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Importance of Money

No one can live without money. We need to buy food and many basic necessities of life
which are impossible to be bought without money. A rich man is seen in the society with
respect and people around carry an honorable position for that man whereas a poor person is
seen by people with the eyes of hatred and they do not poses a good impression. If I were a
millionaire, I would use those money to help needy people, spend money on education and
fulfil my own wishes.
Mostly all of us try to be as rich as others and compete in this modern age, but only a
few people are able to fulfill their dreams about being a millionaire, and like all of the others
I am myself along the ones who like to see "day dreams" about being a millionaire. Along
with the dreams I have even planned about what would I do if "I were a millionaire"
First of all, I would like to help the poor and needy people because its really hard for
me to see those helpless people wandering around the road in search of food, water, clothes
and many more such necessities. Moreover its harder to see their poor and innocent children
cry out of hunger. Secondly I would like to spend a long term of money for the educational
institutes and organizations. And then I would like to use the left out money to fulfill my own
desires and wishes. Some of which are: a luxurious house with everything designed and set
according to my choice. I do have a great interest in the field of art and craft which is,
unfortunately not taught in our school. I would love to call the best teacher of crafts work for
myself. Moreover as I am a girl buying clothes and expensive jewelry automatically is
present in the list of my desires which I would love to fulfill.
In conclusion, money is importance to help needy people, on education and fulfil own
wishes. Anyways, according to me the desires of a man are a thing which is a never ending
term. If we try to fulfill the list till the end we surely fail because till our life ends our wishes
and desires keep increasing with the speed of their fulfillment.

Will Stress Kill You?

Every student has experienced the negative symptoms of stress: the nervous rumbling of the
stomach, the constant anxiety, the pounding headache. It's all part of everyday high school
life. However, in the long run, too much stress may be seriously harmful to your health, even
for teens. There are three stages of stress which is immediate reaction, adaption stage and
Over the millennia, humans and animals have developed different biological reactions
to stress. Animals typically react to stress immediately, in the first stage of General
Adaptation Syndrome. That is, once the stressor is physically absent from their environment,
the animal's body no longer recognizes a danger and returns to its normal condition.
The first stage of the syndrome - known as the immediate reaction - states that when
the body (either human or animal) identifies a stressor, it releases adrenaline. This leads to a
faster heartbeat, increased blood pressure, and a faster breathing rate, all of which cause more
blood to be delivered to the various areas of the body. This, in turn, activates the "fight or
flight" syndrome, which is associated with panic attacks and hyperactivity.
If the stressor remains in either a psychological or physical form once the immediate
reaction has ended, the second stage begins. During this period, other hormones are produced
that hinder the immune system's response to viruses and bacteria. This is known as the
adaptation stage.
It is rare for the body to allow the onset of the third stage, known as exhaustion,
because most people know to slow down when sick. This rest allows the body to rehabilitate
its immune system.
During this period, one might have a nervous breakdown, and hospitalization would
be required. Although it is unlikely that any student will be hospitalized for stress due to a
math test or an English paper, our daunting schedules do make us more susceptible to
illnesses. When stress is constant, medical problems can develop.
To summarize, there are three stages of stress which is immediate reaction, adaption
stage and exhaustion. So how can we reduce the level of stress in our lives? Most important,
everyone needs to find some "downtime" each day, when one participates in a relaxing
activity (such as playing sports, listening to music, or meditating). However, for downtime to
be most effective, all worries (including school and personal problems) must be tossed aside.
Downtime helps us to maintain a sense of control and to prevent our bodies from becoming
susceptible to illnesses. As a result, although it is sometimes referred to as "wasting time,"
taking downtime may not be such a waste after all. ?

Help bring back consumer confidence

LAST year there were many factors that impacted the economy such as the Goods and
Services Tax (GST), the weak ringgit, low consumer confidence and the deterioration in the
quality of human capital. While we leave it to the politicians to circle their wagons around
corruption issues, let us concentrate on bread and butter issues that affect SMEs. The methods
to bring back consumer confidence are understand the objective of GST, fixed the
government issues, get rid of rent seekers and dont raise levy for hiring of foreign labour.
1) GST
Talk to everyone on the street and GST is now Enemy No 1 for members of the public,
including SMEs. The GST has affected the disposable income levels of consumers and in turn
caused a dampening in demand. While the fiscal objective of the GST is understood, the rate
and the threshold should be revised. A 4% figure and raising the threshold to an annual
revenue of RM1mil would be a boon.
2) Macroeconomic issues
For the consumers to start spending, the feel good factor has to return. With the myriad of
uncertainties such as job stability, muted salary hikes and bonuses, weak ringgit and the threat
of interest rate hikes, the man on the street will start to tighten their belts. The Government
has to do more to be fiscally prudent and not allow the prices of basic goods, public
transportation and utilities to rise. As the private sector adjusts with cost-cutting and raising
operational efficiency, the Government has to do likewise. Keeping the operational budget
controlled and shifting the allocations to productive investments such as roads, technical
schools, digital infrastructure and public transportation should be the mantra of the day. Even
the captains of industry are holding back on expansion and new investments and this does not
augur well for the supporting industries such as SMEs.
3) Get rid of rent seekers
On the pretext of increasing efficiency, the processing of documents has been outsourced or
privatised. Instead of creating a net welfare surplus, the result has been a higher cost that
would be borne by businesses, especially SMEs. This type of structural charade does not
create economic value but cause an extra burden to SMEs.
4) Dont raise levy for hiring of foreign labour
The economic justification is indeed sound if the intent is to raise the cost of similar inputs to
influence a substitution for local workers. However, this is premised on the assumption that
there are comparable substitutes to replace the displaced foreign workers. It may not be the
opportune time to raise the cost of doing business when the macro-economy is reeling with
slower growth and uncertainties.
Overall, the methods to bring back consumer confidence are understand the objective
of GST, fixed the government issues, get rid of rent seekers and dont raise levy for hiring of
foreign labour. A stable political-economic environment would bring confidence back and
stimulate consumer spending in 2016.

Why is sugar bad for you?

Sugar is obviously the crystalline white or brown substance that you sprinkle in your tea, or
the powder that you puff over freshly baked cakes. But it also describes carbohydrates which
provide energy. These are split into two groups: monosaccaride and disaccharide molecules.
The impacts of excess taking sugar will cause tooth decays, obesity and diabetes.
Unlike salt, sugar is not toxic in itself and it is only directly harmful to the teeth,
according to Graham MacGregor, chair of Action on Sugar and Professor of Cardiovascular
Medicine at the Wolfson Institute of Preventive Medicine at Queen Mary, University of
London. The substance decays teeth, and is therefore the commonest cause of severe pain in
Eating sugar in moderate amounts in the form of complex carbohydrates is not
harmful. However, if the energy gained by sugar is not used, the body will store it as fat. In
turn, this can lead to obesity which can trigger type 2 diabetes as the body becomes resistant
to insulin. When we digest sugar, enzymes in the small intestine break it down into glucose.
This glucose is then released into the bloodstream, where it is transported to tissue cells in
our muscles and organs and converted into energy. Beta cells in the pancreas constantly
monitor the amount of glucose in the bloodstream and release insulin to control it. This
means that if you consume more sugar than your body needs right away, it can be stored for
later to keep your blood-sugar levels constant. If your body stops producing any or enough
insulin, or if your cells become resistant to it, this can result in diabetes, leaving your bloodsugar levels to rise to dangerous levels.
In summary, Excessive sugar consumption is one of the leading causes of obesity,
teeth decays and diabetes. Sugar is essential for the human body as it powers the cells that
keep us alive. However, eating too much of it can also have a negative effect on our health.
Foods with added sugar that does not occur naturally contain empty calories, meaning that
they have no other benefit than to provide energy. If we eat more sugar than our energy levels
require, then our bodies have to find something else to do with it, creating a whole host of