A

RESEARCH REPORT
ON
ANALYSIS OF CREDIT DEFAULT OF BANKS IN VARIOUS
INDUSTRIAL BANKING SECTORS

Submitted In the partial fulfillment of the requirement

For the reward degree
of
MASTER OF BUSINESS ADMINISTRATION
SESSION -2014-2016

Submitted to:

Submitted By:

KURUKSHETRA UNIVERSITY,

PARVEEN HOODA

KURUKSHETRA

CLASS.MBA3rd SEM
FINANCE/MKT
Roll No.-14314014
University Roll No.

DOON VALLEY INSTITUTE OF COMPUTER APPLICATION, KARNAL

(Approved By AICTE And Affiliated To Kurukshetra University, Kurukshetra)

ACKNOWLEDGEMENT
There is always a sense of gratitude which one expresses to other for the helpful and
needy services they render during all phases of life. I would like to express my gratitude towards
all those who have been helpful to me in getting task of project to a successful end.
First of all, I consider it a pleasant duty to express my heart felt appreciation, gratitude
and indebtedness to our Honble Dr. Swati Shriwastav Director, Mrs MONIKA SHARMA
(H.O.D MBA ) & Mrs. Seema Khokhar (A.P.) for their constant support, keen interest,
invaluable, pain taking and excellent guidance, encouragement and thoughtful advice throughout
the project work duration.
I acknowledge the help to me by all the employees for their precious cooperation and
understanding to share their ideas & views about the subject.
Last but not the least, I am grateful to GOD who showed me rays of light to do this
project and I am also thankful to all my family members and friends for their constant support
and inspiration to complete this project.

(Parveen Hooda)

DECLARATION

I am PARVEEN HOODA of MBA-4th Semester, studying at DOON VALLEY INSTITUTE OF

COMPUTER APPLICATION, KARNAL, hereby declared that the summer report on
ANALYSIS OF CREDIT DEFAULT OF BANKS IN VARIOUS INDUSTRIAL BANKING
SECTORS submitted to Kurukshetra University, Kurukshetra in partial fulfillment of Degree of
Master of Business Administration is the original work conducted by me.
Te information and data given in the report is authentic to the best of knowledge.
This summer training report is not being submitted to any other university for award of any other
degree, diploma and fellowship.

(PARVEEN HOODA)

PREFACE
In this age of globalization hyper completion has become a regular feature. Today the markets
are no less then battlegrounds and one has to strive very hard for survival and growth.
Due to very repaid industrialization all over the world the demand for the managerial personnel
and the administrative personnel has increased. The perfect study of management involves both
the theoretical as well as practical aspects. To survive in this highly competitive market
Practical Knowledge is as relevant as the theoretical.
The significance of MBA Degree is that the theoretical aspects, which a student learns
throughout the year in the class sessions, can be practically applied through deferent projects,
which one undertakes. Keeping in tune with this doctrine, we have tried to apply theoretical
aspects throughout the project, which we learned under the course of management.
In this project more emphasize given to the various tools. Actually in recent trend to some extent
this technique also become victim of clutter, even though it can be eliminated by generating
innovative and more attractive tools to lure the customer.

TABLE OF CONTENTS

S. No.

PARTICULARS

Page No.

1.

INTRODUCTION OF THE PROJECT

2.

LITERATURE REVIEW

3.

OBJECTIVES OF THE STUDY

4.

INTRODUCTION TO THE TOPIC

10

5.

RESEARCH METHODOLOGY

36

6.

DATA ANALYSIS AND INTERPRETATION

39

7.

FINDINGS

52

8.

CONCLUSION

53

9.

LIMITATIONS OF THE STUDY

54

10. SUGGESTIONS

55

BIBLIOGRAPHY

57

ANNEXURE

58