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could havecommon directors The Reserve Bank of India (RBI) will intervene to
smooth sharp movements in the rupee and prevent a downward spiral in its
value, but will balance this with the need to retain reserves in the event of
prolonged turbulence
18. The impressive performance of Indian banks as compared to other large
economies onalmost all parameters - profitability, cost to income ratio, nonperforming asset (NPA)levels, valuations, net interest margins, fee income - the
industry is on the right side ofaverage among comparable economies. Transition
from class banking to mass banking and increased customer focus isdrastically
changing the landscape of Indian banking. Expansion of retail banking has alot of
potential as retail assets New channels (like ATM and mobile phones) allow
transactions at a fractional cost.The study exposes a possibility for the next
decade. Investment in technology in theIndian banking industry is about half of
international average Consolidation in the banking industry has remained
crucial to ensuring technologicalprogress, excess retention capacity, emerging
opportunities and deregulation of variousfunctional and product