3/19/2016

Important Schemes Launched by Government of India

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Important Schemes Launched by

Government of India
Posted in I BPS Clerk V, I BPS PO, I BPS RRB, OI CL Assist ant 2015, RBI Assist ant 2015, SBI PO

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2015, SSC On August 7, 2015

Here are some Important Schemes Launched by Government of India. You will
get questions on these schemes in various competitive Exams like RBI, SBI, IBPS,
SSC etc.

Pradhan Mantri Jeevan Jyoti Bima Yojana

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Important Schemes Launched by Government of India

It is a low premium insurance scheme which will link with the Pradhan Mantri
Jhan Dhan Yojna.
Key points of the scheme:
(i) Age limit 18 yrs 50 yrs
(ii) Premium payable for this scheme is Rs.330 per year i.e. less than Rs.1 per
day.
(iii) Risk coverage of Rs.2 Lakh in case of death for any reason.

Atal Pension Yojana (APY)

It is a scheme mainly for workers in unorganized sector. The scheme will be
administered by the Pension Fund Regulatory and Development Authority
(PFRDA) and replace the previous governments Swavalamban Yojana NPS Lite.
Key points of the scheme:
(i) Minimum & Maximum pension The subscribers who will joined the
scheme would receive the xed pension of Rs. 1000 per month, Rs. 2000 per
month, Rs. 3000 per month, Rs. 4000 per month, Rs. 5000 per month, at the

age of 60 years, depending on their contributions.

(ii) Age limit: 18 yrs 40 yrs.

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Important Schemes Launched by Government of India

(iii) A subscriber can contribute for minimum period of 20 years or more and
pension payment will start at the age of 60 years.
(iv) The government of India has decided to co-contribute 50% of the
subscribers contribution or Rs. 1000 per annum, whichever is lower, to each
eligible subscriber account, for a period of 5 years, i.e., from 2015-16 to 2019-20,

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payers.

Pradhan Mantri Suraksha Bima Yojana

It is an insurance scheme which covers death or disablement of the

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policyholder caused due to accident or accidental injuries.

1.7k

Key points of the scheme:

(i) Age limit: 18 yrs 70 years.
(ii) The scheme will be a one year cover, renewable from year to year and would

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be administered through the Public Sector General Insurance Companies in

collaboration with Banks.
(iii) Risk coverage: The Pradhan Mantri Suraksha Bima Yojana will oer an
accidental death and full disability cover of Rs. 2 Lakh and for partial disability
cover of Rs. 1 Lakh.

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(iv) Premium: Rs.12 per annum. The premium will be directly auto-debited by
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Important Schemes Launched by Government of India

the bank from the subscribers account.

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Sukanya Samriddhi Yojana

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It is a small deposit scheme for the girl child.

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Key points of the scheme

P

(i) Age Limit The upper age limit of the girl child for opening this account is

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10 years. The govt. has given a relaxation of one year in the upper age limit for
those opening accounts till December 1, 2015
(ii) Minimum & Maximum deposit: The minimum deposit under the scheme

Below 100

is Rs. 1000/-. The maximum deposit is Rs. 1.5 lakhs.

100 - 120

(iii) Interest rate: The government will announce the interest rate of the

120 - 140

scheme every year. However, the government of India has increased the rate of

140+

interest from 9.1% (2014-15) to 9.2% (2015-16) for this nancial year.

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(iv) Maturity period: The maturity period of the scheme is 21 years from the

date of account opening, though deposits need to be made only for the rst 14

years.
G

(v) The minimum lock-in in period under the Sukanya Samriddhi Yojana is 11
years.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)

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Important Schemes Launched by Government of India

Agriculture Irrigation Scheme.

Key points:
(i) Scheme aims at providing irrigation facilities to every village in the country by
converging ongoing irrigation schemes implemented by various ministries.
(ii) Budgetary allocation: 1,000 crore rupees for scal year 2015-16.
(iii) Funding Pattern: Centre- States will be 75: 25 per cent. In case of northeastern region and hilly states it will be 90:10.

Pradhan Mantri Jan Dhan Yojana

Financial inclusion initiative Pradhan Mantri Jan Dhan Yojna has entered into
the Guinness Book of World Records, by opening nearly 11.50 crore bank
accounts in the shortest period of time. The Guinness Book of World Records
has also recognized the achievements made under PMJDY and has given a
certicate stating that the most bank accounts opened in one week as part of
the nancial inclusion campaign is 1.8 crore.
Key points:
(i) Pradhan Mantri Jan Dhan Yojana Scheme for nancial inclusion launched
was launched by Prime Minister Narendra Modi on 28th Aug 2014 to help the
poor open bank accounts.
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Important Schemes Launched by Government of India

(ii) The slogan of the scheme is Mera Khata Bhagya Vidhaata

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(iii) The scheme aims to open minimum 15 Crore Bank accounts by 15 Aug.
2015
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(iv) Every person will be eligible to receive an accident insurance cover of up

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to Rs. 1 Lakh. HDFC Ergo General Insurance will provide the accident cover
under the scheme

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(v) An additional Rs. 30,000 life insurance cover will be provided for those
opening bank accounts before January 26, 2015. Life Insurance Corporation

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(LIC) will provide the life insurance cover

(vi) The scheme will provide Rs 5,000 overdraft facility for Aadhar linked
accounts, and Ru Pay Debit Card for all account holders
(vii) A minimum monthly remuneration of Rs 5,000 will be given to the business
correspondents who will provide the last link between account holders and the

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bank

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

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The scheme aims to impart skill training to youth with focus on rst time
F

entrants to the labour market and class 10 and class 12 drop outs.
The scheme will be implemented by the Union Ministry of Skill Development and
Entrepreneurship through the National Skill Development Corporation (NSDC).
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It will cover 24 lakh persons and skill training would be based on the National
Skill Qualication Framework (NSQF) and industry led standards

Bhagyashree scheme

It is girl child scheme was launched in Maharashtra. Bollywood actress

Bhagyashree is the brand ambassador of the scheme.

Key points of the scheme:

(i) The state government will deposit an amount of 21200 rupees in bank for a
girl child born in a Below the Poverty Line (BPL) family.
(ii) The scheme aims at providing one 1 lakh rupees on maturity after the girl
completes 18 years of age.
(iii) The scheme would be linked to the Beti Bachao Beti Padhao scheme of
Union Government.

Rashtriya Avishkar Abhiyan (RAA)

Former President of India Dr. APJ Abdul Kalam launched the Rashtriya
Avishkar Abhiyan (RAA) in New Delhi.
Key Points:
(i) The abhiyan aims to inculcate a spirit of inquiry, creativity and love for
Science and Mathematics in school children.
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Important Schemes Launched by Government of India

(ii) Rashtriya Avishkar Abhiyan is a concept developed by the Ministry of Human

Resource Development. RAA is an eort to take forward the Prime Minister
Narendra Modis vision of Digital India, Make in India and Teach in India.

Aapki Beti Humari Beti girl child scheme

The scheme launched by Haryana Chief Minister Manohar Lal Khattar in the
state (Haryana).
Key points of the scheme:
(i) The scheme was launched with an aim to combat the problem of declining
child sex ratio in the state.
(ii) The scheme will be implemented in both rural and urban areas of the state.
(iii) Under this scheme, the rst girl child born on or after January 22, 2015, in
SC and BPL families will be eligible to receive Rs 21,000.
(iv) Similarly, all second girl children born on or after January 22, 2015 of all
families will also get Rs 21,000.
(v) Families, where twin girls or multiple girls are born, will get Rs 21,000 per girl
child.

New Urban Rejuvenation Mission to replace JNNRUM

According to the Urban Development Minister Venkaiah Naidu, government will
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Important Schemes Launched by Government of India

replace Jawaharlal Nehru National Urban Renewal Mission, JNNRUM with a new
Urban Rejuvenation Mission to bring more areas for development under its
ambit.
Key Points
(i) Under the proposed scheme, cities with population of 1 Lakh or above will
also be covered.
(ii) The new mission will focus on modern concept for cities planned using
Geographic information system (GIS), best transport facilities and will have solid
and liquid waste management system to develop clean cities. JNNRUM had
already completed its term, which was launched by previous UPA government.
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BLUE BIRD

7 months ago

thank u sir
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DON'T U DARE GIVE UP

7 months ago

thankyou sir

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SHeHZaDi RiChU

7 months ago

thnx sir :)

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Manavbaba

7 months ago

your capsule for SBI was awesome ...it will be really nice if can do same for every
exam...
thanks Neeraj ji
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AK Good Boy :-)

7 months ago

Thankyou Sir :-)

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shine

7 months ago

thanku sir....

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channi chaudhary

7 months ago

tenkiiuuu sir
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$$KUNMUN <3$$

7 months ago

wohhhh thanks a ton sir:P

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rachana bhatt

7 months ago

thanks sir
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Roamer

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7 months ago

thanks sir..
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7 months ago

Thank you Sir :)

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7 months ago

thank you so much neeraj sir

aasma

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7 months ago

Thank you sir... U are the answer to all our problems and questions.
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Neeraj Mishra

Admin

7 months ago

Welcome everyone & All The Best for tomorrow's RBI Assistant Exam.
The best way to motivate yourself is to stop stressing about whatll happen when
things go wrong and start thinking about how awesome life will be when they go
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right.
Good luck :)
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Timon & Pumbaa > Neeraj Mishra

7 months ago

Thank you Sir

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amaya > Neeraj Mishra

7 months ago

thanks a lot sir..:)

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Guest > Neeraj Mishra

7 months ago

thank you sir

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aasma > Neeraj Mishra

7 months ago

Truly inspirational.. Thanks.

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Guest.!! > Neeraj Mishra

7 months ago

Well Said Sir. _/\_ :)

FedEx:)

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7 months ago

Awesome Sir:))

Guest.!!

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7 months ago

Thank You GS.. _/\_

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