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Chorazy
(717) 824-4781
(717) 847-0742
Nickers111@comcast.net
SUMMARY: 20 years underwriting and contract experience including alternate funding with new issue and
renewal of group life, LTD, STD, ancillary and managed care coverages for 1 to 5,000 lives. Successful record of
client and representative interaction to sustain current and generate new accounts. Willing to relocate for the right
opportunity.
EXPERIENCE:
Consolidated Health Plans, Inc
Springfield, MA.
12/20/12 - 4/30/13
Senior Underwriter
Underwriting for college medical, dental, life and accident products for groups of 10 - 5,000 students
* Calculate appropriate renewal actions for all coverages and financial devices for inforce book
of business and work with internal representatives to suggest appropriate products and plan changes to
meet customer needs.
* Determine appropriate pricing of proposal requests for all coverages, including all forms
of financial devices and alternative funding.
* Assess inforce renewals for compliance with new federal laws concerning medical coverage.
Capitol District Physicians Health Plan
Albany, NY
5/20/03 10/11/11
Senior Underwriter
Underwriting for group medical and managed care products for groups of 10 5,000 employees
*Assess and determine appropriate pricing of proposal requests for all coverages, including all forms
of financial devices and alternative funding.
*Calculate appropriate renewal actions for all coverage types and financial devices for inforce book
of business and work with internal representatives to suggest appropriate products and plan changes to
meet customer needs..
*Determine new issue rates for all coverages and coordinate proposals with the field and the regional
marketing operations.
*Head and co-ordinate special projects for the underwriting department.
Mamsi
Rockville, MD
4/2002-4/2003
Senior Underwriter
Underwriting for small group medical, managed care and life products
*Assess and determine insurability and pricing of proposal requests for all groups ranging in size from 1 to
149 lives.
*Hold meetings with groups of brokers to discuss concerns with overall Mamsi strategy, commission
issues and proposed product design changes.
*Assemble and analyze statistical data regarding underwriting sales and results.
EDUCATION:
B.A., Millersville University, Millersville, PA
SPECIAL STUDIES:
Loma: Life Management Institute, Earned Fellowship Life Management Designation
HIAA: Health Insurance Association of America