Loan Model

Loan
Down Payment
Interest
Life Years
Instalement Type

15

Down Payment
Net loan
Total Instalments
Interest Rate / Instalment
Instalment Amount

Period

22,000
78,000
10
15.00%
15,542

Payment Schedule
Interest

Instalment

100,000
22.00%
15.00%
10.00
Annually

Principal

15,542

11,700

3,842

2
3
4
5
6
7
8
9
10

15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542

11,124
10,461
9,699
8,823
7,815
6,656
5,323
3,790
2,027

4,418
5,081
5,843
6,719
7,727
8,886
10,219
11,752
13,514

11
12
13
14
15
16
17
18

15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542

(2,331)
(5,012)
(8,095)
(11,641)
(15,718)
(20,407)
(25,799)

15,542
17,873
20,554
23,637
27,182
31,260
35,949
41,341

19

15,542

(32,001)

47,542

20

15,542

(39,132)

54,674

21

15,542

(47,333)

62,875

22

15,542

(56,764)

72,306

23

15,542

(67,610)

83,152

24

15,542

(80,083)

95,625

25

15,542

(94,427)

109,968

26

15,542

(110,922)

126,463

27

15,542

(129,891)

145,433

28

15,542

(151,706)

167,248

29

15,542

(176,793)

192,335

30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59

15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542

(205,644)
(238,822)
(276,976)
(320,854)
(371,313)
(429,341)
(496,074)
(572,816)
(661,069)
(762,561)
(879,277)
(1,013,499)
(1,167,855)
(1,345,365)
(1,549,501)
(1,784,257)
(2,054,227)
(2,364,692)
(2,721,728)
(3,132,318)
(3,604,497)
(4,147,503)
(4,771,959)
(5,490,085)
(6,315,928)
(7,265,649)
(8,357,828)
(9,613,833)
(11,058,239)
(12,719,306)

221,185
254,363
292,518
336,395
386,855
444,883
511,615
588,357
676,611
778,103
894,818
1,029,041
1,183,397
1,360,907
1,565,043
1,799,799
2,069,769
2,380,234
2,737,269
3,147,860
3,620,039
4,163,044
4,787,501
5,505,626
6,331,470
7,281,191
8,373,369
9,629,375
11,073,781
12,734,848

60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104

15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542

(14,629,534)
(16,826,295)
(19,352,570)
(22,257,787)
(25,598,786)
(29,440,936)
(33,859,407)
(38,940,649)
(44,784,078)
(51,504,021)
(59,231,956)
(68,119,080)
(78,339,273)
(90,092,496)
(103,608,701)
(119,152,338)
(137,027,520)
(157,583,979)
(181,223,907)
(208,409,824)
(239,673,629)
(275,627,005)
(316,973,387)
(364,521,726)
(419,202,316)
(482,084,994)
(554,400,075)
(637,562,417)
(733,199,111)
(843,181,309)
(969,660,837)
(1,115,112,294)
(1,282,381,469)
(1,474,741,020)
(1,695,954,505)
(1,950,350,012)
(2,242,904,845)
(2,579,342,903)
(2,966,246,669)
(3,411,186,001)
(3,922,866,232)
(4,511,298,498)
(5,187,995,605)
(5,966,197,276)
(6,861,129,199)

14,645,075
16,841,836
19,368,112
22,273,329
25,614,328
29,456,477
33,874,949
38,956,191
44,799,620
51,519,563
59,247,497
68,134,622
78,354,815
90,108,037
103,624,243
119,167,879
137,043,061
157,599,520
181,239,449
208,425,366
239,689,171
275,642,546
316,988,928
364,537,267
419,217,858
482,100,536
554,415,617
637,577,959
733,214,653
843,196,851
969,676,378
1,115,127,835
1,282,397,011
1,474,756,562
1,695,970,046
1,950,365,553
2,242,920,386
2,579,358,444
2,966,262,211
3,411,201,543
3,922,881,774
4,511,314,040
5,188,011,146
5,966,212,818
6,861,144,741

105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149

15,542 (7,890,300,910)
15,542 (9,073,848,378)
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###
15,542
###

7,890,316,452
9,073,863,920
10,434,943,508
12,000,185,034
13,800,212,789
15,870,244,707
18,250,781,413
20,988,398,625
24,136,658,419
27,757,157,182
31,920,730,759
36,708,840,373
42,215,166,429
48,547,441,394
55,829,557,603
64,203,991,243
73,834,589,929
84,909,778,419
97,646,245,182
112,293,181,959
129,137,159,253
148,507,733,141
170,783,893,112
196,401,477,079
225,861,698,640
259,740,953,437
298,702,096,452
343,507,410,920
395,033,522,558
454,288,550,941
522,431,833,583
600,796,608,620
690,916,099,913
794,553,514,900
913,736,542,135
1,050,797,023,455
1,208,416,576,974
1,389,679,063,520
1,598,130,923,048
1,837,850,561,505
2,113,528,145,730
2,430,557,367,590
2,795,140,972,728
3,214,412,118,638
3,696,573,936,433

150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194

15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542
15,542

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

4,251,060,026,898
4,888,719,030,933
5,622,026,885,573
6,465,330,918,409
7,435,130,556,170
8,550,400,139,596
9,832,960,160,535
11,307,904,184,616
13,004,089,812,308
14,954,703,284,154
17,197,908,776,778
19,777,595,093,294
22,744,234,357,288
26,155,869,510,882
30,079,249,937,514
34,591,137,428,141
39,779,808,042,362
45,746,779,248,716
52,608,796,136,024
60,500,115,556,427
69,575,132,889,891
80,011,402,823,375
92,013,113,246,881
105,815,080,233,913
121,687,342,269,000
139,940,443,609,351
160,931,510,150,753
185,071,236,673,366
212,831,922,174,371
244,756,710,500,527
281,470,217,075,606
323,690,749,636,947
372,244,362,082,489
428,081,016,394,862
492,293,168,854,091
566,137,144,182,205
651,057,715,809,536
748,716,373,180,966
861,023,829,158,111
990,177,403,531,827
###
###
###
###
###

195
196

15,542
15,542

###
###

###
###

Management Summary
Installment Amount
Total Installments
Interest Rate/Installment

15,542
10
15.00%

=IF(Installment_Type="Monthly",Life_Years*12,IF(Installment_Type="Quarterly",Life_Years*4,IF(Installment_Type=
=-PMT(Int_Rate,Total_Installments,Net_Loan)

One Variable Data Table

Interest

Installment
15,542

74,158

9%

12,154

69,740
64,660
58,817
52,098
44,371
35,485
25,266
13,514
-

10%
11%
12%
13%
14%
15%
16%
17%
18%
19%
20%

12,694
13,245
13,805
14,375
14,954
15,542
16,138
16,743
17,356
17,977
18,605

Balance
78,000

(15,542)
(33,415)
(53,968)
(77,605)
(104,788)
(136,048)
(171,996)
(213,338)

(260,880)
(315,554)
(378,428)
(450,734)
(533,886)
(629,510)
(739,479)
(865,942)
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

Workings
Interval
8
9
10
11
12
13
14
15
16

1.00
2
10

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

###
###

rs*4,IF(Installment_Type="Bi Annually",Life_Years*2,Life_Years*1)))

Two Variable Data Table

L
if
e

1.0
15,542

8
9
10
11
12
13
14
15
16
17

1%
10,194
9,106
8,235
7,523
6,930
6,428
5,998
5,626
5,300
5,012

2%

3%

10,648
9,556
8,683
7,970
7,376
6,873
6,443
6,070
5,745
5,458

11,112
10,018
9,144
8,430
7,836
7,334
6,905
6,534
6,210
5,924

Annually
Bi Annually
Quarterly
Monthly

Interest Rates
4%

5%

6%

7%

8%

9%

10%

11,585
10,490
9,617
8,904
8,311
7,811
7,384
7,015
6,694
6,411

12,068
10,974
10,101
9,390
8,800
8,304
7,880
7,515
7,197
6,919

12,561
11,468
10,598
9,890
9,304
8,811
8,392
8,031
7,718
7,445

13,062
11,972
11,105
10,402
9,820
9,333
8,919
8,564
8,257
7,989

13,573
12,486
11,624
10,926
10,350
9,869
9,461
9,113
8,812
8,551

14,093
13,010
12,154
11,462
10,893
10,418
10,018
9,677
9,383
9,130

14,621
13,544
12,694
12,009
11,448
10,981
10,588
10,255
9,970
9,724

11%

12%

15,157
14,087
13,245
12,567
12,014
11,556
11,172
10,847
10,570
10,333

15,702
14,639
13,805
13,136
12,592
12,143
11,768
11,452
11,184
10,956

Semi Annually

Vehicles
Mehran
Down Payment
Lease Term (Years)
Interest Rate
No of Periods
Instalment
Total Interest Paid

Cost
575000
30%
3
18%
$36.00
$14,336.29
123,773

A Firm has decided to acquire a vehicle Cositng Rs 575,000 on Lease of 3 years

They have decided to pay 30% as down payment
The rate of interest is 18%
Prepare lease amortization Schedule for the criteria given above
prepare summary at the top of the table with facts given below and ex
Facts are listed below:
Vehicle Cost
Down Payment
Lease Term (Years)
Interest Rate p.a

575000
30%
3
18%

Create a Scenario with following Parameters

Mehran
Down Payment
Lease Term (Years)
Interest Rate
Installment

Actual
S-1
575,000
30%
3
18%

S-2
###
15%
3
18%

575,000
15%
5
18%

The result cell in Scenario should be the Installment

0 on Lease of 3 years in monthly instalments

a given above
given below and extend by mention number of periods, amount of Instalment, total interest paid.

meters
S-3

S-4
678,000
30%
3
18%

S-5
1,000,000
30%
3
18%

###
15%
3
18%

nt, total interest paid.

ABC Company
The Data Table Model-One Variable
Monthly Income Statement
Revenue
Units Sold
Price Per Unit
Total Revenue
Variable Expenses
Units Produced
Material Cost Per Unit
Total Material Cost
Manufacturing Cost Per Unit
Manufacturing Expenses
Total Variable Expense
Fixed Expenses
Leasing
Salary and Benefits
Advertisement
Administrative
Total Fixed Expense
Summary
Total Expenses
Operating Income

1,200
99
118,800
1,200
25
30,000
15
18,000
48,000
5,000
45,000
5,000
5,000
60,000
108,000
10,800

ABC Company
The Data Table Model-One Variable
Monthly Income Statement
Revenue
Units Sold
Price Per Unit
Total Revenue
Variable Expenses
Units Produced
Material Cost Per Unit
Total Material Cost
Manufacturing Cost Per Unit
Manufacturing Expenses
Total Variable Expense
Fixed Expenses
Leasing
Salary and Benefits
Advertisement
Administrative
Total Fixed Expense
Summary
Total Expenses
Operating Income

1,200
99
118,800
1,200
25
30,000
15
18,000
48,000
5,000
45,000
5,000
5,000
60,000
108,000
10,800

EXAMPLE 1
Effects of Units Sold On Total Revenue, Total Expe
and Operating Income
Units Sold

Total
Expenses
118,800 108,000

Total Revenue

1000
1200
1400
1600
1800

Formulas

=C8

=C23

Total
Income
10,800
-1000
10800
22600
34400
46200

=C24

Total Expenses

ABC Company
The Data Table Model-Two Variable
Monthly Income Statement
Revenue
Units Sold
Price Per Unit
Total Revenue

99
118,800
1,200
25
30,000
15
18,000
48,000
5,000
45,000
5,000
5,000
60,000
108,000
10,800

Units Sold

Variable Expenses
Units Produced
Material Cost Per Unit
Total Material Cost
Manufacturing Cost Per Unit
Manufacturing Expenses
Total Variable Expense
Fixed Expenses
Leasing
Salary and Benefits
Advertisement
Administrative
Total Fixed Expense
Summary
Total Expenses
Operating Income

1,200

EXAMPLE 2
Effects of Units Sold and Price Per Unit On
Operating Income
=C23
10,800
800
1000
1200
1400
1600
1800

Price Per Unit

90

95

99

110

112

114

Try to Solve with DATA TABLE

Financial Modelling

Annual Demand

Units

24,500

Fixed Cost

Rs

5,000,000

Target Profit

Rs

2,500,000

Variable Cost (Per Unt)

Rs

435

Selling Price (Per Unit)

Rs

750

Requirements
1-

Set up a table with variable cost (per unit) at top row and Selling Price (per unit) at left column

2-

Make Multiple Options for Variable Cost and Selling Price as follows (keep the base value same as given in above table for different percentages)
- Show the Percentage Inc/decrease in row above Variable Cost and Column left to the Selling Price and use them for calculation of multiple Options
- Increase Variable cost (per unit) on the right hand side with 2.5% upto 15% with multiple of 2.5%. i.e., 2.5%, 5%, 7.5%, 10%, 12.5%, 15%
- Increase Selling Price downward with 5% upto 30% with multiple of 5%

3-

Calculate the Contribution Margin (per unit) for different Options after creating the Top Row and Left Column

4-

Calculate below the Table "Number of Units need to be Sold" to achieve the Required Profit

5-

Use Proper Formulas for completion of requirements

6-

Apply Conditional Formating on Contributin Margin Below 100

7-

Format both the Tables appropriately

8-

Set the Print Area

9-

Rename the Sheet "Annual Demand 24500"

10- After completing all above 9 requirements copy the sheet and rename it "Annual Demand 15000" and change the following:
- Annual Demand 15000
- Fixed Cost Rs 3,000,000
- Target Profit Rs 1,500,000

ABC Corporation
Vehicles

Cost

Mehran

575,000

Alto

785,000

Cultus

975,000

Down Payment

30%

Lease Term (Years)

Interest Rate

18%

Instructions:
1Calculate monthly installments in case of all three vehicles using appropriate financial func
2The Management of ABC Corporation wants to analyze the amount of Installment Per Month
starting from 12% to 27% with increment of 1.5%. (i.e., 12%,13.5%,15%,..27%).
3You being a finance executive required to prepare a Data Table in the below space with One
Mehran, Alto & Cultus at varied rates in point (2) above.

Marks

20

opriate financial function.

Installment Per Month for the above Motor Vehicles on lease at different interest rates
5%,..27%).
below space with One Variable to present to the management for monthly installments for

10

>A1

Whole
Number

Decimal
0.5

List

1001
1002
1003
1004
1005
Date

Time

Text Length
35202-2534182-3
35202-2534182-3

35202-2534182-3

Custom
1
2

Data Validation
Data Validation allows you to set up restrictions for the values that can be entered into
a cell. The following examples present several common scenarios for using Data
Validation.
Data Validation Example #1 - Restricting Entry to Numeric Values
Cells H9:H13 have been formatted with a validation rule that restricts cell entries to
numeric values. This example utilizes the Stop style for the Error alert, which
prevents you from making an invalid entry into the selected cell.
To see the Validation settings for this example, select cell H9, and then click
Validation on the Data menu.

Data Validation Example #2 - Restricting the Length of a Text Entry

Cells H19:H23 have been formatted with a validation rule that restricts the length of
text entries to seven characters or less. This example utilizes the Warning style for
the Error alert, which gives you the option to cancel the current entry, or enter the
invalid value into the selected cell.
To see the Validation settings for this example, select cell H19, and then click
Validation on the Data menu.

Data Validation Example #3 - Restricting Entry to a Range of Whole Numbers

Cells H30:H34 have been formatted with a validation rule that will alert you if you do
not enter a whole number between 1 and 10. This example utilizes the Information
style for the Error alert, which informs you of an invalid entry, but allows you to keep
the current value.
To see the Validation settings for this example, select cell H30, and then click
Validation on the Data menu.

Data Validation Example #4 - Restricting Cell Entry to a List of Values

Cells H41:H45 have been formatted with a validation rule that restricts the entries to a
list of values. The list of valid entries is contained in cells M41:M49. When you select
a cell within the range H41:H45, a dropdown arrow appears on the cell. When you
click the arrow, the list of valid entries is displayed. You can simply click the entry that
you wish to make. This example utilizes the Stop style for the Error alert, which
prevents you from making an invalid entry in the cell.
To see the Validation settings for this example, select cell H41, and then click
Validation on the Data menu.

click the arrow, the list of valid entries is displayed. You can simply click the entry that
you wish to make. This example utilizes the Stop style for the Error alert, which
prevents you from making an invalid entry in the cell.
To see the Validation settings for this example, select cell H41, and then click
Validation on the Data menu.

WHAT IS THIS?
DATA VALIDATION
Data Validation allows you to set up restrictions for the values that can be entered into
a cell. The following examples present several common scenarios for using Data
Validation.
STEPS:
1. Go into Data Menu and secect the command "Validation"
2. Set the Validation Criteria by using setting tab.

Bob
Chris
David
John
Mike
Perry
Randal
Steve
Tim

an be entered into
or using Data

SumIf & CountIf Functions

WHAT IS THIS
Emp. Name

Basic

Bonus

Kashif
Ali

4000
3000

2000
1500

Noman
Sidra
Romana
Nasir
Faisal
Nadeem
Jalal
Rufi
Ayjaz
Lilly

2500
6000
4000
7000
5000
4000
2500
5000
3000
6000

1250
1200
2000
700
2500
2000
1250
2500
1500
1200

SumIf
CountIf

Adds the cells specified by a given criteria.

Counts the Cells specified by a given criteria.

Syntax
=SUMIF(range,"criteria")
=COUNTIF(range,"criteria")
Sum the Bonus that have value >2000 using
Sumif Function.

Count the Bonus that have value >2000 using

Sumif Function.

Solution
Type in Cell C17
Type in Cell C18

Shakeel Ahmad

=SUMIF(C5:C16,">2000")
=COUNTIF(C5:C16,">2000")

Sandwiches

Food
Cheese & Tomato
Tuna &Tomato
Tomato & Cucumber
Egg & Maranade

Tuck Shop

Sales Person Name

Baker
Zambi
Cethy
Armor

Mars
Toffee crisp
Galaxy
Bounty

Maria
Diana
Maria
Diana

Crisps

Monster munch
Fries
Discos
Walkers

Steven
Lilly
Lilly
Lilly

Drinks

Coke
Lilt
Sprite
Fanta

John
Morgan
John
Morgan

Sweets

Lollypops

George

Chocolates

Maximum Value of Item Sold for Sandwiches

Minimum Value of Item Sold for Chocolates
Average of Item Sold for Drinks

Test Paper of MS-Excel

Instructions
(Read Carefully)
Total Time (1/2 hr)
Q1. Design the given sheet (5 pts)
Q2. Calculate Total Cost (2 pt.)

Q2. Calculate Stocking by using "IF" Logical Function. Tips: [Item Sold is greater than 15, Print "Restock" otherwise Print

Q4. Calculate Bonus by using VLOOKUP Function. Tips: [The Rate Table is Given Below use this table and use Item Sold
Q5. Calculate Maximum, Minimum and Average by using Excel Built-in Functions. (3 pts.)

Total Time (1/2 hr)

Q1. Design the given sheet (5 pts)
Q2. Calculate Total Cost (2 pt.)

Q2. Calculate Stocking by using "IF" Logical Function. Tips: [Item Sold is greater than 15, Print "Restock" otherwise Print

Q4. Calculate Bonus by using VLOOKUP Function. Tips: [The Rate Table is Given Below use this table and use Item Sold
Q5. Calculate Maximum, Minimum and Average by using Excel Built-in Functions. (3 pts.)
Q6. Filter the Sheet. Tips: [ Show only "Baker's" Records]. (3 pts.)
Q7. Sort the Sheet. Tips: [Sort by "Sales Man Name" for Sendwiches in Ascending order]. (2 pts.)

Q8. Create a Pivote Table Report. Tips: [Use "Sales Man Name" and "Food" at Row area and "Total Cost" at Data area of
Q9. Create a Pie Chart. Tips: [ Use only "Food" and "Item Sold Field" for Crisps]. (2 pts.)
Q10. Apply Conditional Formatting on Column Stocking Tips: [ If the results is Restock the Font Color should be red other
should be Green]. (3 pts)

Q11. Apply Validation Rules. Tips: [ Apply these rules on "Item Sold" Column, the Number > 30 should be Invalid otherwise
Data by using Auditing Tool]. (5 pts).

ck Shop

Cost Each
0.35
0.35
0.35
0.35

Item Sold
17
12
5
2

0.22
0.22
0.25
0.22

35
27
7
4

0.22
0.22
0.22
0.22

8
10
5
1

0.35
0.35
0.35
0.35

20
17
9
2

0.01

50

Total Cost

han 15, Print "Restock" otherwise Print "Stock"] (2 pts.)

Below use this table and use Item Sold Field for Bonus] (4 pts)

(3 pts.)

Stocking

Bonus

Rate Table for Bonus

Item Sod
Bonus
0
kick out
5
1.00
10
2.00
15
3.00
20
4.00
25
5.00
30
10.00

han 15, Print "Restock" otherwise Print "Stock"] (2 pts.)

Below use this table and use Item Sold Field for Bonus] (4 pts)

(3 pts.)

g order]. (2 pts.)

w area and "Total Cost" at Data area of Pivot Table]. (4 pts.)

2 pts.)

ock the Font Color should be red other wise the Fount Color

umber > 30 should be Invalid otherwise Valid then Circle Invalid

Sr.#

Date

1
2
3
4
5
6
7
8
9

Feb-12

10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Feb-12

Feb-12
Feb-12
Feb-12
Feb-12
Feb-12
Feb-12
Feb-12
Feb-12
Feb-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Mar-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12

37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77

Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
Apr-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
May-12
Jun-12
Jun-12
Jun-12
Jun-12
Jun-12
Jun-12
Jun-12

78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104

Jun-12
Jun-12
Jun-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Jul-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12
Aug-12

Instructions:
1Using SUMIFS summarize expenses month wise under each Head Of Expense.
2The Expense Head should be used as Row Labels, & Months should be taken as Column lab

Marks

20

Expense Head

Amount

Vehicle Fuel

79,039

Water

79,827

Water

86,920

Office Maintenance

80,616

Office Supplies

81,404

Office Supplies

82,192

Stationary

82,980

Office Supplies

83,768

Legal Fee

84,556

Telephone & Fax

85,344

Vehicle Fuel

86,132

Vehicle Fuel

70,371

Vehicle Fuel

71,947

Office Supplies

75,099

Telephone & Fax

78,251

Vehicle Fuel

68,007

Office Supplies

71,159

Stationary

72,735

Stationary

75,887

Vehicle Fuel

68,795

Electricity

73,523

Office Supplies

76,675

Office Supplies

69,583

Office Supplies

74,311

Legal Fee

77,463

Water

46,731

Office Maintenance

47,519

Vehicle Fuel

48,307

Vehicle Fuel

49,095

Vehicle Fuel

49,883

Vehicle Fuel

53,035

Vehicle Fuel

56,187

Electricity

59,339

Office Supplies

60,915

Telephone & Fax

64,067

Vehicle Fuel

67,219

Office Supplies

50,671

Vehicle Fuel

53,823

Office Supplies

56,975

Office Supplies

60,127

Stationary

61,703

Vehicle Fuel

64,855

Vehicle Fuel

51,459

Vehicle Fuel

54,611

Vehicle Fuel

57,763

Office Supplies

62,491

Water

65,643

Office Maintenance

52,247

Office Supplies

55,399

Stationary

58,551

Legal Fee

63,279

Office Maintenance

66,431

Stationary

32,547

Electricity

33,335

Office Supplies

34,123

Office Supplies

34,911

Stationary

35,699

Water

39,639

Office Maintenance

40,427

Legal Fee

44,367

Telephone & Fax

45,155

Office Supplies

36,487

Legal Fee

37,275

Telephone & Fax

38,063

Office Supplies

41,215

Office Supplies

42,003

Stationary

42,791

Vehicle Fuel

45,943

Vehicle Fuel

38,851

Office Supplies

43,579

Vehicle Fuel

24,667

Water

25,455

Office Maintenance

26,243

Vehicle Fuel

27,031

Office Supplies

29,395

Vehicle Fuel

27,819

Vehicle Fuel

28,607

Vehicle Fuel

30,183

Office Supplies

30,971

Vehicle Fuel

31,759

Office Supplies

3,213

Office Supplies

4,654

Vehicle Fuel

16,857

Office Supplies

44,654

Legal Fee

4,654

Water

1,357

Stationary

134

Telephone & Fax

13,665

Office Supplies

22,303

Legal Fee

23,091

Office Maintenance

35,457

Vehicle Fuel

13,542

Telephone & Fax

23,879

Vehicle Fuel

31,354

Vehicle Fuel

1,544

Office Supplies

3,213

Vehicle Fuel

13,544

Office Supplies

16,787

Vehicle Fuel

17,575

Stationary

18,363

Electricity

19,151

Office Supplies

19,939

Office Supplies

20,727

Stationary

21,515

xpenses month wise under each Head Of Expense.

e used as Row Labels, & Months should be taken as Column labels.

4,854,623

PRACTICAL ASSIGNMENT NO.6

Initial Investment this year
Life of the Project in years
Estimsted Salavage Value
Expected Cash Generate
Req. Rate of Return

-$60.00
10
$9.50
$8.50
10%

Year
1
2
3
4
5
6
7
8
9
10
11

Cash Flow
($ in Million)
-$60.00
$8.50
$8.50
$8.50
$8.50
$8.50
$8.50
$8.50
$8.50
$8.50
$18.00

(i)

Net Present Value

(3.74)

Note :

Assumed that initial Investment outflow at the end of this year, so that initial investment also be disounted.

(ii)

Internal Rate of Return

8%

ent also be disounted.

PRACTICAL ASSIGNMENT NO.12

Initial Investment Year 1 (this Year)

Estimated Life
Estimated Salavage Value
Cash inflow
Req. Rate of Return
Year

Cash Flow
1
2
3
4
5
6
7
8
9
10
11

(i)
(ii)

$210 Million
10 Year
$1 Million
$50 Million
16%

Net Present Value

Internal Rate of Return

-$210 Million
$50 Million
$50 Million
$50 Million
$50 Million
$50 Million
$50 Million
$50 Million
$50 Million
$50 Million
$60 Million
$33.93
20%

Check
$0.00
Note

Assumed that year 1 is year 0 so that not include in NPV formula because of no discounting required)

unting required)

The Rango Company is considering a Capital Investment for which the initial out
Rate of Discount is 18%
Detail of yearly Cash flows are given below:
Please find out the NPV and IRR
copy the sheet and find at what rate should we discount to get NPV Rs 3,000,00
Discount R
28.000%
Year
Cash Inflow
Factor
0
(8,500,000)
1
1
2,200,000
0.78125
2
2,500,000
0.6103515625
3
3,000,000
0.4768371582
4
2,700,000
0.3725290298
5
3,500,000
0.2910383046
6
3,500,000
0.2273736754
7
3,800,000
0.1776356839
8
4,000,000
0.1387778781
9
4,500,000
0.1084202172
10
4,500,000
0.0847032947

$1,094,593.61

or which the initial outlay is Rs 8,500,000

o get NPV Rs 3,000,000

P.v
(8,500,000)
1,718,750
1,525,879
1,430,511
1,005,828
1,018,634
795,808
675,016
555,112
487,891
381,165

Discount cash flows manually using the PV function or

using the PV function or factor as well. Manual discounting should match the NPV function

NPV function

Question-1

A 55 Years old executive will retire at age of 65 and expect to have at age of
Assuming a 10% rate of return, calculate the amount he must have available

Once you determine the amount Mr Kamran should have at the age of 65,
Please advise him that how much he should start accumulating per year in an

Question-2

Mr ali invested in Stocks. The Company paid Rs 150 dividend per share.
The dividend is expected to increase @ 20% per year for next 3 years. He wis

Question-3

Mr Kamran is about to retire. His Firm has offered him the options given in be
The interest rate in the market is 9%.
you are required to evaluate which offer is better?
Option-1
Option-2
Option-3
Option-4

One time payment

annuity per year
annuity per quarter
annuity per month

2,650,000
320,000
77,500
25,000

Further, catagories the options rating 1, 2, 3, 4 respective to their benefit.

Question-4

You have applied for a home mortgage of Rs 75,000,000 to finance the purch
The bank requries a 12% interest rate
Calculate the monthly installment due at the beginning of the period.
Further, prepare the loan amortization schedule for the given period

ect to have at age of 75 years

e must have available at age of 65 years in order to receive 120,000 annualy (at end of each year) from retirem

e at the age of 65,

mulating per year in annuity account per year at the rate of 10%, so that he will have that amount at the age of

idend per share.

or next 3 years. He wishes to project dividend for year 1 through 3

he options given in below table:

ve to their benefit.

0 to finance the purchase of new home for 15 years.

of the period.
given period

each year) from retirement until death

at amount at the age of 65

National Beverage (Coca Cola)

Sale Limit

Emp-Name
Amir
Nadeem
Kashif
Aslam
Noman
Ali
Babar
Nasir
Jalal

INSTRUCTIONS
Q1
Q2
Q3

RATE TABLE
Bonus
Remarks
1
0 Out
100
0 Bad
200
0 Poor
300
1000 Fair
400
2000 Good
600
5000 Exlt
Region
E
W
S
E
S
N
S
E
W

Basic
4000
3000
5000
4500
2500
3000
2000
1500
5500

Monthly Sale

Commission
567
400
2000
145
256
345
200
100
15

Calculate Commission and Remarks using VLOOKUP Function

Calculate Total Commission on Basic
Make a Pivot Table Report and show only Emp-Name, Region and Total Commission

=VLOOKUP(D12,$A$4:$B$9,2)
=VLOOKUP(D12,$A$4:$C$9,3)
=C12*E12%

Remarks

TOTAL SALARY

Slabs

0--10,000
10,001--50,000
50,001--150,000
150,001--300,000
300,001--5,00,000
500,001--1,000,000
1,000,001-->

0%

2.50%

10,000

3.50%

50,000

4.50%

150,000

5.00%

300,000

7.50%

500,000

15.00%

1,000,000

Taxable Income
Tax Amount

Tax till last slab

Taxable income above last slab
Rate of Tax on Income above last slab
Amount of tax on income above last slab
Total Tax Amount

Slab Amount

Slab Tax /
Fixed Tax
Amount

2.50%

10,000

3.50%

40,000

1,000

40,000

1,000

4.50%

100,000

4,500

100,000

3,500

5.00%

150,000

11,250

150,000

6,750

7.50%

200,000

21,250

200,000

10,000

15.00%

500,000

58,750

500,000
1,000,000

37,500
58,750

Rate

Working to check slab tax

amounts correction

0.00%

ble Income

ve last slab
bove last slab

900,000
51,250

21,250 a
400,000 b
7.50% c
30,000 d=b*c
51,250 e=a+d

10,000

Projected Units Sale Price

growth
Dates of Implementation

1.05

1/1/2011

4/1/2011

7/1/2011

Rupees
Product - A

List Price - PU

30.00

31.50

33.08

Product - B

List Price - PU

75.00

78.75

82.69

Product - C

List Price - PU

15.00

15.75

16.54

Discount Table
Order Units
0
400
650
900
1200
1500

Discount
0%
2.50%
5%
7.50%
10.00%
12.5%

Units Sold
Date
30-Jan-11
28-Feb-11
31-Mar-11
30-Apr-11
31-May-11
30-Jun-11
31-Jul-11
31-Aug-11
30-Sep-11
31-Oct-11
30-Nov-11
31-Dec-11

Product - A
475
425
525
460
475
525
480
495
490
530
535
550

Product - B Product - C
550
875
925
1025
995
975
1050
1105
1075
1170
1180
1200

675
750
795
825
885
950
1050
1095
1190
1280
1400
1550

10/1/2011

34.73
86.82
17.36

A Company has projected its Sales Forecast for the year 2011, for its
Per Unit Sale Price applicable in different quarters, Discount Policy a
Calculate Product wise sales with fields (Date, Units Sold, List Price,
Prepare summary for the products of total sales for the year

he year 2011, for its 3 products

s, Discount Policy and number of units sold are given in below tables
its Sold, List Price, Gross Value, Discount, Net Value)
or the year

Escort Commercial Bank

Customer Analysis For Loan Extension
Criteria Number
Criteria to Extend Loan
1
Credit Rating 1
6
2
Sales
500,000
3
Credit Rating 2
2.5

Customer
Customer
Customer
Customer
Customer
Customer

Instructions:
1234-

Marks

Credit Rating 1 Credit Rating 2 Last Years Sales

4.0
1.3
1,043,462.00
6.0
2.7
792,157.00
7.0
2.6
831,594.00
3.0
1.4
335,410.00
6.2
3.2
490,000.00

1
2
3
4
5

Please refer to the Criteria Table above. There are three criterias 1,2 & 3.
Customer Credit Ratings & sales should be greater than or equal to the criteria figures.
Loan would be extended to the customer who either qualifies all three citerias, or mand
Under the field name "Loan Entitlement" , using the formula please insert the words "E
& who do not qualify the above metioned criterias.

15

k
xtension

Loan Entitlement

s 1,2 & 3.
l to the criteria figures.
three citerias, or mandatorily qualify criteria 1 and any of the other two criterias.
ase insert the words "Extend Loan", and "Not Extend Loan"for the customers who qualify

Rate

Simple interes
Compound interes
Annuity
Annuity

15%
Amount
Years
100000

100000

50000

Period
5
4
3
2
1

Principal
50000
50000
50000
50000
50000
Sum of Annuity

175000 A = A+PRT
201135.71875 A= P* (1+R)^T
($387,686.92)
Factor

um of Annuity

Amount
2.0113571875 100567.9
1.74900625 87450.31
1.520875 76043.75
1.3225
66125
1.15
57500
387686.9