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Home IBPS PO / MT - V INTERVIEW VIDEO
IBPS PO Intervie...
ABOUT BANKING
What is Bank
What is IBPS
What is SBI
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1. Why do
you want
to
join
banking
sector?
Banking is one of the fastest growing sectors in India with
more stable and high growth and more over providing wide
range of career opportunities for graduates. So I want to take
an opportunity to join in a bank.
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ONLINE DICTIONARY
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Hindi dictionary
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to Hindi Dictionary as well as
a Hindi to English Dictionary.
Started in 2003 as an English to
Hindi dictionary, this site is now
used by hundreds of thousands
of people in over a hundred
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EXAM PATTERN
IBPS CWE - PO/MT - V
The Structure of the Examinations
which will be conducted online are as
follows:
BANKS RESULTS
CWE - PO/MT - V MAIN EXAM RESULT
IBPS-CWE PO/MT-V ONLINE
PRELIMS EXAM RESULT
SBI PROBATIONARY OFFICERS
(2015-16) FINAL RESULT
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COMPETITION BOOSTER
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VACANCIES
8. What is KYC?
The Reserve Bank of India (RBI) has advised banks to
follow KYC guidelines, wherein certain personal information
of the account-opening prospect or the customer is obtained.
The objective of doing so is to enable the Bank to have
positive identification of its customers. This is also in the
interest of customers to safeguard their hard earned money.
The KYC guidelines of RBI mandate banks to collect
three proofs from their customers. They arePhotograph
Proof of identity
Proof of address
9. What is Sub-prime crisis?
The current Subprime crisis is due to sub-prime lending.
These are the loans given
to the people having low credit rating.
10. What is Base Rate?
It is the minimum rate of interest that a bank is allowed
to charge from its customers. Unless mandated by the
government, RBI rule stipulates that no bank can offer loans
at a rate lower than BR to any of its customers.
It is effective from, July 1, 2010. However, all existing
loans, including home loans and car loans, will continue to be
at the current rate. Only the new loans taken on or after July 1
and old loans being renewed after this date will be linked to
BR.
11. What is SWIFT?
SWIFT :- Society for worldwide Interbank financial telecommunication.
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TOTAL PAGEVIEWS
46,455,650
E-BOOK
11/28/2015
Participants [DPs].
In India, a DeMat account is a type of banking account that
dematerializes paper-based physical stock shares. The
DeMat account is used to avoid holding of physical shares:
the shares are bought as well as sold through a stock broker.
In this case, the advantage is that one does not need any
physical evidence for possessing these shares. All the things
are taken care of by the DPs.
This account is very popular in India. Physically only 500
shares can be traded as per the provision given by SEBI.
From April 2006, it has become mandatory for any person
holding a DeMat account to possess a Permanent Account
Number (PAN).
15. What is RuPay Card?
RuPay is the Indian domestic card payment network set up
by National Payments Corporation of India (NPCI) at the
behest of banks in India. The RuPay project had been
conceived by Indian Banks Association (IBA) and had the
approval of Reserve Bank of India (RBI).
RuPay LogoNational Payments Corporation of India (NPCI)
has a plan to provide a full range of card payment services
including the RuPay ATM, RuPay MicroATM, Debit, Prepaid
and Credit Cards which will be accepted in India and
abroad, across various channels like POS, Internet, IVR and
mobile etc.
The initial focus of NPCI would be to approach those banks
who have not been issuing any payment card at all more
specifically Regional Rural Banks (RRBs) and urban cooperative banks.
All Public Sector Undertakings (PSU) banks set to join
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economy.
22. What is SEZ?
SEZ means Special Economic Zone is the one of the part of
governments policies in India. A special Economic zone is a
geographical region that economic laws which are more
liberal than the usual economic laws in the country. The basic
motto behind this is to increase foreign investment,
development of infrastructure, job opportunities and increase
the income level of the people.
23. What is SIDBI?
The Small Industries Development Bank of India is a staterun bank aimed to aid the growth and development of micro,
small and medium scale industries in India. Set up in 1990
through an act of parliament, it was incorporated initially as a
wholly owned subsidiary of Industrial Development Bank of
India.
24. What is TREASURY BILLS (TB)?
Treasury bills (T-Bills) are the short term liabilities of the
central government .theoretically government of India issued
three types of T-bills through auctions, namely 91 days,
182days,and 364 days. There are no treasury bills issued by
state government. Minimum amount of T Bills is Rs.
2500and in multiple of RS. 2500.T-bills are issued at a
discount and are redeemed at par from 1st April 1997
treasury bills have been replaced by WAYS AND MEANS
ADVANCES .
25. What is COMMERCIAL PAPER (CP)?
commercial paper was introduced by RBI in 1991. It is a
short term money market instrument issued in the form of
promissory note .Corporate; primary dealers and the all India
financial institution are eligible to issue CP. The maturity
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