1440754109sept 2 2015 Z1 LR PDF

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September 2, 2015
Zone 1, Vol. 13 No. 16
Two Wayne congregations collect for the needy
homrei Torah and

Temple Beth Tikvah
are sponsoring a High
Holiday non-perishable food
and basic necessities drive
allowing the Wayne Interfaith
Network (WIN) and other
local charities to help alleviate ongoing hunger and
need
in
Wayne
Township. They will
be joining conservative and reform congregations throughout the United States
in a national effort to
fight hunger and help those

less fortunate. This year, Rosh
Hashanah will take place
from
sundown
Sunday,
September
13
through
Tuesday, September 15 and
Yom Kippur will begin at sundown Tuesday, September
22 through Wednesday,
September 23. Donations may
be dropped off at either location, Shomrei Torah: 30
Hinchman Ave, Wayne or
Temple Beth Tikvah: 950
Preakness Ave, Wayne during
the weekdays leading up to
and between these Holy

Days.
The following items are
especially helpful: hot and
cold cereal, canned protein
(Chef Boyardee products with
meat, beef stew, canned
chicken, tuna, salmon, etc.)
rice, canned vegetables,
canned fruit, juice, cooking
oil, ketchup, mustard, mayonnaise, canned tomatoes and
pasta sauce, mac and cheese,
pancake mix and syrup,
peanut butter, jelly or jam,
continued on page 6
13
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Page 2, Zone 1
NOTE: To have your groups announcement appear in Community Happenings,

please e-mail your paragraph to
calendar@lifeandleisurenj.com.
SEPT 11
The public is invited to the Annual
Nine Eleven Public Servants Mass at
12pm on September 11 at
Annunciation Church, 45 Urban Club
Road, Wayne. Started in 2002 by
Father Louis Scurti, it honored the
public servants of WPUNJ, Wayne,
Haledon, North Haledon, the Passaic
County Sheriffs office, including
police, firefighters, EMTs, paramedics
and public officials. Father Scurti will
be the celebrant of the Mass and Msgr.
Peter Doody will be the homilist. Music
will be provided by WPUNJ, along with
the Gospel Choir of Straight and
Narrow, Paterson. For further information, contact Father Scurti at 973981-5003.
SEPT 19
Mothers Market, sponsored by the
Packanack Lake Mothers Club, 52 Lake
Drive West, Wayne on Saturday,
September 19 from 10am-3pm. This is
the ideal place to purchase new and
gently used childrens and maternity
clothing, toys, high chairs, strollers, furniture, and a wide variety of other
household items. There will also be a
fall bake sale with delicious seasonal
treats.
SEPT 21
Family Promise of Passaic County has
partnered with Black Bear Golf Club to
provide a crisp autumn day of golfing,
and a buffet dinner. Monday,
September 21 will be our third annual
golf outing to help us fulfill our motto
of building community, strengthening
lives and keeping families together.
Join us for a fun day of golf, food, and
prizes, and help us serve the homeless
families of Passaic County. All proceeds benefit the homeless parents

and children of Family Promise of
Passaic County. For information call
Ken Tanis at 201-310-1832 or email
at familypromise pc@gmail.com.
Push to Walk will host its 8th Annual
Charity Golf Outing honoring David F.
Miller of Simontacchi, Miller and
DeAngelis, at The Knoll West Country
Club, Knoll & Greenbank Road,
Parsippany on Monday, September
21.The outing begins with registration
and lunch at 11am. The price of $225
includes all greens fees, lunch, dinner
and prizes. After September 6 fee is
$250. All registrations will be handled
on a first come first served basis with
payment. The deadline to register is
September 14. Register online by
clicking on the event banner at
www.pushtowalknj.org or call
Stephanie Lajam at 862-200-5848 for
more information.
Around the
Community
Family Promise of Passaic County Dine
and Donate event. Wouldnt it be great
if 20% of the price you paid for your
meal went directly to Family Promise of
Passaic County? Please dine at Thatcher
McGhees, 6 Wanaque Ave. in Pompton
Lakes on Monday, September 7 through
Thursday, September 10. Family
Promise of Passaic County will receive
20% of the sales. A flyer must be presented in order for Family Promise of
Passaic County to receive the credit.
Please
contact
familypromise
pc@gmail.com or facebook.com/
FamilyPromisePC to request a flyer.
Family Promise of Passaic County is
people of faith working together to provide homeless families with help for
today and hope for tomorrow.
Calvary Temples various support
groups can guide you through life.
Every Thursday at 7pm the meetings
include: anger management, single parenting, grief share, marriage builders,
mens pure life dealing with pornography, and post abortion group. Veterans
Support meets every Monday at 7pm.
For more information contact Reverend
Dee Verhagen at 973-694-2938, 1111
Preakness Avenue, Wayne.
Sunshine Prosthetics & Orthotics of
Wayne will host an Amputee Support
Group the first Wednesday of every
month in their facility at 1700 Route 23
North, Suite 180 from 6-8pm. The
group will be led by Brooke Artesi, CPO,
owner of Sunshine Prosthetics and
Orthotics. For more information, call
973-696-8100.
September 2, 2015
The Community Food Box Program is

at St. Michaels Episcopal Church, 1219
Ratzer Road. The boxes contain a selection of quality frozen food you can pick
up, at very inexpensive prices. There
are 8 different selections for purchase.
For a menu call 973-956-8554.
Professional musicians and vocalists of
the Wayne Seniors Swing Band will perform for your dancing and listening
pleasure on the third Tuesday of each
month. Performances are from 12:302:30pm at the Wayne Elks Lodge, 50
Hinchman Ave. Requested donation for
Wayne Elks and Wayne Adult
Community Center members $2.
Donation for non-members $3. Light
refreshments served. For information
call 973-633-0734.
The Riverview Garden Club, based in
Wayne encourages local area residents
who are interested in gardening and in
expanding their botanical knowledge to
become club members. Novice as well
as experienced gardeners are welcome.
Monthly meetings feature educational
lectures and excursions throughout the
year. For more information, please call
our membership chairperson Linda
Wescott 973-694-1098 or send an
email to: riverviewgc@optonline.net.
You can also visit our web site at
www.riverviewgardenclub.com.
Visiting Angels in association with The
Alzheimers Foundation of America is
offering free year round memory
screenings. Confidential screenings are
held from 2-4pm every third
Wednesday of each month. Call for your
appointment 973-839-3761. All screenings are held at the Visiting Angels
office at 2190 Hamburg Turnpike,
Wayne.
The Golden Age Circle of Wayne, Inc.
(GACW) is a non-profit senior group

that meets every Thursday at 1pm in
the PAL Building, 1 PAL Drive, Wayne.
Trips, special speakers, and bingo are
some of the activities. To join you must
be a Wayne resident and at least 50
years of age. Yearly dues are $7. For
information, call Val Turner at 973-6945094.
Jewish Family Service of North Jersey
is offering Kosher Meals on Wheels program in Wayne. The Meals on Wheels
Program provides hot, nutritious kosher
meals to those people who are unable
to cook or shop, due to disability or age.
Drivers needed to deliver meals. To volunteer or to request meals, call Paul
Klein at 973-595-0111.
The Morning Minyan, a group of caring people dedicated to observing the
tradition of daily prayer, meets at
7:30am in the sanctuary of Temple Beth
Tikvah, 950 Preakness Avenue, Wayne.
A light breakfast follows a 15-20
minute prayer service. All welcome.
The Pines Lake Womans Club is open
to women from Wayne. The club meets
monthly on the second Wednesday of
the month at the Pines Lake Elementary
School cafeteria at 7:30pm. Visitors are
welcome. The club offers fun, friendship, and service. For information call
973-835-3272 or e-mail www.pines
lakewomansclub@yahoo.com.
Spa 23 Health & Racquet Club in
Wayne offers birthday parties and special events for all ages. Kids will have
the time of their lives at Spa 23 parties!
In addition to our pool parties, choose a
theme party, or add a theme to your
pool party. Theme parties are available
seven days a week. Pool parties are
available Fridays, Saturdays, and
continued on page 6
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desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
September 2, 2015
Zone 1, Page 3
Page 4, Zone 1
September 2, 2015
Guaranteed multi-million dollar retirement payday
oday, it is universally
accepted, that a secure
retirement will require
a nest-egg of multiple millions
of dollars for Millennials who
intend to one day live off the
rate of return their retirement
portfolio generates. It is my
firm belief that people in their
twenties or early thirties today
will require $10,000,000 as a
base portfolio required to generate the income necessary to
live when they reach normal
retirement age. As I have stated in this publication before,
the target age for a full Social
Security check is misleading,
with postponement likely to at
least age 75 by the time the
current 20 and 30 somethings
reach their 6th decade of life.
Today, based on the CPI,

Consumer Price Index, a dollar is worth 85% less than
compared to 1967 when the
CPI began, or just 15. This
means that a 25 year old in
1967 with a goal to accumulate $1,000,000 in 45 years,
would now need $6,736,190 to
have the same purchasing
power in 1967 dollars. In other
words, a million dollars, after
45 years of identical inflation,
would only be worth
$150,000! By the same token,
$10,000,000 is needed in 45
years to have the same purchasing power as $1,500,000
in 2015 dollars. Assuming a
5% withdrawal rate, a person
of 25 today will need to be a
deca-millionaire to have an
annual income in todays dol-
lars of around $75,000.

In January of 2012, when
I was 50, my father passed
away at the age of 76; we were
only 26 years apart and unfor-
tunately he was uninsurable

for decades due to a myriad of
medical reasons. Had this not
been the case, I could have
guaranteed myself and family a
multi-million dollar payday.
You see, we all have the
choice to invest capital in
some known vehicle with an
unknown rate of return, holding our breath for the ultimate
outcome, a retirement portfolio like a 401k or an IRA. Or
we could guarantee our financial futures by buying a multimillion life insurance policy
on Dad, Mom or a substitute
insured, like one of their
brothers or sisters. Its true that

we do not know when they
will die, nor do we want to
know. We only know that they
indeed will die and if a policy
is in force, there will be that 6
or 7 figure pay-off to the beneficiaries. Depending on the

age and health of the insured,
the premium figures can easily
be determined and compared
to the investment alternatives
available. You would be hard
pressed to find a properly
designed life insurance policy
that could not easily out-perform the same premium dollars invested into the S+P 500,
the Dow Jones Industrial
Average or a myriad of other
choices, at the death of the
insured. In my case, I had the
annual dollars to make such a
life policy investment, but
could not, due to the health

issues of both of my parents
and neither had siblings.
However, for the rest of the
insurable public, the underwriting process may merely be
an inconvenience. And
remember, IRAs and 401ks
income and death benefits are
taxable, life insurance death
benefits are not!
If I had been fortunate
enough to have been able to
insure my Dad for $1,000,000
and be responsible enough to
pay the annual premiums for
the last 20 years, today I would
have another $1,000,000 taxfree, added to my net worth. If
he were still alive, the cash
value of the policy would still
be mine and useable before his
demise. There is no shame or
By Mark Charnet
embarrassment in this technique to create wealth or a

retirement plan for oneself.
Everyone dies and the insurance companies make a profit
selling life insurance to the
people who purchase it, eventually to receive a payout from
it. This folks is a guaranteed
retirement plan; the only
thing the purchaser/beneficiary doesnt know is when he or
she will collect on it. Seventysix is too young an age to die,
that is without question and
50 is too young an age to collect on a fathers life insurance
policy. But, if we were to
increase both of our ages to 86
and 60 or 96 and 70 respectively, both parties would have
ended up winning, Dad with a
longer life, and his son with a
more secure and robust retirement nest-egg based upon the
additional years of retirement
plan accumulations and the
ultimate death benefit from
the policy.
Though I could not
insure my parents, I did insure
myself for millions of dollars
for the benefit of my wifes
retirement security as well as
for my childrens inheritance.
Interest-ingly enough, my
policies are uniquely designed
to benefit me for living too,
providing me with a tax-free
income during my retirement
years. This type of plan is so
simple to understand and easy
to implement, everyone
should do it. Write, call or
email me to ask about a plan
specifically designed for your

budget and circumstances that
will provide a living benefit for
you, a retirement income for
your spouse and a legacy for
your kids. It would be my
pleasure to produce a proposal
for all who simply ask me for
one, free of charge.
Mark E. Charnet is President
and Founder of American Prosperity Group. APG is the Premier Retirement and Estate
Planning Franchise in the United States with 19 offices in 10
states. Mr. Charnet has over
thirty years of experience in the
Retirement and Estate Planning
fields. Creator of the Trinity
Method of Investing, Mark
encourages your inquiries and
can be reached at
973-831-4424 or via email,
markcharnet@1APG.com
Check out our website:
www.1APG.com Interested in
a career in retirement and estate
planning? Check out this website: www.APGFranchise.com
*Guarantees are based on the
claims paying ability of the insurance company selected. Securities through: United Planners
Financial Services, A limited
partnership. Member SIPC,
FINRA and a Registered Investment Advisor. APG is located
at: 901 Route 23 South 2nd
floor, Pompton Plains, NJ in the
Lakeland Bank and PediatriCare building.
September 2, 2015
Zone 1, Page 5
Page 6, Zone 1
NDS
ALL BRIACED
SERV
September 2, 2015
Community
Happenings
Two Wayne congregations collect for

the needy
continued from page 2
Sundays. You can also book the entire

club for your own private event! The
spa is located at 381 Route 23 in
Pompton Plains. Contact Spa 23s program director, Laura Severance, at
973-839-8823. View more information online at www.spa23.com.
An open invitation to all seniors to
join the Golden Key of Wayne. Enjoy
fellowship, fun, holiday parties,
games and trips. The Golden Key Club
meets Fridays from 1-3pm at the Post
174 American Legion building, 55
Mountain View Blvd., Wayne. For
information call Annette Ford at 973628-0492.
The MOMS Club of Wayne is looking
for members. The group offers monthly socials, group activities, outings,
play group opportunities, moms night
and community service projects. For
information e-mail momsofwayne@
yahoo.com or go to www.meet
up.com/moms-club-of-wayne.
toilet paper, paper towels, tissues, napkins, cleaning products, and personal care products (shampoo, toothpaste,
etc.) All food donations
should be non-perishable.
Donated items should be
regular sizes, not super sizes
and in non-glass containers.
Please check expiration dates.
Monetary donations are also
welcome payable to the
Wayne Interfaith Network.
The
Wayne
Interfaith
Network (WIN) is a nonprofit, tax-exempt organization that operates a pantry for
Wayne area citizens. The
WIN volunteers come from
churches, synagogues, and
other organizations throughout Wayne. The Social
Action Committee of Temple
Beth Tikvah coordinates its
High Holiday Project and
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September 2, 2015
Did you know?

Many people begin their holiday
shopping around the end of
summer, when retailers first
begin to roll out new clothing
lines and mark down existing
items to make way for new
inventory. Beginning holiday
shopping near the end of summer or the beginning of fall may
seem a little early, but early shoppers often find that starting earlier
affords them more time to find the right gifts at the right prices. Early
shoppers can comparison shop without the specter of the fast-approaching holiday hanging over their heads, and comparison shopping helps
consumers feel more confident that they are getting the best deals possible. Starting early with regard to holiday shopping also allows shoppers
avoid the financial crunch that shoppers who wait until the holiday season begins often feel. Spreading out spending over several months as
opposed to the handful of weeks between Thanksgiving and Christmas is
a great way for shoppers to avoid buying too many gifts on credit, which
can make for a penny-pinching start to the new year when bills come due
in early- to mid-January.
Zone 1, Page 7
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Page 8, Zone 1
September 2, 2015
Did you know?

A recent study authored by education and
psychology experts in Australia suggests
that kids are spending far more time looking at screens than the two hours recommended by the American Academy of
Pediatrics. Published in the journal BMC
Public Health in early 2015, the study surveyed more than 2,600 Australian students between the ages of 8 and 16 to determine how much
screen-based media use, or SBMU, kids were averaging each day.
SBMU included television viewing, computer usage and video
game playing. The study determined that 45 percent of 8-year-olds
and 80 percent of 16-year-olds were exceeding the recommended
two hours of screen time per day.
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September 2, 2015
Zone 1, Page 9
Make school day mornings easier
chool day mornings can

be hectic, as getting kids
ready for school and out
the door on time is not always
easy. Working parents may find
school day mornings especially
difficult, as their own work
schedules can make mornings
feel even more rushed.
Fortunately, parents can
employ several strategies to free
up time in the morning so
everyone starts their days off in
a more relaxing atmosphere.
Wake up earlier. Sleep
might seem like a precious
commodity, but waking up just
10 to 15 minutes earlier can
remove some of the stress from
weekday mornings without
costing you a lot of sack time.

Let kids sleep in until their normal wakeup time, using your
extra 10 or 15 minutes to shower or enjoy your morning cup of
coffee before the house is abuzz
with activity.
Tackle certain chores the
night before. Delaying certain
chores until you wake up makes
for a hectic morning, so tackle
as many morning chores as possible before you go to bed for
the night. Prepare school
lunches, lay clothes out for
yourself and your children, and
make sure kids have their backpacks packed and ready to go
before they go to bed. Each of
these things may only take a
G
N
I
M
R
PERFOS
ART
few minutes, but when left for

the morning, they can add up
to a substantial amount of time.
Encourage youngsters to
pick up the pace. Some people
are morning people, while others dread setting their alarms
for early morning hours. Kids
who fall into the latter group
may drag their feet in the
morning, but parents should
offer encouragement when kids
are moving slowly in the morning. Allowing your frustration
to show may only make kids
less fond of mornings, so
remind them as nicely as possible that everyone has a schedule to stick to if they seem to be
dragging their feet.
Keep the television off. If

watching the television is
ingrained in your morning routine, try going a few days without it to see if this makes it easier to get out the door on time.
Kids might grow distracted by
morning cartoons, and even
adults may get caught up in
morning news shows or other
forecasts. Eliminating television from your morning routine
can save time and also may
help your family grow closer, as
you will have more distractionfree time to speak to one
another. In addition to turning
off the television, resist the
urge to turn on your devices or
scan work emails when getting
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194 WANAQUE AVENUE POMPTON LAKES 973.839.7800

261 COMLY ROAD LINCOLN PARK 973.832.7575
(Lincoln Park Plaza Next to Franks Pizza)
PLEASE CALL TO RESERVE A SPOT OR Visit Our Website:
www.thepaa.com
ready in the morning.

Parents know that school
day mornings can be hectic.
But there are several ways to
make such mornings go more

smoothly so everyone gets
where they need to be on time.
Page 10, Zone 1
September 2, 2015
Academy of Dance celebrates their 39th year

and opens their doors to the local community
inda
DAmicos
Academy of Dance is
about to embark on
their 39th year of operation!
They are so thrilled and humbled to open their doors to the
local dancers and share their
love of dance with the community! With adorable Pre-K
and Kinder ballerinas, beautiful recreational terpsichoreans, and fierce national award
winning competitors, LDAD
is so incredibly proud of the
progress their dancers have
made over the years. Their
dedication to their craft and
passion shows through their
performances on stage, and

the studio takes absolute pride
in the fact that this is more
than just a place to come and
learn new dance steps.
LDAD is a place where
lifetime friendships are made,
confidence is built, boundaries are pushed, and where
coordination, strength, grace,
and agility are nurtured to create headstrong charismatic
young adults equipped with
life lessons needed to take on
lifes journey no matter where
it takes them.
After an incredible year
of volunteer performances at
nursing homes, talent shows,

Christmas parties, musical
theatre shows, summer dance
camps, and adrenaline pumping regional and national
competitions, LDAD is excited to invite you to share their
39th year of dance with them.
You may register by phone
973-616-0300, emailldadancers@lindadance.com,
or online at www.linda
dance.com. Stay caught up
with LDADs most current
adventures on our Facebook
and Instagram pages
@Ldadancers.
Open House Registration

September 1, 2 and 3 from
9:30am to 12pm and
5pm to 8pm.
As Mrs. DAmico always said:

If you can dream it, you can
achieve it.
September 2, 2015
Zone 1, Page 11
Manage teams, clubs and leagues

in a digital world
ports leagues, afterschool clubs and other

extracurricular activities
enjoyed by children and their
parents would not be possible
without the volunteer efforts of
fellow parents and other adults.
Very often an entire committee of volunteers gathers to
make a sports team or group
successful, and much of their
work is being done behind the
scenes.
Managing a recreational
group is no small undertaking.
Such an endeavor requires the
patience and perseverance of
volunteers ready to juggle a
variety of tasks. While in the
past there may have been few
resources to aid in such tasks,
today's technology makes it
easier to handle the responsibilities that come with managing a team. The vast array of
apps available for smartphones,
tablets and other devices can
alleviate some of the work for
recreational group managers.
The following are just a handful of applications league managers can consider to coordinate efforts across the board.
Team Snap: Team Snap is
one of the premier team and
club management services
available
(www.teamsnap.
com). This software helps anyone, even those with little or
no website design experience,
run a team, league or other
organization online. The team
is managed by a team owner
who can choose free services or
a tiered payment plan depending on the option that owner
chooses. Team members are
invited to join free, where they

can message other players,
check calendars and even get
text message alerts.
Team Pages: Having a current and well-designed website
can encourage others to be
more involved and invested in
a particular team or league.
However, sometimes getting a
website up and running can be
challenging, particularly to the
novice designer. With Team
Pages (www.teampages.com),
anyone can create a sport- or
club-themed website and have
it live in a manner of minutes.
Drop and drag layout design
options makes creating multiple pages even easier, and there
is a calendar option for keeping
track of games and other meetings.
Active: Active (www.active.
com) is the leader in online
event registrations, from
marathons to softball leagues.
Visitors can search for various
activity-inspired events nearby
and learn more about sports
leagues for children and adults.
In addition, the site features
informative articles on nutri-
tion, player improvement tips,

medical information, and
much more as it pertains to
activities.
League Athletics: This tool
(www.leagueathletics.com)
mixes team website design
with league management and
registration. It also enables
others to follow a team's
progress while broadcasting
scores and schedules. Custom
design options enable flexible
and easy layout in a matter of
days.
Scoutlander: Scoutlander
(www.scoutlander.com) hosts
and manages troops, packs and
dens associated with the Boy
Scouts and Girl Scouts. The
site is free, though voluntary
donations are used to further
the development of the site.
Scout leaders can inform parents of upcoming meetings or
events. Separation of public
and private areas of a troop's
site enable password-protected
information to stay private.
Google Sites: In addition to
the scores of other website creation software available at no-
Not an actual patient.
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435 Ringwood Ave Pompton Lakes

Visit Our Website For Services: www.PomptonDentalArts.com
HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment
Page 12, Zone 1
September 2, 2015
Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital
Things to do before bringing a new cat home
ats and dogs are the

two most popular
types of pets in the
country, and while dogs have
been dubbed mans best
friend, cat owners are quite
vocal when expressing their
love for their feline friends.
Those looking for a cat
may not have to look far. The
ASPCA says approximately
7.6 million companion animals enter animal shelters
nationwide every year, and
roughly 3.4 million of those
are cats. An area shelter is an
ideal place to find a new pet
for those thinking of getting
their first cat or adding to the
pets already in the household.
Cats can be purchased from

pet stores, but they also may
be available via friends or
family members who have
recently welcomed a new litter.
Before bringing your cat
home, it is best to make sure
you and members of your
household are prepared to
welcome a furry feline friend
into your home.
Is everyone ready for the
responsibility? Pets are a big
responsibility, and all members of the household should
be ready and willing to pitch
in and care for pets. Divide
duties based on age and physical ability. If a member of the
family doesnt support the

decision to get a cat, this
might not be the right time to
do so.
Find the right match in a
pet. Temperament can play a
role in how well a cat fits in

with your family. A cat that is
fearful and skittish may not be
the best match for a family
with young, active children.
Special-needs cats may be bet-
591 Newark Pompton Turnpike

Pompton Plains, NJ
Dr. Matthew Krupnick, D.V.M.
ter for adult-only homes or for

people who can devote the
extra time needed to properly
care for the animal.
Designate a cat-friendly
spot in your home. A new cat
may need some time before he
or she acclimates to a new
environment. To facilitate
this process, designate a room
or area in the house for your
cat. This should be a low-traffic spot. Keep a litter box and
food and water bowls nearby.
Stock up on your supplies. Cats will need various
pet supplies to be comfortable
and healthy. For the time
being, use the same products
the cat had at the shelter or
pet store, which can create a

sense of familiarity that makes
cats more comfortable in their
new homes. Over time, you
can transition slowly to new
supplies, including:
- litter box and litter material
- food
- food and water bowls
- scratching posts
- interactive toys and solo toys
- brushes and other grooming
supplies
- sturdy cat carriers
Find the right veterinarian. Select a veterinarian
whom you trust and makes
WHERE YOUR
PET IS FAMILY
973.616.0400
Full Service Animal Hospital,
Specializing in Cats & Dogs
Complete Medical, Dental & Surgical
Services On Premises
Caring & Competent Staff
1 5 % O F F FREE Exam
Exam Fee
NEW CLIENTS ONLY.
ONE TIME ONLY. Limit 1 per pet.

Not to be combined w/other offers. Expires 9/29/15.
Limit 1 per pet. Not to be combined w/other offers.

Expires 9/29/15.
PequannockVeterinarian.com
Open
Saturdays
Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm Fri 8-5pm Sat 8-12pm
September 2, 2015
Manage teams, clubs and leagues in a

digital world
or low-cost, Google Sites

(sites.google.com) is a component of Google services,
including Gmail and Google
calendars. All of these Google
facets can work together and
be linked to a single Google
account. This presents a viable
way for clubs and teams to not
only build impressive websites
but also stay connected

through email and calendar
updates.
Modern technology has
developed even more ways to
keep sports teams and
extracurricular clubs organized.
A variety of applications and
websites can help any organization look and feel tech-savvy.
Buononatos Valley Brooke Cleaners

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309 Valley Road, Wayne (973) 696-4446

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Cannot be combined with any
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$
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any other coupon or offer.
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SHOE
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Zone 1, Page 13
Page 14, Zone 1
September 2, 2015
September 2, 2015
We are the Source We Grow and Sell Direct to you

Zone 1, Page 15
FALL FESTIVAL COMING SOON!
OCTOBER 3RD & 11TH
Service Savings Selection
75% Off
Includes: Petting Zoo,

Games, Hay Rides,
Baked Goods,
Pumpkin Picking and
Much More!
We Carry
Thousands of
Pumpkins, Gourds,
Cornstalks and
Hay Bales
select colors
and styles
Edible Garden
Herbs $2.99
4 for $10
FARMERS
MARKET
Now thru December
Fresh Fall Product

Fridays 2pm-6pm
8 Premium
Saturdays 10am-3pm
Annuals $8.99
4 or more $6.99
Includes: Sunflowers,
Marigolds, Zinnias,
Snapdragons,
Petunia combos
SALE
50% OFF
Ceramic
Pottery
Trees, Shrubs
& Perennials
FALL MUMS
NOW IN STOCK!
FRESH
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CRAFTS
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GroRite Landscaping We Design, Install and Maintain!
30 Hillview Road Lincoln Park NJ, 07035

973-694-7495 grorite.com
We accept
Amex Visa
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HOURS: Monday - Saturday 8am-6pm Closed Sunday for church and family
Page 16, Zone 1
September 2, 2015
September 2, 2015
Zone 1, Page 17
t
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Animal Exclusion (Holes/Openings)
Carpentry
Caulking/Grouting
Ceiling Tile Installation
Cement Patching
Chimney Caps
Cleanouts (Attic/Basement/Home/
Office/Shed/Warehouse)
Crown Molding
Decks (Cleaning/Installation/
Repair/Sealing)
Dropped Ceiling Installation

Drywall/Plaster Repairs
Fascia/Soffit Repair
Fence Installation/Repair
Finishing Work
Home/Business Improvement
Insulation Installation
Miscellaneous Repairs
Molding/Trim Work
Odd Jobs
Painting (Interior/Exterior)
Power Washing
Replace Termite Infested Wood
Rubbish Removal
(Appliances/Furniture/Rugs)
Sheetrock Installation
Tree Pruning/Trimming
Wainscoting
Wallpaper
Windows/Storm Windows
(Installation/Replacement/
Sill Repair)
CALL 973-345-7760
for a FREE Estimate
for an Initial Exterior/Interior Evaluation of Your Home or Building.
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Restoration Doctor is a Division of Bug Doctor, Inc.
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Page 18, Zone 1
September 2, 2015
Transforming Lives By Transforming Living Spaces... Its What We Do
A Tradition of Delivering Value For Over 20 Years
Make the most of sale season
all can be an ideal time

of year for homeowners
to tackle home improvement projects, as the moderate temperatures make for
ideal conditions to work in
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(Just 200 feet after the Alps Road exit)
973-696-0333
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addition, many retailers offer

consumer-friendly sales in
autumn, helping homeowners
to save money.
As early as September,
many stores begin stocking
their shelves in advance of the
holiday season. As a result,

stores look to unload summer
and fall seasonal items. The
following are just a few types
of items homeowners might
find at reduced prices this fall.
Lawn and garden
If you want to revamp
your backyard, wait until
late summer or early autumn
to do so. At this time of year,
you can find great deals on
patio furniture, lawn mowers,
perennials, shrubs, sheds, and
many other lawn and garden
items. In addition, check with
local contractors to see if they
will offer discounts late in the
season. Tree-removal companies, landscapers, fence
installers, masons, and others
continued on next page
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September 2, 2015

continued from previous page
may cut prices in mid- to lateautumn as they look to earn a

bit more money before the
arrival of winter.
Snow removal
Retailers looking to
move snow blowers, shovels
and other winter accessories
may offer teaser deals to
attract customers. Its best to
purchase such tools now
before the first big storm
drives up demand.
Cooking appliances
Manufacturers typically
introduce new stoves, cooktops and other cooking supplies in advance of the holiday season. Older models may
be discounted to make room
for the new arrivals, and you
may be able to score even big-
ger savings on floor models. If

renovating the kitchen is in
the works, wait until early
autumn to start appliance
shopping.
Painting supplies
The weekends surrounding Labor Day and Columbus
Day are also great times to

find deals on home improvement, as retailers know customers have extra time to
complete projects during
these long weekends. Paint,
rollers and other supplies may
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Zone 1, Page 19
Page 20, Zone 1
September 2, 2015
Things to do before bringing a new cat

home
Would you hire you?

Picture this...
irca 2011. Jim was a

friend. A lazy friend.
One day Jim, who
used to work for me, came by
the office to pay a visit. You
see Jim was a nice guy, just
lazy. (Did I point that out
already?) On this particular
visit we were talking about
the state of my company and I
mentioned how I really needed one more salesperson.
After a few seconds he said,
Why dont you hire me?
Once the shock of what he
said wore off I decided to ask
him one simple question,
Would you hire you?
Without hesitation he smiled
and said, NO.

The good news is he
knew himself well, at least
when it came to his work
ethic. The bad news is that
while he knew this truth, he
did nothing to change it.
Think about it
Do you live in a comfort
zone? One that repels change?
If so let me tell you there is a
brave new world out there.
One that will make us feel
comfortable and move us to
action and ultimately change.
After awhile, the comfort
zone can really stink!
Joe Pellegrino is an author,

speaker and consultant for Not
Just An Average Joe, LLC.
Have thoughts of your own?

Send them to joe@notjustanaveragejoe.com. 2014 Not
Just An Average Joe, LLC.
you feel comfortable. Have

your cat examined by the vet
and discuss any questions or
concerns you may have. A vet
may be able to install a
microchip in your cat for
identification purposes as
well.
Safe-proof your home.
Cats can be curious, and many
will want to investigate rooms
throughout your house. To
protect curious cats, keep
cleaning products and other
chemicals locked away and
secure electric wires with cord
containment devices. Know
which houseplants are toxic
and, if you dont discard them,
make sure they cannot be
reached by cats.
Cats make wonderful
pets. Bringing a new cat home
often requires taking certain
steps to ensure your furry
friend is comfortable in his or

her new home.
Dr. Matthew Krupnick is the
owner of the Pequannock Animal Hospital. He grew up in
Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quality and compassionate care for
pets in the community. The Pequannock Animal Hospital is
located at 591 Newark Pompton Turnpike in Pompton
Plains. You can reach the hospital by calling 973-616-0400.
September 2, 2015
Zone 1, Page 21
Calzone an alternative to pizza
alzones provide a fun

and tasty alternative
to pizza. Home cooks
who want to think outside the
pizza box can consider the following recipe for WholeWheat Spinach Ricotta
Calzones from Clean Eating
for Busy Families (Fair
Winds) from author Michael
Dudash, R.D.
Whole-Wheat Spinach
Ricotta Calzones
Serves 7
For the dough:
1 cups warm water (105 F to
110 F)
1 ounce envelope quick-acting
dry yeast
2 cups unbleached white wholewheat flour, plus additional for
dusting
2 cups unbleached bread flour
cup extra-virgin olive oil,
divided
1 teaspoons salt
1 teaspoons Italian herb seasoning
Olive oil spray
For the filling:
1 tablespoon extra-virgin olive
oil
1- 8-ounce package crimini
(baby bella) mushrooms, finely
chopped
4 cups lightly packed baby
spinach, finely chopped
2 teaspoons minced garlic
cup soft goat cheese
1 cup whole milk ricotta cheese
cup grated Parmesan cheese
cup basil leaves, chopped
small
cup drained sun-dried tomatoes in oil, chopped
1 tablespoon flaxseed meal
teaspoon salt
teaspoon freshly ground black
pepper
For serving:
1 1/3 cups marinara sauce
To make the dough:

Pour the water into the
bowl of a stand mixer fitted
with a dough hook, sprinkle
in the yeast, and let it sit for 5
minutes. Add the flours, 3
tablespoons of oil, and salt
and seasoning; mix for 10
minutes on medium-low
speed until the dough is elastic in consistency. Cover the
bowl tightly with plastic wrap
and place it in a warm area
until the dough doubles in
size, about 90 minutes. If you
dont have a warm area in
your kitchen, heat the oven to
200 F. Turn off the oven and
wait 5 minutes before placing
the dough in the oven to
proof.
Once the dough has
risen, punch down. Coat a
large sheet pan (or 2 medium
sheets) with olive oil spray,
shape the dough into 7 equal
balls, cover, and let rest for 15
minutes.
To make the filling:
Heat a large frying pan
over medium heat and add oil.

When the oil begins to shimmer, add mushrooms and
saut for 3 minutes; add
spinach and garlic and cook
until water releases and evaporates. Remove pan from heat
and stir in the goat cheese.
Add ricotta, Parmesan cheese,
basil, tomatoes, flaxseed meal,
salt, and pepper and stir.
Transfer to a container and
chill.
To assemble a calzone:
Preheat oven to 500 F.
Dust the counter, rolling pin,
and a dough ball with flour.
Flatten the dough into a 5inch circle, rotating after
every few rolls Place 1/3 cup
of filling on the front half of
the dough, leaving inch
around the border. Fold the
dough over until the edges
meet, forming a half-moon.
Fold over -inch. Press the
edges with your fingers to seal
and score lightly with a fork.
Gently, but quickly, transfer
the calzone back to the sheet
TO
ADVERTISE
IN LIFE &
LEISURES
DINING
SECTION
CALL
(973)
696-8008
pan. Repeat this process with

the remaining dough and filling. Brush the calzones with 1
tablespoon of oil and using
the kitchen shears, cut four
-inch slits into the tops of
each. Bake on the middle rack

until lightly golden on top
and bottom, 15 to 18 minutes.
Complement with warm
marinara sauce when serving.
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Page 22, Zone 1
September 2, 2015
September 2, 2015
Zone 1, Page 23
Page 24, Zone 1
How to handle cramped quarters

be discounted on such weekends, and you also may find

discounts on power tools.
Vehicles
If you are in the market
for a new SUV or truck to
transport your home improve-
Wayne
ment project supplies, autumn

is a good time to visit a dealership. Many dealerships liquidate their inventory in
autumn to free up space for
new model releases about to
hit the market. Come
autumn, you may find it easier
to negotiate financing and

leasing deals.
Homeowners can save
on home improvement projects and other needs by taking
advantage of late-summer,
early-autumn discounts.
THE GOOD GUYS
MOVING & STORAGE INC.
www.waynemovers.com
Local Moving Specialists

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partment living has

its
advantages.
Without a mortgage
to pay, many apartment
dwellers feel more free than
homeowners who still have
decades of payments left
before they can pay off their
homes. And when apartments
need fixing, such responsibilities fall on the shoulders of
the landlord instead of the
tenants.
But apartment living has
its downsides as well, most
notably that apartments are
often much less spacious than
homes. Cramped quarters can
make
apartment
living
uncomfortable, but there are
ways apartment dwellers can
make even the most confined
living spaces seem roomier.

Clear the clutter. The
easiest and perhaps most
effective way to conquer
cramped living quarters is to
remove clutter and work diligently to avoid its accumulation once its gone. Only buy
new furnishings when you
need them to replace existing
items, and resist the urge to
treat dressers, coffee tables
and dining areas as storage
areas for junk you wont use or
mail you have not opened.
Purchase some multipurpose furniture. Multi-purpose furniture, such as storage
ottomans or bedroom benches
that include storage areas for
bed linens or bath towels, can
be an apartment dwellers best
MARIA FERRITO
Professional Full Service Realtor
at
CALL MARIA
973-986-6914 Cell
for CURRENT MARKET VALUE

OF YOUR HOME
TOWNHOME SPECIALIST
RELOCATION AGENT
maria.ferrito@century21.com
NJ CIRCLE OF EXCELLENCE
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Consistent
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in the WAYNE area.
~ SHORT SALE AGENT ~

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YOUR HOME IS WORTH?
WAYNE $279,999
GEMINI LLC Realty 2BR, 2 Full Bath Ranch with

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garage, and large backyard.
197 Berdan Ave., Wayne, NJ
friend. When buying a new

bed frame, look for one that
has built-in storage drawers so
you have even more space to
store bedding and other items.
Such pieces add both aesthetic appeal and serve practical
purposes
for
apartment
dwellers with limited closet
space.
Wall-mount your television. While todays televisions
are nowhere near as bulky as
their predecessors from decades
past, many apartment dwellers
still place their televisions atop
bulky television stands. But
you can create more space in
your entertainment room by
wall-mounting your television.
Renters may be hesitant to
mount their televisions for fear
of losing a substantial chunk of
their deposits, but the majority
of todays mounts wont do
much more harm to the walls
than more traditional wall
hangings.
Make use of your vertical
space. Shelving units and
bookcases can be great allies
to apartment dwellers because
these items make use of an
apartments vertical space.
Many apartment dwellers
underutilize their vertical
September 2, 2015
Zone 1, Page 25
Factors to consider before renting out your home
enting out a home is a

great way for homeowners to earn some
extra income. Some homeowners rent their homes in an
attempt to wait out a sagging
housing market, while others
see renting their homes as a
long-term commitment to
their financial futures.
Being a landlord has its
advantages and disadvantages,
and the decision to rent out a
home is one that homeowners
should not take lightly. The
following are a handful of factors homeowners should consider as they try to decide if
renting out their homes is the
right move for them.
Time
Being a landlord is a
24/7/365 commitment, as tenants will expect their landlords
to be on call at all times.
Tenants will call their landlords should plumbing fixtures
suddenly burst in the middle of
the night, and landlords must
be available to answer such
calls no matter how inconvenient they become. If you are

not willing or able to devote
the time necessary to tend to
tenant needs, then being a
landlord may not be for you.
Maintenance
Whereas homeowners
may be able to delay making
certain repairs in the homes
where they lay their heads,
such a luxury is not afforded
when they are renting out their
other properties. Repairs and
maintenance of rental properties cannot be put on the back
burner while you save money
to fix them. In addition, if even
minor repairs typically pose a
problem for you, you may soon
discover that hiring a handyman or discounting rent for
live-in supers is cutting into

your profits or making it difficult to pay bills. Before deciding to rent out your home,
determine the potential costs
of maintaining a second property and use that information
to decide if renting the property is a sound financial investment or one that might put you
in the red.
Tenants
Many people who have
rented have a horror story or
two about an absentee or indifferent landlord, but landlords
also have their own such stories
about nightmare tenants.
When mulling whether or not
to rent out your home, consider who your prospective tenants will be and if your commu-
nity will supply the steady

stream of renters you will need
to pay your mortgage and bills
without jeopardizing your
finances. The last things firsttime or even experienced landlords want are tenants who
cannot pay their rent and/or
those who are disrespectful of
their neighbors and their landlords, so its best to give ample
consideration to your potential
pool of renters before deciding
to rent out your home.
Help
Many landlords work with
local real estate agencies or
property management firms
who will do much of the legwork with regard to finding
tenants and maintaining properties. Research the cost of
such help to determine if you

can afford it and still make
renting your home financially
viable.
Attorney fees are another
cost prospective landlords must
consider. Landlord-tenant laws
can be difficult to decipher for
first-time landlords, so it helps
to have an attorney who can
help you decipher these laws
and how they should govern
your actions as a landlord. But
attorneys are not inexpensive,
and they must be worked into
your budget as well.
Renting a home is a great
way to earn extra income, but
homeowners must consider a
host of factors before putting
their homes up for rent.
Page 26, Zone 1
September 2, 2015
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How to handle cramped quarters

space, but items that go up

instead of out can create more
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Reconsider your work
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Zone 1, Page 27
items in your work space do

you still need? Many professionals no longer print documents, so if you still have
space allotted for printers you
might be able to redo such
areas without affecting your
workday. In addition, large
desks were once sought after
because they made perfect
homes for desktop computers.
But if you now use a laptop or
tablet when working from
home, you likely dont need as

much desk space as you once
did. Downsizing to a smaller
desk and work area can open
up a substantial amount of
space without affecting your
ability to work from home.
Smaller living quarters
are a disadvantage to apartment living, but you can take
several steps to make your living spaces less cramped.
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973-696-8008
pt
001
35-2 ience
973-835 Years Exe Espertimatesd
Pom
ACH
KOV 500 OFF
Fre
Insure
Fully
Too
Job
No Large
or
Small
NJ Lic#
222
13VH00
Senio
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5-533
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973-8
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at 973
FREE In House Design & Full Color
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re a
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Proverbs 3:5,6 God Bless America

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Two Wayne congregations collect for

continued from page 2

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