three states and are excited about the income and growth potential
of our Real Estate IRA.
~ Phyllis Blower
Phyllis purchased many properties through Ron and Brandon, but when they first met her she was
really nervous about retirement. Now she looks forward to more income and growth.
59
Ron is not the only specialist involved in the Wealth Accelerator System. Brandon and others are
high-caliber professionals who offer clients their expertise in real estate investing too. Phyllis
purchased quite a few properties through Ron and Brandon, but when they first met her she was
really nervous about retirement. Now she is excited about potential growth instead.
I had always wanted to invest in real estate, but didnt know how. I had read
the books, and took courses, but was afraid to jump in ... I can now say my fear
has turned into excitementI now own several parcels of land, two pieces of real
estate and have signed a contract for a third.
~ Bernadette Morarity
I first dealt with Ron Phillips in 2005he found me a beautiful condo and it has
been one of more profitable rental real estate purchases over the years.
When Ron and Brandon were selling land in 2010, I decided to invest again.
After months of selection research and due diligenceI purchased a lot in Bella
Vista that I am completely happy with. I recommend Ron and Brandon highly for
their knowledge, experience, integrity and good business practices.
~ Loretta McNair
60
Loretta has dealt with Ron longer than any other client. Most people who purchased in 2008 lost
everything, but Loretta did not because she purchased the right properties and followed the rules. She
continues to buy with a high degree of success on all of her purchases.
Brandon Rooks has helped me purchase developed lots with my SDIRAactually
helping does not do justicehe has been holding my hand through this whole
process. His patience is beyond belief. He made me feel like I was his only client
as he always answers phone calls, texts and emails. He is an absolute pleasure to
work with.
~ George & Zenith
As you see from these testimonials, people consider our team members coaches and friends, not
salesmen. They spend time with investors so they can get comfortable with the process.
I have been working with Brandon Rooks for about 6 months. Brandon put
together a plan of income properties and developed lots to increase my net
worth by more than 1 million dollars in five years.
~ John Wilson
61
No matter what your current net worth, you can build significant net worth in a short amount of time
just like John Wilson.
I would recommend them to anyone who is interested in purchasing rental
properties.
~ Rica L.
Rica purchased many properties through Ron and his team. She continued to call after the sales had
gone through too and she received ongoing help. Anybody can sell properties and then disappear. It's
another thing to sell properties and be there for your clients after the sale.
<><><>
It doesnt matter how big or how small your dreams are either. Ron and his team treat all of their
clients like millionaires. They have had clients on their email list for years checking out their services
before they actually committed to buy. This is because even without an investment, Rons team is
always available to answer your questions.
62
Without a doubt, the number one tool to use to start investing is a personalized wealth plan. It is the
biggest eye opener because you get to see what is possible on paper and how you can get there.
Dont sit back and watch others make the money you would like to have. If you want to invest in real
estate, start by contacting us for your wealth plan. Get excited about the possibilities instead of being
frustrated over your finances. We can help you to reach your financial goals.
Get your Free Wealth Plan today!
Call 801-305-3119
63

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CONTENTS

The Truth About The Real Estate Market 28

Copyright 2015 Ron Phillips

The Wealth Accelerator System

The Wealth Accelerator System

Who Is Ron Phillips?

The Wealth Accelerator System

Ron Phillips began his career in real estate

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

Building Your Dreams

The Wealth Accelerator System

The Wealth Accelerator System

Why Was The Wealth Accelerator System Created?

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

What Is The Wealth Accelerator System?

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

An idiot with a plan will always beat a genius with no plan.

The Wealth Accelerator System

Getting in the Game

The Wealth Accelerator System

Keeping What Youve Built

The Wealth Accelerator System

How Well Does This System Work?

The Wealth Accelerator System

How Secure Do You Feel?

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

Why Invest In Real Estate?

The Wealth Accelerator System

The Wealth Accelerator System

Still, lets say you are one of the lucky

investment with good interest. With an

The Wealth Accelerator System

The Wealth Accelerator System

The Truth About The Real Estate Market

The Wealth Accelerator System

The Wealth Accelerator System

fortunes are not just found in

The Wealth Accelerator System

The stock market also cycles. It bottomed out

The Wealth Accelerator System

How Does The Wealth Accelerator System Work?

The Wealth Accelerator System

The Wealth Accelerator System

How To Double Your Retirement Money

The Wealth Accelerator System

The Wealth Accelerator System

The Wealth Accelerator System

maintenance he has about

The Wealth Accelerator System

The Wealth Accelerator System

The Nitty Gritty

criteria to go out and find the right

The Wealth Accelerator System