SENIOR BANKING PROFESSIONAL with over 14 years of experience Strategic Planning Branch Administration Commercial Banking Profit Centre Management Business Development Operations Management Client Relationship Management Offering rich business acumen & record of unblemished service, rich business acumen & achievements in the Banking Sector across a diverse range of functions Excellent track record of driving large teams and motivated them to generate higher productivity EXECUTIVE SUMMARY Presently with IndusInd Bank Ltd. as Vice President& Regional Manager (Commercial Banking Group) Currently heading complete Commercial Banking Operations including P&L Management, Credit & Loan Administration and Customer Service Demonstrated excellence in determining & formulating policies and business strategies and providing overall direction to business growth at Branch and Regional Level. Deft in planning, directing and facilitating operations at highest level of management; developed competency in implementing strategies towards enhancing business volumes and growth. Strong business acumen with skills to remain on the cutting edge & drive new business for various banking products. Widespread knowledge and practice in multi branch functioning and operations, including devising & implementing policies & strategies, budget formulating, estimation & auditing, problem solving and enhancing financial controls. Enterprising Leader with ability to deal with people across levels and from diverse backgrounds. CAREER RECORD Since Dec08 with IndusInd Bank Ltd., Noida as Vice President & Regional Manager (Commercial Banking Group) Role: Accountable for enhancing the banks presence in SME space in North India Ensuring timely delivery upon the revenue budget for the region across products Liaising with the client at top management level Leading the team of Relationship Managers to ensure optimum productivity Overseeing entire gamut of branch operations including handling of derivatives, FCNL, toll receivable discounting, LC / suppliers credit structure for term loan funding, bank guarantee assignments, channel finance, NBFCS / micro finance funding, etc. Noteworthy Accomplishments: Renowned as Pioneer in new branch and business and launches and Client Relationship Management Single-handedly restarted commercial banking business in states of Haryana, Punjab, HP, UP, Uttaranchal and Rajasthan Essayed a stellar role in the launch of new products in the region like Micro Finance, Channel Finance, Trade Products, Warehousing Loans, etc. along with other asset & treasury products Jan01-Dec08 with ABN Amro Bank N.V, Panipat, as a Vice President Commercial Banking - SME Role: Led a team of 20 members thereby ensured accomplishment of mission and objective Spearheaded the commercial banking Branch with an asset base of more than INR 2500 Mio; leading, supporting & motivating team members & the different Sales Channels to achieve the assigned targets (the bottom line & the top line for Assets & Liabilities along with a major focus on Commercial Banking products & fee based third party distribution) Managed the audit and operations with a team handling Trade Operations, Clearing/CMS and other banking operations Noteworthy Accomplishments: Meticulously contributed in the launch and set-up commercial banking branch in a new city and created footprints in the non-branch locations of the region thru suitcase banking Dexterously mobilized the SME business through team in Haryana, Punjab, Chandigarh and Himachal Pradesh; spearheading the liability trade and assets products, remittance services, trade finance, working capital finance, Term Loans, FX advisory & hedging solutions and cross-sell of other fee based products ACADEMIC DETAILS
MBA (Finance & Marketing) from Sikkim Manipal University
B.Com. from Kurukshetra University in 1993
Others: CA-Part I AMFI-Mutual Fund Module Certificate Course in Trade Finance from Indian Inst. Of Banking & Finance