SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600

Telefax No.: (074) 442-3071

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

BANKING & FINANCIAL INSTITUTIONS

FINMGT1
COURSE SYLLABUS
1st Semester SY 2012 - 2013

UB VISION
In pursuit of perfection, the University of Baguio is committed to provide balanced quality education by nurturing academic
excellence, relevant social skills and ethical values in a fun-learning environment.
SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY MISSION
The University of Baguio educates individuals to be empowered professionals in a global community.
The School of Business Administration and Accountancy edifies competitive and morally upright individuals.
OBJECTIVES
The School of Business Administration and Accountancy, in an exuberant learning climate, aims to nurture a business
graduate who:
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cultivates the knowledge, that are imperative for career success in a globalized setting;
demonstrates relevant skills;
utilizes macro-environmental acumen for economic growth and development;
typifies professional integrity with humility;
undertakes researches to promote systematic bases for business decisions; and
models exemplary performance in business.

OBJECTIVES

UNIVERSITY GOALS

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

The School of Business Administration and Accountancy, in an exuberant learning climate, aims to
nurture a business graduate who:
P1. cultivates the knowledge, that are imperative for career success in a globalized setting;
P2. demonstrates relevant skills;
P3. utilizes macro-environmental acumen for economic growth and development;
P4. typifies professional integrity with humility;

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P5. undertakes researches to promote systematic bases for business decisions; and
P6. models exemplary performance in business.

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SCHOOL
PROGRAM/OBJECTIVES

Program Outcome and Relationship to School/Program Objectives

Program Outcome
O1. Students graduate to become professional imbued with high moral/ethical standards
O2. Graduates are highly competitive with the acquired knowledge, skills and values in the practice
of their profession.
O3. Graduates are confident with their academic and industry preparations and the entry
competencies learned to tackle the rigors of the business world.
O4. Students carry out researches that can be utilized in the community and in the business
profession.
O5. Students recognize their responsibility and accountability as professionals and as workers in the
community
O6. Students become aware of and strive for their physical, mental and spiritual well-being.
O7. Students are prepared to meet the needs and demands of global employment without losing the
Filipino spirit.
O8. Students become aware of their responsibility to the environment and participate actively in
environment programs.

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SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

SCHOOL
PROGRAM/OBJECTIVES

Course Objectives and Relationship to Program Outcome

Course Objectives
Cognitive Domain
C1. Distinguish between banking institutions and nonbanking institutions
C2. Identify the different financial institutions in the Philippines and their functions.
C3. Discuss the importance of the different financial institutions to the countrys economy.
C4. Identify the different banks in the Philippines.
C5. Discuss how its financial institutions are recognized and managed.
C6. Explain the contributions of the government financial institutions to its members.
Affective Domain
C7. Manifest sustained interest in course topics and discussions.
C8. Show enthusiasm in researching, reporting and sharing ideas in class.
C9. Exhibit cooperation in group dynamics, research and reports
C10. Exude improved confidence in interactions with people communication skills.
Psychomotor Domain
C11. Prepare short research papers regarding the different financial institutions.
C12. Post validate recommendations as solutions to cases and current issues in the Philippine
financial system.
C13. Make a comparison as to the similarities and differences of the different financial institutions.
C14. Accomplish interview requirements and report in class.

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SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

I.
II.
III.
IV.
V.

Course Number:
Title:
Units:
Pre-requisite:
Course Description:

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

FINMGT1
Banking & Financial Institutions
Three (3) units
AFINAN1

This course is designed to develop an understanding of financial institutions and their relationship to public policies, management
policies and to the Philippine financial system. Included are the studies on the different kinds of banks in the Philippines, their functions and
how they are being organized and managed. It also covers the different non-bank financial and international financial institutions. Discussed in
detail is the history, functions, nature, importance, governing laws and relationship of the institutions to the Philippine economic and financial
system.
Methodology/ Activities:
1. Lecture discussion
2. Quizzes
3. Assignments
4. Periodical Examinations
5. Group Dynamics
6. Case Analyses
VI.

Requirements
1. Regular and punctual attendance
2. Quizzes, assignments, periodical examinations
3. Reports
4. Reaction papers
5. Self-assessment exercise
6. Notebook
7. Research

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

VII.

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

Course Coverage

Learning Contents/Topics
Course Syllabus
VMO
Seat Plan
Leveling of Expectations
FIRST GRADING
Part 1 The Philippine Financial
System
1. An overview of the Philippine
Financial System
1.1. Nature of the Philippine
Financial System
1.2. Elements of the Financial
System
1.3. Functions of the Financial
System
1.4. Development of the
Philippine Financial System
1.5. The Structure of the
Philippine Financial System
2. Central Bank of the Philippines
2.1. The Development of Central
Banking
2.2. Brief History of the Bangko
Central ng Pilipinas
2.3. Objective of BSP
2.4. Functions of Central Bank
Part 11 Banking Institutions
3. Banks and Banking Perspectives
3.1. Historical Perspective
Worldwide

No.
of
Hour
s
1

School Objectives

Activity &
Learning
Approach

Program Outcome

Evaluation

P
1

P
2

P
3

P
4

P
5

P
6

O
1

O
2

O
3

O
4

O
5

O
6

O
7

O
8

Orientation
Internalize the VMO
Arrange students
Requirements and
Grading system

Recitation

Class Discussion
Lecture
Reading
Power point
presentation
Assignment

Quiz
Group Output

Lecture
Class Discussion
Reading Assignment

Quiz
Recitation
Assignment

Lecture
Class Discussion
Reading Assignment

Quiz
Recitation
Assignment

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

Philippine Banking History

Philippine Banking Today
Principles of Banking
Business
3.5. Types of Banks
3.6. Economic Significance of
Banks
3.7. Why the state supervises
Banks
4. Government banking Institutions
4.1. Land Bank of the Philippines
4.2. Development Bank of the
Philippines
4.3. Philippine Amanah Bank
5. Commercial Banks
5.1. Ordinary commercial Bank
5.1.1. Power of Ordinary
Commercial Bank
5.1.2. Organization and
Capitalization
5.1.3. Operations
5.2. Expanded Commercial
Banks
5.2.1. Additional Powers
5.2.2. Organization and
Capitalization
5.2.3. Scope of Authority
5.2.4. Equity Investment
Underwriting & Dealership in
Securities
5.2.5. Financial Intermediaries
MIDTERM GRADING PERIOD
6. Thrift Banks
6.1. Nature
6.2. Kinds
6.3. Capitalization
6.4. Operations

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

3.2.
3.3.
3.4.

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output
Recitation
Assignment

Class Discussion
Lecture
Reading Assignment

Quiz
Recitation
Assignment

Lecture
Class Discussion
Reading Assignment

Quiz
Recitation
Assignment
Group Output

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

7. Rural Banks
7.1. Organization
7.2. Operations
7.3. Functions
7.4. Services
8. Offshore Banking
8.1. Classification
8.2. Common Characteristics
8.3. Major Objectives
8.4. Roles
Part 111 Non Bank Financial
Institutions
9. Government Non Bank Financial
Institutions
9.1. GSIS
9.2. SSS
9.3. Pag-ibig Fund (HDMF)
9.4. Phil Health Insurance
10.Pawnshops
10.1. Governing Law
10.2. Definition of Terms
10.3. Functions
10.4. Nature
11.Building & Loan Associates, Nonstock Savings & Loan Associates
and Trust Companies
11.1. Governing Law
11.2. Functions
11.3. Nature
12.Private Insurance Company
12.1. Governing Law
12.2. Functions
12.3. Nature
FINAL GRADING PERIOD
13.Investment Companies
13.1. Governing Law
13.2. Definition of Terms

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

Lecture
Class Discussion
Reading Assignment

Quiz
Recitation
Assignment
Quiz
Group Output

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output

Class Discussion
Lecture
Reading Assignment

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output

Class Discussion
Lecture
Reading Assignment

Class Discussion
Lecture
Reading Assignment

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output

Quiz
Group Output
Quiz
Group Output

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

13.3. Types
14.Investment Houses & Securities
Broker/Dealer
14.1. Governing Law
14.2. Functions
14.3. Nature
15.Financing Companies & Other Non
Bank Financial Institutions
15.1. Governing Law
15.2. Definition of Terms
15.3. Functions
15.4. Nature
16.Credit Cooperatives
16.1. History of Cooperative
16.2. Principles of Cooperative

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

17.Informal Financial Institutions

17.1. Money Lender
2
18.International Financial Institutions
18.1. World Bank
18.2. International Monetary Fund
18.3. Asian development Bank
18.4. Other Financial Institutions

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Class Discussion
Lecture
Reading Assignment

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output

Quiz
Group Output

Class Discussion
Lecture
Reading Assignment

Quiz
Group Output

Class Discussion
Lecture
Reading Assignment
Class Discussion
Lecture
Reading Assignment

Quiz
Group Output
Quiz
Group Output

Grading System:
For Professional Subjects: the cut-off score is 70%. The highest possible grade is ninety-nine (99); the lowest passing grade is seventy-five
(75); and the lowest failing grade is sixty-five (65).
First grading Class standing = 70 % ; Exam = 30 %
Midterms
Class standing = 60 % ; Exam = 40 %
( Tentative Midterm Grade x 2 + First Grading ) / 3 = Midterm Grade
Finals
Class standing = 60 % ; Exam = 40 %
( Tentative Final Grade x 2 + Midterm Grade ) / 3 = Final grade

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

Website: www.ubaguio.edu

E-mail Address: ub@ubaguio.edu

Textbook and References:

References:
Books
Burton & Lombra. (2004) The Financial System & the Economy: Principles of Money & Banking . 3rd Ed. USA: Thomson Southwest.
Cecchetti, S. (2006) Money, Banking & Financial Markets. NY: McGraw-Hill Irwin.
Ibon Databank & Research Center (2003) The Philippine Banking Sector. Manila: Ibon books.
Leuterio, M. etl. (2004) Banking: Theory & Practice. Revised Ed. Pasig City: Rex Bookstore.
Miller, R. et.al. (2007) Money, Banking, Financial Markets. 3rd Ed. USA: Thomson SouthWestern.
Miranda, Gregorio S. (2004) Money, Credit & Banking.. Manila: L&G Enterprises.
Rose, P. et. Al. (2008) Bank Management and Financial Services. 7th Ed. NY: McGrawHill
Saunders, A. et al. (2008) Financial Institutions Management: A Rosk Management Approach. 6 th Ed. NY: McGrawHill
Moffet, M. et.al. (2006) Multinational Finance. 2nd Ed. USA: Pearson
Valdez, . et.al. (2003) An Introduction to Global Financial Markets. 4th Ed. New York: Palgrave MacMillan
Internet
www.businessworldonline.com
www.landbank.com
www.devbankphil.com.ph
www.bsp.gov.ph
www.sss.gov.ph
www.gsis.gov.ph
www.pagibigfund.gov.ph
www.worldbank.org
www.adb.org
www.imf.org
http://www.manilastandardtoday.com
http://www.mb.com.ph
http://www.manilatimes.net

SCHOOL OF BUSINESS ADMINISTRATION AND ACCOUNTANCY

General Luna Road, Baguio City Philippines 2600
Telefax No.: (074) 442-3071

Website: www.ubaguio.edu

Prepared by:
Olga Grace B. Dumo, MBA
Faculty, School of Business Administration and Accountancy
May 31, 2012

Noted by:
Syllabus Evaluation Committee:

Ruby R.Buccat, MBA

Program Chair Business Administration (OM / HRDM / MM, FM)
Kareen B. Leon, CPA, MSBA
Dean, School of Business Administration and Accountancy

E-mail Address: ub@ubaguio.edu