n

p
r

10
1000000
8%

Pago fijo
periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
930,970.51
$
856,418.66
$
775,902.67
$
688,945.39
$
595,031.54
$
493,604.57
$
384,063.45
$
265,759.03
$
137,990.27

$
$
$
$
$
$
$
$
$
$

80,000.00
74,477.64
68,513.49
62,072.21
55,115.63
47,602.52
39,488.37
30,725.08
21,260.72
11,039.22

Pago fijo
pago

amortizacion

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$

149,029.49
149,029.49
149,029.49
149,029.49
149,029.49
149,029.49
149,029.49
149,029.49
149,029.49
149,029.49

69,029.49
74,551.85
80,516.00
86,957.28
93,913.86
101,426.97
109,541.12
118,304.41
127,768.77
137,990.27

saldo final
$ 1,000,000.00
$
930,970.51
$
856,418.66
$
775,902.67
$
688,945.39
$
595,031.54
$
493,604.57
$
384,063.45
$
265,759.03
$
137,990.27
$
-

n
p
r

10
1000000
8%

Pago con increment

periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
980,697.41
$
949,920.36
$
905,757.85
$
846,046.73
$
768,341.55
$
669,881.06
$
547,550.95
$
397,842.37
$
216,805.84

$80,000.00
$78,455.79
$75,993.63
$72,460.63
$67,683.74
$61,467.32
$53,590.48
$43,804.08
$31,827.39
$17,344.47

Pago con incremento 10%

pago

amortizacion

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$

99,302.59
109,232.85
120,156.13
132,171.75
145,388.92
159,927.81
175,920.59
193,512.65
212,863.92
234,150.31

19,302.59
30,777.06
44,162.50
59,711.12
77,705.18
98,460.49
122,330.11
149,708.58
181,036.53
216,805.84

saldo final
$ 1,000,000.00
$
980,697.41
$
949,920.36
$
905,757.85
$
846,046.73
$
768,341.55
$
669,881.06
$
547,550.95
$
397,842.37
$
216,805.84
$
-

n
p
r

10
1000000
8%

Pago con incremento d

periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$
$
$
$
$
$
$
$
$
$

$80,000.00
$80,671.74
$79,797.23
$77,252.75
$72,904.71
$66,608.83
$58,209.28
$47,537.76
$34,412.53
$18,637.27

1,000,000.00
1,008,396.79
997,465.32
965,659.34
911,308.87
832,610.37
727,615.99
594,222.06
430,156.62
232,965.94

Pago con incremento de $20.000

pago
$
$
$
$
$
$
$
$
$
$

71,603.21
91,603.21
111,603.21
131,603.21
151,603.21
171,603.21
191,603.21
211,603.21
231,603.21
251,603.21

amortizacion
-$
$
$
$
$
$
$
$
$
$

8,396.79
10,931.47
31,805.98
54,350.46
78,698.50
104,994.38
133,393.93
164,065.45
197,190.68
232,965.94

saldo final
$ 1,000,000.00
$ 1,008,396.79
$
997,465.32
$
965,659.34
$
911,308.87
$
832,610.37
$
727,615.99
$
594,222.06
$
430,156.62
$
232,965.94
$
0.00

n
p
r

10
1000000
8%

Pago Periodo 1-5 cte y 6-10

periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
973,926.81
$
945,767.76
$
915,355.99
$
882,511.28
$
847,038.99
$
702,655.73
$
546,721.80
$
378,313.17
$
196,431.84

$80,000.00
$77,914.14
$75,661.42
$73,228.48
$70,600.90
$67,763.12
$56,212.46
$43,737.74
$30,265.05
$15,714.55

Pago Periodo 1-5 cte y 6-10 cte al doble

pago

amortizacion

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$

106,073.19
106,073.19
106,073.19
106,073.19
106,073.19
212,146.38
212,146.38
212,146.38
212,146.38
212,146.38

26,073.19
28,159.05
30,411.77
32,844.71
35,472.29
144,383.26
155,933.92
168,408.64
181,881.33
196,431.84

saldo final
$ 1,000,000.00
$
973,926.81
$
945,767.76
$
915,355.99
$
882,511.28
$
847,038.99
$
702,655.73
$
546,721.80
$
378,313.17
$
196,431.84
-$
0.00

n
p
r

10
1000000
8%

Pago fijo- se adeuda 500,

periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
965,485.26
$
928,209.33
$
887,951.33
$
844,472.70
$
797,515.77
$
746,802.28
$
692,031.72
$
632,879.52
$
568,995.13

$80,000.00
$77,238.82
$74,256.75
$71,036.11
$67,557.82
$63,801.26
$59,744.18
$55,362.54
$50,630.36
$45,519.61

Pago fijo- se adeuda 500,000 al final

pago

amortizacion

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$

114,514.74
114,514.74
114,514.74
114,514.74
114,514.74
114,514.74
114,514.74
114,514.74
114,514.74
114,514.74

34,514.74
37,275.92
40,258.00
43,478.64
46,956.93
50,713.48
54,770.56
59,152.21
63,884.38
68,995.13

saldo final
$ 1,000,000.00
$
965,485.26
$
928,209.33
$
887,951.33
$
844,472.70
$
797,515.77
$
746,802.28
$
692,031.72
$
632,879.52
$
568,995.13
$
500,000.00

n
p
r

10
1000000
8%

Pago
periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
956,327.25
$
909,160.69
$
858,220.79
$
803,205.71
$
493,789.42
$
409,619.83
$
318,716.66
$
220,541.25
$
114,511.80

$80,000.00
$76,506.18
$72,732.85
$68,657.66
$64,256.46
$39,503.15
$32,769.59
$25,497.33
$17,643.30
$ 9,160.94

Pago extra
pago

Pago Extra

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$ 250,000.00 $
$
$
$
$
$

123,672.75
123,672.75
123,672.75
123,672.75
123,672.75
123,672.75
123,672.75
123,672.75
123,672.75
123,672.75

amortizacion
43,672.75
47,166.57
50,939.89
55,015.08
309,416.29
84,169.59
90,903.16
98,175.41
106,029.45
114,511.80

saldo final
$ 1,000,000.00
$
956,327.25
$
909,160.69
$
858,220.79
$
803,205.71
$
493,789.42
$
409,619.83
$
318,716.66
$
220,541.25
$
114,511.80
$
-

n
p
r

10
1000000
8%

Pago extra con cue

periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
980,000.00
$
958,400.00
$
935,072.00
$
909,877.76
$
399,271.00
$
331,212.68
$
257,709.70
$
178,326.47
$
92,592.59

$80,000.00
$78,400.00
$76,672.00
$74,805.76
$72,790.22
$31,941.68
$26,497.01
$20,616.78
$14,266.12
$ 7,407.41

Pago extra con cueota fija de $100.000

pago

Pago Extra

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$ 483,396.98 $
$
$
$
$
$

100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00

amortizacion
20,000.00
21,600.00
23,328.00
25,194.24
510,606.76
68,058.32
73,502.99
79,383.22
85,733.88
92,592.59

saldo final
$ 1,000,000.00
$
980,000.00
$
958,400.00
$
935,072.00
$
909,877.76
$
399,271.00
$
331,212.68
$
257,709.70
$
178,326.47
$
92,592.59
$
0.00

n
p
r

10
1000000
8%

periodo

saldo inicial
0
1
2
3
4
5
6
7
8
9
10

interes

$ 1,000,000.00 $
$
792,980.24 $
$
856,418.66 $
$
637,912.40 $
$
688,945.39 $
$
457,041.27 $
$
493,604.57 $
$
246,073.18 $
$
265,759.03 $
-$
0.00 -$

80,000.00
63,438.42
68,513.49
51,032.99
55,115.63
36,563.30
39,488.37
19,685.85
21,260.72
0.00

Pago
pago
$
$
$
$
$
$
$
$
$
$

Pago Extra

287,019.76
287,019.76
287,019.76 $
287,019.76
287,019.76
-

amortizacion

$
-$
$
-$
$
-$
$
-$
$
$

207,019.76
63,438.42
218,506.26
51,032.99
231,904.12
36,563.30
247,531.39
19,685.85
265,759.03
0.00

saldo final
$ 1,000,000.00
$
792,980.24
$
856,418.66
$
637,912.40
$
688,945.39
$
457,041.27
$
493,604.57
$
246,073.18
$
265,759.03
-$
0.00
-$
0.00

n
p
r

10
1000000
8%

Pa
periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$ 1,080,000.00
$
856,418.66
$
924,932.16
$
688,945.39
$
744,061.02
$
493,604.57
$
533,092.93
$
265,759.03
$
287,019.76

$
$
$
$
$
$
$
$
$
$

80,000.00
86,400.00
68,513.49
73,994.57
55,115.63
59,524.88
39,488.37
42,647.43
21,260.72
22,961.58

Pago
pago
$
$
$
$
$
$
$
$
$
$

Pago Extra

309,981.34
309,981.34
$
309,981.34
309,981.34
309,981.34

amortizacion
-$
$
-$
$
-$
$
-$
$
-$
$

80,000.00
223,581.34
68,513.49
235,986.76
55,115.63
250,456.45
39,488.37
267,333.90
21,260.72
287,019.76

saldo final
$ 1,000,000.00
$ 1,080,000.00
$
856,418.66
$
924,932.16
$
688,945.39
$
744,061.02
$
493,604.57
$
533,092.93
$
265,759.03
$
287,019.76
-$
0.00

n
p
r

10
1000000
8%

Pag
periodo

saldo inicial
0
1
2
3
4
5
6
7
8
9
10

interes

$ 1,000,000.00 $80,000.00
$
829,543.55 $66,363.48
$
645,450.57 $51,636.05
$
446,630.17 $35,730.41
$
231,904.12 $18,552.33
-$
0.00 -$
0.00
-$
0.00 -$
0.00
-$
0.00 -$
0.00
-$
0.00 -$
0.00
-$
0.00 -$
0.00

Pago
pago
$
$
$
$
$
$
$
$
$
$

Pago Extra

250,456.45
250,456.45
250,456.45
250,456.45
250,456.45 $
-

amortizacion
$
$
$
$
$
$
$
$
$
$

170,456.45
184,092.97
198,820.41
214,726.04
231,904.12
0.00
0.00
0.00
0.00
0.00

saldo final
$ 1,000,000.00
$
829,543.55
$
645,450.57
$
446,630.17
$
231,904.12
-$
0.00
-$
0.00
-$
0.00
-$
0.00
-$
0.00
-$
0.00

n
p
r

10
1000000
8%

Pa
periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$
$
$
$
$
$
$
$
$
$

$ 80,000.00
$ 86,400.00
$ 93,312.00
$ 100,776.96
$ 108,839.12
$ 117,546.25
$ 97,509.73
$ 75,870.29
$ 52,499.70
$ 27,259.46

1,000,000.00
1,080,000.00
1,166,400.00
1,259,712.00
1,360,488.96
1,469,328.08
1,218,871.62
948,378.65
656,246.24
340,743.24

Pago
pago
$
$
$
$
$
$
$
$
$
$

Pago Extra

$
368,002.70
368,002.70
368,002.70
368,002.70
368,002.70

amortizacion
-$
-$
-$
-$
-$
$
$
$
$
$

80,000.00
86,400.00
93,312.00
100,776.96
108,839.12
250,456.45
270,492.97
292,132.41
315,503.00
340,743.24

saldo final
$ 1,000,000.00
$ 1,080,000.00
$ 1,166,400.00
$ 1,259,712.00
$ 1,360,488.96
$ 1,469,328.08
$ 1,218,871.62
$
948,378.65
$
656,246.24
$
340,743.24
-$
0.00

n
p
r

10
1000000
8%

amortizacion ct
periodo
0
1
2
3
4
5
6
7
8
9
10

saldo inicial

interes

$ 1,000,000.00
$
900,000.00
$
800,000.00
$
700,000.00
$
600,000.00
$
500,000.00
$
400,000.00
$
300,000.00
$
200,000.00
$
100,000.00

$80,000.00
$72,000.00
$64,000.00
$56,000.00
$48,000.00
$40,000.00
$32,000.00
$24,000.00
$16,000.00
$ 8,000.00

amortizacion cte
pago

amortizacion

$
$
$
$
$
$
$
$
$
$

$
$
$
$
$
$
$
$
$
$

180,000.00
172,000.00
164,000.00
156,000.00
148,000.00
140,000.00
132,000.00
124,000.00
116,000.00
108,000.00

100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00
100,000.00

saldo final
$ 1,000,000.00
$
900,000.00
$
800,000.00
$
700,000.00
$
600,000.00
$
500,000.00
$
400,000.00
$
300,000.00
$
200,000.00
$
100,000.00
$
-