MARY RISKI

SEATTLE, WA 98103
(206) 419-5425
MTRISKI1@GMAIL.COM

CAREER OBJECTIVE & PROFILE

Senior level key banking, mortgage, or operational risk leadership position in an organization that will leverage
my expertise in improving operational efficiency, negotiating strategic transactions, developing strategic
relationships, building confidence of investors, regulators and auditors, and providing financial and operational
leadership. Industry expertise includes financial services, commercial and mortgage banking and loan servicing, and
real estate development and property management. Demonstrated success in finance, operations improvement, and
business structuring. Dedicated business leader with high level of integrity and demonstrated abilities to revitalize
teams and move organizations forward in a fast-paced environment. Extensive experience building strategic
relationships with Wall Street, Capital Markets, Bankers, and Regulators including the FDIC and CFPB. Additional
areas of expertise include:
Excellent communicator
Compliance and audit oversight
Strategic planning
Ratings agency/investor relations
Due diligence reviews

SEC experience
Operational risk assessment, remediation plan and
internal control implementation
Start-up experience
ALCO Committee experience

PROFESSIONAL EXPERIENCE
NEW VIEW ADVISORS NEW YORK, NY

2016 PRESENT

Reverse mortgage advisory firm focused on advising clients on capital markets, product development and valuation,
mergers and acquisitions, and asset investment strategies in the reverse mortgage industry.
Associate

Rejoined the firm in June of 2016

NATIONSTAR MORTGAGE - DALLAS, TX

2012 2016

Top-five mortgage servicing firm which also originates loans and provides transaction-based services related to real
estate transactions.
Vice President Operational Risk
Reverse Mortgage Division

Oversight of operational risk management for 10 lines of business to ensure compliance with regulatory,
SOX, and internal enterprise guidelines. Identification of root cause of findings, expert understanding of
business line practices, development of remediation plans and controls with minimal impact to business-asusual to mitigate impact to downstream partners.
Successfully managed acquisition and boarding of servicing for 160,000 loans from three servicers
ensuring seamless servicing transition for both borrowers and investors.

Oversight of policy and procedure (P&P) team for entire reverse division. Responsible for oversight and
completeness of over 200 P&Ps and process flow controls for ten lines of business.
Investor due diligence, collateral review and management, contract finance and project lead.
Resume of Mary Riski
Page 2 of 3

Vice President Operational Risk (continued)

Oversight of team that developed processes and procedures to ensure CFPB readiness for all lines of
business.
Oversight of all regulatory (CFPB, HUD, SOX) investor (FNMA, GNMA) and state audits and reviews.
Manage to zero findings benchmark. Oversight of all Change of Law impacts.
Business liaison with all corporate Nationstar functions including legal, compliance, and risk management.
Oversight of development of remediation plans and controls for lines of business to ensure maximum
operational efficiency in response to internal and external audit findings.
Relationship management with external business partners related to pre-transfer servicing activities and
monthly service releases.

NEW VIEW ADVISORS NEW YORK, NY

2009 2011

Reverse mortgage advisory firm focused on advising clients on capital markets, product development and valuation,
mergers and acquisitions, and asset investment strategies in the reverse mortgage industry.
Associate

Monthly audits of investor reporting to ensure accuracy and compliance with contract language.
Monthly statistical and trend analysis of loan portfolios to enhance investor understanding and realization
of current market values.
Transaction manager on whole loan and servicing trades including investor due diligence, collateral review
and management, contract finance and project lead.
Integration planning including staffing, systems, controls and financing for entry into the reverse mortgage
space.

METLIFE BANK, NA BLOOMFIELD, NJ

2006 2008

(formerly EverBank Reverse Mortgage, BNY Mortgage)

One of the nations largest and most respected reverse mortgage originators and servicers. Selling to and servicing
for non-GSE secondary market (Lehman Brothers, Goldman Sachs, UBS.)
Vice President/ Director

Key player in building a top-5 reverse mortgage lending and servicing division that was purchased by
MetLife in May 2008.
Led the redesign of operational processes and controls to successfully transition the division to the new
owner.
Key member of team responsible for the first GNMA securitization of reverse mortgages. Total HMBS at
issuance was $100 million +.
Led the process to become a certified Ginnie Mae issuer, significantly enhancing the banks profitability by
delivering into the secondary market via mortgage securitization.
Led the team that designed workflows and infrastructure for delivering, servicing, and securitizing
mortgages.
Designed and implemented due diligence review procedures for on-site reviews of potential brokers and
vendors which resulted in lower up-front training costs and reduced time-to-market for new originators and
service providers.
Strategic business partner with internal and external audit, legal, compliance, and secondary divisions.

Resume of Mary Riski

Page 3 of 3

SEATTLE SAVINGS BANK / SEATTLE MORTGAGE COMPANY SEATTLE, WA

2002-2006

Community retail bank specializing in residential, construction, and commercial lending.

Vice President Asset/Liability Manager

2004 - 2006

Appointed to ALCO after promotion to this senior management position.

Responsible for balance sheet risk management functions for bank with total of assets of $175 million.

Designed the fair value valuation model for reverse mortgage servicing rights, achieving buyoff from bank
regulators and public accountants, adding $10 million in asset value to balance sheet.
Established an investment portfolio totaling $30 million which received approval of the bank Board and
federal regulators. Portfolio was subject to quarterly regulatory review and audit.

Vice President Asset/Liability Manager (continued)

Strategic development of business models to maximize cash flow and improve capital position and interest
rate spreads, while achieving significant cost savings and acceptable interest rate risk.
In partnership with CFO, managed the banks interest rate risk, which required thorough understanding of
proprietary IRR models.
Provided leadership and direction to accounting, secondary, and administrative and operations staff.
Integral member of management team responsible for positioning the reverse mortgage division for sale at
an attractive premium to Bank of America. Developing creative strategies that allowed transaction to move
forward by managing numerous regulatory and ratings agency requirements prior to sale.
Key member of team responsible for the first private securitization of reverse mortgages total MBS at
issuance was $100 million.
Developed and delivered national presentations to potential investors and rating agencies resulting in the
bank becoming the first rated servicer for reverse mortgages (Standard & Poors.)

2002 2004

Controller

Managed all accounting and finance functions during time of rapid growth.
Restructured the Accounting Department in accordance with regulator recommendations.
Implemented policies and procedures to bring the bank into compliance with GAAP and FDIC regulatory
reporting requirements.
Analyzed mortgage MSR portfolios to ensure maximization of balance sheet valuation. Supported and
provided expertise on underlying valuation assumptions to regulators and auditors.

PROFESSIONAL CERTIFICATION
CPA, Washington State (inactive)
Co-chair, NRMLA Risk and Compliance Servicing Committee
(National reverse mortgage industry trade organization)

EDUCATION
University of North Dakota - Grand Forks, ND
Bachelor of Science in Business Administration
Emphasis in Accounting