INSTRUCTIONS FOR SUBMITTING THE INVESTMENT PROOFS:

Note:
1. Employee ID and Name should be mentioned on each proof/document submitted for easy
identification. Proofs without this identification are liable to misinterpretation/exclusion.
2. Proofs should be secured in a proper manner (stapled) to the Proof Submission Form in order
to prevent accidental loss.
Nature of Payment

Sectio
n
10(13A
)

Supporting required to be submitted

*Contribution to the Pension Plan of

LIC/ any other Insurer for receiving
Pension from the approved Pension
Fund

80CCC

Copy of Premium receipt paid during 2014-15.

*Medical Insurance Premium (e.g.

Mediclaim)
*Expenditure incurred for Medical
Treatment,
Training
etc.
for
handicapped dependent

80D

Copy of Premium receipt paid during 2014-15.

80DD

*Interest on Repayment of Education

Loan taken for Higher Education for
Self.

80E

*Interest on Housing Loan

Sec 24
r.w.
192

1. Proof of expenditure incurred OR a duly signed

declaration in writing certifying the actual amount of
expenditure incurred AND receipt/ acknowledgment for
the amount paid/ deposited into the specified schemes
of LIC/ UTI; and
2. Permanent Physical disability certificate from a
physician, a surgeon, an oculist or a psychiatrist, as the
case may be working in a Govt. hospital. The certificate
should contain the employees name.
Copy of passbook showing the repayment of loan including
interest thereon or copy of Certificate issued by the Bank,
Financial Institution or an approved Charitable institution
showing the interest and principle separately.
1. Copy of bank payment schedule/ certificate OR a copy of
bank passbook stating clearly the amount of principal
and interest separately or copy of Provisional Interest
certificate from Bank.
2. Date when the loan was taken
3. Date of completion of purchase/ construction of house.
4. Form 12 C duly completed and Signed is
compulsory for us to give Housing Loan Interest
Deduction.
5. Specify the nature of
loan for construction/
reconstruction, repairs

* Rajiv Gandhi Equity Saving Scheme

(Sec 80CCG )

(Sec
80CCG)

House Rent: Employees who have

given rent details.
For Rent Receipt Format, Please refer
EPS Form.

1. Copy of Rent Receipt for the period. April 14 to Dec 14

and the same will be assumed for the balance three
months till 31st Mar 2015.
PAN Number of property owner is Mandatory.

For the premium falling due after cut off date (ie: 19th
January 2015); such amounts will not be accepted /
considered for IT Computation and the same can be claimed
as exemption while filing the personal Income Tax returns.

Copy of Investment Receipt. The following conditions are to

be satisfied to claim deduction under Sec 80 CCG
1. Gross total income up to Rs.1000000.
2. Maximum investment permissible under the scheme
is Rs.50000 and the investors would get 50%
deduction of the amount invested from the taxable

income for that year.

Deduction u/s 80C:

a)
Life Insurance Premium

b)

Contribution to Public Provident Fund

c)

NSC

d)

Accrued Interest on NSC

e)
f)
g)
h)

Infrastructure/ Tax Saving Bonds

ULIP / LIC Mutual Fund
Other eligible investments
Tuition Fees

i)

Principle Repayment of Housing Loan

Copy of Premium Receipt.

Late payment interest charged will not be included as
premium paid.
For the premium falling due after cut off date ( 19th
January 2015); amounts will not be accepted / considered
for IT Computation and the same can be claimed as
exemption while filing the personal Income Tax returns
LIC Policy can be taken on Self / Spouse / children Name.
1. Copy of passbook along with the cover page showing
investors name (OR)
2. Copy of the challan duly acknowledged by the Bank
Investment in PPF can be done in name of Self / Spouse /
Children.
Copy of the Certificates purchased during the year 2014-15.
NSC Should be purchased in the name of Employee Only.
NSC purchased in the name of Spouse / children are NOT
Eligible as Investments benefit for the employee.
Copy of Certificates to be enclosed with Date of purchase
and the Amount
Copy of Bonds / statement.
Copy of ULIP statement
Copy of the Certificate/ Receipt/ Passbook etc
Copy of receipts for Tuition Fees (excluding Donations &
Development fees, Bus, Text Books, Private Tuitions
or Tutorial Fees) paid to any University/College/School or
Other Educational Institution in India during the current year
for a maximum of 2 children.
Copy of Provisional certificate from the financial institution.

Investments / Payments made during the current year (April 2014 to March 2015) alone will be considered
for tax exemption.

Note: Please note that proof given after 19th January 2015 will not be accepted / considered for
IT Computation and the same can be claimed as exemption while filing the personal Income Tax
returns.

Note:Sec 80CCF (Contribution to Long Term infrastructure Bonds) Infrastructure Bonds

would not be eligible as Tax saving instrument under sec.80CCF from FY-2012-2013
onwards.
GENERAL INFORMATION:
All investments/ payments should have been made between 01st April 14 & 31st March15
Name, date, amount shall be clear & visible in all the documents.

 Write EMPLOYEE ID NO. in all the documents at the Top right corner
In case of investments, payments made in the name of spouse, children, dependents, a
declaration containing the names & relationship should be attached
&

Confirmation that the IT benefits are claimed only by the employee and not also by the person
in whose name the investment/ payment is made.
Wherever applicable, the proof of investment/ payment should indicate that the
Investment/payment is eligible for benefit under the Income Tax Act.
For e.g.: Mediclaim/ Insurance Policy cover should have reference to the benefits.
Claim for deduction u/s. 80 G (Donation to Charitable Institutions) shall be claimed only
while filing the Individual Income Tax Returns and not through the employer.

ITEMS WHERE ORIGINAL PROOF ARE REQUIRED:

Self-declaration - For investments in the name of spouse/children/ dependents signed by the
employee.
Self-declaration - For housing loan repayment if the Loan is in Joint name.

Rent Paid Receipts - with the complete residential address.

Computation & Declaration for claiming Loss on House Property signed by the employee.

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