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LIBERALIZATION AND
REGULATORY
CHALLENGES
85% 96%
70% 75%
1999 2006
2007 Net Income
P 39.2 B profit
P 2.3 B loss
1998 4.1636
2008 8.1343
(5.1868)
LESSON 2
Structural
Regulatory
Market rules
Challenge 3
Independence
Funds