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TITLE OF
ARTICLES
JOURNAL,
VOL., ISSUE
NO.
AND DATE
Annamaria
Lusardi,
Olivia S.
Mitchell, and
Vilsa Curto
Financial
Literacy
among the
Young
The Journal of
Consumer
Affairs, Vol.
44, No. 2,
2010
Summer
2010
MAJOR
OBJECTIVES
OF THE
RESEARCH
FACTORS
USED IN THE
RESEARCH
LOCUS/PLACE
OF RESEARCH
To examine
how wellequipped
young people
are to make
financial
decisions.
Lewis Mandell
and Linda
Schmid Klein
The Impact if
Financial
Education on
Subsequent
financial
behaviour
Financial
Counselling
and Planning
2009
This study
examined the
differential
impact on 79
high school
students of a
personal
financial
management
course
completed 1
to 4 years
earlier.
Sandra J.
Huston
Measuring
Financial
Literacy
To examine
previous
literature to
identify
obstacles,
This Study
Washington,
used a
United States
matched
sample
design based
on a school
systems
records to
identify
students who
had and had
not taken a
course in
personal
financial
management.
Financial
Unites States
literacy
and/or
financial
knowledge
METHOD
7,417
respondents
we use the
three
financial
literacy
question
included in
Wavell of the
NLSY were
question
Lusardi and
Mitchell
originally
designed for
the 20014
healths and
retirement.
79 high
school
students of a
personal
financial
management
course
completed 1
to 4 years
earlier
Seventy-one
individual
studies from
fifty-two
different data
The Journal of
Consumer
Affairs, Vol.
44, No. 2,
2010
Summer
2010
and propose
an approach,
to develop a
more
standardize
measure of
financial
literacy.
indicators are
used as
inputs to
model the
need for
financial
education
and explain
variation in
financial
outcomes
such as
savings,
investing and
debt
behaviour
Muhammad
Ali
Impact of
Financial
Literacy,
Financial
Knowledge,
Moderating
Role of Risk
Perception on
Investment
decision
The purpose
of this paper
is to assess
the financial
literacy and
financial
knowledge of
the individual
and
professional
investors who
invest in the
local market.
To examine
the
relationship
between selfcontrol,
financial
literacy and
over-
For data
analysis
statistical
tools such as
correlation
and
regression
were tested
using SPSS.
Pakistan
The survey
was
conduct5ed
on different
investor of
Rawalpindi
and
Islamahad.
Examining
how financial
literacy and
self-control
relate to
consumer
overindebtedness
United
Kingdom
United
Kingdom
John
Gathergood
Self-control,
financial
literacy and
consumer
overindebtedness
sets were
identified for
analysis. It
measure to
capture an
individual's
human
capital
specifically
related to
personal
finance,
including
terms such as
financial
literacy,
financial
knowledge or
a closely
related
measurement
construct.
Journal of
Economic
Psychology
33, 2012
November
30, 2011
indebtedness
these
concepts are
relevant for
understandin
g consumer
credit use.