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BOLETN FINANCIE
SEGMENTO 1
Corte al 31 de Dic
NDICE
PRESENTACIN
La informacin aqu contenida fue proporcionada por las
Popular y Solidario (SFPS) que enviaron informacin de su
Popular y Solidaria, con fecha hasta el 30 de Abril de
actualizar la misma al momento de recibir nueva inform
datos recibidos.
Men Principal
SISTEMA FINAN
BOLETN
S
Co
INTRODUCCIN
Base legal
El sector financiero popular y solidario est conformado en parte por las
literal (f) de la LOEPS, dispone que entre las atribuciones legales de la SEPS
Artculo
1.-Las
Lasentidades
entidades
sector
financiero
popular
y solidario
de acuerdo
a
Artculo 1.deldel
sector
financiero
popular
y solidario
de acuerdo
al tipo y
Segmento
1
2
Mayor a
Mayor a
Mayor
Cajas de Aho
1:
2:
3:
4:
5:
Total:
en parte por las cooperativas de ahorro y crdito que operan en el pas y que adecuaron s
egales de la SEPS est "levantar estadsticas de las actividades que realizan las organizaciones s
ercer el control y con fines estadsticos las personas y organizaciones registradas presentarn a la
ica y de gestin, de acuerdo con lo que disponga el Reglamento de la presente Ley y cualquie
digo Orgnico Monetario y Financiero en el que determina entre las funciones de la Junta de Po
entidades del Sector Financiero Popular y Solidario.; la Junta de Poltica y Regulacin Monetaria y F
que establece la norma para LA SEGMENTACIN DE LAS ENTIDADES DEL SECTOR FINANC
dario
de acuerdo
alaltipo
y al
de susseactivos
seen
ubicarn
en lossegmentos:
siguientes segmentos:
de acuerdo
al tipo y
saldo
desaldo
sus activos
ubicarn
los siguientes
Activos (USD)
Mayor a 80'000.000,00
Mayor a 20'000.000,00 hasta 80'000.000,00
Mayor a 5'000.000,00 hasta 20'000.000,00
Mayor a 1'000.000,00 hasta 5'000.000,00
Hasta 1'000.000,00
Cajas de Ahorro, bancos comunales y cajas comunales
ntes segmentos:
ntos:
Men Principal
ESTADO DE SITUACIN
SISTEMA FINANCIERO POPULAR Y SOLIDARIO
31-Dec-15
(en dlares)
Cuenta
Descripcin
ACTIVO
11
FONDOS DISPONIBLES
1101
Caja
1103
1104
1105
Remesas en trnsito
12
OPERACIONES INTERFINANCIERAS
1201
1202
1299
13
INVERSIONES
1301
1302
1303
1304
1305
1306
1307
De disponibilidad restringida
1399
14
CARTERA DE CRDITOS
1401
1402
1403
1404
1405
1406
1407
1408
1409
1410
1411
1412
1413
1414
1415
1416
1417
1418
1419
1420
1421
1422
1423
1424
1425
1426
1427
1428
1429
1430
1431
1432
1433
1434
1435
1436
1437
1438
1439
1440
1441
1442
1443
1444
1445
1446
1447
1448
1449
1450
1451
1452
1453
1454
1455
1456
1457
1458
1459
1460
1461
1462
1463
1464
1465
1466
1467
1468
1469
1470
1471
1472
1473
1475
1477
1479
1481
1483
1485
1487
1489
1499
15
1501
1502
16
1601
1602
1603
1604
1605
1606
1609
1611
1612
Inversiones vencidas
1614
1615
1617
1619
1690
1699
17
1702
1705
Bienes arrendados
1706
1799
18
PROPIEDADES Y EQUIPO
1801
Terrenos
1802
Edificios
1803
1804
Otros locales
1805
1806
Equipos de computacin
1807
Unidades de transporte
1808
Equipos de construccin
1890
Otros
1899
(Depreciacin acumulada)
19
OTROS ACTIVOS
1901
1902
Derechos fiduciarios
1904
1905
Gastos diferidos
1906
1908
Transferencias internas
1909
1990
Otros
1999
PASIVOS
21
2101
Depsitos a la vista
2102
Operaciones de reporto
2103
Depsitos a plazo
2104
Depsitos de garanta
2105
Depsitos restringidos
22
OPERACIONES INTERFINANCIERAS
2201
2202
2203
23
OBLIGACIONES INMEDIATAS
2301
Cheques de gerencia
2302
2303
2304
24
ACEPTACIONES EN CIRCULACIN
2401
2402
25
2501
2502
2503
Obligaciones patronales
2504
Retenciones
2505
2506
Proveedores
2507
2508
2510
2511
2590
26
OBLIGACIONES FINANCIERAS
2601
Sobregiros
2602
2603
2604
2606
2607
2609
2610
2690
Otras obligaciones
27
VALORES EN CIRCULACIN
2701
Bonos
2702
Obligaciones
2703
2790
29
OTROS PASIVOS
2901
2902
2903
Fondos en administracin
2908
Transferencias internas
2911
2912
2990
Otros
PATRIMONIO
31
CAPITAL SOCIAL
3101
Capital Pagado
3103
Aportes de socios
33
RESERVAS
3301
Legales
3302
Generales
3303
Especiales
3305
3306
3310
34
3401
3402
Donaciones
3490
Otros
35
3501
3502
3504
36
RESULTADOS
3601
3602
(Prdidas acumuladas)
3603
3604
37
GASTOS
41
INTERESES CAUSADOS
4101
4102
Operaciones interfinancieras
4103
Obligaciones financieras
4104
4105
Otros intereses
42
COMISIONES CAUSADAS
4201
Obligaciones financieras
4202
Operaciones contingentes
4203
Cobranzas
4204
4205
Servicios fiduciarios
4290
Varias
43
PRDIDAS FINANCIERAS
4302
En valuacin de inversiones
4303
4304
4305
4306
44
PROVISIONES
4401
Inversiones
4402
Cartera de crditos
4403
4404
4405
Otros activos
4406
Operaciones contingentes
4407
45
GASTOS DE OPERACIN
4501
Gastos de personal
4502
Honorarios
4503
Servicios varios
4504
4505
Depreciaciones
4506
Amortizaciones
4507
Otros gastos
46
4601
4602
4690
Otras
47
4701
4702
4703
4790
Otros
48
4810
Participacin a empleados
4815
Impuesto a la renta
4890
Otros
INGRESOS
51
5101
Depsitos
5102
Operaciones interfinancieras
5103
5104
5190
52
COMISIONES GANADAS
5201
Cartera de crditos
5202
5203
Avales
5204
Fianzas
5205
Cartas de Crdito
5290
Otras
53
UTILIDADES FINANCIERAS
5302
En valuacin de inversiones
5303
5304
5305
Arrendamiento financiero
5390
Otros
54
5401
Servicios fiduciarios
5404
Manejo y cobranzas
5405
5490
Otros servicios
55
5501
5502
5503
5505
5506
5590
Otros
56
OTROS INGRESOS
5601
5602
5603
Arrendamientos
5604
5690
Otros
59
Prdidas y ganancias
CUENTAS CONTINGENTES
61
DEUDORAS
6190
64
ACREEDORAS
6401
Avales
6402
Fianzas y garantas
6403
Cartas de crdito
6404
6405
Compromisos futuros
6412
6490
CUENTAS DE ORDEN
71
7101
7102
7103
Activos castigados
7104
7105
7106
7107
7108
7109
7110
7190
74
7401
7402
7403
7404
7406
Deficiencia de provisiones
7407
7408
Origen de capital
7409
7410
7411
Pasivos adquiridos
7412
Orden de prelacin
7414
Provisiones constituidas
7415
7416
7417
7490
Total Segmento 1
Total Segmento 2
Total Segmento 3
5,556,001,951.08
1,323,906,099.96
876,475,653.35
633,791,005.16
121,841,036.16
73,842,472.77
99,209,160.04
16,415,304.02
12,585,974.16
531,243,436.40
104,772,482.53
60,729,861.07
3,338,408.72
483,873.61
339,801.91
0.00
169,376.00
186,835.63
0.00
330,000.00
139,780.95
0.00
0.00
0.00
0.00
330,000.00
139,780.95
0.00
0.00
0.00
539,326,932.80
77,907,671.47
42,100,252.88
18,579,020.90
1,284,857.47
4,107,584.47
0.00
50,000.00
0.00
420,323,294.17
18,734,855.49
9,112,316.96
1,888,450.06
19,999.96
5,000.00
98,278,769.07
57,002,242.81
27,198,583.37
0.00
500,000.00
0.00
1,247,433.98
531,898.85
2,020,168.56
-990,035.38
-216,183.11
-343,400.48
4,112,380,313.32
1,022,719,711.39
670,560,713.96
173,118,961.67
12,624,809.07
5,947,194.08
2,215,306,634.88
455,434,328.81
248,317,751.30
276,654,808.92
52,966,078.87
22,578,817.43
1,447,775,057.08
440,428,686.02
331,059,632.63
80,000.00
0.00
0.00
121,679.33
0.00
0.00
17,157,200.32
1,818,898.41
9,620,239.88
0.00
0.00
0.00
895,282.14
544,326.39
0.00
2,015,486.97
982,307.23
103,796.62
41,623.91
453,893.92
34,940.55
645,004.50
279,129.85
99,157.57
0.00
0.00
0.00
0.00
0.00
1,065,402.92
0.00
0.00
19,289.24
0.00
0.00
0.00
65,522.92
1,383,331.05
0.00
1,864,780.58
251,417.43
718,126.79
58,655.98
121,796.66
28,230.35
872,389.64
441,811.96
1,198,479.23
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
55,997.87
0.00
0.00
527,077.24
3,811,598.54
2,879,352.29
231,210.65
67,466,424.30
33,288,462.98
13,855,331.90
5,415,638.22
2,978,895.75
889,303.41
68,697,525.63
28,636,098.43
28,180,390.95
0.00
0.00
0.00
0.00
0.00
0.00
26,689.24
0.00
6,236.62
0.00
0.00
0.00
146,707.43
254,084.53
0.00
146,439.32
38,760.63
0.00
0.00
0.00
0.00
49,520.23
128,928.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
765,215.26
433,333.34
100,033.64
84,206.19
70,348.01
0.00
301.11
0.00
49,090.00
191,859.87
209,083.75
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,127,255.63
9,519,729.04
766,331.85
35,877,430.41
20,328,372.93
11,458,809.06
1,048,357.79
1,801,052.56
499,706.79
46,372,144.26
27,368,742.40
27,192,998.49
0.00
0.00
0.00
0.00
0.00
0.00
2,612.68
0.00
21,025.98
0.00
0.00
19,535.55
896.91
529,832.09
0.00
18,795.39
165,942.55
6,233.54
0.00
28,000.00
0.00
3,380.01
91,935.06
7,780.62
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
250,441.74
75,687.20
1,329.50
45,497.64
224,849.66
32,893.74
33,187.97
0.00
2,039.97
25,684.29
191,163.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
25,292.28
23,675.09
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,073.03
2,587.47
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,297.37
98.61
0.00
0.00
0.00
0.00
0.00
0.00
-255,689,578.36
-74,474,350.38
-35,179,141.38
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
66,171,868.52
19,749,248.43
20,834,495.91
0.00
0.00
0.00
4,339,603.73
609,842.26
426,305.20
38,318,001.65
9,576,428.17
7,955,403.32
4,979.64
0.00
320,493.96
5,003.58
218.79
73,358.29
0.00
0.00
0.00
0.00
0.00
0.00
22,327.92
3,902.58
0.00
833,184.09
143,890.31
70,000.00
5,442,945.81
3,465,177.29
3,896,940.07
182,585.06
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
22,204,489.81
7,572,652.95
8,610,068.20
-5,181,252.77
-1,622,863.92
-518,073.13
13,724,948.73
9,760,949.40
1,787,468.62
2,125,829.68
2,700,923.57
1,213,364.57
0.00
0.00
0.00
12,498,602.45
7,546,087.55
589,414.67
-899,483.40
-486,061.72
-15,310.62
130,872,851.91
54,685,007.36
51,415,332.44
34,445,925.95
11,882,402.97
13,479,441.61
91,933,176.22
41,420,695.27
34,456,628.39
5,953,879.75
1,119,279.07
2,079,605.17
144,793.22
890,328.39
214,819.35
21,841,054.68
11,978,263.26
9,033,337.43
43,003,609.45
10,654,029.89
6,895,308.83
5,777,787.84
2,458,028.98
3,271,526.32
0.00
0.00
10,939.93
7,798,717.34
2,320,468.06
1,080,259.99
-80,026,092.54
-28,038,488.53
-19,106,534.58
59,734,030.64
16,912,475.75
15,795,135.82
7,871,077.70
2,564,342.15
1,981,550.09
9,183,737.59
0.00
48,797.22
14,621,730.99
3,982,449.87
3,104,921.59
15,876,216.07
3,257,032.11
4,260,142.17
2,701,113.11
972,231.33
1,031,167.54
299.98
0.00
0.00
0.00
0.00
0.00
10,198,234.62
6,447,668.19
5,548,954.06
-718,379.42
-311,247.90
-180,396.85
4,715,815,307.15
1,097,362,390.25
712,353,646.56
4,306,987,596.20
990,102,008.67
598,667,275.14
1,601,173,552.70
329,675,416.84
235,871,977.79
0.00
0.00
0.00
2,613,011,476.20
596,677,944.59
336,778,053.74
182.54
22,739.90
437,766.01
92,802,384.76
63,725,907.34
25,579,477.60
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
337,749.56
97,305.97
179,288.03
0.00
0.00
0.00
337,749.56
97,305.97
167,070.61
0.00
0.00
12,217.42
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
131,828,567.33
43,224,720.42
22,740,038.98
46,174,524.29
11,010,242.19
6,681,794.28
51.10
5,013.96
67,999.09
36,839,718.54
12,135,004.44
6,140,023.01
3,135,473.89
2,306,153.08
2,326,471.18
18,914,807.66
2,704,077.16
1,279,852.48
4,380,462.98
2,068,130.40
948,080.29
370,317.98
77,792.63
0.00
0.00
0.00
0.00
14,558.81
0.00
2,389.18
2,751.82
0.00
29,130.50
21,995,900.26
12,918,306.56
5,264,298.97
250,344,215.94
60,872,657.81
82,303,544.37
0.00
0.00
0.00
46,019,157.30
16,234,329.32
16,448,468.32
80,856,581.20
10,700,952.11
10,319,557.39
0.00
1,435,923.29
1,550,557.44
109,711,938.89
31,125,102.30
46,148,342.54
4,756,538.55
1,364,350.79
198,529.40
0.00
0.00
185,531.23
0.00
0.00
0.00
9,000,000.00
12,000.00
7,452,558.05
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
26,317,178.12
3,065,697.38
8,463,500.04
208,809.19
742,881.50
314,137.05
0.00
38,608.29
118,566.30
1,232,763.75
53,953.73
5,235,425.83
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
24,875,605.18
2,230,253.86
2,795,370.86
840,186,643.93
226,543,709.71
164,122,006.79
399,784,871.50
114,256,374.10
84,614,556.93
0.00
0.00
0.00
399,784,871.50
114,256,374.10
84,614,556.93
333,928,699.56
79,816,295.94
58,222,047.67
250,776,476.50
48,883,823.26
33,189,189.62
0.00
0.00
27,891.74
64,952,657.30
17,609,144.07
15,742,426.31
12,534,381.53
3,520,420.42
2,367,709.40
4,695,665.30
9,595,255.04
6,290,211.42
969,518.93
207,653.15
604,619.18
12,346,667.31
14,358,154.92
6,273,961.91
31,620.40
2,056,055.91
1,510,015.87
1,539,622.03
5,430,979.24
628,374.92
10,775,424.88
6,871,119.77
4,135,571.12
31,693,384.35
14,218,316.17
12,066,559.15
31,534,164.40
14,188,155.58
12,065,172.06
68.08
0.00
1,387.09
159,151.87
30,160.59
0.00
62,433,021.21
3,894,568.58
2,944,881.13
622,453.71
661,427.72
379,394.69
-3,457,661.81
-5,859,822.89
-2,900,657.95
65,663,632.88
10,332,469.71
7,472,388.37
-395,403.57
-1,239,505.96
-2,006,243.98
0.00
0.00
0.00
684,739,878.54
189,737,013.30
133,584,591.02
276,309,684.60
67,422,472.75
46,627,825.92
257,086,647.22
63,560,764.33
40,532,050.85
0.00
0.00
0.00
15,487,451.83
3,812,958.42
5,861,865.92
0.00
0.00
0.00
3,735,585.55
48,750.00
233,909.15
1,589,401.70
214,771.55
26,851.94
947,229.60
82,813.97
2,977.19
800.00
0.00
0.00
125,881.62
0.00
18,206.71
0.00
0.00
1,135.99
0.00
0.00
0.00
515,490.48
131,957.58
4,532.05
2,875,402.21
98,995.92
15,490.63
312,331.70
11,505.01
0.00
46,281.60
0.00
332.75
7,355.40
0.00
0.00
345.52
0.00
15,157.88
2,509,087.99
87,490.91
0.00
87,648,457.31
20,559,409.12
9,576,386.33
274,820.73
98,184.26
263,626.33
84,407,401.12
19,180,990.69
8,894,122.31
2,299,457.47
843,479.92
341,389.30
384,020.82
193,637.11
24,096.42
280,110.37
200,836.87
50,451.97
2,646.80
42,280.27
2,700.00
0.00
0.00
0.00
279,334,759.33
95,214,761.89
74,500,661.89
125,741,739.62
45,309,807.50
34,393,983.17
11,554,695.96
7,496,054.48
8,670,884.62
54,437,757.73
16,843,768.09
13,030,064.72
36,007,396.99
9,088,351.73
4,490,627.89
14,035,718.62
5,014,653.44
3,684,558.07
7,355,932.33
1,633,398.43
1,498,604.58
30,201,518.08
9,828,728.22
8,731,938.84
262,630.19
43,246.22
151,113.57
160,348.99
16,282.39
18,395.12
0.00
0.00
0.00
102,281.20
26,963.83
132,718.45
3,361,617.44
1,655,894.62
753,346.80
170,044.40
29,354.19
9,091.39
3,409.85
0.00
0.00
2,923,312.50
1,192,254.84
645,999.45
264,850.69
434,285.59
98,255.96
33,357,925.76
4,527,461.23
1,932,913.94
14,867,211.87
1,940,313.08
794,706.60
18,456,983.31
2,587,148.15
1,132,607.74
33,730.58
0.00
5,599.60
750,008,107.85
198,829,977.05
139,050,735.41
695,031,527.57
180,537,302.02
123,925,585.83
8,138,635.97
1,167,806.34
950,862.81
166,282.16
0.00
7,838.50
34,561,211.67
5,475,183.52
3,528,044.43
648,582,132.24
173,799,075.93
118,663,344.05
3,583,265.53
95,236.23
775,496.04
1,743,919.89
2,388,240.64
403,255.60
12,078.54
2,020,606.53
68,668.45
0.00
0.00
0.00
13,948.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1,717,893.35
367,634.11
334,587.15
2,939,718.91
15,528.09
32.46
832,402.07
15,528.09
0.00
1,179,125.51
0.00
32.46
928,189.44
0.00
0.00
0.00
0.00
0.00
1.89
0.00
0.00
9,932,278.03
3,570,998.48
5,150,771.84
0.00
0.00
66,313.57
413,636.04
1,598,413.80
2,111,121.68
0.00
0.00
277,312.80
9,518,641.99
1,972,584.68
2,696,023.79
5,511,862.15
830,451.30
1,953,618.33
237,038.68
84,017.49
19,465.45
27,743.87
0.00
2,208.33
104,616.46
47,512.12
5,419.84
0.00
0.00
0.00
0.00
0.00
0.00
5,142,463.14
698,921.69
1,926,524.71
34,848,801.30
11,487,456.52
7,617,471.35
229,615.05
412,920.06
331,876.43
0.00
0.00
0.00
209,375.58
243,295.44
295,305.56
26,283,386.55
6,162,157.42
3,979,372.86
8,126,424.12
4,669,083.60
3,010,916.50
66,059,036.45
11,571,975.67
9,478,632.35
10,451,659.00
0.00
299,411.40
79,535.60
0.00
97,506.20
79,535.60
0.00
97,506.20
10,372,123.40
0.00
201,905.20
267,072.60
0.00
0.00
8,109.36
0.00
1,300.00
0.00
0.00
0.00
10,096,941.44
0.00
113,099.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
87,506.20
14,226,237,377.46
3,635,764,110.47
1,825,499,619.06
1,790,448,254.77
975,059,700.70
399,521,154.04
23,823,371.24
31,016,427.27
52,711,071.52
304,802,136.25
77,449,995.39
118,831,190.41
62,272,811.65
22,727,655.49
5,810,923.21
162,019,912.29
7,131,464.60
5,366,097.30
30,233,663.80
4,795,602.20
1,874,722.72
163.30
0.00
0.00
96,030,915.17
40,940,687.87
11,266,614.35
10,913,237.88
0.00
0.00
49,924,296.34
23,917,918.31
12,613,639.96
0.00
0.00
0.00
1,050,427,746.85
767,079,949.57
191,046,894.57
12,435,789,122.69
2,660,704,409.77
1,425,978,465.02
11,792,491,387.38
2,601,787,241.01
1,391,729,400.93
9,260,837.62
146,627.40
720,231.53
0.00
0.00
0.00
417,668,917.32
23,657,032.52
0.00
0.00
9,671,981.86
716,348.08
2,149,612.17
9,591.18
67.57
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
46,923,494.76
5,923,173.82
564,758.97
161,674,030.52
13,435,672.79
5,224,186.19
419,000.86
7,623.75
0.00
0.00
0.00
0.00
5,201,842.06
6,065,465.44
27,023,471.75
Total Segmento 4
Total Segmento 5
Total SFPS
572,587,334.84
109,377,945.78
8,438,348,985.01
51,509,000.65
11,967,158.41
892,950,673.15
8,996,869.21
4,200,787.61
141,408,095.04
42,103,209.58
7,259,489.47
746,108,479.05
406,157.23
496,281.77
5,064,523.24
2,764.63
10,599.56
369,575.82
0.00
1,610.01
471,390.96
0.00
38.00
38.00
0.00
1,572.01
471,352.96
0.00
0.00
0.00
13,400,542.37
1,935,296.87
674,670,696.39
3,025,744.04
914,691.16
27,911,898.04
0.00
0.00
50,000.00
763,476.21
149,518.90
449,083,461.73
301,653.17
13,937.50
2,229,040.69
8,698,813.20
613,408.00
191,791,816.45
439,400.81
7,500.00
946,900.81
186,562.87
236,241.31
4,222,305.57
-15,107.93
0.00
-1,564,726.90
415,644,321.36
76,601,086.95
6,297,906,146.98
3,110,292.93
1,129,372.32
195,930,630.07
120,359,885.35
16,144,095.44
3,055,562,695.78
8,479,805.35
1,270,206.61
361,949,717.18
203,248,585.69
41,365,647.46
2,463,877,608.88
73,874.36
500.00
154,374.36
0.00
1,603,046.10
1,724,725.43
4,798,645.98
3,702,416.75
37,097,401.34
115,630.27
23,165.94
138,796.21
0.00
0.00
1,439,608.53
9,594.00
24,898.75
3,136,083.57
100.00
356.39
530,914.77
84,540.89
89,446.76
1,197,279.57
0.00
17,447.67
17,447.67
0.00
82,768.60
1,148,171.52
0.00
0.00
19,289.24
0.00
0.00
0.00
0.00
512.34
1,449,366.31
668,959.22
340,645.78
3,843,929.80
0.00
0.00
208,682.99
263,111.74
34,449.48
2,810,242.05
0.00
79.14
79.14
0.00
2,057.25
2,057.25
0.00
19,912.67
75,910.54
340.01
136,588.72
664,005.97
430,425.73
177,901.92
7,530,489.13
18,525,823.62
1,662,731.09
134,798,773.89
797,542.78
59,435.69
10,140,815.85
35,882,530.07
4,856,031.54
166,252,576.62
0.00
0.00
0.00
0.00
13,753.10
13,753.10
377,708.74
227,049.12
637,683.72
49,237.12
0.00
49,237.12
500.00
0.00
401,291.96
0.00
0.00
185,199.95
0.00
0.00
0.00
46,572.91
3,687.85
228,709.10
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5,000.00
0.00
5,000.00
0.00
0.00
1,198,548.60
46,912.44
1,763.59
303,263.87
0.00
0.00
301.11
313,350.18
12,852.76
776,236.56
0.00
2,711.22
2,711.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
566,621.80
307,946.89
13,287,885.21
9,378,155.65
1,609,899.00
78,652,667.05
159,461.25
33,577.91
3,542,156.30
23,443,627.62
4,626,934.42
129,004,447.19
961.69
0.00
961.69
64,479.23
5,165.98
69,645.21
22,220.81
211,773.55
257,633.02
0.00
0.00
19,535.55
0.00
0.00
530,729.00
0.00
0.00
190,971.48
0.00
0.00
28,000.00
44,798.61
1,956.29
149,850.59
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
326,128.94
20,736.41
19,719.23
312,132.44
0.00
0.00
66,081.71
14,354.32
768.65
234,010.33
0.00
0.00
0.00
0.00
5,298.91
5,298.91
0.00
9,201.74
9,201.74
0.00
0.00
0.00
8,759.02
25,464.71
83,191.10
0.00
0.00
0.00
1,925.31
0.00
1,925.31
1,125.62
0.00
5,786.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,824.01
4,219.99
0.00
0.00
0.00
0.00
0.00
0.00
-15,771,875.36
-3,264,976.39
-384,379,921.87
79,466.29
0.00
79,466.29
79,466.29
0.00
79,466.29
0.00
0.00
0.00
20,262,494.15
7,407,237.82
134,425,344.83
0.00
0.00
0.00
81,125.60
25,635.80
5,482,512.59
6,509,663.69
1,679,133.20
64,038,630.03
16,081.59
42,019.53
383,574.72
306,799.05
131,659.88
517,039.59
0.00
0.00
0.00
0.00
500.00
500.00
10,500.00
7,322.43
44,052.93
329,931.67
30,000.00
1,407,006.07
1,460,372.73
996,693.20
15,262,129.10
7,081.09
119,057.57
308,723.72
0.00
0.00
0.00
0.00
0.00
0.00
12,213,397.54
4,525,955.26
55,126,563.76
-672,458.81
-150,739.05
-8,145,387.68
2,074,402.51
130,038.61
27,477,807.87
1,143,950.30
36,101.53
7,220,169.65
0.00
0.00
0.00
930,555.98
94,252.11
21,658,912.76
-103.77
-315.03
-1,401,274.54
53,087,988.95
6,420,606.80
296,481,787.46
6,733,352.99
2,242,534.01
68,783,657.53
39,135,611.27
1,599,455.91
208,545,567.06
843,171.44
358,538.59
10,354,474.02
178,207.36
365,426.88
1,793,575.20
7,954,828.31
1,981,759.54
52,789,243.22
5,196,042.54
1,797,348.61
67,546,339.32
5,549,826.66
423,785.89
17,480,955.69
164,999.81
442.75
176,382.49
753,508.03
246,195.92
12,199,149.34
-13,421,559.46
-2,594,881.30
-143,187,556.41
16,529,118.56
4,914,910.31
113,885,671.08
2,868,304.96
320,759.14
15,606,034.04
282,531.91
23,616.77
9,538,683.49
2,629,639.04
571,287.65
24,910,029.14
3,206,719.66
1,401,663.16
28,001,773.17
1,668,897.14
74,041.08
6,447,450.20
0.00
0.00
299.98
0.00
0.00
0.00
5,916,525.35
2,538,334.66
30,649,716.88
-43,499.50
-14,792.15
-1,268,315.82
478,855,764.94
83,925,668.74
7,088,312,777.64
426,191,246.30
71,452,426.07
6,393,400,552.38
143,409,915.91
36,991,494.00
2,347,122,357.24
5,167.45
47.00
5,214.45
270,083,764.78
32,034,950.57
3,848,586,189.88
599,018.93
303,269.11
1,362,976.49
12,093,379.23
2,122,665.39
196,323,814.32
10,203.80
14,929.82
25,133.62
1,375.33
0.00
1,375.33
8,828.47
14,836.77
23,665.24
0.00
93.05
93.05
187,455.25
194,621.88
996,420.69
0.00
0.00
0.00
187,453.25
133,262.07
922,841.46
2.00
0.00
12,219.42
0.00
61,359.81
61,359.81
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
13,684,911.48
4,651,410.19
216,129,648.40
4,132,161.79
864,654.98
68,863,377.53
3,432.42
8,059.42
84,555.99
2,538,614.75
811,163.18
58,464,523.92
1,479,688.73
225,992.26
9,473,779.14
316,207.64
127,745.74
23,342,690.68
846,659.39
394,990.98
8,638,324.04
182.09
336,222.44
784,515.14
0.00
0.00
0.00
159,626.60
6,858.33
183,432.92
34,285.65
25,213.98
91,381.95
4,174,052.42
1,850,508.88
46,203,067.09
34,502,695.71
6,546,512.24
434,569,626.07
5,131.16
26,747.49
31,878.65
8,633,102.69
2,334,345.07
89,669,402.70
1,792,047.85
396,142.59
104,065,281.14
841,610.82
269,096.68
4,097,188.23
20,007,715.52
2,859,659.78
209,852,759.03
372,975.66
87,753.92
6,780,148.32
0.00
151,534.95
337,066.18
0.00
0.00
0.00
2,850,112.01
421,231.76
19,735,901.82
321.05
0.00
321.05
0.00
0.00
0.00
0.00
0.00
0.00
321.05
0.00
321.05
0.00
0.00
0.00
4,278,931.35
1,065,768.54
43,191,075.43
168,445.26
192,777.59
1,627,050.59
3,678.49
8,954.96
169,808.04
1,610,760.82
119,581.55
8,252,485.68
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.05
0.05
2,496,046.78
744,454.39
33,141,731.07
93,731,569.90
25,452,277.04
1,350,036,207.37
69,689,400.29
17,882,127.11
686,227,329.93
693,894.12
841,091.80
1,534,985.92
68,995,506.17
17,041,035.31
684,692,344.01
21,561,273.89
6,608,237.74
500,136,554.80
12,810,289.92
3,409,541.53
349,069,320.83
234,485.09
190,075.63
452,452.46
6,081,467.56
1,413,511.16
105,799,206.40
1,108,987.11
716,867.74
20,248,366.20
1,283,696.73
863,832.90
22,728,661.39
42,347.48
14,408.78
1,838,547.52
3,857,574.31
1,751,637.04
38,587,995.49
1,920,331.56
889,545.41
6,407,569.15
655,751.35
569,805.52
8,824,533.06
1,281,491.40
292,286.11
23,355,893.28
3,356,090.28
665,885.84
62,000,235.79
3,339,795.54
665,136.55
61,792,424.13
15,353.09
749.29
17,557.55
941.65
0.00
190,254.11
-4,732,768.87
-1,455,610.69
63,084,091.36
991,093.58
831,462.23
3,485,831.93
-4,662,990.93
-2,102,765.42
-18,983,899.00
2,460,377.69
808,034.68
86,736,903.33
-3,521,249.21
-992,342.18
-8,154,744.90
0.00
0.00
0.00
101,307,057.96
19,375,418.18
1,128,743,959.00
34,646,433.64
4,616,269.48
429,622,686.39
32,236,492.33
4,140,255.25
397,556,209.98
1,473.40
970.17
2,443.57
2,283,505.77
440,057.52
27,885,839.46
392.64
159.00
551.64
124,569.50
34,827.54
4,177,641.74
169,422.90
45,119.08
2,045,567.17
17,809.49
20,616.72
1,071,446.97
1,657.25
45.63
2,502.88
101,837.20
15,293.83
261,219.36
0.00
0.00
1,135.99
0.00
0.00
0.00
48,118.96
9,162.90
709,261.97
7,771.41
12,941.18
3,010,601.35
7,148.64
0.00
330,985.35
622.77
9,474.00
56,711.12
0.00
0.00
7,355.40
0.00
0.00
15,503.40
0.00
3,467.18
2,600,046.08
4,147,477.52
899,257.66
122,830,987.94
17,049.17
6,835.10
660,515.59
3,449,923.06
799,778.83
116,732,216.01
574,500.20
78,542.80
4,137,369.69
0.00
0.00
601,754.35
106,005.09
10,970.25
648,374.55
0.00
0.00
47,627.07
0.00
3,130.68
3,130.68
61,491,694.02
13,609,457.59
524,151,334.72
25,343,177.80
6,515,404.45
237,304,112.54
9,272,675.59
2,075,465.63
39,069,776.28
11,103,954.55
2,630,440.58
98,045,985.67
1,688,706.13
393,621.65
51,668,704.39
4,347,266.79
481,857.15
27,564,054.07
1,969,142.88
237,908.10
12,694,986.32
7,766,770.28
1,274,760.03
57,803,715.45
90,492.38
20,180.61
567,662.97
10,813.86
7,496.19
213,336.55
0.00
426.26
426.26
79,678.52
12,258.16
353,900.16
317,881.09
65,294.38
6,154,034.33
11,966.16
0.00
220,456.14
63,738.00
0.00
67,147.85
126,743.31
35,685.96
4,923,996.06
115,433.62
29,608.42
942,434.28
435,885.00
106,898.20
40,361,084.13
139,965.68
33,279.99
17,775,477.22
240,304.56
57,715.36
22,474,759.12
55,614.76
15,902.85
110,847.79
100,246,186.44
19,191,110.68
1,207,326,117.43
82,428,481.85
15,706,518.23
1,097,629,415.50
1,397,395.08
58,256.57
11,712,956.77
666.96
30.47
174,818.09
722,389.99
92,699.49
44,379,529.10
80,029,139.06
15,359,484.52
1,036,433,175.80
278,890.76
196,047.18
4,928,935.74
3,886,654.29
316,900.89
8,738,971.31
345,659.25
135,415.04
2,582,427.81
0.00
201.49
201.49
0.00
0.00
13,948.00
0.00
0.00
0.00
0.00
13,804.85
13,804.85
3,540,995.04
167,479.51
6,128,589.16
32,758.48
36,360.14
3,024,398.08
0.00
0.00
847,930.16
32,758.48
35,404.29
1,247,320.74
0.00
0.00
928,189.44
0.00
632.04
632.04
0.00
323.81
325.70
7,754,245.51
1,519,580.71
27,927,874.57
114,839.72
45,962.96
227,116.25
2,317,944.30
876,242.66
7,317,358.48
66,654.30
15,663.92
359,631.02
5,254,807.19
581,711.17
20,023,768.82
969,656.81
219,383.84
9,484,972.43
82,460.60
8,473.21
431,455.43
0.00
0.00
29,952.20
4,317.03
100.00
161,965.45
0.00
0.00
0.00
0.00
0.00
0.00
882,879.18
210,810.63
8,861,599.35
5,174,389.50
1,392,366.87
60,520,485.54
372,032.98
104,451.67
1,450,896.19
957.83
0.00
957.83
909,524.17
54,914.87
1,712,415.62
2,098,191.79
303,891.18
38,826,999.80
1,793,682.73
929,109.15
18,529,216.10
5,981,626.90
1,800,376.86
94,891,648.23
2,304,028.37
1,140,864.09
14,195,962.86
385,485.15
21,200.00
583,726.95
385,485.15
21,200.00
583,726.95
1,918,543.22
1,119,664.09
13,612,235.91
0.00
0.00
267,072.60
0.00
1,119,664.09
1,129,073.45
959,271.61
0.00
959,271.61
959,271.61
0.00
11,169,312.05
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
87,506.20
416,330,047.42
57,958,672.21
20,161,789,826.62
132,177,585.94
15,800,785.09
3,313,007,480.54
45,202,533.20
5,211,929.39
157,965,332.62
19,153,476.62
5,470,216.31
525,707,014.98
6,007,020.01
190,970.77
97,009,381.13
0.00
0.00
174,517,474.19
217,421.32
0.00
37,121,410.04
0.00
0.00
163.30
518,678.72
224,758.62
148,981,654.73
0.00
0.00
10,913,237.88
10,035,681.55
513,420.42
97,004,956.58
0.00
0.00
0.00
51,042,774.52
4,189,489.58
2,063,786,855.09
284,152,461.48
42,157,887.12
16,848,782,346.08
266,018,559.22
39,601,036.86
16,091,627,625.40
0.00
0.00
10,127,696.55
0.00
0.00
0.00
0.00
0.00
441,325,949.84
0.00
61,243.40
10,449,573.34
0.00
0.00
2,159,270.92
0.00
0.00
0.00
0.00
1,925.12
1,925.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
31,723.27
36,607.07
53,479,757.89
4,789,035.99
1,285,795.65
186,408,721.14
0.00
910.59
427,535.20
0.00
0.00
0.00
13,313,143.00
1,170,368.43
52,774,290.68
Indicadores financieros
Total Segmento 1
Total Segmento 2
ACTIVOS
5,556.00
1,323.91
PASIVOS
4,715.82
1,097.36
PATRIMONIO
840.19
226.54
CAPITAL SOCIAL
399.78
114.26
4,112.38
1,022.72
4,306.99
990.10
TOTALES DE CUENTAS
180.17
28.75
2,322.80
510.62
283.25
58.38
1,564.47
497.59
CRDITO PRODUCTIVO
0.08
0.00
0.12
0.00
17.19
1.82
0.00
0.00
CRDITO EDUCATIVO
0.00
0.03
3.38%
49.38%
4.46%
10.57%
CRDITO INMOBILIARIO
2.29%
8.29%
MICROCRDITO
7.36%
11.34%
CRDITO PRODUCTIVO
0.00%
0.00%
0.00%
0.00%
NDICES DE MOROSIDAD
Indicadores financieros
Total Segmento 1
Total Segmento 2
0.17%
0.00%
0.00%
0.00%
CRDITO EDUCATIVO
0.00%
11.76%
5.30%
11.80%
103.7%
118.4%
39.6%
37.0%
27.5%
57.1%
INTERMEDIACIN FINANCIERA
CARTERA BRUTA / (DEPSITOS A LA VISTA + DEPSITOS A PLAZO)
*LIQUIDEZ
FONDOS DISPONIBLES / TOTAL DEPSITOS A CORTO PLAZO
Total Segmento 3
Total Segmento 4
Total Segmento 5
Total SFPS
876.48
572.59
109.38
8,438.35
712.35
478.86
83.93
7,088.31
164.12
93.73
25.45
1,350.04
84.61
69.69
17.88
686.23
670.56
415.64
76.60
6,297.91
598.67
426.19
71.45
6,393.40
7.45
4.11
1.62
222.09
274.76
149.01
19.80
3,276.99
24.03
9.44
1.36
376.47
388.14
263.34
50.99
2,764.53
0.00
0.07
0.02
0.18
1.07
0.06
1.71
2.96
9.72
5.20
4.17
38.10
0.55
0.17
0.16
0.88
0.03
0.01
0.03
0.10
20.21%
24.28%
30.07%
10.48%
9.32%
18.77%
16.63%
6.54%
5.78%
10.14%
6.82%
3.66%
14.37%
22.69%
18.63%
10.73%
0.00%
1.29%
13.07%
2.09%
0.00%
100.00%
1.41%
2.99%
Total Segmento 3
Total Segmento 4
Total Segmento 5
Total SFPS
0.28%
7.69%
10.74%
2.37%
0.20%
1.04%
0.00%
0.19%
10.19%
9.53%
9.98%
10.52%
11.95%
20.89%
17.35%
8.22%
123.2%
104.3%
115.7%
107.9%
31.3%
35.9%
32.4%
38.0%
51.4%
96.2%
54.4%
40.7%