Vous êtes sur la page 1sur 7

)URP )/2660$1/25(1

7R E  
&F E   
6XEMHFW 5(OHYHHPHHWLQJ
'DWH )ULGD\'HFHPEHU30

E  LVRQJOLGHVORSHORUHQ

2ULJLQDO0HVVDJH
)URP E  
6HQW)ULGD\'HFHPEHU30
7R E   )/2660$1/25(1: E  
&F E  
6XEMHFW5HOHYHHPHHWLQJ

/RUHQDQG E 

,WGRHVQ
WDSSHDUWKHVHFWRUNQRZVPXFKDERXWWKHYLVLWHLWKHUEXWWKDWWKH\DUHLQYROYHGZLWKWKH
WRXU,WKLQNZHQHHGDVROLGLWLQHUDU\WKDW,FDQIRUZDUGWRWKHPDQGZHZLOOJHWHYHU\RQHRQWKHVDPH
SDJH,DPJHWWLQJEDUUDJHGIURPDOOVLGHV,DPDERXWWKHODVWRQHFRPLQJLQWRWKLV
E 

2ULJLQDO0HVVDJH
)URP E  
7R E   -
&F E  
6HQW)UL'HF
6XEMHFW):OHYHHPHHWLQJ

E 

,KDYHDOUHDG\VSRNHQZLWK5*9DERXWWKLVYLVLWDQGWROGWKHPZKDWWKLVLVDERXW²OHYHHWRXUWRDVVHVV
IHDVLELOLW\RIWKH+&''IHQFHDOWHUQDWLYH$VIDUDVWKHLUUROHLQWKLV,WROGWKHPWKDWWKH\ZHUHJRLQJWR
VKRZWKHGHOHJDWLRQDURXQGVWDUWLQJLQ3HQLWDV7H[DV ZHVWHQGRIWKH,%:&OHYHHV\VWHP WRWK6W
LQ+LGDOJR7H[DV HDVWHQGRISURMHFW2 2WKHUWKDQVKRZLQJWKHPDURXQGWKHVHDUHDVRQWKHOHYHH
WKH\DUHQRWH[SHFWLQJDQ\WKLQJHOVH,IPRUHLVUHTXLUHGIURPWKHPOHWPHNQRZVRWKDW,FDQDGYLVH
DQGSUHSDUHWKHPSULRUWRWKHYLVLW7KH\DUHDZDUHWKDWJDWHLVVXHVZLOOEHGLVFXVVHGDQGWKH
SRVVLELOLW\RIDQDFFHVVURDGRQWKHVRXWKVLGHRIWKH³LPSURYHG´OHYHH

E  

6%,QHW7,

E  

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP)/2660$1/25(1:
6HQW)ULGD\'HFHPEHU30
7R E  
&F E   )/2660$1/25(1
:
3$*$1'$9,'*
 E   6HOI-HIIUH\'$'$0652:'<'*,''(16*5(*25<
E  
6XEMHFW5(OHYHHPHHWLQJ

E  ZRXOG\RXDQVZHU E  TXHVWLRQRQ5*9VHFWRUFRRUGLQDWLRQ±WKDQNVORUHQ
 

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP3$*$1'$9,'* E  
6HQW)ULGD\'HFHPEHU30
7R)/2660$1/25(1: E   W
&F E   6HOI-HIIUH\'$'$0652:'<'*,''(16
*5(*25< E  
6XEMHFW5(OHYHHPHHWLQJ

/RUHQ

3OHDVHDGYLVHUHFRRUGLQDWLRQZLWK5*96HFWRU3HUWKHODVWFRQYHUVDWLRQ\RXDQG,KDGZLWK&KLHI6HOI
,IHOWLWZDVFOHDUWKDWWKH6HFWRUQHHGHGWREHNHSWLQWKHORRSRQFRQWDFWVUHWKLVLVVXH,DPKHDULQJ
WKDWWKH\DUHQRWDGYLVHGUHWKHODWHVWLQIRDQGLWLVXQFOHDUWRPHZKDWUROHLIDQ\6%,SODQVIRUWKHP
WRKDYHQH[W)ULGD\

7KDQN\RX

'DYLG

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP)/2660$1/25(1: E  
6HQW)ULGD\'HFHPEHU30
7R3$*$1'$9,'* E   )ORVVPDQ/RUHQ: E  

&F E   6HOI-HIIUH\'$'$0652:'<'*,''(16
*5(*25< E  
6XEMHFW5(OHYHHPHHWLQJ

7KLVPHHWLQJQHHGVWREHNHSWWR+LGDOJRFRXQW\WHDP±7KHSXUSRVHRIWKHPHHWLQJLVWRXQGHUVWDQG
VSHFLILFVRIWKHLUSODQ,IZHJHWVWDIIHUVDQGRWKHUFRXQW\LQYROYHG,DPDIUDLGWKLVPHHWLQJZLOOQRW
DFFRPSOLVKRXUREMHFWV7KDQNVORUHQ

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB
)URP3$*$1'$9,'* E  
6HQW)ULGD\'HFHPEHU30
7R E   )ORVVPDQ/RUHQ: E  
&F E  
6XEMHFW5(OHYHHPHHWLQJ

E 


7ZRNH\TXHVWLRQV

 ,V5*96HFWRUDGYLVHGUHWKHVHGHWDLOV"$UHWKH\SDUWLFLSDWLQJLQWKHWRXU"

 +DV+LGDOJR&RXQW\LQYLWHGRWKHUVWRSDUWLFLSDWH",KDYHVSRNHQZLWK2%36HFWRUDQG2&$DQGDOO
DUH2.ZLWKORRSLQJVRPHRWKHUIRONVLQ WKH\ZLOOJHWZRUGDQ\ZD\VRZHPLJKWDVZHOOEHSURDFWLYH
DQGWU\WRGHOLYHURXUPHVVDJHGLUHFWO\ 2&$DQG,DJUHHGWKDWWKHWLHUPHHWLQJZRUNHGZHOOXSKHUH
VHSDUDWHWHFKQLFDODVVHVVPHQWVDQGSROLF\GLVFXVVLRQV,I+LGDOJRKDVQ
WDOUHDG\LQYLWHG+LOOVWDII
RWKHUFRXQWLHVHWDOWRWKHHDUOLHUSRUWLRQV OLNHWKHWRXU ,UHFRPPHQGZHWU\WRKDYHWKHPMRLQWKH
OXQFKPHHWLQJ

7KDQNV

'DYLG

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP E   2Q%HKDOI
2I E  
6HQW)ULGD\'HFHPEHU30
7R3$*$1'$9,'* E   )ORVVPDQ/RUHQ: E  
&F E  
6XEMHFW5(OHYHHPHHWLQJ

$OO

,MXVWJRWRIIWKHWHOHSKRQHZLWK E   DW+LGDOJR&RXQW\:HKDYHDJUHHGWRWKHIROORZLQJ
WHQWDWLYHDJHQGD0RUHLQIRWRIROORZODWHUWRGD\ZLWKUHJDUGVWRWKHVSHFLILFDWWHQGHHVDQGORFDWLRQRI
WKHPHHWLQJ

0HHWZLWK&RXQW\RIILFLDOVWRGLVFXVVUHYLVHGFRVWHVWLPDWHVDQGVFKHGXOHV

7RXUOHYHHV

%XVLQHVV/XQFK

$UULYHDW$LUSRUWIRU30IOLJKWV
7KH&RXQW\KDVRIIHUHGWRSURYLGHXVWUDQVSRUWDWLRQIURPWKHKRWHO (PEDVV\6XLWHV WRWKHPHHWLQJV
DQGWRXUVDQGILQDOO\WRWKHDLUSRUW

E  FDQ\RXSOHDVHILQGRXWZKRZLOOEHUHSUHVHQWLQJWKHVHFWRU

E   LGHDOO\ZHZRXOGOLNHDQ,%:&UHSUHVHQWDWLYH E   DWWKHPHHWLQJ/HWPHNQRZLI
\RXQHHGPRUHGHWDLOVRQWKHPHHWLQJ

7KDQNV

E 


BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP3$*$1'$9,'* E   @
6HQW)UL$0
7R E   )ORVVPDQ/RUHQ: E  
&F E  
6XEMHFW5(OHYHHPHHWLQJ

3OHDVHDGYLVHUHVWDWXVRIWKHSODQ,KDYHERRNHGWUDYHOEDVHGRQWKLVJHQHUDOLQIR+RZHYHU,ZRXOG
OLNHPRUHVSHFLILFLQIRUHWLPLQJDJHQGDDQGSDUWLFLSDQWV$OVR,XQGHUVWDQG6HFWRUZDVQRWIXOO\
DGYLVHGUHWKHVHLWHPVDVRIODWH\HVWHUGD\

7KDQN\RX

'DYLG

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP E   2Q%HKDOI
2I E  
6HQW7KXUVGD\'HFHPEHU30
7R E   )ORVVPDQ/RUHQ: E  
&F E   3DJDQ'DYLG*
6XEMHFW5HOHYHHPHHWLQJ

:HZLOOJHWWKHVSHFLILFVQDLOHGGRZQWRPRUURZKRZHYHUWKHJHQHUDOSODQLVWRPHHWLQWKH
PRUQLQJHDUO\DIWHUQRRQDQGGHSDUWPFDOOHQRQDSPIOLJKW,
PVWD\LQJDWWKHPFDOOHQHPEDVV\VXLWHV
RQWKXUVGD\QLJKW

0HVVDJHVHQWIURPP\%ODFNEHUU\

2ULJLQDO0HVVDJH
)URP E  
7R E   )ORVVPDQ/RUHQ:
E  
&F E   3$*$1
'$9,'* E  
6HQW7KX'HF
6XEMHFW5(OHYHHPHHWLQJ

7KDQNV-DVRQ

'DYLG3DJDQLVWU\LQJWRVFKHGXOHKLVWUDYHOIRUWKLV±FDQ\RXSOHDVHFDOOKLPRUVHQGKLPPRUH
LQIRUPDWLRQRQWKHPHHWLQJWLPHDQGORFDWLRQ"+LVQXPEHULV E  

7KDQNVDJDLQ

E  

6HFXUH%RUGHU,QLWLDWLYH

86&XVWRPVDQG%RUGHU3URWHFWLRQ

E  

)RUPRUHLQIRUPDWLRQDERXWWKH6HFXUH%RUGHU,QLWLDWLYHYLVLWZZZFESJRYVEL
KWWSZZZFESJRYVEL!RUFRQWDFWXVDW6%,BLQIR#GKVJRYPDLOWR6%,BLQIR#GKVJRY!

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP E  
6HQW7KXUVGD\'HFHPEHU30
7R E   )ORVVPDQ/RUHQ: E   W
&F E  
6XEMHFW5HOHYHHPHHWLQJ

,EHOLHYH E  FDSWXUHGLWDOO7KLVZLOOEHRXUFKDQFHWRZLWQHVVWKHYDOLGLW\RIWKLVSURSRVDOILUVWKDQG

7KLVYLVLWVKRXOGJUDQWXVPRUHVSHFLILFGHWDLOLQWRWKHSURSRVDOZKLFKZHKDYHEHHQODFNLQJWRGDWH

7KDQN\RX
E  
%UDQFK&KLHI7DFWLFDO,QIUDVWUXFWXUH
6%,QHW3URJUDP0DQDJHPHQW2IILFH
E  

2ULJLQDO0HVVDJH
)URP E  
7R E   )/2660$1
/25(1: E   Y!
&F E  
6HQW7KX'HF
6XEMHFW5(OHYHHPHHWLQJ

7KDQNV E  DQG E  IRU\RXUTXLFNUHVSRQVHV


 

E   GR\RXKDYHDQ\DGGLWLRQDOGHWDLOV"

7KDQNVYHU\PXFK

E  

6HFXUH%RUGHU,QLWLDWLYH

86&XVWRPVDQG%RUGHU3URWHFWLRQ

E  

)RUPRUHLQIRUPDWLRQDERXWWKH6HFXUH%RUGHU,QLWLDWLYHYLVLWZZZFESJRYVEL
KWWSZZZFESJRYVEL!RUFRQWDFWXVDW6%,BLQIR#GKVJRYPDLOWR6%,BLQIR#GKVJRY!

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP E   2Q%HKDOI
2I E  
6HQW7KXUVGD\'HFHPEHU$0
7R E   )/2660$1/25(1: E  
&F E  
6XEMHFW5(OHYHHPHHWLQJ

7KHPHHWLQJVLWHYLVLWVDUHRQWKHWK5HSUHVHQWDWLYHVRI6%,2%386%3,%:&DQG+LGDOJR&RXQW\
ZLOODWWHQG3XUSRVHRIWKHPHHWLQJVLWHYLVLWVLVWRREVHUYHWKHOHYHHVLQZKLFKWKHUHWDLQLQJZDOOZRXOG
EHFRQVWUXFWHGDQGFROOHFWDGGLWLRQDOGDWDLQIRUHODWLYHWRWKH&RXQW\
VSURSRVDO

BBBBBBBBBBBBBBBBBBBBBBBBBBBBBBBB

)URP E  
6HQW7KXUVGD\'HFHPEHU$0
7R)/2660$1/25(1: E  
&F E  
6XEMHFWOHYHHPHHWLQJ
,PSRUWDQFH+LJK

+L E  DQG/RUHQDQGPD\EH E  DQG E  


  

,¶PEHLQJDVNHGIRUVSHFLILFVRQWKHOHYHHPHHWLQJLQ5*9QH[WZHHN
,¶PORRNLQJIRUWKHZKRZKDWZKHUHDQGZKHQDVZHOODVZKHWKHU\RX¶YHDOUHDG\FRRUGLQDWHGZLWK
WKH6HFWRUWRJHWWKHLUSDUWLFLSDWLRQ

*LYHPHDFDOORUVKRRWPHDQHPDLOZKHQ\RXJHWWKHFKDQFH

7KDQNVYHU\PXFK

E  

6HFXUH%RUGHU,QLWLDWLYH

86&XVWRPVDQG%RUGHU3URWHFWLRQ

E  

)RUPRUHLQIRUPDWLRQDERXWWKH6HFXUH%RUGHU,QLWLDWLYHYLVLWZZZFESJRYVEL
KWWSZZZFESJRYVEL!RUFRQWDFWXVDW6%,BLQIR#GKVJRYPDLOWR6%, LQIR#GKVJRY!