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THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE
USE OF THIS WEBSITE AND THE SERVICES PROVIDED HERE IN BY PT BANK
INTERNASIONAL INDONESIA TBK. BY ACCESSING ANY PAGE OF THIS WEBSITE
AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS
AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION.
IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE
IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF
THE SERVICES.
General
The term "BII" as used in these terms and conditions refers to PT Bank
Internasional Indonesia TBK.
All products and services of the BII and its partners herein provided are
subject to the terms and conditions of the applicable agreements
governing their use. These terms and conditions are meant to regulate your
access to this website and they are to be read together with the applicable
terms and conditions governing any transaction(s), product(s) and/or
service(s) provided in this website. In the event of conflict between these
terms and conditions and the terms and conditions governing the relevant
transaction(s), product(s) and/or service(s) provided herein, the latter will
prevail.
The information, material, functions and content provided in the pages of
the website may be changed from time to time with or without notice at
BII absolute discretion. Your continued access or use of the website and/or
the services provided herein subsequent to any such change will be
deemed as your acceptance to those changes.
Disclaimer
The materials and information in this website, including but not limited to
services, products, information, data, text, graphics, audio, video, links or
other items, are provided by the BII on an "as is" and "as available" basis.
References to material and information contained in the website include
Umum
Istilah "BII" sebagaimana yang digunakan dalam Ketentuan-ketentuan dan
Syarat-Syarat ini merujuk pada PT Bank Internasional Indonesia Tbk.
Seluruh produk-produk dan jasa-jasa dari BII dan mitra-mitranya yang
diatur disini adalah tunduk pada ketentuan-ketentuan dan syarat-syarat
dari perjanjian-perjanjian yang berlaku yang mengatur penggunaannya.
Ketentuan-ketentuan dan syarat-syarat ini dimaksudkan untuk mengatur
akses anda terhadap situs ini dan hal-hal tersebut harus dibaca secara
bersama-sama dengan ketentuan-ketentuan dan syarat-syarat berlaku
yang mengatur setiap transaksi (-transaksi), produk(-produk) dan/atau
jasa(-jasa) yang diberikan dalam situs ini. Dalam hal terdapat
ketidaksesuaian antara ketentuan-ketentuan dan syarat-syarat ini dengan
ketentuan-ketentuan dan syarat-syarat yang mengatur transaksi(transaksi), produk(-produk) dan/atau jasa(-jasa) yang bersangkutan,
ketentuan-ketentuan dan syarat-syarat yang mengatur transaksi(transaksi), produk(-produk) dan/atau jasa(-jasa) yang akan berlaku.
Informasi, materi, fungsi-fungsi dan isi yang disediakan dalam halamanhalaman situs dapat berubah dari waktu ke waktu dengan atau tanpa
pemberitahuan berdasarkan diskresi mutlak BII. Akses atau penggunaan
lebih lanjut anda atas situs dan/atau jasa-jasa yang tersedia di dalamnya
setelah timbulnya setiap perubahan tersebut, akan dianggap sebagai
penerimaan anda terhadap perubahan-perubahan tersebut.
Sanggahan (Disclaimer)
The BII does not make any express or implied warranties, representations
or endorsements including but not limited to any warranties of title, noninfringement, merchantability, usefulness, operation, completeness,
currentness, accuracy, satisfactory quality, reliability, fitness for a
particular purpose in respect of the website, the material, information
and/or functions therein and expressly disclaims liability for errors and
omissions in such materials, information and/or functions. Without
derogation of the above and/or the terms and conditions of the applicable
agreements governing all the products and services of the BII, reasonable
measures will be taken by the BII to ensure the accuracy and validity of all
information relating to transactions and products of BII which originate
exclusively from BII.
Further the BII does not warrant or represent that access to the whole or
part(s) of this website, the materials, information and/or functions
contained therein will be provided uninterrupted or free from errors or
that any identified defect will be corrected, or that there will be no
delays, failures, errors or loss of transmitted information, that no viruses
or other contaminating or destructive properties will be transmitted or
that no damage will occur to your computer system.
The materials, information and functions provided in this website shall not
under any circumstances be considered or construed as an offer or
solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving
of any advice in respect of shares, stocks, bonds, notes, interests, unit
trusts, mutual funds or other securities, investments, loans, advances,
credits or deposits in any jurisdiction.
You shall be responsible to evaluate the quality, adequacy, completeness,
currentness and usefulness of all services, content, advice, opinions and
other information obtained or accessible through the website; further you
should seek professional advice at all times and obtain independent
verification of the materials and information provided herein prior to
making any investment, business or commercial decision based on any such
materials or information.
Links
Links from or to websites outside this website are meant for convenience
only. Such linked websites are owned and operated by third parties and as
such are not under the control of the BII. Therefore the BII shall not be
responsible and makes no warranties in respect of the contents of those
websites, the third parties named therein or their products and services.
Furthermore, the links provided in this website shall not be considered an
endorsement or verification or approval of such linked websites or the
contents therein. Linking to any other site is at your sole risk and the BII
will not be responsible or liable for any damages in connection with
linking. It is advisable for you to read the privacy policy statements (if any)
of any websites which are linked to this website.
Copyright
Unless otherwise indicated, the copyright in this website and its contents,
including but not limited to the text, images, graphics, sound files,
animation files, video files, and their arrangement, are the property of the
BII, and are protected by applicable Malaysian and international copyright
laws. No part or parts of this website may be modified, copied,
distributed, retransmitted, broadcast, displayed, performed, reproduced,
published, licensed, transferred, sold or commercially dealt with in any
manner without the express prior written consent of the BII.
You also may not, without the BII expressed prior written consent, insert a
link to this website on any other website, frame or "mirror" any material
contained on this website on any other server.
Any such unauthorised reproduction, retransmission or other copying or
modification of any of the contents of the BII website may be in breach of
statutory or common law rights which could be the subject of legal action.
The BII disclaims all liability which may arise from any unauthorised
reproduction or use of the contents of this BII website.
Trademarks
All trademarks, service marks, and logos displayed in this website are the
property of the BII and/or their respective third party proprietors as
identified in the website.
Unless the prior written consent of the BII or the relevant third party
proprietor of any of the trademarks, service marks or logos appearing on
the website has been obtained, no license or right is granted to any party
accessing this website to use, download, reproduce, copy or modify such
trademarks, services marks or logos. Similarly, unless the prior written
consent of the BII or the relevant proprietor has been obtained, no such
trademark, service mark or logo may be used as a link or to mark any link
to the BII website or any other site.
Exclusion of Liability
Setiap produksi ulang, penyebaran ulang atau bentuk salinan lain atau
perubahan lain yang tidak sah tersebut atas setiap isi situs BII dapat
dianggap melanggar peraturan perundang-undangan atau hak-hak hukum
umum yang dapat dikenakan tindakan hukum.
The BII and/or its partners herein shall in no event be liable for any loss or
damages howsoever arising whether in contract, tort, negligence, strict
liability or any other basis, including without limitation, direct or indirect,
special, incidental, consequential or punitive damages, or loss profits or
savings arising in connection with your access or use or the inability to
access or use this website (or any third party link to or from the BII
website), reliance on the information contained in the website, any
technical, hardware or software failure of any kind, the interruption, error,
omission, delay in operation, computer viruses, or otherwise.
This exclusion clause shall take effect to the fullest extent permitted by
law.
Indemnity
You hereby irrevocably agree to indemnify and keep indemnified the BII
from all liabilities, claims, losses and expenses, including any legal fees
that may be incurred by the BII in connection with or arising from (1) your
use or misuse of this website and the services provided herein, or (2) your
breach of these terms and conditions howsoever occasioned, or (3) any
intellectual property right or proprietary right infringement claim made by
a third party against the BII in connection with your use of this website.
Termination
The BII reserves the right to terminate and/or suspend your access to this
website and/or your use of this website at any time, for any reason. In
particular, and without limitation, the BII may terminate and/or suspend
your access should you violate any of these terms and conditions, or violate
the rights of the BII, of any other user, or of any third party.
Miscellaneous
BII menolak seluruh tanggung jawab yang mungkin timbul dari setiap
produksi ulang atau penggunaan yang tidak sah dari isi situs BII ini.
Merek-Merek Dagang
Seluruh merek-merek dagang, merek-merek jasa, dan logo-logo yang
ditampilkan dalam situs ini adalah milik BII dan/atau masing-masing
pemilik yang merupakan pihak ketiga sebagaimana tercantum dalam situs.
Kecuali dengan persetujuan tertulis dari BII atau pemilik yang merupakan
pihak ketiga terkait dari setiap merek-merek dagang, merek-merek jasa,
dan logo-logo yang muncul pada situs ini telah didapat, maka tidak ada
lisensi atau hak yang diberikan ke pihak manapun yang mengakses situs ini
untuk menggunakan, mengunduh, memproduksi ulang, menyalin atau
mengubah merek-merek dagang, merek-merek jasa, dan logo-logo
tersebut. Demikian pula, kecuali dengan persetujuan tertulis dari BII atau
pemilik yang merupakan pihak ketiga terkait telah diperoleh, maka tidak
ada merek-merek dagang, merek-merek jasa, dan logo-logo yang dapat
digunakan sebagai suatu tautan atau untuk menandai setiap tautan ke
situs BII atau situs lainnya.
Pengecualian Tanggung Jawab
BII dan/atau mitra-mitranya dalam situs ini tidak akan dalam kondisi
apapun bertanggung jawab atas segala kerugian atau kerusakan apapun
yang timbul baik dalam kontrak, kesalahan, kelalaian, kewajiban yang
ketat atau alasan lain, termasuk namun tidak terbatas pada, kerusakankerusakan yang bersifat langsung atau tidak langsung, khusus, insidental,
konsekuensial atau punitive damages, atau kehilangan keuntungan atau
The failure of the BII to exercise or enforce any right or provision of these
terms and conditions shall not constitute a waiver of such right or
provision.
If any part of these terms and conditions is determined to be invalid or
unenforceable pursuant to applicable law, then the invalid and
unenforceable provision will be deemed superseded by a valid, enforceable
provision that most closely matches the intent of the original provision and
the remainder of the other provisions of the terms and conditions shall
continue in full force and effect.
Any rights not expressly granted herein are reserved.
Law and Jurisdiction
These terms and conditions are governed by and are to be construed in
accordance with the laws of Malaysia. By accessing this website and/or
using the services provided herein by the BII, you hereby consent to the
exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia in
all disputes arising out of or relating to the use of this website.
The BII makes no representation that the materials, information, functions
and/or services provided on this website are appropriate or available for
use in jurisdictions other than Malaysia.
transactions transmitted or made via BII M2E and of BII M2E itself.
Introduction
We shall at all times and to the best of our ability, endeavour to ensure
that all materials, data, communications and/or information exchanged,
disclosed, shared, stored or otherwise used ("Information"), or any
transactions which are made via BII M2E ("Transactions") are kept private
and confidential. Further thereto, we shall comply with and adhere to the
requirements of Central Bank pertaining to the privacy and confidentiality
of the Information and Transactions as well as the need to maintain the
security and integrity of BII M2E. In pursuance of these objectives, we have
set in place a multitude of security procedures and requirements which are
designed to ensure the optimum security of the Information, Transactions
and BII M2E at all times, all of which are elaborated upon below.
Authentication;
Information Protection;
Authentication
Information Protection
We take considerable effort to ensure a safe and secure online experience,
but we do not have control over the computer you use to access BII M2E.
We have incorporated the usage of cookies for authenticating, tracking,
and maintaining specific information about user(s). As an added security
feature, an automatic log out function if no activity is detected after a
preset time limit.
However, you must ensure that your computer and you do not provide
anyone opportunity to gain access to your account information. The
following are several tips and guidelines that may assist you:
Pendahuluan
Kami setiap saat dan dengan kemampuan terbaik kami akan, berusaha
untuk memastikan bahwa seluruh materi-materi, data, komunikasikomunikasi dan/atau informasi yang dipertukarkan, diungkapkan, dibagi,
disimpan atau dengan cara lain digunakan ("Informasi"), atau setiap
transaksi-transaksi yang dilakukan melalui BII M2E ("Transaksi") dijaga
privasi dan kerahasiaannya. Lebih lanjut mengenai hal tersebut, kami
harus memenuhi dan mematuhi persyaratan-persyaratan Bank Indonesia
(atau setiap badan penerus atau regulator yang berwenang) dan setiap
regulator berwenang lainnya yang berkaitan dengan privasi dan
kerahasiaan Informasi dan Transaksi-transaksi serta kebutuhan untuk
menjaga keamanan dan keutuhanBII M2E. Untuk memenuhi tujuan ini,
kami telah menempatkan berbagai prosedur-prosedur dan persyaratanpersyaratan keamanan yang dirancang untuk menjamin keamanan optimal
atas Informasi, Transaksi-transaksi dan BII M2E secara bersamaan, yang
semuanya akan diuraikan berikut ini.
Privasi, Kerahasiaan & Keutuhan Data
Dalam rangka untuk memastikan privasi, kerahasiaan dan keutuhan
Informasi dan Transaksi-transaksi yang dikirimkan atau dibuat melaluiBII
M2E, kami telah menggunakan kombinasi otentifikasi, pembuatan sandi
dan mekanisme audit yang berfungsi sebagai perisai yang kuat terhadap
seluruh bentuk penyusupan dan penyalahgunaan sistem.
Pembuktian Keaslian;
Perlindungan Informasi;
Pembuktian Keaslian
Clear your cache and close the browser window after each session.
User ID dan Kata Sandi merupakan hal sensitif. Misalnya, jika Kata Sandi
anda adalah " banking2E " dan anda memasukan "banking2e", anda tidak
akan bisa masuk ke sistem ( huruf "e" harus huruf kapital).
Sebagai tambahan, pengguna-pengguna yang bertindak sebagai kuasakuasa diharuskan untuk menggunakan sertifikasi-sertifikasi digital untuk
tujuan memastikan dan membuktikan keaslian identitas mereka sebelum
suatu transaksi disetujui.
Perlindungan Informasi
Kami mengambil upaya yang dapat diambil untuk memastikan
pengalaman online yang aman dan terjaga, tetapi kami tidak memiliki
kendali atas komputer yang anda gunakan untuk mengaksesBII M2E. Kami
telah memasukkan penggunaan cookie untuk otentifikasi, pelacakan dan
memelihara informasi tertentu tentang pengguna(-pengguna). Sebagai
fitur keamanan tambahan, terdapat suatu fungsi keluar secara otomatis
dari sitem jika tidak ada aktifitas yang terdeteksi setelah batas waktu
yang telah ditetapkan.
Namun demikian, anda harus memastikan bahwa komputer anda dan anda
tidak memberikan kesempatan kepada siapapun untuk memperoleh akses
ke akun informasi anda. Berikut ini adalah beberapa petunjuk-petunjuk
dan panduan-panduan yang dapat membantu anda:
Pastikan tidak ada yang memiliki akses ke komputer anda, Kunci Akses
atau catatan-catatan aktivitas online anda.
Kosongkan cache anda dan tutup browser window setelah setiap sesi
selesai.
Non-Repudiation
Further to the rest of this Security Arrangement and for the purposes of
clarification, any and all Transactions which are initiated by or originate
from the Customer's Access Keys (which shall be taken to include the
Access Keys of the Customer's duly appointed users) shall be deemed to
have been initiated or originated from the said Customer and accordingly,
we shall be entitled to carry out the said Transactions as if we had been
duly instructed to do so by the respective Customer.
We also maintain and constantly update the logs of the Transactions which
record, among others, the Transactions entered into by our Customers
(including you) and the nature, time and date of the same, all of which
serves to enable us to verify the various Transactions made and act as
evidence thereof should there ever arise a dispute as to the same.
BII M2E is designed and developed with the primary and utmost intention of
safeguarding the security and integrity of all Information and Transactions
at all times. Pursuant thereto, BII M2E deploys a wide range of security
features all of which are constantly reviewed and audited to determine
their effectiveness and further updated and maintained to ensure that
these security features perform at optimum standards at all times.
We also adopt a variety of monitoring and review measures upon the
security and integrity of BII M2E, which include but are not limited to:
1. Enhanced data-encryption methods;
2. Anti-virus detection, prevention and protection procedures;
3. Firewall barriers; and
4. Surveillance and detection,
all of which are designed and implemented to intercept and prevent any
Non-Repudiation
Selanjutnya untuk Pengaturan Keamanan lainnya dan untuk tujuan
klarifikasi, setiap dan seluruh Transaksi-transaksi yang diprakarsai oleh
atau berasal dari Kunci Akses Nasabah (yang harus dianggap juga termasuk
Kunci Akses dari pengguna-pengguna yang ditunjuk secara sah oleh
Nasabah) akan dianggap diprakarsai atau berasal dari Nasabah tersebut
dan karenanya, kami berhak untuk memproses Transaksi tersebut
sebagaimana kami telah diinstruksikan secara patut untuk memprosesnya
oleh Nasabah yang bersangkutan.
Kami juga menjaga dan terus-menerus memperbaharui catatan Transaksitransaksi yang merekam, antara lain, Transaksi-transaksi yang diadakan
oleh Nasabah-Nasabah kami (termasuk anda) dan sifat, waktu dan tanggal
Transaksinya, yang semuanya berfungsi untuk memungkinkan kami
memverifikasi berbagai Transaksi-transaksi yang dilakukan dan berfungsi
sebagai bukti atas Transaksi yang harus ada ketika muncul sengketa
mengenai Transaksi tersebut.
Privacy Policy
BII M2E dirancang dan dikembangkan dengan tujuan utama dan maksimal
untuk menjaga keamanan dan keutuhan Informasi dan Transaksi-transaksi
setiap saat. Berdasarkan hal tersebut, BII M2E menempatkan berbagai
jenis fitur-fitur keamanan yang semuanya terus menerus dikaji dan diaudit
untuk memastikan efektivitas fitur-fitur tersebut dan selanjutnya
Introduction
We have always considered our Customers and their interests as being of
utmost priority in the provision of our products and services. For this
reason and others, we are committed to ensuring that the privacy of your
personal, banking and financial information as well as any other
information in respect of or pertaining to the same which you have
disclosed, shared, exchanged or otherwise provided to us ("Information") is
at all times respected, maintained, protected and safeguarded.
Pursuant thereto and for your benefit, this Privacy Policy (which we may
amend from time to time) is designed to explain and elaborate upon some
of our policies and principles pertaining to the privacy of your Information,
all of which we have adopted as a sign of our commitment to respecting,
maintaining, protecting and safeguarding the privacy of your Information.
Kebijakan Kerahasiaan
Kami sangat yakin bahwa kerahasiaan atas informasi NasabahNasabah kami merupakan hal mendasar untuk menjaga kepercayaan
dan keyakinan publik terhadap produk-produk dan jasa kami dan oleh
karena itu, adalah kebijakan kami untuk menghormati, menjaga,
melindungi dan mengamankan, pada setiap saat, kerahasiaan
informasi Nasabah-Nasabah kami yang berada dalam
situs www.bii.co.id.
Pendahuluan
Kami selalu menganggap bahwa Nasabah-Nasabah kami dan kepentingankepentingan mereka sebagai prioritas utama dalam penyediaan produkproduk dan jasa-jasa kami. Dengan alasan ini dan alasan lainnya, kami
berkomitmen untuk memastikan bahwa kerahasian informasi pribadi,
perbankan dan keuangan anda serta informasi lainnya sehubungan dengan
atau yang berkaitan dengan hal-hal tersebut yang telah anda ungkapkan,
berikan, serahkan atau sediakan kepada kami ("Informasi") dihormati,
dipelihara, dilindungi dan dijaga setiap saat.
our Security Arrangement, which we trust you will read and understand.
Sharing of Information
We shall, at all times, endeavour to safeguard the privacy of your
Information and accordingly, we do not disclose the same to any third
party or external organisations. Notwithstanding this and for the purposes
of helping us serve you better, your non-banking and non-financial
information may be provided to our third party vendors, advertisers,
affiliates or relevant third parties subject to your consenting to the same.
Further thereto, where such non-banking and non-financial information is
provided to these entities, we shall take all reasonable efforts to ensure
that they comply with the same standards regulating the privacy of your
Information as that which is imposed by us. Nevertheless, should you wish
at anytime to withdraw your consent and you do not want your nonbanking and non-financial information being further disclosed to these
entities or do not want to be solicited for further products or services
which are offered by us or them, please notify us accordingly via
electronic-mail or post at the contact addresses as specified in section 9
below.
Notwithstanding the generality of this Privacy Policy and while we shall, at
all times, endeavour to safeguard the privacy of your Information, we may
nevertheless disclose your Information to other entities where such
disclosure:
1. is requested or authorised by you or any other persons purporting to
be you upon the satisfactory verification of identity by us in
accordance with our prevailing procedure;
2. is used for the purposes of processing, completing, verifying or
restricting any application, instruction or transaction made by you;
3. is necessary to provide you with the products and services offered or
made available by us, our affiliates or by third parties as subscribed
to or requested by you;
4. is made to Central Bank, the Central Credit Unit or any other body or
authority established by Central Bank, pursuant to its request;
5. is made to verify the existence and conditions of your account(s) for a
services at all times and pursuant thereto, we shall not in the provision of
our products and services engage in conduct which is deceptive, fraudulent
or otherwise misleading. We shall also ensure, to the best of our ability,
that any and all representations, statements and assurances which are
made or provided by us with regards to our products and services are at all
times accurate and true.
Providing Prompt Response & Action for Customer Inquiries &
Complaints
We, at all times, welcome and encourage you to raise any inquiries,
feedback, comments, suggestions, concerns or complaints which you may
have in respect of our products or services, which we, on our part, shall
use our best efforts to promptly attend to and where needed, to render
the necessary action in respect of the same.
Indonesia
Malaysia
Singapore
Philippines
Telepon
Fax
m2ehelpdesk-id@bankbii.com
Telephone
1-300-88-7788
+603 7844 3015 (overseas)
Fax
m2ehelpdesk-my@maybank.com.my
Telephone
+65-6720 3720
Keakuratan Informasi
Fax
+65-6720 7201
m2ehelpdesk-sg@maybank.com.my
Telephone
1800-10-588-3838
+632 588 3838 (overseas)
Fax
+632 7209714
m2ehelpdesk-ph@maybank.com.ph
Telephone
China
Fax
Email
m2ehelpdesk-cn@maybank.com.my
Telephone
Hong Kong
Fax
Email
m2ehelpdesk-hk@maybank.com.my
Faksimili
m2ehelpdesk-id@bankbii.com
Telepon
Indonesia
Faksimili
1-300-88-7788
+603 7844 3015 (luar negeri)
+603 7846 8002
m2ehelpdesk-my@maybank.com.my
Telepon
+65-6720 3720
Faksimili
+65-6720 7201
m2ehelpdesk-sg@maybank.com.my
Telepon
Malaysia
Singapore
Faksimili
1800-10-588-3838
+632 588 3838 (luar negeri)
+632 7209714
m2ehelpdesk-ph@maybank.com.ph
Telepon
Telepon
Philippines
China
Faksimili
Email
m2ehelpdesk-cn@maybank.com.my
Telepon
Hong Kong
Faksimili
Email
m2ehelpdesk-hk@maybank.com.my