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FLIP NATIONAL FINCAT 2015

FINCAT for Postgraduates - Test Structure
The FLIP’s FINCAT is the only test which evaluates candidates, across two sections:

Finance Aptitude

Career
awareness

20%

25%

Psychometric Test
Finance
concepts

25%

25%
Business
awareness

Sales
Orientation

Drive &
Persistence

25%

30%
Applied
analytical
ability

25%

25%

Customer
Servicing
Orientation

Process
Orientation

I. Finance Aptitude
This section will have 40 questions (45 mins) that will test the candidate on the following aspects –
1. Banking and Finance Concepts - It will test basic banking & finance concepts, needed for a
BFS career.
Sample Questions
i.

The correlation between ICICI Bank and Hero MotoCorp stock is -0.80. What does this imply?
a. This implies that if the ICICI Bank’s stock goes up, there is an 80% chance of the Hero
MotoCorp’s stock going up.
b. b. This implies that if the ICICI Bank’s stock goes up by INR 10, there is an 80% chance of
the Hero MotoCorp stock going down.
c. This implies that if the ICICI Bank’s stock goes up by INR 10, the Hero MotoCorp
stock will go down by INR 8.
d. This implies that if the ICICI Bank’s stock goes up by INR 10, the Hero MotoCorp stock will
go up by INR 8.

ii. A bank expects interest rates to go up. They should:
a. Look for deposits and loans of longer maturity
b. Look for deposits and loans of shorter maturity
c. Look for deposits of longer maturity and loans of shorter maturity
d. Look for deposits of shorter maturity and loans of longer maturity

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00.9 20% a) Ajanta Ltd.000 b) INR 3.000 ii. as it return on sales is higher than Ajanta Ltd and Banka Ltd 3. on key happenings in the world of business Sample Questions i.FLIP NATIONAL FINCAT 2015 2.00. Which of them has the highest liquidity? Current Ratio Return on Sales Ajanta Ltd 2 15% Banka Ltd 1. as its current ratio is lower than Ajanta Ltd and Banka Ltd c) Cannot say. China Stocks Plunge b) Greece made preparations to exit Eurozone c) Iran deal to keep crude oil prices in $55-58/bbl range d) Both and c ii.39. Repo rate and Base rate have no correlation to each other c.664 d) INR 2.1 12% Clamante Ltd 0. to apply finance concepts in real life situations.17. after 2 years? a) INR 3.782 c) INR 3.000. as the Current ratio is not an accurate indicator of liquidity. Repo rate is a rate fixed by RBI while Base rate is fixed by each individual bank b.68. how much do you need to invest now. 2 years from now. d) Clamante Ltd.learnwithflip. Which of the following news headlines are likely to impact inflation in India? a) Chinese Economy Crashes To 2-Year Low. Repo rate can keep changing while Base rate cannot d. to generate a savings of 4 lakhs. Banking & Finance Awareness – This section will test candidate’s has. Banks typically lend to good corporates at below base rate www.5%. Three companies have applied for a loan against property. If the interest rate is 8.com . Sample Questions i. You wish to buy a car worth INR 4. as its current ratio is higher than Banka Ltd and Clamante Ltd b) Clamante Ltd. Which of the following statements are true? a. Applied Analytical Ability – It will test a candidate’s ability.

negotiation and closing sales. Refer to previous question. Source new customers for CASA accounts 3. Which of the following will be your KRAs? 1. solution offering. these roles are typically: Branch Banking Branch Sales Officer. which of the following clients will you manage? a) A salaried employee b) A businesswoman who owns a pharmacy store c) A company with a turnover of INR 50 crore d) Both a and b ii. 3 & 4 II. Personal Loans. Cross sell investment products to existing Branch customers 2. 2 and 4 d) 1. with a revenue target responsibility. Sales Orientation –This competency will evaluate whether the candidate possesses selling skills such as effective probing. Source new and expand existing High Net Worth customer relationships a) Only 2 b) 1 and 2 c) 1. etc) Sales Manager Wealth Management Financial Advisor Relationship Manager/ Financial Advisor www. Graduate MBA Customer Acquisition Officer/Manager Branch Relationship Manager Trade Sales Officer Consumer Lending Sales Officer (Auto Loans. Practical Career Expectations –It will check candidate’s level of understanding/awareness of BFS roles and career path Sample Questions i. Candidates scoring high in this competency are more suitable for customer facing roles. Home loans. Carry out credit analysis of retail loans 4. In Banking & Financial Services. BFS Career Fitment This will be a psychometric test (about 30 mins).com SME Banking/Lending - SME Relationship Manager . As a Branch Relationship Manager. This section will test the candidate on following competencies: 1.FLIP NATIONAL FINCAT 2015 4.learnwithflip.

Credit Processing Assistant - MBA Operations Manager Credit Manager Research Analyst SME Banking/Lending Investment Banking Treasury and capital Markets Research analysts Risk Managers. www. Drive & Persistence – It will test whether the candidate is performance oriented – i. self-motivated and doesn’t give up. In Banking & Financial Services.e. these roles are typically: Branch Banking Consumer Lending Wealth Management Graduate Operations Credit Officer.teller Consumer Lending Wealth Mgt SME Banking/Lending - Financial Advisor.com . Process Orientation – It will test the candidate’s on skills such as learning agility. these roles are typically: Branch Banking Graduate Customer Service Officer Branch Relationship Manager MBA Personal Banker – Sales Personal Banker . Research analysts Credit Officer Credit Manager/Credit Analyst 3. attention to detail and whether they are able to plan and prioritize. Candidates scoring high in this competency are more suitable for customer relationship roles. Drive and Persistence is MUST for a candidate to perform well in any role. with a revenue target responsibility.FLIP NATIONAL FINCAT 2015 2. Candidates scoring high in this competency are more suitable for operations and analyst roles. dependable. energetic. Customer Servicing Orientation – It will test whether the candidate can understand customers’ needs and is able to maintain a long term relationship with the customer. In Banking & Financial Services. Service Delivery Officer - Sales Manager Relationship Manager/Financial Advisor SME Relationship Manager Service Delivery Officer 4.learnwithflip.