An Internship Report

On
Financial Performance of EXIM Bank over Previous Last Five Years,
Dhopadighirpar Branch, Sylhet

Supervised By:
Md. Alaul Haque
Lecturer
Department of Business Administration
Metropolitan University, Sylhet

Submitted By:
Nureha Khatun Famia
ID No: 113-116-082
Major in Accounting & Information System
Department of Business Administration
Metropolitan University, Sylhet

Date of Submission:

ACKNOWLEDGEMENTS
At the very beginning of my report I would thank Almighty ALLAH for giving me the strength,
courage and patience in writing this report. Then I would like to thank my internship supervisor
Md. Alaul Haque for providing detailed feedback and support all the time on this report.
I am deeply indebted to Md. Abdul Kadir, First Assistant Vice President & Relationship
Manager of EXIM Bank Limited, Dhopadighirpar Branch, Sylhet. I would like to thank the bank
officials, for their utmost support and their friendly behavior at work during the course of my
internship. I sincerely acknowledge the helps and suggestions of the officials of the EXIM Bank
Limited, Dhopadighirpar Branch, Sylhet. Without their help my internship program would have
not been possible.
I would like to specially thank Mr. Modud Laskar, Senior Principal Officer & Operation
Manager, Dhopadighirpar Branch, Sylhet for giving me such important information related to my
internship report. I state my sincere gratitude to them.
I am also thankful to Metropolitan Universitys authority for placing me as an intern in EXIM
Bank Limited.
Finally, I would like to thank whole heartedly the above mentioned individuals for the service I
have received and I will receive.

I
To
Md. Alaul Haque
Lecturer,
Department of Business administration
Metropolitan University, Sylhet
Subject: Letter of Transmittal.
Dear Sir,
I worked on the topic Financial Performance of EXIM Bank over Previous Last Five Years,
Dhopadighirpar Branch, Sylhet. Accordingly, for collection of data I have investigated into the
relevant literature, journals, and websites. I have conducted an opinion survey from the sampled
bank officials to collect both primary and secondary data.
May, I note here that, there has been no dearth of sincerity on my part to bring the issue under
study into proper focus. However, I would like to request you to consider if any error is found in
the paper.
Finally, I would like to request you to accept my report and oblige thereby. Thanking you in
anticipation for your assistance and advice in this connection.
Yours Obediently,
...
Nureha Khatun Famia
ID No: 113-116-082
Batch: BBA 25th
Section: B
Major: Accounting & Information systems
Department of Business Administration
Metropolitan University, Sylhet

II

LETTER OF ACCEPTANCE

This is to certify that Nureha Khatun Famia is a student of BBA 25 th Batch, ID: 113-116-082,
Major in Accounting & information Systems, Department of Business Administration,
Metropolitan University, Sylhet. She has completed her internship report on Financial
Performance of EXIM Bank over Previous last five years, Dhopadighirpar Branch, Sylhet
Being the academic supervisor, I have guided and supervised him throughout the entire process
of preparing the report. This report has been prepared and submitted which is seemed original to
me.

Md. Alaul Haque

Lecturer
Department of Business Administration
Metropolitan University, Sylhet

III

LETTER OF DECLARATION
I do hereby declare that the work presented in this Internship Report has been carried out by me
and has not been previously submitted to any other University / College / Organization for an
academic qualification / certificate / diploma or degree. I have tried my level best to make this
report analytical, informative and descriptive.

I certainly also ensure that, this report has not been submitted to any person earlier in any form in
the same or other institution.

Sincerely Yours,

..
Nureha Khatun Famia
ID No: 113-116-082
Batch: BBA 25th
Section: B
Major: Accounting & Information systems
Department of Business Administration
Metropolitan University, Sylhet

EXECUTIVE SUMMARY
This internship report is based on Financial Performance activities that take place in the
Dhopadighirpar Branch and on the overall financial performance of the Export Import Bank of
Bangladesh Ltd (EXIM). Based on three types of ratios namely:profitability, liquidity, And
Activity Ratio. In addition to the above it contains an overview of the organization as a whole
and the tasks that have been performed as part of the role of an intern.
In this report, I have shown background of the study, objectives of the study, scope,
methodology, limitations of the study. In Second Chapter, I have given some information about
banking industry in Bangladesh. In chapter three, I have given EXIM Bank Limited at a glance,
in fourth Chapter I have showed general description of each task completed. In fifth Chapter I
have discussed about application of academic knowledge into work field. In Sixth Chapter I have
showed Evaluation of Financial Performance of EXIM Bank LTD. In Finally I have showed at
Last chapter, finding of the study and recommendation, SOWT analysis of EXIM Bank Limited,
Conclusion. The End of the Report I have given about some of the bibliography, some of
acronyms and references.
All the financial ratios of EXIM Bank have shown positive changes except for the profitability
ratios. So EXIM Bank needs to focus on improving this particular ratio.

VI

Table of Content
SL No

Contents
Chapter 01:
Introduction

1.1
1.2
1.3
1.4
1.5
1.6

Introduction
Background of the Study
Objective of the Study
Scope of The Study
Methodology of the Study
Limitations of the Study

Chapter 02:
Overview of the specific industry
2.1

Banking Industry in Bangladesh

Chapter 03:
Overview of EXIM Bank
3.1
3.2
3.3
3.4
3.5
3.6
3.7

Company Profile
Vision & Mission of EXIM Bank
Objective
Product & Services
Corporate Culture
Management of EXIM Bank
Organogram of EXIM Bank

3.8

Profile of EXIM Bank Limited, Dhopadighirpar Branch, Sylhet

Chapter 04:
General Description of Each Task Completed

Page

4.1
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9

Activities related to customer service

Activities related to Account opening
Activities related to Account transfer
Activities related to deposit section
Activities related to cash counter
Activities related to Remittance
Activities related to clearing
The nature of job and My specific Responsibilities
Learning and observation

Chapter: 05
Application of knowledge gained during BBA program to Accomplish
each task
5.1

Application of academic knowledge

Chapter: 06
Financial Performance of Evaluation
6.1

Financial Ratio Analysis

6.2
6.3
6.4

Current Ratio
Quick Ratio
Net Profit Margin
Return On Equity
Return On Total Asset
Operating Profit Margin
Inventory Turnover Ratio
Price Earnings Ratio
Deposit
Investment [General]
Foreign Exchange Business

Chapter 07:
Findings and Recommendations
7.1
7.2
7.3
7.4

Findings of The Study

SWOT Analysis of EXIM Bank Limited
Recommendations
Conclusion

Bibliography

Acronyms

Reference