Guidelines on Loan Document Execution

Execution
for Probationary Officers
Officers Program
Following forms need to be submitted for processing of the Loan
1. Preliminary Credit Facility Application Form (along with 3 ICICI Bank
Cheques of Rs.112360/- each)
2. Personal Guarantee Form (along with 2 passport size recent colour
photographs (one of the Guarantor and one of the Applicant PO),
Income Proof and Address Proof of the Guarantor and Applicant PO)
3. Affidavit (along with 3 Original Education Certificates of Passing 10th,
12th and degree/professional qualification based on which selection
decision has been made at ICICI Bank of the Applicant)
4. Auto Debit Authority Letter

Please note that item 1, 3 and 4 need to be signed by the

Applicant PO himself/herself. Item 2 will be signed by the
Personal Guarantor of the PO
Item 2 and 3 need to be on Stamp Papers of Rs. 350/- and
Rs.100/- respectively.

The guidelines on executing these documents given below need to be

adhered to strictly. Kindly note that these are not exhaustive but are only
indicative in nature.
1. Preliminary Credit Facility Application Form
(a) Fill in all the personal details, details related to spouse and Personal
Guarantor
(b) Fill in the details of the Bank account
(c) Please ensure that you attach
3 Cheques of Rs.112360/- each without fail. Please note
- the cheques should not be dated
- they should be of CTS 2010 Standard
- they should be favouring ICICI Bank Ltd
- there should not any over-writing on the cheques
- they should be signed
- on the reverse of the cheques you should write your
name, batch number, Registration number and
temporary id (which would be given by ICICI Manipal
Academy on joining) without fail
Photo ID Proof of the Applicant PO

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Document dated September, 2014

Acceptable ID Proofs would be PAN Card copy, Passport

copy, Voter ID copy, Ration Card copy, Aadhaar Card
copy, Drivers License copy
Address Proof of the Personal Guarantor and the Applicant PO
- Acceptable address proof items are Valid Voter ID card,
Passport Copy, Aadhar Card, Bank Passbook copy with
valid address, Ration Card in the name of the Guarantor,
Electricity Bill / Landline Bill etc., in the name of the
Guarantor etc. The address on the proof should match
with the address on the Personal Guarantee
Income Proof of the Personal Guarantor and Applicant PO
- Income Proof can be the latest IT return, Salary
Certificate, any other valid certificate in original given by
a Gazetted Officer for the income drawn by the Personal
Guarantor and the Applicant PO (or his family).
-

Please fill in all the other details and sign the document at the end of each
page and at the appointed places. Kindly ensure that all the pages of the
documents are intact without any pages missing in between.
2. Personal Guarantee
(a) The Personal Guarantor to be the parent or close blood relative of the
Applicant
(b) The Personal Guarantor cannot be an ICICI Bank employee
(c) The Personal Guarantee form will be signed or executed by the
Guarantor and not by the Applicant PO
(d) The Guarantee needs to be on Rs.350/- stamp paper franked for
Rs.350/- (Please avoid adhesive stamps on stamp paper)
(e) The Stamp paper should be purchased in the name of the Guarantor
who is executing or signing the Guarantee
(f) The date of Stamp paper should be prior to the date of signing or
execution
(g) Passport size recent colour photograph of the guarantor to be affixed
on the left side of the Personal Guarantee on the first page. Please affix
the photograph neatly without any smearings on the stamp paper.
Kindly do not staple the photograph. Personal Guarantor should sign
across the photograph in self attestation.
(h) The Personal Guarantee should be signed by the Guarantor on every
page without fail at the bottom of the page. You may want to put a
mark in pencil at every place that you need the signature of the
Guarantor and help the Guarantor so that he / she doesnt miss out on
any page.

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(i) There should be no overwritings or cuttings on the Guarantee

document. In the rare event of any small overwriting, the same needs
to be authenticated with the signature of the Guarantor next to the
overwriting.
(j) The Personal Guarantee needs to be signed by two witnesses known to
the Guarantor
(k) The Personal Guarantee has to be duly notarized on the same day of its
execution by a Notary of the local court where the Guarantor is residing
and the execution to take place in the presence of the Notary
3. Affidavit
(a) The Affidavit needs to be on 100 Rupees stamp paper
(b) The stamp paper to be purchased in the name of the Applicant PO
(c) The stamp paper to be dated prior to the date of signature or execution
of the Affidavit
(d) The Affidavit needs to be signed by the Applicant PO
(e) Each page needs to be signed without fail by the Applicant PO
(f) Please take care not to have any overwriting or cutting. Minor
corrections, if any, need to be authorized by an additional signature
next to the same.
(g) The Affidavit should list out the Original Certificates being enclosed.
The acceptable original Certificates are:
a. Original 10th Class Certificate / Marksheet
b. Original Class 12 Certificate / Marksheet
c. Original Degree Certificate / Professional qualification (Original
Provisional Certificate in lieu of the Original Degree Certificate)
The Affidavit should carry the exact details of the Certificates being
enclosed. Since majority of the Boards issue Original Certificatescum-Marksheets, you are requested to write Original
Certificates/Marksheets
Certificates/Marksheets
arksheets in respect of 10th and 12th Class Certificates/
Marksheets in the Affidavit. The Certificates / Marksheets are to be
kept in an envelope with the name of the PO, Temporary ID of the
PO, Batch number, Registration number of the PO duly written on
the same.
As the Original
Original Certificates will be submitted on the day of joining
and since they will remain with the Bank till the repayment of the
loan amount in full, you are requested to keep adequate number of
attested
attested Xerox copies with you for your requirements, if any.

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(h) Affidavit to be duly notarized by the notary public of the local court
where the Affidavit is executed
(i) Notarization date should be the same date as the date of signing of the
Affidavit by the PO and in front of the Notary.

4. Auto Debit Authority Letter

(a) The letter needs to be on a plain paper.
(b) The correct ICICI Bank account number to be filled in at proper places
in the auto debit authority letter
(c) Please sign the letter at the appointed place without fail

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Document dated September, 2014