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DetermirretheiryrestonPsm,Om;ffifortfieBeriodftomJanuary.f0bOetohr2S,1996at
1596
interest
ban wro ortrimlly made at 816 simph intetgt fur 4 years. At fie erd of tftis
period,;the loanwas exterff fior 3 yiais widuut tte interest beirg paid but- de new inkmst
rate ras rtr* fO* mnpourded +q{-qr$NailI- Htr mtdt should tln borrrer pry at the etd
3*
ru,@.m
of
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cunpurn*O qrnrte*Vf
4..
mnprnffi
ysrs WM-isfuartrxrilfartStewrd
#e
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.$ man
semianmrall%
$f 15 ywlrs
P5,O0O
P$0O,filO
**ryTyrytu*ttT,'.., . .,
inins'iF
t0
P2IXlpm was depfisiEt fur a period of 4 pars and 6 *otdu and hears
F85,54925- Whffi is *te raEsf efterest if it is ompoun&d quarerly?
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adoum pafmentof P2ilFffi;P!ffi,fiIlattte enddoneyear; P4{I},(ffiatthe end of thrce
yealsardafird.payrrentflfte srdof fircyearsilillhatwasftefinatpayrrrcrnif interestwas
M.
,-
2- -You need
$4m
for'fur
per ltear
#,
1*
/*-
depci[Sl(minto a 996 aqrrt today. At the endof turo yearq you nill'deposit another
SUP. ln frr.e par.g iou plan. a $affi irur.*ase- Hsw mrdr b bft ia tlrc aemtrnt soe year after
You
the
gr&ae?
-/ 4. A r*onran borrotrred P3,(m to be paid after I 1{ years Hith lnterc* at 1296 compoun&d.
sc,nrlanmnff asd PS,m to be paid after 3 yers at 1itr96 wnpounded mor$ry. What singte
payrnent rrurst she gy alter t%yearc at an interest rate of 16% ornpourded quarterfu trr settle
the tso :.LiigEtions?
5-
3rtcemne
l-
lc,o
aoo -'{3OoO
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2*
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P35,ffi
4*
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6-
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FINAL EXAM
NA
I .11
pJ.d
1....q
"
ENGINEERING ECONOMY
t'
Score...,....,.r,.. r.. .
1.
is any method of repaying a debt, the principal and interest included usually by a seriesof.'egual
payments at equal interval of time.
d. depreciation
c. discount
a. ' a mortization
lt
r:quitY
b.
1"1
co$npounded monthly
What is the corresponding effective rate of 13% con'IpCIunded serni annually? {"
c. LB.46Ya
b. J_9.48%
a" 19.25%
{ U. F.8.9s%
BPI bank charges 1-1i7% per rnonth on the unpaid balance for the purchases mad&d BPI Express Credit
Card. What effective rate is it charging?
J,
n.2A%compounded quarterly
d,
11 .6A%
4.
a.1,6%
$ro.
'd,
s6za
,5104%
b.1801,
years
in
is P100,000. What is the
purchased
The
salvage
value
25
for P500,000.
An asset is
years
method.
using straight line
depieciation in the first three
':' c. P32,000
d. P16,000
b. P24,0c0
P48,000
@
pay
year
lrim
P25,000 a year
and want an account that will
An instructor pians to retire in exactly one
for the next L5 years. Assuming a 6% annual effective interest rate, what is the amount he would
1
,J,
\J.
I p249,000
c.
@zaz,aoo
P248,500
d. P250,400
qrmpounded quarterly?
c. 5.68
b. 3.55
d. 2.35
a.) a.sl
Ll
Xn irrigation pump costing P10,000 is to be paid equal at the end of year payments for 5 years with
f
9.
a. P5,4?A.56
i b1P4,205.55
c.
P2,504.56
d. P2,405.56
bank?
n. P6"S.q4
from the
, _ i"F. P44.55
c,
P54,66
d. P37.55
10. ,t certain rfiaclrinery cost P5$,m0 last L2 yrs vdith a salvss* value of p5,C1CI0. Mg_ng: js ut sr*h.5%4tthe
awner decides to sell it after using it fcr 5 yi"s.What should his price be so that he will not lose or gain
!'inancially in the transactions?
a P44,378.01
b. P34,578"75
ir,
ic.iPa4,578.67
d. P34,378.25
A ntanufacturing firm wishes to givc each 80 employees a holiday bonus. Hciw much is needed to invest
monthly for a year at 12% nominal interest rate compounded monthly so that each employee will receive
a P2000 bonus-l
n P12,608.00
b. p12,615,00
c. p12,600.00
d. p12,300.00
A computerized machine shop will require a fixed caBital invpqtment of P8l!1 and an estimated working
-)
4.
lt
.1piEl
J.
a. 1_03-?
b" 1037
c. 1043
c. 1053
is the practice of almost all banks in the Phil that when they grant the loan, the interest for one year is
automatically deducted from the principal amount upon release oi money to the borrower. Let us
therefore assume that you applied for a loan with the bank and the_1899@-was approved at an interest
rate of-Ll% of whigh P!1,200 was deducted anrJ you were given a check of P58,800. Since you have to pay
thdarr,ount of P80,000 one year after, what will be the etfective interest rate?
n.
1"6.S2?;
b. 1"6,?8%
n.
1"6 .3?o/a
d_
16.47%
,ly of
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