Account Maintenance and Transaction Fees l BPI

11/17/15, 5:57 PM

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Account Maintenance and

Transaction Fees

Account Maintenance and Transaction

Fees
Bank of the Philippine Islands
Auxiliary Services
Particulars
(https://www.bpiexpressonline.com/p/1/692/auxiliaryservices)
Monthly Service Charge for Falling Below the Required ADB1
PCHC Charges
- Maxi-One with Passbook
(https://www.bpiexpressonline.com/p/1/693/pchccharges)
- Other Peso Deposit Accounts
Inward Remittance Charges
(https://www.bpiexpressonline.com/p/1/695/inward- - Dollar Savings Accounts
remittance)
International Wire Transfer
(https://www.bpiexpressonline.com/p/1/694/internationalwire-transfer)

Service Charge

PHP 500.00
PHP 300.00
USD 5.00
AUD 8.00
CAD 7.00
CHF 7.00

- Third Currency Passbook Savings Accounts

EUR 4.50
GBP 3.50
JPY 600.00
CNY 35.00

Monthly Dormancy Charge2

- Peso Deposit Accounts

PHP 200.00

- Dollar Deposit Accounts

USD 5.00
AUD 8.00
CAD 7.00
CHF 7.00

- Third Currency Passbook Savings Accounts

EUR 4.50
GBP 3.50
JPY 600.00
CNY 35.00

Fee for Closing within 1 Month from Date of Opening

- Peso Deposit Accounts

https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

PHP 500.00

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Account Maintenance and Transaction Fees l BPI

11/17/15, 5:57 PM

USD 15.00

- Dollar Deposit Accounts

- Third Currency Passbook Savings Accounts

USD 15.00 equivalent

Service Charge per Excess Withdrawal

- Jumpstart Account (4 free withdrawals per month)3

PHP 10.00

- Platinum Savings (no longer offered)

PHP 50.00

- Multi-earner (no longer offered)

PHP 25.00

ATM Transactions
- Balance inquiry at other Expressnet member banks, Megalink or Bancnet
ATMs
- Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs

PHP 1.50
PHP 15.00

Foreign Transactions via Cirrus ATMs

- Withdrawals of USD 175.00 and below

USD 3.50
2% of withdrawn amount

- Withdrawals above USD 175.00

- Balance Inquiries

USD 1.00

- Denials

USD 0.50

Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction.
Over-the-Counter Withdrawal for ATM-based Accounts
PHP 100.00
(except when ATM is off-line or if the transaction exceeds the daily ATM limit)
Over-the-Counter Funds Transfer via Debit/Credit Memo
PHP 50.00 per transfer
- Peso Deposit Accounts
USD 1.00

- Dollar Deposit Accounts

Stop Payment Order (SPO) Application (per check)
- Peso Checks

PHP 200.00

- Dollar Checks

USD 20.00

Overdraft (OD) Accrual Charge

25.2% p.a. on OD amount

- Fee

PHP 26.25

- Subject to a minimum of
Dollar Transactions
- Dollar Cash Deposits in Excess of USD 5,000

PHP 0.10 per USD 1.00 or fraction thereof

- Dollar Cash Withdrawal in Excess of USD 5,000

PHP 0.05 per USD 1.00 or fraction thereof

USD 20.00

- Deposit Returned Dollar Check

EURO DEMAND DRAFT
If debited from the Peso account
If debited from the USD$ or 3rd
Currency account

FROM
TO
Flat Fee of USD$ 5.00
EUR 35.00
1/8 of 1% of the face amount or Minimum 1/8 of 1% of the face amount or Minimum
of USD$ 5.00
of EUR 35.00

BPI Family Savings Bank

Particulars

Service Charge

Monthly Service Charge for Falling Below the Required ADB1

- Maxi-One with Passbook

PHP 500.00

- Other Peso Deposit Accounts

PHP 250.00

- Dollar Savings Accounts

USD 5.00

Monthly Dormancy Charge2

- Peso Deposit Accounts

PHP 200.00

- Dollar Deposit Accounts

USD 5.00

Fee for Closing within 1 Month from Date of Opening

- Peso Deposit Accounts
https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

PHP 500.00

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Account Maintenance and Transaction Fees l BPI

11/17/15, 5:57 PM

- Dollar Deposit Accounts

USD 15.00

Service Charge per Excess Withdrawal

- Jumpstart Account (4 free withdrawals per month)3

PHP 10.00

- Platinum Savings (no longer offered)

PHP 50.00

- Multi-earner (no longer offered)

PHP 25.00

ATM Transactions
- Balance inquiry at other Expressnet member banks, Megalink or Bancnet
ATMs
- Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs

PHP 1.50
PHP 15.00

Foreign Transactions via Cirrus ATMs

- Withdrawals of USD 175.00 and below
- Withdrawals above USD 175.00

USD 3.50
2% of withdrawn amount

- Balance Inquiries

USD 1.00

- Denials

USD 0.50

Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction.
Over-the-Counter Withdrawals for ATM-based Accounts
PHP 100.00
(except when ATM is off-line or if the transaction exceeds the daily ATM limit)
Over-the-Counter Funds Transfer via Debit/Credit Memo
- Peso Deposit Accounts

PHP 50.00 per transfer

- Dollar Deposit Accounts

USD 1.00

Stop Payment Order (SPO) Application (per check)

- Peso Checks

PHP 200.00

- Dollar Checks

USD 20.00

Overdraft (OD) Accrual Charge

25.2% p.a. on OD amount

- Fee
- Subject to a minimum of

PHP 26.25

Dollar Transactions
PHP 0.10 per USD 1.00 or fraction
- Dollar Cash Deposits in Excess of USD 5,000

thereof
PHP 0.05 per USD 1.00 or fraction

- Dollar Cash Withdrawal in Excess of USD 5,000

- Deposit Returned Dollar Check

thereof
USD 20.00

Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands.

1. Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive
months.
2. Dormancy charge is collected only if dormant accounts balance has fallen below the required minimum average daily
balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 1 year for Current
Accounts and within 2 years for Savings accounts.
3. The free withdrawal limit applies to ATM and over-the-counter withdrawals only. Other client-initiated withdrawals like
cellphone reloading, cashless shopping through EPS, etc. are not counted

Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.

https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

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Account Maintenance and Transaction Fees l BPI

11/17/15, 5:57 PM

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