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CONTENTS
1. Pradhan Mantri Jan-Dhan Yojana (PMJDY)
2. Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram
3. Deen Dayal Upadhyaya Antyodaya Yojana
4. Mission Housing for all OR Pradhan Mantri Awas Yojana
5. Micro Units Development and Refinance Agency Bank (MUDRA Bank)
6. Saansad Adarsh Gram Yojana
7. Pradhan Mantri Garib Kalyan Yojana
8. My Gov Online Platform
9. Multi skill programme - skill india
10. Digital India
11. Digilocker
12. e-Basta
13. Make In India
14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana
15. National Policy for Skill Development and Entrepreneurship
16. National Sports Talent Search Scheme
17. Deen Dayal Upadhyaya Gram Jyoti Yojana
18. Kisan Vikas Patra
19. Soil Health Card Scheme
20. Pradhan Mantri Krishi Sinchai Yojana
21. Jan Suraksha Schemes (PMJJBY, PMBSY, APY)
a) Pradhan Mantri Suraksha Bima Yojana
b) Pradhan Mantri Jeevan Jyoti BimaYojana
c) Atal Pension Scheme
22. One Rank One Pension Scheme
23. Rashtriya Gokul Mission
24. DD Kisan Channel
25. Beti Bachao, Beti Padhao
26. Sukanya Samriddhi Account
27. Himmat App
28. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers Scheme
29. Swachh Bharat Mission
30. Gold Monetisation Scheme
31. The National Institution for Transforming India (NITI AAYOG)
32. The National Urban Development Mission
33. Pradhan Mantri Khanij Kshetra Kalyan Yojana
34. Sagar Mala Project
35. Heritage City Development and Augmentation Yojana
36. Smart Cities Mission
37. Shyama Prasad Mukherjee RURBAN Mission
38. Atal mission for Rejuvenation and Urban Transformation
39. Namame Gange
40. National Heritage City Development and Augmentation Yojan (HRIDAY)
41. Vanabandhu Kalyan Yojana
42. Kishan Vikas Patra Investment Scheme
43. Rastriya Aviskhar Abhiyan(RAA)
44. Skill India Mission
Social Security in India -Yojana
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1. Pradhan Mantri Jan-Dhan Yojana (PMJDY)
About: It is a National Mission to ensure access to financial services, namely, Banking/
Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable
manner.
The plan aims for universal access to banking facilities with at least one basic banking
account for every household, financial literacy, access to credit, insurance and pension
facility.
Announced: On 15 August 2014.
Department: Department of Financial Services, Ministry of Finance
Key features
Beneficiaries will get RuPay Debit card having inbuilt accident insurance cover of 1
lakh- will be provided by 'HDFC Ergo'.
Beneficiary can open the account with Zero balance. However, if the account-holder
wishes to get cheque book, he/she will have to fulfill minimum balance criteria.
Beneficiary who open their accounts by January 26, 2015 over and above the 1 lakh
accident, they will be given life insurance cover of 30,000.(to be given by LIC).
After satisfactory operation of the account for 6 months, an overdraft facility will be
permitted up to Rs. 5000 in only one account per household.
Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.
The plan also envisages channeling all Government benefits (from Centre / State /
Local Body) to the beneficiaries' accounts and pushing the Direct Benefits Transfer
(DBT) scheme of the Union Government.
Mobile banking for the poor would be available through National Unified USSD
Platform (NUUP) for which all banks and mobile companies have come together.
The financial inclusion campaign was launched by the Prime Minister of India Mr.
NarendraModi, on 28 August 2014.
Achievements
On the inauguration day, 1.5 Crore (15 million) bank accounts were opened.
Guinness World Records Recognizes the Achievements made under PMJDY.
By 05 August 2015, 17.45 crore accounts were opened, with
around X22032.68 crore (US$3.3 billion) were deposited under the scheme.
2. Pandit Deen Dayal Upadhyaya Shramev Jayate Karyakram
About: The scheme is aimed at creating conducive environment for industrial development
and doing business with ease.
Aim
The scheme is aimed at creating conducive environment for industrial development
and doing business with ease
To complement 'Make in India' Campaign.
Launched: 16 October 2014 at New Delhi.
Department: Ministry of Labour& Employment
Key features
Labours will be provided Unique Labour Identification number, Local Interconnect
Network, to facilitate their online registration.
An all-new Random Inspection Scheme: Utilizing technology to eliminate human
discretion in selection of units for Inspection, and uploading of Inspection Reports
within 72 hours of inspection mandatory
Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour
Inspection Scheme to facilitate ease of compliance to facilitate ease of compliance
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especially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.
Demand Responsive Vocational Training
Apprentice Protsahan Yojana
Portability through Universal Account Number for Employees' Provident Fund
Account Holders
Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the
workers in the unorganized sector
Achievement
Shram Suvidha Portal Launched.
Wage Ceiling of Labourers Raised to INR 15000 Per Month.
3. Deen Dayal Upadhyaya Antyodaya Yojana
Abbreviation: DAY
About : DeenDayalUpadhyayaAntyodayaYojana is a Government scheme for the uplift of
urban and rural poor through enhancement of livelihood opportunities through skill
development and other means.
The main aim is to provide training 0.5 million people in urban area per annum from
2016 and in rural area it is training 1 million people by 2017
Investment: 500 Crore
Department. Ministry of Housing and Urban Poverty Alleviation
nat 25-September-2014
Key Features:
The minimum age for entry under the Yojana is 15 years compared to 18 years under
the Aajeevika Skills Programme.
Skill development training centres to be launched so as to address the
unemployment problem in the rural area.
Imparting skills with an expenditure of Rs.15,000 Rs.18,000 on each urban poor.
Promotion of self-employment through setting up individual micro-enterprises and
group enterprises with interest subsidy for individual projects costing Rs.2.00 lakhs
and Rs.10.00 lakhs for group enterprises. Subsidized interest rate will be 7%;
Training urban poor to meet the huge demand from urban citizens by imparting
market oriented skills through City Livelihood Centres.
Each Centre would be given a capital grant of Rs.10.00 lakhs.
Enabling urban poor form Self-Help Groups for meeting financial and social needs
with a support of Rs.10,000/- per each group who would in turn would be helped
with bank linkages;
Development of vendor markets besides promotion of skills of vendors; and
Construction of permanent shelters for urban homeless and provision of other
essential services.
4. Mission Housing for all aka Pradhan Mantri Awas Yojana
About: This is one of the major schemes of government's urban development and housing
initiatives, which focused at social inclusion so as to benefit all sections of urban residents
including slum dwellers.
Aim. The program proposes to build 2 crore houses across the Nation by 2022.
Department: Ministry of Housing and Urban Poverty Alleviation
Launched: 17th June 2015
Re-launched: It was renamed as Pradhan mantra Awas yojana on 25th June 2015.
Key Features
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The government would provide an interest subsidy of 6.5% on housing loans availed
by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan Mantri Awas Yojana would be allotted to preferably the
female member of the family. Along with this, preference would be given to the
female applicants, in general. This scheme could well be termed as a pro-women
scheme.
While allotting ground floors in any housing scheme under the PMAY, preference
would be given to differently-abled and older people.
The construction of houses under PMAY would be carried out through technology
that is eco-friendly.
The scheme will cover entire urban area consisting of 4041 statutory towns with
initial focus on 500 Class I cities in three phases.
It comes in 3 Phases
Pradhan Mantri Awas Yojana Phase
The Phase 1 of PM Awas Yojana would span from April 2015 to March 2017 and a
total of 100 cities would see the developmental work started and completed during
this phase.
Pradhan Mantri Awas Yoiana Phase
The Phase 2 of Pradhan Mantri Awas Yojana would span from April 2017 to March
2019 and during this phase, a total of 200 more cities would be covered and
developed.
Vraanan Mantri Awas Yojana Pnase
The Phase 3 of PMAY would span from April 2019 to March 2022 and during this
phase the left over cities would be covered and developed.
5. Micro Units Development and Refinance Agency Bank (MUDRA Bank)
About: It is a public sector financial institution in India. It provides loans at low rates to
microfinance institutions and non-banking financial institutions which then provide credit to
MSME's. To fund small entrepreneurs.
Launched: 8 April 2015 in New Delhi.
Aim: The Prime Minister said that MUDRA scheme is aimed at "funding the unfunded"
Key features
Is it setup under which schemePradhan Mantrim MUDRA Yojana Scheme
Is it part of SIDBI
Tagline:Innovative Way of Funding Small Business
MUDRA Bank has rightly classified the borrowers into three segments:
- the starters
- the mid-stage finance seekers
- the next level growth seekers.
To address the three segments, MUDRA Bank has launched three loan instruments:
- Shishu: covers loans upto Rs 50,000/- Kishor: covers loans above Rs 50,000/- and uptoRs 5 lakh
- Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh
Initially, sector-specific schemes will be confined to "Land Transport, Community,
Social & Personal Services, Food Product and Textile Product sectors".
Some of the Offerings Planned for the Future:
- MUDRA Card
- Portfolio Credit Guarantee
- Credit Enhancement
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Achievements
It will be first set up as a subsidiary of the Small Industries Development Bank of
India and later will be converted to a full-fledged bank through an Act of Parliament.
MUDRA bank has join hands with 19 state and regional level coordinators so as to
reach the small entrepreneurs who have limited branch presence and are cut off
from the general banking system.
First bank to launch MUDRA card on RuPay Corportion Bank
6. Saansad Adarsh Gram Yojana:
About: It is a rural development programme broadly focusing upon the development in the
villages which includes social development, cultural development and spread motivation
among the people on social mobilization of the village community.
The aim is to develop three Adarsh Grams by March 2019, of which one would be
achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and
developed by 2024.
Launched: 11 October 2014 on the birth anniversary of Jayaprakash Narayan at New Delhi.
Key Features
Each member of parliament needs to choose one village each from the constituency.
Then they should fix parameters and make it a model village by 2016. Thereafter,
they can take on two or three more villages and do the same by the time the next
general elections come along in 2019, and thereafter, set themselves ten-year-long
village or rural improvement projects.
Villages will be offered smart schools, universal access to basic health facilities
and Pucca housing to homeless villagers.
Villages adopted by Famous Persons
Narendra Modi has adopted Jayapur in Varanasi.
Sonia Gandhi adopted Udwa village in her constituency Rae Bareli in Uttar Pradesh
Rahul Gandhi adopted Deeh village in his constituency Amethi in Uttar Pradesh
V. K. Singh adopted Mirpur Hindu in his constituency Ghaziabad, Uttar Pradesh.
Ahmed Patel adopted Vandari village in Rajpipada, Gujarat.
Sachin Tendulkar adopted Puttamraju vari Kandriga(P.R.Kandriga) a village
near Gudur in Nellore district of Andhra Pradesh.
7. Pradhan Mantri Garib Kalyan Yojana
Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop
that you can pay and attend.
The objective of the workshop is to revive the government's pro-poor welfare
programs.
Launched: April 2015
Key Features:
Garib Kalyan Mela were organised in 22 districts.
The workshop revisited the government's pro-poor welfare programmes and ideate
ways to effectively implement them and maximise their outreach
There were dedicated sessions on rural and urban development schemes.
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The effort of the campaign and workshop is to motive and appraise the member of
parliaments to help them effectively implement the government run schemes for the
welfare of poor in the country.
8. My Gov Online Platform
MyGov is a citizen engagement platform founded by the Government of India to
promote the active participation of Indian citizens in their country's governance and
development.
It aims at creating a common platform for Indian citizens to "crowdsource governance
ideas from citizens".
Founded: 26 July 2014
Slogan: My Country, My Government, My Voice
Key Features:
The users shall be allowed to discuss and to contribute on various government
projects and plans.
It also allows users to upload documents in various formats. It was announced that a
mobile phone application on 'MyGov' is also under development.
The registered users of MyGov are required for an additional login to the Swahch
Bharat Mission section by using an one-time password.
It also includes a typical 'My Page' section which allows the user to upload
photographs and details regarding the individual cleanliness drives they undertook.
It was announced that a mobile phone application on 'MyGov' is also under
development
Achievements
My Gov received 100,000 registered users, barely two weeks after its initiation.
Google, the search giant became the first multinational firm to collaborate with
MyGov.
9. Multi skill programme - Skill India

About
This programme would skill the youth with an emphasis on employability and entrepreneur
skills.
The main goal is to create opportunities, space and scope for the development of the talent
of the Indian youth and to develop more of those sectors which have already been put
under skill development for the last so many years.
Launched: March 2015
Features:
The emphasis is to skill the youths in such a way so that they get employment and
also improve entrepreneurship.
Provides training, support and guidance for all occupations that were of traditional
type like carpenters, cobblers, welders, blacksmiths, masons, nurses, tailors, weavers
etc.
More emphasis will be given on new areas like real estate, construction,
transportation, textile, gem industry, jewellery designing, banking, tourism and
various other sectors, where skill development is inadequate or nil.
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The training programmes would be on the lines of international level so that the
youths of our country can not only meet the domestic demands but also of other
countries like the US, Japan, China, Germany, Russia and those in the West Asia.
Another remarkable feature of the 'Skill India' programme would be to create a
hallmark called 'Rural India Skill', so as to standardise and certify the training
process.
Tailor-made, need-based programmes would be initiated for specific age groups
which can be like language and communication skills, life and positive thinking skills,
personality development skills, management skills, behavioural skills, including job
and employability skills.
The course methodology of 'Skill India' would be innovative, which would include
games, group discussions, brainstorming sessions, practical experiences, case studies
etc.
10. Digital India
About: Digital India is an initiative of Government of India to integrate the government
departments and the people of India. Digital India has three core components. In short Purpose is
to transform India into digitally empowered
These includes:
The creation of digital infrastructure
Delivering services digitally
Digital literacy
It aims at ensuring the government services are made available to citizens
electronically by reducing paperwork. The project is slated for completion by 2019
Department: The Ministry of Communications and IT
Key features
The Government of India has initiated a giant leap forward to transform the country
into a digitally empowered knowledge economy.
The initiative also includes plan to connect rural areas with high-speed
internet networks.
DI will help in leveraging India's globally acclaimed IT competence for the benefit of
120 Crore Indians.
It will help in reducing corruption, getting things done quickly and will help in
reducing paper work.
Some of the facilities which would be available through this initiative are Digital
Locker, e-education, e-health, Digital Signature and national scholarship portal.
The initiative also includes plan to connect rural areas with high-speed internet
networks. Digital India has three core components.
11. Digilocker
About Digital Locker is one of the key initiatives under the Digital India Programme.
Department: Department of Electronics and Information Technology (DeitY).
Aim It is aimed at minimizing the usage of physical documents and enable sharing of edocuments across agencies.
key i-eatures
The sharing of the e-documents will be done through registered repositories thereby
ensuring the authenticity of the documents online.
Residents can also upload their own electronic documents and digitally sign them
using the e-sign facility.
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These digitally signed documents can be shared with Government organizations or
other entities.
12. e-Basta
About: The platform, eBasta, is merely not a library of books, but a collaborative platform
where school Book publishers, School teachers, students and even various etailers can
participate..
It aims to bring various publishers (free as well as commercial) and schools together on
one platform.
Launched: June 30, 2015
Key Features
It guarantees s transparent Governance and other Government related services.
The school or teachers can log on to the portal and search for eBooks and other
digital content.
School teachers can choose and bundle content according to their teaching
methods. Access to variety of resources text, simulation, animations, audio books,
videos, etc to choose from.
Basta provides an Android Application download, which students can install on their
mobile phones or tablets
For school book publishers, eBasta becomes a marketplace where they can read out
to thousands of schools across the country.
They can register on the portal and then list, sell and distribute all their content in
digital format.
13. Make in India
About: Make in India is an initiative of the Government of India, to encourage companies to
manufacture their products in India.
Launched: 25th September 2014
Aim:
The major objective behind the initiative is to focus on 25 sectors of the economy for
job creation and skill enhancement.
The initiative also aims at high quality standards and minimising the impact on the
environment.
Designed by: Wieden+Kennedy
Key features
Before the initiative was launched, foreign equity caps in various sectors had been
relaxed .
The application for licenses was made available online and the validity of licenses
was increased to 3 years.
Various other norms and procedures were also relaxed.
In August 2014, the Cabinet of India allowed 49% foreign direct investment (FDI) in
the defence sector and 100% in railways infrastructure.
Achievements
Between September 2014 and August 2015, the government received X1.10
lakh crore (US$17 billion) worth of proposals from companies interested in
manufacturing electronics in India. 24.8% of smart phones shipped in the country in
the April-June quarter of 2015 were made in India, up from 19.9% the previous
quarter.
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In January 2015, the Spice Group said it would start a mobile phone manufacturing
unit in Uttar Pradesh with an investment of X500 crore.
Hitachi Said it would increase its employees in India from 10,000 to 13,000 and it
would try to increase its revenues from India from Y100 billion in 2013
to Y210 billion.
In February 2015, Huawei opened a new research and development (R&D) campus
in Bangalore.
14. Deen Dayal Upadhyaya Grameen Kaushalya Yojana
About focused on the rural poor youth and its emphasis on sustainable employment
through the prominence and incentives given to post-placement tracking, retention and
career progression.
The Government of India has set an ambitious target for providing skill training to 500
million of its youth by 2022.
Department: Ministry of Rural Development (MoRD).
Launched by: NitinGadkari, Union Minister for Rural Development.
When: 98th birth anniversary of Pandit Deendayal Upadhyay.
Previous Name: Aajeevika Skills Development Programme (ASDP).
Key Features:
Enable Poor and Marginalized to Access Benefits: Demand led skill training at no cost
to the rural poor
Inclusive Program Design : Mandatory coverage of socially disadvantaged groups
(SC/ST 50%; Minority 15%; Women 33%)
Shifting Emphasis from Training to Career Progression :Pioneers in providing
incentives for job retention, career progression and foreign placements
Greater Support for Placed Candidates :Post-placement support, migration support
and alumni network
Proactive Approach to Build Placement Partnerships: Guaranteed Placement for at
least 75% trained candidates
Enhancing the Capacity of Implementation Partners : Nurturing new training service
providers and developing their skills
Regional Focus : Greater emphasis on projects for poor rural youth in Jammu and
Kashmir (HIMAYAT), the North-East region and 27 Left-Wing Extremist (LWE) districts
(ROSHINI)
Standards-led Delivery : All program activities are subject to Standard Operating
Procedures that are not open to interpretation by local inspectors. All inspections
are supported by geo-tagged, time stamped videos/photographs.
Minimum age: The minimum age for entry under the Yojana is 15 years compared to
18 years under the Aajeevika Skills Programme.
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15. National Policy for Skill Development and Entrepreneurship
About. It is the first such policy on entrepreneurship since independence and intended to
replace the National Policy on Skill Development 2009.
Aim It main aim is to provide an umbrella framework to all skilling activities being carried
out within the country, to align them to common standards and link the skilling with
demand centers.
Previous Scheme It replaces National Policy on Skill Development 2009.
Department: Ministry of Skill Development and Entrepreneurship
Launched: 15th July 2015 (World Youth Skills Day)
Key features
It addresses key obstacles to skilling, including low aspirational value, lack of
integration with formal education, lack of focus on outcomes, low quality of training
infrastructure and trainers, etc.
This Policy seeks to align supply and demand for skills by bridging existing skill gaps,
promoting industry engagement, operationalising a quality assurance framework,
leverage technology and promoting greater opportunities for apprenticeship
training.
Equity is also a focus of the Policy, which targets skilling opportunities for
socially/geographically marginalised and disadvantaged groups
Skill development and entrepreneurship programmes for women are a specific
focus of the Policy.
In the entrepreneurship domain, the Policy seeks to educate and equip potential
entrepreneurs, both within and outside the formal education system.
It also seeks to connect entrepreneurs to mentors, incubators and credit markets,
foster innovation and entrepreneurial culture, improve ease of doing business and
promote a focus on social entrepreneurship.
16. National Sports Talent Search Scheme
Abbreviations: NSTSS
About.The scheme has been formulated for talent identification in the age group of 8-12
years and nurturing of identified talented sportspersons.
Aim. Identification of sporting talent among students in the age group of 8-12 years
Launched: 26th May 2015
Departmeni. Ministry of youth Affairs & Department of Sports
Key Features
The Scheme will facilitate development of Indian sports, particularly rural sports.
The students in the age group of 8 12 years have to undertake Physical Efficiency
and Sports Aptitude Tests (PESAT).
tests may take place at 3 levels :
- school level
- block level
- district level through the state / UT machinery
From each school, 4 boys and 4 girls securing the total highest marks in all six tests
will be shortlisted and they will appear in the Block level tests again.
They will participate in the Sport Talent search conducted at the block level in the
same 6 tests.
The total marks obtained by each of these 32 students per block in all 6 different
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tests at district level will be compiled for all districts together and a common merit
list will be prepared.
k. Selected candidates should agree to the condition that they should be present for
training at least 22 days in a month on the prescribed play ground
17. Deen Dayal Upadhyaya Gram Jyoti Yojana
Abbreviations: DDUGJY
About: It is a Central Government's scheme aimed to provide continuous power supply to
rural India.
Aim it aims to supply 24x7 uninterrupted power supplies to all homes.
Launched: 25th july 2015 in Patna
Investment: Rs 75,600 crore
Old Scheme: Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY).
Department: Ministry of Power
Key Provisions:
All villages and households shall be electrified
Increase in agriculture yield
Business of Small and household enterprises shall grow resulting into new avenues
for employment
Improvement in Health, Education, Banking (ATM) services
Improvement in accessibility to radio, telephone, television, internet and mobile etc
Betterment in social security due to availability of electricity
Accessibility of electricity to schools, panchayats, hospitals and police stations etc
Rural areas shall get increased opportunities for comprehensive development
18. Kisan Vikas Patra
About: Kisan Vikas Patra is a saving certificate scheme which was first launched in 1988 by
India Post.
Re-launched: In year 2014
Key features:
Kisan Vikas Patra can be purchased by
- An adult in his own name, or on behalf of a minor
- A Trust
- Two adults jointly
Denominations KVP certificates are available in the denominations of Rs 1000, Rs
5000, Rs 10000 and Rs 50000.
Minimum amount Rs 1000. There is no upper limit on the purchase of KVPs.
Investment: The amount invested in Kisan Vikas Patra would get doubled in 100
months or eight years and four months
Maturity Period: 2 years 6 months(30 months)
Premature encashment of the KVP certificate is not permissible.
The certificates can only be encashed in event of the death of the holder or
forfeiture by a pledge or on the order of the courts.
The KV can be purchased from any departmental postal office.
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19. Soil Health Card Scheme
About: The scheme launched by the Government of India in 2015. The Government plans
to issue the cards to 14 crore farmers.
is focusing attention on the health of soil in agricultural areas across the country, to
boost productivity and bring about increased prosperity.
Launched: Year 2015
Key Provision:
The Government plans to issue 14 crore Soil Health Cards to the farmers over the
next 3 years.
Soil card will carry crop-wise recommendations of nutrients and fertilisers required
for the individual farms to help farmers to improve productivity through judicious
use of inputs.
All soil samples are be tested in various soil testing labs across the country.
Thereafter the experts will analyse the strength and weaknesses (micro-nutrients
deficiency) of the soil and suggest measures to deal with it.
The result and suggestion will be displayed in the cards.
20. Pradhan Mantri Krishi Sinchai Yojana
About: The Pradhan Mantri Krishi Sinchai Yojana is part of a group of pro-farmer measures
that the NDA government endeavours to implement.Purpose- Irrigation need of farmers
Launched in- Haryana on dt 19-8-2014
Aimed at ensuring access to water to every farm ("HarKhetKoPani") round the year and
improving water use efficiency ("Per Drop More Crop")
Department: Ministry of Agriculture
Investment: Rs.50,000 crores
Time Period: 5years
Key features:
The Scheme will take responsibility for various irrigation projects that were poorly
implemented by previous governments despite adequacy of funds.
About 1,300 watershed projects that have remained in limbo shall now be
completed.
If the scheme turns out to be a success, economists and rural managers believe that
the crop production could witness a manifold growth.
21. Jan Suraksha Schemes (PMJJBY, PMBSY, APY)
For Elders:
About: This includes Social Security Schemes, Pradhan Mantri Suraksha Bima Yojna, Atal
Pension Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana.
Aim protect an Indian citizen against illness, accidents, or penury in old age (Accidental Insurance
Scheme).
Launched: 9th May 2015
Pradhan Mantri Suraksha Bima Yojana
Key Features
For all Bank account holders whose age is between 18 to 70 years.
Insurance amount can also be availed if in a handicapped state.
Accident insurance worth Rs. 2 lacs (Accidental death and full disability) at just Rs. 12 per
annum & Partial Disability 1 lakh
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Period of Insurance
Annual : 1st June - 31st May
The premium will be deducted from the account holder's saving bank account
through 'auto debit' facility.
The person would be eligible to join the scheme through one saving bank account
only.
Pradhan Mantri Jeevan Jyoti Bima Yojana
Purpose Life insurance
Key features
For all Banks account holders whose age is between 18 to 50 years.
Life Insurance amount for your family, in your absence.
Life insurance worth Rs. 2 lacs at just Rs. 330 per annum
Period of Insurance
Annual : 1st June - 31st May
only.
Atal Pension Scheme
PFRDA(Pension Fund Regulatory and Development Authority) will administrated this scheme.
Key Features
For all Bank account holders whose age is between 18 to 40 years.
Period of Insurance: 1st June - 31st May
only.
Benefit
Fixed pension for the subscribers ranging between Rs. 1000 to Rs. 5000, if he joins and
contributes between the age of 18 years and 40 years. The contribution levels would
vary and would be low if subscriber joins early and increase if he joins.
22. One Rank One Pension Scheme
Abbreviation OROP
About: It is a scheme for same rank and for the same length of service, irrespective of the
date of retirement.
Re-launch date: On 5th September 2015
Points to Note
As per the announcement there would be revision of pension every five years as
against two years demanded by the ex-servicemen.
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Pension will be re-fixed for all pensioners retiring in the same rank and with the same
length of service as the average of minimum and maximum pension in 2013.
The Ex-servicemen who have taken voluntary retirement would not be eligible for the
scheme.
The government is also setting up a one-member judicial committee to work out details
of implementation of the OROP which will file a report in six months.
Arrears will be paid in four half-yearly installments. All widows, including war widows,
will be paid arrears in one installment.
23. Rashtriya Gokul Mission
About. It is a focused project under National Programme for Bovine Breeding and Dairy
Development, with an outlay of Rs 500 crore during the 12th Five Year Plan. The
government launched 'Rashtriya Gokul Mission' under the National Programme for Bovine
Breeding and Dairy Development (NPBBD)
to Conserve and Develop Indigenous cattle Breeds through professional farm
management and superior nutrition.
Launched: 28 July 2014
Department: Department of Animal husbandry, Dairying & Fisheries.
Investment: 500 Crore
Key Features:
Objectives:
- To undertake breed improvement programme for indigenous cattle breeds so as
to improve the genetic makeup and increase the stock.
- To enhance milk production and productivity of indigenous bovines.
- To upgrade nondescript cattle using elite indigenous breeds like Gir, Sahiwal.
- To distribute disease free high genetic merit bulls of indigenous breeds for
natural service
Scheme is proposed to be implemented on 100% grant-in-aid basis.
Rashtriya Gokul Mission will be implemented through the "State Implementing
Agency (SIA viz Livestock Development Boards).
Achievements
- Establishment of Village level Integrated Indigenous Cattle Centres, viz "Gokul
Gram"
i) in the breeding tracts and
ii) near metropolitan cities for housing the urban cattle.
- Strengthening of bull mother farms to conserve high genetic merit Indigenous
Breeds.
- Establishment of Field Performance Recording (FPR) in the breeding tract.
- Assistance to Institutions/Institutes which are repositories of best germ plasm.
- Implementation of Pedigree Selection Programme for the Indigenous Breeds
with large population.
- Establishment of Breeder"s Societies: Gopalan Sangh.
- Distribution of disease free high genetic merit bulls for natural service.
- Incentive to farmers maintaining elite animals of indigenous breeds.
- Heifer rearing programme
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24. DD Kisan Channel
About: It is an Indian agriculture 24-hour television channel, which is owned
by Doordarshan.
The channel has been dedicated to agriculture and allied sectors, which disseminates
real-time inputs to farmers on new farming techniques, water conservation and organic
farming among other information.
Launched: 26 May 2015
Key features
It is India's first Kisan Channel.
It is owned by Doordarshan.
Headquarter: In Noida
The channel provides intensive messaging for alternative crop patterns from
agricultural experts to move out of specific crops and invest in others.
25. Beti Bachao, Beti Padhao
About: is a Government of India scheme that aims to generate awareness and improving
the efficiency of welfare services meant for women.
Aim To end female feticide and discrimination against girl child Prime Minister
NarendraModi launched BetiBachao, BetiPadhaoAbhiyan.
Launched. 22nd January 2015 in Panipat.
Investment: Initial 100 Crore
Key Features:
According to census data, the child sex Ratio (0-6 years) in India was 927 girls per
1,000 boys in 2001, which dropped drastically to 918 girls for every 1,000 boys in
2011.
A 2012 UNICEF report has ranked India 41st among 195 countries.
26. Sukanya Samriddhi Account
About: Sukanya Samriddhi Account is a special deposit account under the Sukanya
Samriddhi Yojana (Girl child prosperity scheme).
Launched: 22nd January 2015
Aim: aim of improving the welfare of female children in India.
PurposeSocial security for girls
Key Features:
It is part of the Beti Bachao, Beti Padhao campaign.
Eligibility to open accountsgirls under 10 yrs
Rate of interest 9.2% Per Annum (w.e.f 1-4-2015), calculated on yearly basis.
Minimum INR. 1000/-and Maximum INR. 1,50,000/- in a financial year.
Subsequent deposit in multiple of INR 100/- Deposits can be made in lump-su.
No limit on number of deposits either in a month or in a Financial year
A legal Guardian/Natural Guardian can open account in the name of Girl Child.
A guardian can open only one account in the name of one girl child and maximum
two accounts in the name of two different Girl children.
Account can be opened up to age of 10 years only from the date of birth.
For initial operations of Scheme, one year grace has been given.
If minimum Rs 1000/- is not deposited in a financial year, account will become
discontinued and can be revived with a penalty of Rs 50/- per year with minimum
amount required for deposit for that year.
Partial withdrawal, maximum up to 50% of balance standing at the end of the
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preceding financial year can be taken after Account holder's attaining age of 18
years.
Account can be closed after completion of 21 years (Maturity period - 21 yrs).
If account is not closed after maturity, balance will continue to earn interest as
specified for the scheme from time to time.
Normal Premature closer will be allowed after completion of 18 years /provided
that girl is married.
27. Himmat App
About: "Himmat" application downloaded in the smart phone helps women to raise SOS
alert in case of any emergency and the same gets reported along with victim/ caller location
in real time on the computer consoles placed in the Central Police Control Room, Delhi.
Aim: To instil confidence in women, to help women in distress and to ensure their safety in
Delhi.
Key Features: The app is freely available for Android mobile phones and can be downloaded
from Delhi Police website
28. PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers
Scheme
About: has become one of the largest cash transfer schemes of the world.
Aim to transfer subsidies directly to the people through their bank accounts. It will be
implemented in 2 phases.
Previous Scheme: The Direct Benefit transfer of LPG (DBTL)
Re-launched: 15.11.2014 in 54 districts and rest of India on 01.01.2015
Key features:
Consumers will need a bank account to join the scheme and receive LPG subsidy
Consumers will also get one time permanent advance in their bank account prior to
buying the first market priced LPG cylinder
Consumers will receive subsidy in their bank account as per their entitlement of
subsidized cylinders
Till consumers join the scheme they will get cylinders at:
Subsidized price for 3 months w.e.f 15.11.2014 till 14.02.2015
Market price for next 3 months, but the subsidy due will be given to them if they join
the scheme within these 3 months i,e till 14.05.2015
W.e.f 15.05.2015 all LPG consumers will get cylinders at market price and only those
who join the scheme will receive one time permanent advance & subsidy from the
date of joining
29. Swachh Bharat Mission
About: is a national campaign of Indian Government, covering 4041 statutory towns, to
clean the streets, roads and infrastructure of the country. It is India's biggest ever
cleanliness drive and 3 million government employees and school and college students of
India have participated in this event.
Re-Launched: 2nd October 2014 at New Delhi.
Earlier Launch: Total Sanitation Campaign (TSC)- 1999
TSC was renamed to Nirmal Bharat Abhiyan (NBA)- 2012
the campaign was relaunched as Swachh Bharat Abhiyan.- 2014
Key Features:
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Construction of individual sanitary (mostly pit latrines) for households below the
poverty line with subsidy (80%) where demand exists.
Conversion of dry latrines (pit latrines without a water seal) into low-cost sanitary
latrines.
Construction of exclusive village sanitary complexes for women providing facilities for
hand pumping, bathing, sanitation and washing on a selective basis where there is not
adequate land or space within houses and where village panchayats are willing to
maintain the facilities.
Setting up of sanitary marts.
Total sanitation of villages through the construction of drains, soakage pits, solid and
liquid waste disposal.
Intensive campaign for awareness generation and health education to create a felt need
for personal, household and environmental sanitation facilities.
End of manual scavenging of garbage.
Objectives:
Elimination of open defecation
Conversion of unsanitary toilets to pour flush toilets (a type of pit latrine, usually
connected to two pits)
Eradication of manual scavenging
100% collection and processing/disposal/reuse/recycling of municipal solid waste
A behavioural change in people regarding healthy sanitation practices
Generation of awareness among citizens about sanitation and its linkages with public
health
Supporting urban local bodies in designing, executing and operating waste disposal
systems
Facilitating private-sector participation in capital expenditure and operation and
maintenance costs for sanitary facilities.
30. Gold Monetisation Scheme

About. It is a scheme that facilitates the depositors of gold to earn interest on their metal
accounts. Once the gold is deposited in metal account, it will start earning interest on the
same.
Previous Schema Gold Deposit and Gold Metal Loan Schemes.
Launched: May 19, 2015.
Key Features:
When a customer brings in gold to the counter of specified agency or bank, the
purity of gold is determined and exact quantity of gold is credited in the metal
account. Customers may be asked to complete KYC (know-your-customer) process.
The deposited gold will be lent by banks to jewellers at an interest rate little higher
than the interest paid to customer.
Interest:
Both principal and interest to be paid to the depositors of gold, will be 'valued' in
gold.
The interest rate is decided by the banks concerned.
Tenure:
Minimum: 1 year'
Minimum Quantity: 30 gram
Type: The gold can be in any form, bullion or jewellery.
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31. The National Institution for Transforming India (NITI AAYOG)
Previous Name: Planning Scheme
About. NITI Aayog will seek to provide a critical directional and strategic input into the
development process.
Air- is to foster involvement and participation in the economic policy-making process
by state governments of India, a "bottom-up" approach in contrast to the Planning
Commission's tradition of "top-down" decision-making.
Launched January 2015
Headquarter: New Delhi
Key Features:
NITI Aayog will seek to provide a critical directional and strategic input into the
development process.
The centre-to-state one-way flow of policy, that was the hallmark of the Planning
Commission era, is now sought to be replaced by a genuine and continuing
partnership of states.
The NITI Aayog will also seek to put an end to slow and tardy implementation of
policy, by fostering better Inter-Ministry coordination and better Centre-State
coordination.
It will help evolve a shared vision of national development priorities, and foster
cooperative federalism, recognizing that strong states make a strong nation.
In addition, the NITI Aayog will monitor and evaluate the implementation of
programmes, and focus on technology upgradation and capacity building.
32. The National Urban Development Mission
About the mission would also address livelihood concerns of the urban street vendors by
facilitating access to suitable spaces, institutional credit, social security and skills to the
urban street vendors for accessing emerging market opportunities.
at providing shelters equipped with essential services to the urban homeless in a
phased manner.
Replacement. It replaces The Jawaharlal Nehru National Urban Renewal Mission.
33. Pradhan Mantri Khanij Kshetra Kalyan Yojana
Abbreviatioh PMKKKY
About: PMKKKY is a revolutionary and unprecedented scheme of its kind, which will
transform the lives of people living in areas which are affected directly or indirectly by
mining.
is to provide for the welfare of areas and people affected by mining related operations,
using the funds generated by District Mineral Foundations (DMFs).
Key features:
The Mines and Minerals (Development & Regulation) Amendment Act, 2015, mandated
the setting up of District Mineral Foundations (DMFs) in all districts in the country
affected by mining related operations.
The Central Government today notified the rates of contribution payable by miners:
all mining leases executed before 12th January, 2015- miners will have to
contribute an amount equal to 30% of the royalty payable by them to the DMFs.
mining leases are granted after 12.01.2015- he rate of contribution would be 10%
of the royalty payable
By using these funds, the DMFs are expected to implement the PMKKKY.
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The DMFs have also been directed to maintain the utmost transparency in their
functioning and provide periodic reports on the various projects and schemes taken
up by them.
Objective of the Yojana:
to implement various developmental and welfare projects/programs in mining affected
areas.
to minimize the adverse or harmful impacts, during and after mining, on the
environment, health and socio-economics of people in mining districts
to protect the livelihoods for the affected people in mining areas.
skill development and environment conservation will get at least 60 % share of the
funds.
Attention will be giving in High Priority areas like sanitation, Drinking water etc...
The funds will also be spent on making roads, bridges, railways, waterways projects,
irrigation and alternative energy sources to maintain a healthy environment.
34. Sagar Mala Project
About: It is a strategic and customer-oriented initiative of the Government of India to
modernize India's Ports so that port-led development can be augmented and coastlines can
be developed to contribute in India's growth.
It looks towards "transforming the existing Ports into modern world class Ports and
integrate the development of the Ports, the Industrial clusters and hinterland and efficient
evacuation systems through road, rail, inland and coastal waterways resulting in Ports
becoming the drivers of economic activity in coastal areas."
Department: Ministry of Shipping
Key Features:
The concept of Sagar mala was first announced in 2003.
The Sagar mala initiative, therefore, focuses on
- Modernisation of port infrastructure- transforming the existing ports to world
class ports and development of new ports;
- Efficient evacuation system by improving hinterland linkages through rail, road
and water; and
Encouraging coastal economic development by promoting port based SEZs and
ancillary industries.
Implemention and Progress
The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi gave its
'in-principle' approval for the concept and institutional framework of Sagarmala
Project on 25 March 2015
On 25 March 2015 Cabinate gave approval for this project to develop 12 ports of
India and also 1208 Islands.
A National Sagarmala Apex Committee (NSAC) is envisaged for overall policy
guidance and high level coordination, and to review various aspects of planning
and implementation under the chairmanship of the Minister of Shipping,
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35. Heritage City Development and Augmentation Yojana
Abbreviation (HRIDAY)
About: It is an initiative by Government of India which focuses on holistic development of
heritage cities.
Aim to preserve and revitalise soul of the heritage city to reflect the city's unique character
by encouraging aesthetically appealing, accessible, informative & secured environment.
Launched 21st January, 2015
Department: Ministry of Urban Development
Investment: INR 500 Crores
Key initiative
the Scheme is being implemented in 12 identified Cities :
- Ajmer
- Amaravati
- Amritsar
- Badami
- Dwarka
- Gay
- Kanchipuram
- Mathura
- Puri
- Varanasi
- Velankanni
- Warangal.
The scheme is implemented in a mission mode.
The Scheme supports development of core heritage infrastructure projects which
shall include revitalization of urban infrastructure for areas around heritage assets
identified / approved by the Ministry of Culture, Government of India and State
Governments.
36. Smart Cities Mission
About. The Smart Cities Mission of the Government is a bold, new initiative. It is meant to
set examples that can be replicated both within and outside the Smart City, catalysing the
creation of similar Smart Cities in various regions and parts of the country.
is to promote cities that provide core infrastructure and give a decent quality of life to
its citizens, a clean and sustainable environment and application of 'Smart' Solutions.
Key Initiative:
The core infrastructure elements in a smart city would include:
i. adequate water supply, ii. assured electricity supply, iii. sanitation, including solid
waste management, iv. efficient urban mobility and public transport, v. affordable
housing, especially for the poor, vi. robust IT connectivity and digitalization, vii. good
governance, especially e-Governance and citizen participation, viii. sustainable
environment, ix. safety and security of citizens, particularly women, children and the
elderly, and x. health and education.
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37. Shyama Prasad Mukherjee RURBAN Mission
Abbreviation SPMRM
About Rurban Mission for 300 clusters to be developed over the next three years across the
country, Commerce.
Investment: Rs 5142 Cr
Launched and approved: 16 September 2015
Key features:
Development of Rurban growth clusters, which have latent potential for growth, in all
States and UTs to trigger overall development in the region. These clusters are essentially
Smart Villages.
Rural growth clusters would be developed by provisioning of economic activities,
developing skills & local entrepreneurship and providing infrastructure amenities.
Further, these clusters would be well delineated areas with planned layouts, which would
be duly notified by the State/UTs. These plans would be finally integrated with the District
Plans/Master Plans as the case may be.
The States would prepare Integrated Cluster Action Plans for Rurban Clusters in
accordance with the Framework for Implementation prepared by the Union Ministry of
Rural Development.
The clusters will be geographically contiguous to Gram Panchayats with a population of
about 25000 to 50000 in plain and coastal areas and a population of 5000 to 15000 in
desert, hilly or tribal areas.
There would be a separate approach for selection of clusters in Tribal and Non-Tribal
Districts.
As far as practicable, clusters of village would follow administrative convergence units of
Gram Panchayats.
The Mission envisages institutional arrangements both at the State and Center to ensure
smooth implementation of the Mission.
The Mission also has an Innovation budget towards facilitating research, development
and capacity building.
38. Atal mission for Rejuvenation and Urban Transformation:
About: It provides basic services (e.g. water supply, sewerage, urban transport) to
households and build amenities in cities which will improve the quality of life for all,
especially the poor and the disadvantaged is a national priority.
the purpose of Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to
ensure that every household has access to a tap with assured supply of water and a
sewerage connection;
increase the amenity value of cities by developing greenery and well maintained
open spaces (e.g. parks);
reduce pollution by switching to public transport or constructing facilities for nonmotorized transport (e.g. walking and cycling).
Launched date: 29th April 2015
Investment: Rs 48,000 crore
Time Period: 5 years
Key features:
500 cities and towns will be selected
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39. Namami Gange
About: Namami Gange Project or Namami Ganga Yojana is an ambitious Union Government
Project which integrates the efforts to clean and protect the Ganga river in a
comprehensive manner.
This project aims at Ganga Rejuvenation by combining the existing ongoing efforts and
planning under it to create a concrete action plan for future.
Investment: Rs. 2037 Crore
Key Features:
Over Rs. 20,000 crore has been sanctioned in 2014-2015 budget for the next 5 years.
It will cover 8 states, 47 towns & 12 rivers under the project. Over 1,632 gram
panchayats on the banks of Ganga to be made open defecation-free by 2022.
Several ministries are working with nodal Water Resources Ministry for this project
includes Environment, Urban Development, Shipping, Tourism & Rural
Development Ministries. Prime focus will be on involving people living on the river's
banks in this project.
Under the aegis of National Mission for Clean Ganga (NMCG) & State Programme
Management Groups (SPMGs) States and Urban Local Bodies and Panchayati Raj
institutions will be involved in this project.
Setting river centric urban planning process to facilitate better citizen connects,
through interventions at Ghats and River fronts.
Expansion of coverage of sewerage infrastructure in 118 urban habitations on banks
of Ganga. Enforcement of Ganga specific River Regulatory Zones.
Development of rational agricultural practices & efficient irrigation methods. Setting
Ganga Knowledge Centre.
40. National Heritage City Development and Augmentation Yojan (HRIDAY)
Purpose Heritage Conservation launched on dt 21st January 2015
Completing duration by March 2017
The scheme implented in how many cities 12
Total outlay 100 cr
41. Vanabandhu Kalyan Yojana
Purposewelfare of tribal people
Launched on dt 28 October 2014
42. Kishan Vikas Patra Investment Scheme
PurposeRelaunched to encourage savings among citizens
Launched in Delhi
Investment in KVP doubled in 100 months or 8 yr 4 minths
Is PAN required No (if <50000 br=>If 10 lakh additional income proof required
Currently available Sold only via post offices
Available denominations1000,5000,10000,50000
Is there any limit in investmentNo
Is there any premature withdrawal only after 30 months
Can we transfer this certificate to othersYes
Is interest is taxabkeYes
Interest rate 8.7 %
Launched on dt 18th November 2014
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43. Rastriya Aviskhar Abhiyan(RAA)
Launched on dt 9 June 2015
Purpose Motivate children 6-18 yrs engage in Science and Mathematics and Technology
Ministry of Human Resource Development will develop this concept.
44. Skill India Mission
Launched on dt 15 July 2015
Purpose to coverage and minister skill development schemes and subsiduze loans to students
Target to provide skill training to 40.02 crore people by 2022
Skill Loan where loans from 5000 to 1.5 lakh available to 34 lakh youth
Tag Line Kaushal Bharat, Kushal Bharat
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9. Multi skill programme - Skill India

Social Security in India -Yojana

Social Security in India -Yojana

30. Gold Monetisation Scheme

Social Security in India -Yojana

Social Security in India -Yojana

Social Security in India -Yojana

Social Security in India -Yojana

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Social Security in India -Yojana

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