GEORGE J.

MACELI
Freehold, NJ 07728 908-670-6242 george_maceli@msn.com

QUALIFICATIONS PROFILE
Skilled and goal-oriented real estate finance professional with demonstrated success meeting complex
requirements and supporting a broad range of operations to excel in a management capacity.

Industry Knowledge: Extensive experience with real estate financing structures, documentation and
terminology with knowledge of loan workouts modifications, bankruptcy and foreclosure proceedings. Record
of success in cost savings, debt recovery, and asset liquidation.

Management: Exceptional leadership capabilities with experience training, mentoring, motivating, and
supervising teams of up to 25 members. Astute at identifying and resolving complex problems independently,
as well as managing multiple tasks and deadlines simultaneously.

Communication: Persuasive communicator and skilled negotiator with a proven ability to attain organizational
goals. Strong interpersonal, rapport building and partnering skills. Able to effectively convey loan status and
work collaboratively with borrowers to develop loan resolution plans.

Key Strengths: Dedication to clarity and consistency. Highly organized; able to maintain an exceptional rate
of productivity, accuracy and efficiency within dynamic environments. Talent for forging relationships with
colleagues, clients and leadership to facilitate seamless operations.

EXPERIENCE HIGHLIGHTS
OCEANFIRST BANK, Toms River, NJ
AVP/Asset Recovery Manager, 10/10-01/16
Managed resolution of non-performing bank and investor-owned loans. Trained, mentored and supervised
collections and loss mitigation staff. Approved resolution plans and strategies. Managed foreclosures and
bankruptcies. Ensured compliance with bank policies and procedures.
Consistently maintained a high rate of recovery on sales of real estate owned assets.
Implemented hardship review procedures for internal and investor loan portfolios.
Worked with customers affected by Hurricane Sandy to quickly provide loan resolution assistance and
property restoration management.
EMIGRANT BANK/EMC, New York, NY
Collections Supervisor/Assistant Manager, 02/08-04/09
Supervised the collections team, directing team members in the efficient resolution of delinquent residential,
commercial and investor loans. Worked with delinquent customers to avoid further delinquency. Monitored daily
recoveries, prepared management reports and developed policies and procedures to improve collection
outcomes.
Reduced exposure and maintained loss ratios in alignment with bank standards.
Launched the Fannie Mae and Freddie Mac HAMP/HOPE Now programs.
Implemented TARP loan workouts assistance and loan modifications.
FRANKLIN CREDIT MANAGEMENT CORP., Jersey City, NJ
Senior Asset Manager/Put Bank Coordinator, 11/05-02/08
Reviewed and monitored loan portfolios to ensure compliance with loan servicing agreements; identified and
corrected contract violations. Determined nature of defaults and worked with borrowers to determine intentions
with respect to loan reinstatement. Recommended resolution plans and maintained records of approved actions
and borrower communication. Developed policies and procedures.
Recovered more than $2M cash and resolved $5M in contract violations.
Increased recoveries by 43% on missing loan documents.
Other experience includes ownership and seasonal operation of a beach boardwalk store at the Jersey Shore.