Swka angielski C1

Number: statistics and assesing quantity

1. recorded sightings Times seen that have been officially written down
2. sustained kept alive or supported
3. rodents small animals including rats, mice, squirrels
4. expenditure - spending
5. factor number by which anoter number or quantity is multiplied
6. IQ7. Per for each
8. Aggregate total
9. Aggregated added up all the different amount
10. Blip- temporary change
11. continuum- something that changes gradually or in very slight stages
12. correlation between- connection between facts or things which cause
each other
13. deviated- moved away from the standard or accepted patern
14. discrepancy between- difference between two things that should be the
same
15. erratic- not regular and often changing suddenly
16. flawed- inaccurate
17. fluctuate- go up and down
18. in inverse proportion to its- in opposite proportion to
19. inconsistent with- not in agreement with
20. seesawed- went up and down
21. ballpark fiqure- guess believed to be accurate
22. tot everything up- add everything up
23. run into six fiqures- get a figure over 100000
24. variables- different factors that may change
25. projected- planned figures
26. projected figures- planned figures
27. erred on the side of caution- been cautious
28. rounded things down- make, say, 2.5 into 2 rather than 3
29. conservative- cautious

Personal finance
30.to be broke/skint- hand no money left
31. to be rolling in it- have a lot of money
32 to make ends meet- to survive financially
33. things are a bit tight- my finances are not good
34. to be strapped for cash- needed cash and had very little
35. bounced- the bank refused to pay it
36. to make this cheque out to- what name shall I put on it
37. shall we put/stick this on my credit card/charge it to my credit card
38. APR- annual percentage rate of interest
39. expire- is not valid after
40. credit card fraud- illegal use of somones card
41. charge card- card where you must pay back the whole debt each month
42. store card- credit card issued by a store/shop for that store
43. lump sum- single, large payment
44. golden handshake- large payment to someone on leaving a job
45. endowment- combined insurance and savings plan that pays out after a
fixed period
46. life-savings- money saved over many years
47. share portfolios- combination of stocks and shares of different kinds
48. premium- the amount you pay each month or year for an insurance
policy
49. excess- money you have to pay up to a ceratin level if you make an
insurance claim
50. pension plan- a scheme to provide you with an income when you retire
Investment/ Student funds get responsible
51. gaining steam- becoming popular
52. a flurry of new electives
53. to clamour- domaga si
54. putting your money where your mouth is- pokaza prez czyny
55. to lament- narzeka
56. put our stake in the ground- start practicing
57. make a dent in global poverty- zrobi rozam/ przeom

Economy and finance

58. burden- obcienie
59. to alleviate- make less suffering/agodzi
60. to incur- ponie/ narazi na co
Microfinance
61. current bank account- rachunek biecy
62. emergency loan- poyczka wypadkowa/awaryjna
63. to guarantee/ guarantee/ guarantator
64. to pay/ payment / payee
65. incentivise / incentive
67. to penalise- kara penalization
Bank in England
68. to track something or someone down- to search till you find
69. to backtrack- to revert to a previous opinion or position
70. to be on the right track- to find the correct procedure, person or course
of action
71. to keep track of- to be informed about
72. to lose track of- to lose touch with/ be unable to find
73. fast track- to accelerate the pace of the normal
74. to cover ones track- to conceal ones actions/ intentions
75. a proven track record- impressive professional achievemnts
76. undermine- podway
77. complacency- samozadowolenie
78. scrapped- sth is thrown away
79. overhaul- wyremontowa

Unit 14 Banking
80. deposit- money placed in bank
81. loan- a sum of money borrowed form a bank
82. capital- money invested in business
83. stock or shares- certificates representing part-ownership of a company
84. bond- certificates of debt issued by governments or companies to raise
money
85. merger- when one company combines with another one
86. takeover bid- when one company offer to buy or acquire another one
87. stock broking- buying and selling stock or share for clients- stock
broking
88. portfolio- all the investments owned by an individual or organization
89. returns- the profits made on investments
90. bankrupt- unable to pay debts or continue to do business
91. deregulation- the ending or relaxing of legal restrictions
92. conglomerates- a group of companies, operating in different fields,
which have joined together
93. interest- the price paid for borrowing money, paid to the lenders
94. default- failure to repay a loan
95. collateralized- with property or another asset used as a guarantee of
payment
96. write off- cancel a bad debt or a worthless asset from an account
Unit 15 Venture capital
97. break-even point- where total costs equal total income from sales and
the company makes neither a profit nor a losss
98. exit strategy- an investors plan for getting their investment back and
potentially realizing a profit

Unit 16 Bonds
99. equity- par ownership of a company in the form of stock or share
100. mutual funds- fund operated by investment companies that inverst
peoples money in various assets
101. principal- the amount of capital machining up a bond or other loan
102. maturity date- the length of time for which a bond is issued
103. cupon- the amount of interest that a bond pays
104. insolvent- unable to pay debts
105. creditors- people or institutions to whom money is owned
106. dividends- payments by companies to their shareholders
107. bid price- the price at which a buyer is prepared to buy a security at a
particular time
108. ask price- the price at which a buyer is prepared to sell a security at a
particular time
109. tax deductible- odpisa od podatku