MAY 2011

BUSINESS TAXATION
MAY 2011 U/ID 22206/UCZG/ UCWF/UCVH Time : Three hours Maximum : 100 marks
SECTION A (10 3 = 30 marks) Answer any TEN questions. All questions carry
equal marks. 1. Define - Tax. & UP. 2. What is Indirect tax? Give
examples. P G G? Eun uP. 3. Briefly explain multiple tax
system. Gu _UPP USP. 4. State the meaning of previous
year. u Bsi U TP. 5. Who is an assessee? vS G ? 6.
Define Casual Income. u\ & UP. U/ID 22206/UCZG/
UCWF/UCVH 2 7. What do you mean by Baggage? mh ia_P G G
? 8. What is service tax? \ G G? 9. What is deemed
manufacture? Puk Ezv G G? 10. Define the meaning of Intra State
Sales. {zvS E Gu UP. 11. Explain the
importance of Form H. i H Gu UQzxzu USP. 12. What is Tax Audit? z
uoUP G G? SECTION B (5 6 = 30 marks) Answer any FIVE questions.
All questions carry equal marks. 13. Bring out the demerits of Indirect Taxes. P
P wP PnP. U/ID 22206/UCZG/ UCWF/UCVH 3 14. Who is a Person under
Income Tax Act? \mhzvi | G ? 15. What are the objectives of
Tax Audit? uoUP |UP[P ? 16. Distinguish between excise duty and
customs duty. _[P P kzxP. 17. Distinguish between Inter
state trade and Intra state trade. {[Qh Hk US {zvS
Hk kzxP. 18. Who are liable to pay Entry tax? ~ \zu
si |P ? 19. Write short notes on Business and Casual trader under
TNGST Act. u|k x \mhzvi oP uPP oP ]
S P. 20. List out the objectives of Customs Act 1962. _[P a \mh 1962
|UP[P mikP. U/ID 22206/UCZG/ UCWF/UCVH 4 SECTION C (2 20 = 40
marks) Answer any TWO questions. All questions carry equal marks. 21. Bring out
the merits and demerits of direct taxes. |P P |P, wP PnP.
22. What do you mean by Advance tax? Explain its provisions. Tmi a \zxu
G G? AuP P USP. 23. (a) Explain the different bases of excise

duty. (b) Explain the different kinds of excise duty. (A) P v P

USP. (B) P PP USP. 24. Define Sale and Deemed sale.
How it will be taxed under the central sales tax act? Puk
& . AP zv i G vUPkQx?

MAY 2011
ED
MAY 2011 U/ID 22208/UCZJ Time : Three hours Maximum : 100 marks PART A (10
3 = 30 marks) Answer any TEN questions. All questions carry equal marks. 1. Who
is an Entrepreneur? u G ? 2. What are the main activities of
KVIC? KVIC& UQ kP ? 3. What are the Project objectives? vmh |
UP[P ? 4. SIDCO Explain. SIDCO USP. 5. What is Franchising? E
Jh G G? 6. SSIC Expand. SSIC USP. 2 U/ID 22208/UCZJ 7. What
are the types of Small Scale Industries? ] u {zv PP ? 8. Write a
short note on Working Capital. |h u ] S P. 9. Expand SISI. SISI
USP. 10. What are the objectives of Industrial Estates? umh |
UP[P ? 11. What is District Industries Centre? mh u G
G? 12. Expand NSIC. NSIC USP. PART B (5 6 = 30 marks) Answer any
FIVE questions. All questions carry equal marks. 13. What are the different types of
Entrepreneurs? u PP ? 14. What are the main functions of
IDBI and IFCI? IDBI IFCI& UQ oP ? 3 U/ID 22208/UCZJ 15. What
are the contents of a Project Report? vmh B EhUP[P ? 16. Explain the
various phases of EDP. EDP& {P USP. 17. What are the functions of
women entrepreneur? s u oP ? 18. Explain the Industrial
Estates in India. Cv E u mhP Szx USP. 19. What are the
sources of working capital? |h u Bu[P ? 20. What are the tax
concessions available to Small Scale Units? ] u {[PUS AUPk
\PP ? PART C (2 20 = 40 marks) Answer any TWO questions. All
questions carry equal marks. 21. (a) What are the characteristics of an
entrepreneur? (b) Explain the functions of ICICI with regard to Small Scale Units. 4

U/ID 22208/UCZJ (A) u CP ? (B) ] u {zvPP ICICI

B oP ? 22. (a) What are the significance of Project Report? (b) What are
the contents of EDP? (A) vmh B UQzx G? (B) EDP& EhUP[P ?
23. (a) What are the symptoms of sickness of the Small Scale Units? (b) What are
the causes for Industrial Sickness? (A) ] u {[P | AhuS E
ASP ? (B) u {[P | AhuP Pn[P ? 24. (a) What
are the different types of Franchising? (b) What are the differences between
Franchise and Agency? (A) E Jh PP ? (B) E
JhUS PUS E kP ?

MAY 2011
PRACTICAL AUDITING
MAY 2011 U/ID 22207/UCZH Time : Three hours Maximum : 100 marks SECTION A
(10 3 = 30 marks) Answer any TEN questions. All questions carry equal marks. 1.
What are the main object of an Audit? uoUP UQ |UP ? 2. What is
meant by Internal Audit? APz uoUP G G? 3. What do you mean by Balance
Sheet Audit? C{ S uoUP } Ax x? 4. What is meant by Audit
Note Book? uoUP Sk G G? 5. What do you mean by Sample Checking?
v \u G G? 6. What do you mean by Verification? \zu G
G? 7. What is meant by valuation of assets? \zxUP vku G G?
U/ID 22207/UCZH 2 8. What is meant by Secret Reserve? P] P G G? 9.
What do you mean by Wasting Assets? nS \zxUP } A x? 10.
What are the disqualifications of the Company Auditor? { uoUP uSvP
? 11. How the appointment made of the First Auditors? u uoUP {
Gi |hQx? 12. What is meant by Shares Transfer Audit? [SP u
uoUP G G? SECTION B (5 6 = 30 marks) Answer any FIVE questions.
All questions carry equal marks. 13. What are the advantages of an Auditor?
uoUP |P ? 14. What are the differences between Interim Audit and
Continuous Audit? ChUP uoUP uh uoUP Ch E kP
? U/ID 22207/UCZH 3 15. What are the advantages of Audit Programme? uoUP
\ vmhzv |P ? 16. Explain Internal Check with regard to Purchases.

Pu \u APa^ USP. 17. What are the differences between

verification and vouching? \zuUS, \US E kP ? 18.
What are the causes of depreciation? u EshuP Pn[P ? 19.
Explain the procedure for effecting share transfer. [S \P USP.
20. What are the differences between Accounting and Auditing? PnUQUS
uoUPUS E kP ? SECTION C (2 20 = 40 marks) Answer any
TWO questions. All questions carry equal marks. 21. How do you vouch the cash
receipts of the Cash Book? UP zuPzv E UP P G \ \
? U/ID 22207/UCZH 4 22. What are the duties of an auditor regarding the valuation
of goodwill and Investment? oP | ukP vk \u \u
uoUP PhP ? 23. Explain the classification of reserves. PP Pkzv
USP. 24. Explain the duties of Company Auditor as per Companies Act 1956. {
\mh 1956 i uoUP PhP USP.

OCTOBER 2011
PRACTICAL AUDITING:
OCTOBER 2011 U/ID 22207/UCZH Time : Three hours Maximum : 100 marks PART A
(10 3 = 30 marks) Answer any TEN questions. All questions carry equal marks.
1. Who is called auditor? uoUP G AUQ? 2. What is internal
control? APUPmkk G G? 3. What is an audit working papers? uoUP
\z uP G G? 4. Define the term vouching. \ CUPn T.
5. What is the meaning of Reserves? P Gu G? 6. Who appoint the
auditors of government companies? A_ {zvS uoUP {x ? U/ID
22207/UCZH 2 7. Give any two duties of company auditor. {z uoUP
PhP Csi uP. 8. What is EDP auditing? EDP uoUP G G? 9. What is
interim audit? ChUPz uoUP G G? 10. Define the term depreciation. u
zv CUPnzu TP. 11. What is an audit note book? uoUP Sk G
G? 12. Explain the concept of internal audit. APzuoUP G Pzu USP. PART B
(5 6 = 30 marks) Answer any FIVE questions. All questions carry equal marks.
13. What are the advantages of Audit? uoUP |P x? 14. Distinguish
between internal check and Internal audit. APa^US, APzuoUPUS E

k x? U/ID 22207/UCZH 3 15. What are the contents of audit note book?
uoUP Smi E TP x? 16. What are the objectives of
verification? \zu UQ |UP x? 17. Distinguish between depreciation
and fluctuation. uzvS, H CUPzvS E k x? 18. Explain the
appointment of a company auditor. J {z uoUP {x . 19.
Explain the rights of company auditor. {z uoUP EP . 20. Explain Auditing through computers. Po uoUP . PART C (2 20 =
40 marks) Answer any TWO questions. All questions carry equal marks. 21. Define
audit and Investigation. Explain its various differences. uoUP
CUPn uP. CsiS E kP . U/ID 22207/UCZH 4 22. What is
audit programme? State its advantages and disadvantages. uoUP \vmh
G G? Au |P SkP uP. 23. What are the various steps to
be taken while the auditor valuation of various assets and liabilities?
\zxUP UP vk x uoUP P si |hiUPP
x? 24. Discuss the various provisions regarding the appointment and removal of
an auditor. uoUP {x }USx uh \zxUP UP.

OCTOBER 2011
ED
OCTOBER 2011 U/ID 22208/UCZJ Time : Three hours Maximum : 100 marks SECTION
A (10 3 = 30 marks) Answer any TEN questions. All questions carry equal
marks. 1. Explain : Drone entrepreneur. USP : __ u . 2. State
any three functions of DIC. DIC oP Hu TP. 3. What do you mean
by feasibility study? \zvU T B G G? 4. What do you mean by EDP?
u z vmh G G? 5. Who is small entrepreneur? ]u
? 6. State any three types of SSIs. ]uP PP Hu TP. U/ID
22208/UCZJ 2 7. What are the types of industrial estate? umh PP
? 8. Write a note on provisional registration. uPP v J S P.
9. What are the functions of SISI? ]u \ {zv oP ? 10. Point out
any three symptoms of industrial sickness. u | Hu ASP

\kzxP. 11. State the parameters of PMRY. PMRY APP TP. 12. State
the various SSI supporting agencies at State Government Level. { A_ A ]
uP BuUS PP T. SECTION B (5 6 = 30 marks) Answer
any FIVE questions. All questions carry equal marks. 13. Explain the factors that
affect the entrepreneurial growth. u a] vUS PoP .
U/ID 22208/UCZJ 3 14. How will you classify the project? vmhzu G
Pkzx? 15. Explain the criteria for selecting a particular project. J Smhz
vmhzu u \uP Pn[P . 16. Explain the main criteria for the
evaluation of the performance of entrepreneurs. u \v vk
\uP Pn[P . 17. State the advantages of Franchising. ] P |
P ? 18. Describe the problems faced by SSIs in India. Cv ]
uP \vUS a\P . 19. What are the taxation benefits available
to SSI units? ]uUS QhUS \PP ? 20. Explain the functions of
Small Industries Development Organisation (SIDO). ]u a] PPzv oP
. U/ID 22208/UCZJ 4 SECTION C (2 20 = 40 marks) Answer any TWO
questions. All questions carry equal marks. 21. How would you classify different
types of entrepreneurs? P u G Pkzx? 22.
Explain the content of feasibility report. \zvU T AUP hUPzu . 23.
Explain the role of entrepreneurs in economic development. u a]
u [Q . 24. Discuss the various steps involved in starting a
small scale industry. ]u uh[SuS P si \P TP.

MAY 2012
MARKETING
MAY 2012 U/ID 22211/UCZL/ UCXH/UCVK Time : Three hours Maximum : 100 marks
SECTION A (10 3 = 30 marks) Answer any TEN questions. All questions carry
equal marks. 1. What is Marketing? \u G G? 2. Write an example for
product mix in two wheeler industry. C \UPP u PUS J
GkzxUPmk uP. 3. How Indian Market can be segmental on the basis of income? C
v \u Aih G \u Sk \kQx? 4. What are

consumer goods? Give two examples. ~P P G G? CuS

G Csk GkzxUPhk TP. U/ID 22211/UCZL/ UCXH/UCVK 2 5. What is a
brand? (k) G G? 6. What are the importance of packaging?
Pmkzv UQzx G? 7. Who is a retailer? ] G ? 8. What is
prestige price? Give one example. P G G? J GkzxUPmk TP. 9.
What is the aim of advertising? zv |UP G? 10. What are the different
sales promotion activities? mk P TP. 11. Write any
three merits of internet advertising. Cnu P \v kP
G GxP. 12. What is positioning? { {zu G G? U/ID
22211/UCZL/ UCXH/UCVK 3 SECTION B (5 6 = 30 marks) Answer any FIVE
questions. All questions carry equal marks. 13. Explain the traditional approach of
marketing. \u P . 14. What are the components of
marketing environment? \u _ ` UTP ? 15. Distinguish
between Marketing and Selling. \u, kzv PmkP.
16. Name the factors affecting pricing decisions. i \v PP PU
TP. 17. What are the types of salesman? P PP G? 18. Distinguish
between advertising and salesman. zu P kzv TP.
U/ID 22211/UCZL/ UCXH/UCVK 4 19. Explain the different types of consumers.
iUPP PP UP. 20. What are the tools to achieve the goal
of public relations? UP uh CUQ Ah kzuk EPn[P ?
SECTION C (2 20 = 40 marks) Answer any TWO questions. All questions carry
equal marks. 21. Discuss the functions of marketing. \u oP UP. 22.
Explain the different steps to be followed in the introduction of cell phone, a new
product. J P] \u AP \ si \u |hiUPP USP. 23.
Describe the various kinds of pricing. ku PP UP. 24.
Explain the various types of advertising media. FhP[P u PP
UP.

MAY 2012
BUSINESS TAXATION

MAY 2012 U/ID 22206/UCZG/ UCVH/UCWF Time : Three hours Maximum : 100 marks
SECTION A (10 3 = 30 marks) Answer any TEN questions. All questions carry
equal marks. 1. What are the sources of Tax Revenue for Union and States? zv
{ A_P [P P ? 2. What is Direct Tax? Give some examples.
|P G G? ] Eun[P uP. 3. Who is an Assessee? vUPk
G ? 4. What is an Assessment year? vk Bsk G G? 5. What do
you mean by Excisable goods? ""P \US'' G G P? U/ID
22206/UCZG/ UCVH/UCWF 2 6. Define Service tax give some examples. ""\
'' . ] Eun[P uP. 7. Define the term Demand Dealer under CST Act.
zv a \mh i ""PukQ '' G uzv . 8. What do
you mean by Business under TNGST Act? u... \mhi ""'' G
G P? 9. What is Tax Incentives? "" FUP'' G G? 10. Write
short notes on Special Economic Zone. ] u shzu ] S
P. 11. Define goods under Customs Act. _[P \mhi ""\US'' G uzv
. 12. What do you mean by Income Tax Return? "" i uUP''
G G ? U/ID 22206/UCZG/ UCVH/UCWF 3 SECTION B (5 6 = 30
marks) Answer any FIVE questions. All questions carry equal marks. 13. Explain the
characteristics of Tax. ""'' Gu Sn |P USP. 14. Define Income under
Income Tax Act. a \mhzv i ""'' Gu CUPn uP. 15. What
are the objectives of customs duty? _[P \mhzv SUPP ? 16. Discuss
the salient features of CST Act. zv a \mhzv ]UP BP. 17. What
are the objectives of Tax Audit? "" uoUP'' SUPP ? 18. Discuss the
provisions relating EPCG scheme. EPCG vmh E \zxUP vUP. 19. Define
the term Person under Income Tax Act. a \mhi ""|'' Gu .
U/ID 22206/UCZG/ UCVH/UCWF 4 20. Distinguish between Excise and Customs Duty.
_[P US P US E mh TP. SECTION C (2 20 = 40 marks)
Answer any TWO questions. All questions carry equal marks. 21. Describe the merits
and demerits of Indirect taxes. P v |, wP ? 22.
Explain the provisions under Income Tax Act regarding Tax deducted at Source
(TDS). ""zv izu'' a \mhzv E \zxUP USP. 23. State
the goods prohibited under Customs Act. _[P \mhzv i uh \mh mP
TP. 24. Discuss the provisions relating to registration of Dealers under
TNGST Act. u... \mhzv R v \zxUP UP.

MAY 2012
PRACTICAL AUDITING
MAY 2012 U/ID 22207/UCZH Time : Three hours Maximum : 100 marks PART A (10
3 = 30 marks) Answer any TEN questions. All questions carry equal marks. 1.
Define the term audit. uoUP CUPn uP. 2. Explain the concept of Internal
Check. APa^ G Pzu USP. 3. What is an audit note book? uoUP Sk
G G? 4. What is meant by verification by assets? \zxUP \zu G
G? 5. Define the term Depreciation. uzv CUPn uP. 6. Who appoint the
casual vacancy of auditor? u\P P ChzvS uoUP {x ? U/ID
22207/UCZH 2 7. Give any two rights of company auditor. {z uoUP
EP Csi T. 8. What is the need for auditing in EDP? uoUP EDP u
G? 9. Give any two advantages of audit. uoUP |P Csi T. 10. What is
meant by reserves? P Gu G? 11. What is internal control?
APUPmkk G G? 12. What are the advantages of Internal Check? APU
\u |P ? PART B (5 6 = 30 marks) Answer any FIVE questions.
All questions carry equal marks. 13. What are the objectives of audit? uoUP
|UP x? U/ID 22207/UCZH 3 14. Distinguish between internal audit and
statutory audit. APzuoUPUS, \mhz uoUPUS E k x? 15. What are
the objectives of working papers? \zu |UP[P ? 16. Write the
points to be considered in the proper valuation of assets. \zxUP P
vkuP PzxUP GxP. 17. What are the objectives of Depreciation? u
zvUP |UP[P x? 18. Discuss the appointment of an auditor in casual
vacancy. u\P PS ChzvS uoUP { . 19. Explain the
liabilities of company auditor. {z uoUP P . 20. Explain
Auditing around the computers. Pouh uoUP . U/ID
22207/UCZH 4 PART C (2 20 = 40 marks) Answer any TWO questions. All
questions carry equal marks. 21. Define audit. Distinguish between auditing and
accounting. uoUP CUPn uP. PnUQUS uoUPUS E k x?
22. Explain the points to be considered while examine the vouchers. \Pa
\uk x Pzv P siP USP. 23. What is Reserve? Explain the
various classification of Reserves. P G G? P PP . 24.
Explain the rights and duties of company auditors. {z uoUP EP
PhP .

MAY 2012
PRINCIPLES OF MANAGEMENT
MAY 2012 U/ID 22205/UCZF/ UCVE Time : Three hours Maximum : 100 marks
SECTION A (10 3 = 30 marks) Answer any TEN questions. All questions carry
equal marks. 1. Define Management. s & . 2. State the meaning of
planning in management. s vmh Gu U TP. 3. Mention any
three steps in decision-making. ikzu iP U SkP. 4. What is span
of control? a\ G G? 5. What are the primary features of an
organisation? J A u CP ? 6. Specify the meaning of
Responsibility. Gu U SkP. U/ID 22205/UCZF/ UCVE 2 7. What is
meant by recruitment? B\zu Gu x? 8. What do you know about
direction? CUSu Gx } Ax x? 9. State the important elements of coordination. J[Qnzu UQU TPU TP. 10. Bring out the relationship between
planning and control. vmhku Pmkkzxu BQQh uh
UPnP. 11. What is the meaning of scientific management? A
s x? 12. State the modern control techniques. uP
sU Pmkmk PU TP. SECTION B (5 6 = 30 marks) Answer any
FIVE questions. All questions carry equal marks. 13. List out the functions of top
management. E{ s oP mikP. U/ID 22205/UCZF/ UCVE 3 14.
Briefly explain the importance of planning in management. s vmhku
UQzxzu _UPP USP. 15. Describe the various types of managerial
decisions. s ikzu PP . 16. Examine the merits of
organisation. A {P BP. 17. Explain the fundamental principles of
delegation. Jhzu AihU PmkP USP. 18. Describe the types of
training. ] PP . 19. Explain the nature of direction. CUSu C
USP. 20. Discuss the characteristics of control. Pmkkzxu CP v. U/ID
22205/UCZF/ UCVE 4 SECTION C (2 20 = 40 marks) Answer any TWO
questions. All questions carry equal marks. 21. Analyse the methods of planning in
management. s vmhku P SzuP. 22. Examine the meaning
and importance of departmentalisation. xUPzv UQzxzu
BP. 23. Describe the various stages in selection. uukzu {P
. 24. Explain the techniques of effective co-ordination. \ J[Qn
P USP.

MAY 2012
ED
MAY 2012 U/ID 22208/UCZJ Time : Three hours Maximum : 100 marks SECTION A
(10 3 = 30 marks) Answer any TEN questions. All questions carry equal marks. 1.
What is entrepreneurship? u G G? 2. Explain any three functions
of ICICI. ICICI& oP Hu . 3. Write a short note on SIDO. ] S
P : SIDO. 4. What do you mean by the term Project? vmh } Ax x?
5. Explain any three sources of Business ideas. \PUP Hu
P . 6. Point out the objectives of EDPs. u vmhzv |
UP[P SkP. 2 U/ID 22208/UCZJ 7. Explain any three problems of women
entrepreneurs. P u a\P Hu . 8. What are
the disadvantages of Franchising? E [Pmh P SkP ? 9.
What are the various objectives of developing SSIs? ] u a] |
UP[P ? 10. What are the various objectives of industrial estate? u
mh |UP[P ? 11. State any three sources of working capital. |
h uzu Hu P TP. 12. What are the external causes of
industrial sickness? u | U Pn[P ? 3 U/ID 22208/UCZJ SECTION B
(5 6 = 30 marks) Answer any FIVE questions. All questions carry equal marks.
13. What are the main functions of an entrepreneur? u UQ oP
? 14. Distinguish between Entrepreneur and Manager. u
BQ kzvU PmkP. 15. Explain the course contents of EDP. u
] Ah[Q UQ SvP . 16. State the suggestions for the growth
of women entrepreneurs. P u a]UP B\P GxP. 17.
Explain the importance of Small Scale Industries. ] uP UQzxzu . 18.
Explain the types of industrial estate. umh PP . 19. Describe the
procedure for Registration of SSI units. ] u {[P v \uP
P . 4 U/ID 22208/UCZJ 20. What are the objectives of giving incentives
and subsidies? FUPzuP [SuP |UP[P ? SECTION C
(2 20 = 40 marks) Answer any TWO questions. All questions carry equal marks.
21. Explain the characteristics of an entrepreneur. u CP . 22.
Describe the various forms of assistance for the development of SSI. ] u
a]UP P EuP . 23. Discuss the role of EDPs in economic
development. u a] u vmhzv [Q . 24. Explain in
detail the Central government subsidies and incentives for the promotion of
industries. u miPP A] FUPz uPP .

MAY 2012
BANKING
MAY 2012 U/ID 22204/ UCZD/UCVJ Time : Three hours Maximum : 100 marks
SECTION A (10 3 = 30 marks) Answer any TEN questions. All questions carry
equal marks. 1. Define banker. [Q . 2. Give a note on electronic fund
transfer. {v Szx S P. 3. What is savings deposit? \
G G? 4. What is the agency function of a bank? [Q P o Gx G?
5. What is endorsement? xu G G? 6. Who are market players? \
u DkkP ? U/ID 22204/ UCZD/UCVJ 2 7. What do you understand by
Inflation and deflation? nUP nmh Szx } Ax G? 8. What is
primary market? ua \u G G? 9. What is consumer leasing? ~P
SzuP G G? 10. What is credit rating? {zv |n vk G G? 11.
What is Pension financing? Kv {v Hkzxu G G? 12. What is special
crossing? ]U R G G? SECTION B (5 6 = 30 marks) Answer any
FIVE questions. All questions carry equal marks. 13. State the different methods of
note issue by central bank. [Q n mk Pz uP. U/ID 22204/
UCZD/UCVJ 3 14. What are the basic functions of E-banking? [Q Aih
oP ? 15. Write short notes on Bankers right of set - off. [Q DkPmk
E Szx ] S P. 16. List out the duties of a collecting banker. `US
[Q PhP mikP. 17. What are the objectives of Financial services? {va
\ |UP[P ? 18. What are the different types of underwriting? Jv
PP ? 19. What are the features of venture capital? \P\ u ]
P ? 20. What are the important functions of custodians? xP
UQ oP ? SECTION C (2 20 = 40 marks) Answer any TWO questions.
All questions carry equal marks. 21. Explain the functions of reserve bank of India. C
v \ [Q oP USP. U/ID 22204/ UCZD/UCVJ 4 22. Discuss the formalities
which a banker has to observe before opening a new account. J v PnUQz
x[SuS [Q Pzv P si \h[SP vUP. 23. Discuss the
various functions rendered by stock exchanges. [S zv oP
vUP. 24. Explain the various types of life assurance and General Insurance
Policies. B Pk xUPmk vmhnzv PP USP.