REPUBLIC OF THE PHILIPPINES

REGIONAL TRIAL COURT

Cebu City, Cebu
Branch 12

RONALD Y. ILIS,
Plaintiff,
CIVIL CASE NO. 234091
FOR: COLLECTION OF SUM
OF MONEY, DAMAGES, and
ATTORNEYS FEE
-versus-

ARNOLD F. SUBANG,
Defendant,
x--------------------------------------/

ANSWER
(WithCOUNTERCLAIM)

DEFENDANT, through counsel, by way ofanswer to

plaintiffscomplaint, respectfullystatesthat:

Admissions/Denials

1.Headmitstheallegationsinparagraph2ofthe
Complaintregardinghispersonalcircumstances;

2.Heiswithoutknowledgeorinformationtoformabelief astothe
truthoftheallegationsinparagraphs1,4,5,and6oftheComplaint;

3.Hespecificallydenieseachandeverymaterialallegationin
paragraph3oftheComplaint,sincesuchallegationsare
maliciouslyfalseandmeantonlytounjustlyenrich Plaintiffat
Defendantsexpense. The truth is the principal obligation
amounts to only Six Hundred Thousand Pesos(P600,000.00),
but due to unconscionable interests, excessive penalties
and othercharges,Defendantwasdeceivedintosigninga receipt
thatshowed,asDefendantmuchlateronlearned, the aggregate
amount of indebtedness to be Nine HundredThousand
Pesos(P900,000.00),inclusiveoftheunconscionable
interests,excessivepenalties,andothercharges;

SpecialandAffirmativeDefenses

4.Thecomplaintdoesnotstateacauseofactionandisa sham
pleading;

4.1 Onorabout June28,2005 ,Defendants incurredan

indebtedness of Three Hundred Fifty Thousand
Pesos(P350,000.00)withPlaintiff;

4.2DuetoacloseandlongrelationshipwithPlaintiff,Defendant
wasdeceivedintosigningareceipt which hethoughtcontained
onlyareasonablerateofinterest perDefendantsoralagreement
withPlaintiff;

4.3Uponsecuringacopyofthereceiptmuchlater,Defendant
discoveredtohisuttersurprisethattherateofinterestindicated
onthereceiptisfive(5%)percentpermonth,orsixty(60%)percent
perannum;

4.4Defendantswereperplexedthattheirindebtednesscontinuedto
increasedespitethefactthatthey had already paid Plaintiff
the following amounts: P150,000.00 on July 12, 2005 and
P250,000.00 on September 8, 2008, more than the principal
obligation of P350,000.00.
[PhotocopiesofpaymentreceiptsareheretoattachedasAnnexesA
toA-9andaremadean integral part of this answer.]
Counterclaim
5.Defendantadditionallysubmitsthatheisentitledto relief
arisingfromthefilingofthismaliciousand baselesssuit,as
follows:
5.1Moral Damages amounting to Fifty Thousand Pesos
(P50,000.00) because his name and reputation were
besmirched by this malicious and baseless suit.
5.2DespitefullpaymentbyDefendantoftheprincipalobligation,
Plaintiffhasinstitutedtheinstant malicioussuitwhich
compelledDefendanttoengagetheservicesofcounsel,inorderto
protectDefendants interests,foranagreedprofessionalfeeof
P200,000.00,plusanappearancefeeofP5,000.00perhearing.
5.3Defendantsalsoincurredotherlitigationexpensesinthesumof
P50,000.00.Forallofsaidfeesandlitigationexpenses,Plaintiff
shouldbeadjudgedliabletoDefendant.

WHEREFORE, Defendant respectfully prays that judgment

be rendered in his favor bydismissing the Complaint and
granting defendants counterclaim by awarding defendant:

a)FiftyThousand Pesos(P50,000.00) asMoral Damages, and

(b)Two Hundred Thousand Pesos (P200,000.00)plusFive
ThousandPesos(P5,000.00) foreveryhearingattendedby
Defendants counsel as Attorney's Fees.
Other justandequitablereliefsareprayedfor.
CebuCity,Cebu,March 10,2015.

MARICELX.TOLENTINO
CounselforDefendant
Banilad, CebuCity
AttorneysRollNo.962471
IBPNo.015456/January15,2015/CebuCity
PTRNo.014523/January20,2015/CebuCity
MCLENo.854265/January8,2015

(VerificationandCertificationagainstForumShopping)

I, ARNOLD F. SUBANG, defendant, after being sworn in

accordance with law, deposes and says: That I am the
defendant in the above-entitled case; that I caused the
above complaint to be prepared and has read and knows the
contents thereof; that the allegations therein are true in
my own knowledge.

I have not heretofore commenced any other action or

proceeding involving the same issues in the Supreme Court,
the Court of Appeals, or any other tribunal agency of
hearing officer; to the best of my knowledge no such
action or proceeding is pending in the Supreme Court, the
Court of Appeals, or any other tribunal, agency or hearing
officer;

if

should

thereafter

learn

that

similar

action or proceeding has been filed or is pending before

the Supreme Court, the Court of Appeals, or any other
tribunal, agency or hearing officer, I undertake to report
that fact within five(5) days therefrom to this Honorable
Court.

IN WITNESS WHEREOF, I have hereunto set my hand and

affixed my signature this 25th of February 2015 at LapuLapu City, Philippines.

RONALD Y. ILIS
Affiant
CTC No. 09990099
Issued on January 5, 2015
Issued at Cebu City

SUBSCRIBED AND SWORN TO BEFORE ME this 25 February

2015 at Cebu City, Philippines affiant exhibiting to me
her Community Tax Certificate No. issued on the date and
place above-written.

Copyfurnishedthroughpersonalservice:
MA.GABRIELLEN C. QUIJADA
Counsel for the Plaintiff
QUIJADA & CASTOR LAW OFFICES
Nasipit, Talamban, Cebu City

PROOFOFSERVICE
I, Primitivo Santos, messenger for Atty. Maricel
Tolentino, hereincounsel for Defendant ARNOLD F. SUBANG,
hereby certify that I personally delivered Defendants
Answer dated March 10, 2015 to Plaintiff RONALD Y. ILIS
with address at Barangay Lawaan II, Talisay City, Cebu.
The Answer was received by plaintiff himself.
PRIMITIVOSANTOS